SOKIN ACCOUNT PAYMENT SERVICES Uploads Clause Samples

SOKIN ACCOUNT PAYMENT SERVICES Uploads. 5.1 You can upload funds into your Sokin Account via the Sokin Mobile App, by logging into you Sokin Account and following the relevant upload instructions. You may be presented with a number of different upload methods, depending on which Payment Methods are available in your country of residence. Upload methods are payment services provided by third party financial institutions (for example, the issuer of the payment card you use to upload funds or third party direct banking service providers) and are not part of our service. We reserve the right to change or discontinue the acceptance of any particular upload method. If we change or discontinue an upload method, we will notify you 30 days before such change comes into effect. If you disagree with the change, you can cancel your Sokin Account within 30 days of the change coming into effect. If you do not contact us within the 30 days following the change, we will consider that you have accepted the change. Our obligations under these terms and conditions being solely at the time of receipt of the amounts by Sokin. 5.2 If you upload funds using a Payment Method that may be subject to a right to claim funds back (a “Chargeback”) such as (but not limited to) debit card or direct debit, you declare that you will not exercise such Chargeback other than for unauthorised use of the Payment Method or for a breach by us of these Terms of Use which would result in you having a right to a refund of the uploaded amount. Otherwise, you may not Chargeback any upload transaction or allow Chargeback of any upload transaction for reasons for which we are not responsible including (but not limited to) disputes with merchants for non-delivery of goods or services or insufficient balance on the Payment Method account. We reserve the right to charge you fees and expenses we incur in connection with such Chargeback and any action undertaken to challenge the same as detailed within the Fees and Limits Schedule. 5.3 If a Chargeback or reversal of an upload transaction results in a negative balance in your Sokin Account, you will be required to repay such negative balance by uploading sufficient funds into your Sokin Account. Such negative balance will prevent any debit or outgoing transactions to be performed on your account until the negative balance becomes positive via the uploading of credit funds into your account. 5.4 Uploaded funds will be added to your Available Balance once the funds have been received by us. Funds may...