Common use of Source of Strength Clause in Contracts

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s financial and managerial resources, pursuant to section 225.4(a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement entered into with the Office of the Comptroller of the Currency on February 9, 2009 and any other supervisory action taken by the Bank’s federal regulator.

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s financial and managerial resources, pursuant to section 225.4(a225.4 (a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of the Comptroller of the Currency Federal Deposit Insurance Corporation (“FDIC”) on February 9April 29, 2009 2010 and any other supervisory action taken by the Bank’s federal or state regulator.

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s financial and managerial resources, pursuant to section 38A of the Federal Deposit Insurance Act (the “FDI Act”) (12 U.S.C. § 1831o-1) and section 225.4(a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal this Agreement entered into with the Office of the Comptroller of the Currency on February 9, 2009 and any other supervisory action taken by the Bank’s federal regulatoror state regulators.

Source of Strength. 1. The board of directors of Bancorp Bancshares shall take appropriate steps to fully utilize Bancorp’s Bancshares' financial and managerial resources, pursuant to section 225.4(a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “"Board of Governors”") (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of FDIC and the Comptroller of the Currency LOFI on February 9January 29, 2009 2010 and any other supervisory action taken by the Bank’s 's federal or state regulator.

Source of Strength. 1. The board of directors of Bancorp Bankshares shall take appropriate steps to fully utilize Bancorp’s Bankshares’ financial and managerial resources, pursuant to section 225.4(a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of the Comptroller of the Currency Federal Deposit Insurance Corporation (“FDIC”) on February 9January 29, 2009 2010, and any other supervisory action taken by the Bank’s federal or state regulator.

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s financial and managerial resources, pursuant to section 225.4(a225.4 (a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement entered into Consent Order issued by with the Office of the Comptroller of the Currency on February 9May 12, 2009 2010, and any other supervisory action taken by the Bank’s federal regulator.

Source of Strength. 1. The board of directors of Bancorp Bancshares shall take appropriate steps to fully utilize Bancorp’s Bancshares’ financial and managerial resources, pursuant to section 225.4(a225.4 (a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement entered into with Consent Order issued by the Office of the Comptroller of the Currency Federal Deposit Insurance Corporation (“FDIC”) on February 9December 28, 2009 2010, and any other supervisory action taken by the Bank’s federal or state regulator.

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s 's financial and managerial resources, pursuant to section 225.4(a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “"Board of Governors”") (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of the Comptroller of the Currency Federal Deposit Insurance Corporation ("FDIC") on February 9August 27, 2009 2010 and any other supervisory action taken by the Bank’s 's federal or state regulator.

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s financial and managerial resources, pursuant to section 225.4(a225.4 (a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of the Comptroller of the Currency on February 9September 1, 2009 2010 and any other supervisory action taken by the Bank’s federal regulator.

Source of Strength. 1. The board of directors of Bancorp Banc Shares shall take appropriate steps to fully utilize Bancorp’s Banc Shares' financial and managerial resources, pursuant to section 225.4(a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “"Board of Governors”") (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of the Comptroller of the Currency Federal Deposit Insurance Corporation on February 9October 29, 2009 2010 and any other supervisory action taken by the Bank’s 's federal or state regulator.

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s financial and managerial resources, pursuant to section 225.4(a225.4 (a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of the Comptroller of the Currency Federal Deposit Insurance Corporation (“FDIC”) on February 9March 17, 2009 2010, and any other supervisory action taken by the Bank’s federal or state regulator.

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s financial and managerial resources, pursuant to section 225.4(a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office Federal Deposit Insurance Corporation and the Illinois Department of the Comptroller of the Currency Financial and Professional Regulation on February 924, 2009 2010, and any other supervisory action taken by the Bank’s federal or state regulator.

Source of Strength. 1. The board of directors of Bancorp Bancshares shall take appropriate steps to fully utilize Bancorp’s Bancshares's financial and managerial resources, pursuant to section 225.4(a225.4 (a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “"Board of Governors”") (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of the Comptroller of the Currency Federal Deposit Insurance Corporation ("FDIC") on February 9May 5, 2009 2010, and any other supervisory action taken by the Bank’s 's federal or state regulator.

Source of Strength. 1. The board of directors of Bancorp SB shall take appropriate steps to fully utilize BancorpSB’s financial and managerial resources, pursuant to section 225.4(a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement consent order entered into with the Office of the Comptroller of the Currency Federal Deposit Insurance Corporation on February 9January 29, 2009 2010 and any other supervisory action taken by the Bank’s state or federal regulator.

Source of Strength. 1. The board of directors of Bancorp Bancshares shall take appropriate steps to fully utilize BancorpBancshares’s financial and managerial resources, pursuant to section 225.4(a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement entered into with the Office of the Comptroller of the Currency on February 9FDIC’s Order to Cease and Desist dated October 20, 2009 2009, and any other supervisory action taken by the Bank’s federal or state regulator.

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s financial and managerial resources, pursuant to section 225.4(a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of the Comptroller of the Currency on Federal Deposit Insurance Corporation (“FDIC”) dated February 919, 2009 2010 and any other supervisory action taken by the Bank’s federal regulatoror state regulators.

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s financial and managerial resources, pursuant to section 38A of the Federal Deposit Insurance Act (the “FDI Act”) (12 U.S.C. § 1831o-1) and section 225.4(a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal this Agreement entered into with the Office of the Comptroller of the Currency on February 9, 2009 and any other supervisory action taken by the Bank’s federal regulatoror state regulators.

Source of Strength. 1. The board of directors of Bancorp Bancshares shall take appropriate steps to fully utilize Bancorp’s Bancshares' financial and managerial resources, pursuant to section 225.4(a225.4 (a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “"Board of Governors”") (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of Federal Deposit Insurance Corporation and the Comptroller of the Currency Commissioner on February 9May 4, 2009 2010, and any other supervisory action taken by the Bank’s 's federal or state regulator.

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s 's financial and managerial resources, pursuant to section 225.4(a225.4 (a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “"Board of Governors”") (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of the Comptroller of the Currency on February 9August 25, 2009 2010, and any other supervisory action taken by the Bank’s 's federal regulator.

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s 's financial and managerial resources, pursuant to section 225.4(a225.4 (a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “"Board of Governors”") (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement entered into with the Office of the Comptroller of the Currency on February 9August 20, 2009 2010, and any other supervisory action taken by the Bank’s 's federal regulator.

Source of Strength. 1. The board of directors of Bancorp shall take appropriate steps to fully utilize Bancorp’s financial and managerial resources, pursuant to section 225.4(a225.4 (a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of the Comptroller of the Currency Federal Deposit Insurance Corporation (“FDIC”) on February 9January 22, 2009 2010, and any other supervisory action taken by the Bank’s federal or state regulator.

Source of Strength. 1. The board of directors of Bancorp BBI shall take appropriate steps to fully utilize BancorpBBI’s financial and managerial resources, pursuant to section 225.4(a225.4 (a) of Regulation Y of the Board of Governors of the Federal Reserve System (the “Board of Governors”) (12 C.F.R. § 225.4(a)), to serve as a source of strength to the Bank, including, but not limited to, taking steps to ensure that the Bank complies with the Formal Agreement Consent Order entered into with the Office of Federal Deposit Insurance Corporation (the Comptroller of “FDIC”) and the Currency Commissioner on February 9April 14, 2009 2010, and any other supervisory action taken by the Bank’s federal regulatoror state regulators.