Common use of Special Sales Charge Arrangements for Shareholders of Certain Xxxxxxxxxxx Funds Clause in Contracts

Special Sales Charge Arrangements for Shareholders of Certain Xxxxxxxxxxx Funds. Who Were Shareholders of Connecticut Mutual Investment Accounts, Inc. The initial and contingent deferred sale charge rates and waivers for Class A and Class B shares described in the respective Prospectus (or this Appendix) of the following Xxxxxxxxxxx funds (each is referred to as a "Fund" in this section): Xxxxxxxxxxx U. S. Government Trust, Xxxxxxxxxxx Bond Fund, Xxxxxxxxxxx Value Fund and Xxxxxxxxxxx Disciplined Allocation Fund are modified as described below for those Fund shareholders who were shareholders of the following funds (referred to as the "Former Connecticut Mutual Funds") on March 1, 1996, when OppenheimerFunds, Inc. became the investment adviser to the Former Connecticut Mutual Funds: Connecticut Mutual Liquid Account Connecticut Mutual Total Return Account Connecticut Mutual Government Securities Account CMIA LifeSpan Capital Appreciation Account Connecticut Mutual Income Account CMIA LifeSpan Balanced Account Connecticut Mutual Growth Account CMIA Diversified Income Account

Special Sales Charge Arrangements for Shareholders of Certain Xxxxxxxxxxx Funds. Who Were Shareholders of Connecticut Mutual Investment Accounts, Inc. The initial and contingent deferred sale sales charge rates and waivers for Class A and Class B shares described in the respective Prospectus (or this Appendix) of the following Xxxxxxxxxxx funds (each is referred to as a "Fund" in this section): x Xxxxxxxxxxx U. S. Government Trust, x Xxxxxxxxxxx Bond Fund, x Xxxxxxxxxxx Disciplined Value Fund and x Xxxxxxxxxxx Disciplined Allocation Fund are modified as described below for those Fund shareholders who were shareholders of the following funds (referred to as the "Former Connecticut Mutual Funds") on March 1, 1996, when OppenheimerFunds, Inc. became the investment adviser advisor to the Former Connecticut Mutual Funds: Connecticut Mutual Liquid Account Connecticut Mutual Total Return Account Connecticut Mutual Government Securities Account CMIA LifeSpan Capital Appreciation Account Connecticut Mutual Income Account CMIA LifeSpan Balanced Account Connecticut Mutual Growth Account CMIA Diversified Income Account

Special Sales Charge Arrangements for Shareholders of Certain Xxxxxxxxxxx Funds. Who Were Shareholders of Connecticut Mutual Investment Accounts, Inc. ---------------------------------------------------------------------------------------------------------------------- The initial and contingent deferred sale charge rates and waivers for Class A and Class B shares described in the respective Prospectus (or this Appendix) of the following Xxxxxxxxxxx funds (each is referred to as a "Fund" in this section): Xxxxxxxxxxx U. S. Government Trust, Xxxxxxxxxxx Bond Fund, Xxxxxxxxxxx Value Fund and Xxxxxxxxxxx Disciplined Allocation Fund are modified as described below for those Fund shareholders who were shareholders of the following funds (referred to as the "Former Connecticut Mutual Funds") on March 1, 1996, when OppenheimerFunds, Inc. became the investment adviser advisor to the Former Connecticut Mutual Funds: Connecticut Mutual Liquid Account Connecticut Mutual Total Return Account Connecticut Mutual Government Securities Account CMIA LifeSpan Capital Appreciation Account Connecticut Mutual Income Account CMIA LifeSpan Balanced Account Connecticut Mutual Growth Account CMIA Diversified Income Account

Special Sales Charge Arrangements for Shareholders of Certain Xxxxxxxxxxx Funds. Who Were Shareholders of Connecticut Mutual Investment Accounts, Inc. The initial and contingent deferred sale charge rates and waivers for Class A and Class B shares described in the respective Prospectus (or this Appendix) of the following Xxxxxxxxxxx funds (each is referred to as a "Fund" in this section): x Xxxxxxxxxxx U. S. Government Trust, x Xxxxxxxxxxx Bond Fund, x Xxxxxxxxxxx Disciplined Value Fund and x Xxxxxxxxxxx Disciplined Allocation Fund are modified as described below for those Fund shareholders who were shareholders of the following funds (referred to as the "Former Connecticut Mutual Funds") on March 1, 1996, when OppenheimerFunds, Inc. became the investment adviser to the Former Connecticut Mutual Funds: Connecticut Mutual Liquid Account Connecticut Mutual Total Return Account Connecticut Mutual Government Securities Account CMIA LifeSpan Capital Appreciation Account Connecticut Mutual Income Account CMIA LifeSpan Balanced Account Connecticut Mutual Growth Account CMIA Diversified Income Account

Special Sales Charge Arrangements for Shareholders of Certain Xxxxxxxxxxx Funds. Who Were Shareholders of Connecticut Mutual Investment Accounts, Inc. The initial and contingent deferred sale charge rates and waivers for Class A and Class B shares described in the respective Prospectus (or this Appendix) of the following Xxxxxxxxxxx funds (each is referred to as a "Fund" in this section): Xxxxxxxxxxx U. S. Government Trust, Xxxxxxxxxxx Oppenheimer Bond Fund, Xxxxxxxxxxx Oppenheimer Value Fund and Xxxxxxxxxxx Oppenheimer Disciplined Allocation Fund are modified as described below for those Fund shareholders who were shareholders of the following funds (referred to as the "Former Connecticut Mutual Funds") on March 1, 1996, when OppenheimerFunds, Inc. became the investment adviser to the Former Connecticut Mutual Funds: Connecticut Mutual Liquid Account Connecticut Mutual Total Return Account Connecticut Mutual Government Securities Account CMIA LifeSpan Capital Appreciation Account Connecticut Mutual Income Account CMIA LifeSpan Balanced Account Connecticut Mutual Growth Account CMIA Diversified Income Account