Common use of Specification of Required Subordinated Amount and Other Terms Clause in Contracts

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-9) Adverse Event shall have occurred. (b) For the Class A(2004-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-9) Adverse Event shall have occurred. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004-9) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004A(2003-95) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-95) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-95) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2003-95) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-95) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-95) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-95) Adverse Event shall have occurred. (b2) For the Class A(2004A(2003-95) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-95) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-95) Notes on such date or (ii) on and after the date on which a Class A(2004A(2003-95) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-95) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-95) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-95) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2003-95) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-95) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2001-94) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2001-4) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2001-4) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2001-94) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2001-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-94) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2001-94) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2001-4) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2001-4) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2001-94) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2001-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-94) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2001-94) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004-92) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-92) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-92) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-92) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-92) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-92) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-92) Adverse Event shall have occurred. (b2) For the Class A(2004-92) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-92) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-92) Notes on such date or (ii) on and after the date on which a Class A(2004-92) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-92) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-92) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-92) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-92) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004-92) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2003-92) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-2) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-2) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-92) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2003-92) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-2) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-2) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-92) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-92) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2002-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior to the occurrence Adjusted Outstanding Dollar Principal Amount of a the Class A(2004A(2002-9) Adverse EventNotes on such date or (ii) if an Early Redemption Event with respect to the Class A(2002-9) Notes shall have occurred, if an Event of Default and acceleration of the Class A(2002-9) Notes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2002-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date or (ii) on and after if an Early Redemption Event with respect to the date on which a Class A(2004A(2002-9) Adverse Event Notes shall have occurred, if an Event of Default and acceleration of the Class A(2002-9) Notes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater of (1) than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2002-9) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2003-97) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-7) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-7) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-97) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-97) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2003-97) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-7) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-7) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-97) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-97) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-97) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2003-94) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-4) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-4) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-94) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-94) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2003-94) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-4) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-4) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-94) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-94) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-94) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2003-9) 8) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-8) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-8) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-9) Adverse Event8) Notes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) 8) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2003-9) 8) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-8) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-8) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-9) Adverse Event8) Notes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) 8) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-9) 8) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2002-92) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2002-92) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-92) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2002-92) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-92) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-92) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2002-92) Adverse Event shall have occurred. (b) For the Class A(2004A(2002-92) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2002-92) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-92) Notes on such date or (ii) on and after the date on which a Class A(2004A(2002-92) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-92) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-92) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2002-92) Adverse Event shall have occurred. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2002-92) Notes of the ONEseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2002-92) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004B(2002-91) Notes Notes, for any date of determination, the Class B Required Subordinated Amount of Class C Notes will be an amount equal to: (a) for any date of determination prior to the occurrence of a Class B(2002-1) Adverse Event, the product of (1) the sum of (i) a fraction (x) the numerator of which is equal to the sum of the Class A Required Subordinated Amount of Class C Notes on such date of determination for all outstanding Tranches of ONEseries Class A Notes for which the Class A Required Subordinated Amount of Class B Notes will be an amount on such date of determination is greater than zero and (y) the denominator of which is equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class A(2004B(2002-91) Notes), and (ii) the product of (x) 7.81671% and (y) a fraction (A) the numerator of which is equal to (1) the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class B(2002-1) Notes) minus (2) the Class A Required Subordinated Amount of Class B Notes on such date of determination or for all outstanding Tranches of ONEseries Class A Notes for which the Class A Required Subordinated Amount of Class B Notes is greater than zero; provided, however, that such numerator shall not be less than zero and (iiB) the denominator of which is equal to the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class B(2002-1) Notes), and (2) the Adjusted Outstanding Dollar Principal Amount on such date of determination of the Class B(2002-1) Notes; and (b) for any date of determination on and after the date on which a Class A(2004B(2002-91) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9amount determined in subsection 2.2(a) Notes on for such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of amount determined in subsection 2.2(a) for the Class A(2004-9) Notes as of the close of business on the day date immediately preceding prior to the date on which such Class A(2004B(2002-91) Adverse Event shall have occurred. (b) For the Class A(2004-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-9) Adverse Event shall have occurred. (c) . The Issuer may change the percentages or the formulas percentage set forth in either subsection 2.2(a)(1)(ii)(x), above, or the formula set forth in clause (a) or (b) above ), above, without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the ONEseries that the change in either of such percentages percentage or formulas, as applicable, formula will not result in a Ratings Effect with respect to any Outstanding Class A(2004B(2002-91) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004A(2002-93) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2002-93) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-93) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2002-93) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-93) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-93) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2002-93) Adverse Event shall have occurred. (b2) For the Class A(2004A(2002-93) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2002-93) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-93) Notes on such date or (ii) on and after the date on which a Class A(2004A(2002-93) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-93) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-93) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2002-93) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2002-93) Notes of the ONEseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2002-93) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004B(2003-93) Notes Notes, for any date of determination, the Class B Required Subordinated Amount of Class C Notes will be an amount equal to: (1) for any date of determination prior to the occurrence of a Class B(2003-3) Adverse Event, the product of (1) the sum of (i) a fraction (x) the numerator of which is equal to the sum of the Class A Required Subordinated Amount of Class C Notes on such date of determination for all outstanding Tranches of ONEseries Class A Notes for which the Class A Required Subordinated Amount of Class B Notes will be an amount on such date of determination is greater than zero and (y) the denominator of which is equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class A(2004B(2003-93) Notes), and (ii) the product of (x) 7.81671% and (y) a fraction (A) the numerator of which is equal to (1) the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class B(2003-3) Notes) minus (2) the Class A Required Subordinated Amount of Class B Notes on such date of determination or for all outstanding Tranches of ONEseries Class A Notes for which the Class A Required Subordinated Amount of Class B Notes is greater than zero; provided, however, that such numerator shall not be less than zero and (iiB) the denominator of which is equal to the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class B(2003-3) Notes), and (2) the Adjusted Outstanding Dollar Principal Amount on such date of determination of the Class B(2003-3) Notes; and (2) for any date of determination on and after the date on which a Class A(2004B(2003-93) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9amount determined in subsection 2.2(a) Notes on for such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of amount determined in subsection 2.2(a) for the Class A(2004-9) Notes as of the close of business on the day date immediately preceding prior to the date on which such Class A(2004B(2003-93) Adverse Event shall have occurred. (b) For the Class A(2004-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-9) Adverse Event shall have occurred. (c) . The Issuer may change the percentages or the formulas percentage set forth in either subsection 2.2(a)(1)(ii)(x), above, or the formula set forth in clause (a) or (b) above ), above, without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the ONEseries that the change in either of such percentages percentage or formulas, as applicable, formula will not result in a Ratings Effect with respect to any Outstanding Class A(2004B(2003-93) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004A(2003-910) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-910) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-910) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2003-910) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-910) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-910) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-910) Adverse Event shall have occurred. (b2) For the Class A(2004A(2003-910) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-910) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-910) Notes on such date or (ii) on and after the date on which a Class A(2004A(2003-910) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-910) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-910) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-910) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2003-910) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-910) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004A(2003-93) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-93) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-93) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2003-93) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-93) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-93) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-93) Adverse Event shall have occurred. (b2) For the Class A(2004A(2003-93) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-93) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-93) Notes on such date or (ii) on and after the date on which a Class A(2004A(2003-93) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-93) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-93) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-93) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2003-93) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-93) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2002-910) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2002-10) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2002-10) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2002-910) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-910) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2002-910) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2002-10) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2002-10) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2002-910) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-910) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2002-910) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2002-91) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2002-1) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2002-1) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2002-91) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2002-91) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2002-1) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2002-1) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2002-91) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004-9) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2002-97) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2002-7) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2002-7) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2002-97) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-97) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2002-97) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2002-7) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2002-7) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2002-97) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-97) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2002-97) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004B(2003-92) Notes Notes, for any date of determination, the Class B Required Subordinated Amount of Class C Notes will be an amount equal to: (1) for any date of determination prior to the occurrence of a Class B(2003-2) Adverse Event, the product of (1) the sum of (i) a fraction (x) the numerator of which is equal to the sum of the Class A Required Subordinated Amount of Class C Notes on such date of determination for all outstanding Tranches of ONEseries Class A Notes for which the Class A Required Subordinated Amount of Class B Notes will be an amount on such date of determination is greater than zero and (y) the denominator of which is equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class A(2004B(2003-92) Notes), and (ii) the product of (x) 7.81671% and (y) a fraction (A) the numerator of which is equal to (1) the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class B(2003-2) Notes) minus (2) the Class A Required Subordinated Amount of Class B Notes on such date of determination or for all outstanding Tranches of ONEseries Class A Notes for which the Class A Required Subordinated Amount of Class B Notes is greater than zero; provided, however, that such numerator shall not be less than zero and (iiB) the denominator of which is equal to the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class B(2003-2) Notes), and (2) the Adjusted Outstanding Dollar Principal Amount on such date of determination of the Class B(2003-2) Notes; and (2) for any date of determination on and after the date on which a Class A(2004B(2003-92) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9amount determined in subsection 2.2(a) Notes on for such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of amount determined in subsection 2.2(a) for the Class A(2004-9) Notes as of the close of business on the day date immediately preceding prior to the date on which such Class A(2004B(2003-92) Adverse Event shall have occurred. (b) For the Class A(2004-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-9) Adverse Event shall have occurred. (c) . The Issuer may change the percentages or the formulas percentage set forth in either subsection 2.2(a)(1)(ii)(x), above, or the formula set forth in clause (a) or (b) above ), above, without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the ONEseries that the change in either of such percentages percentage or formulas, as applicable, formula will not result in a Ratings Effect with respect to any Outstanding Class A(2004B(2003-92) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2003-91) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-1) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-1) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-91) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2003-91) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-1) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-1) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-91) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004-9) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2003-93) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-3) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-3) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-93) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-93) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2003-93) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-3) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-3) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-93) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-93) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-93) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2001-92) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2001-2) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2001-2) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2001-92) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2001-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2001-92) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2001-2) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2001-2) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2001-92) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2001-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2001-92) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004A(2003-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2003-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-9) Adverse Event shall have occurred. (b2) For the Class A(2004A(2003-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date or (ii) on and after the date on which a Class A(2004A(2003-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-9) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2003-9) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-9) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2008-94) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.72093% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2008-4) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2008-4) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2008-94) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2008-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-94) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2008-94) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479537.55814% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2008-4) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2008-4) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2008-94) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2008-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-94) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the BAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004-9) Notes of the BAseries and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004B(2004-92) Notes Notes, for any date of determination, the Class B Required Subordinated Amount of Class C Notes will be an amount equal to: (1) for any date of determination prior to the occurrence of a Class B(2004-2) Adverse Event, the product of (1) the sum of (i) a fraction (x) the numerator of which is equal to the sum of the Class A Required Subordinated Amount of Class C Notes on such date of determination for all outstanding Tranches of ONEseries Class A Notes for which the Class A Required Subordinated Amount of Class B Notes will be an amount on such date of determination is greater than zero and (y) the denominator of which is equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class A(2004B(2004-92) Notes), and (ii) the product of (x) 7.81671% and (y) a fraction (A) the numerator of which is equal to (1) the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class B(2004-2) Notes) minus (2) the Class A Required Subordinated Amount of Class B Notes on such date of determination or for all outstanding Tranches of ONEseries Class A Notes for which the Class A Required Subordinated Amount of Class B Notes is greater than zero; provided, however, that such numerator shall not be less than zero and (iiB) the denominator of which is equal to the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class B(2004-2) Notes), and (2) the Adjusted Outstanding Dollar Principal Amount on such date of determination of the Class B(2004-2) Notes; and (2) for any date of determination on and after the date on which a Class A(2004B(2004-92) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9amount determined in subsection 2.2(a) Notes on for such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of amount determined in subsection 2.2(a) for the Class A(2004-9) Notes as of the close of business on the day date immediately preceding prior to the date on which such Class A(2004B(2004-92) Adverse Event shall have occurred. (b) For the Class A(2004-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-9) Adverse Event shall have occurred. (c) . The Issuer may change the percentages or the formulas percentage set forth in either subsection 2.2(a)(1)(ii)(x), above, or the formula set forth in clause (a) or (b) above ), above, without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the ONEseries that the change in either of such percentages percentage or formulas, as applicable, formula will not result in a Ratings Effect with respect to any Outstanding Class A(2004B(2004-92) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2001-91) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2001-1) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2001-1) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2001-91) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2001-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2001-91) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2001-1) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2001-1) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2001-91) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2001-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2001-91) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004A(2003-91) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-91) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-91) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2003-91) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-91) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-91) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-91) Adverse Event shall have occurred. (b2) For the Class A(2004A(2003-91) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-91) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-91) Notes on such date or (ii) on and after the date on which a Class A(2004A(2003-91) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-96) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-91) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-91) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2003-91) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-91) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2003-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior to the occurrence Adjusted Outstanding Dollar Principal Amount of a the Class A(2004A(2003-9) Adverse EventNotes on such date or (ii) if an Early Redemption Event with respect to the Class A(2003-9) Notes shall have occurred, if an Event of Default and acceleration of the Class A(2003-9) Notes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2003-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date or (ii) on and after if an Early Redemption Event with respect to the date on which a Class A(2004A(2003-9) Adverse Event Notes shall have occurred, if an Event of Default and acceleration of the Class A(2003-9) Notes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater of (1) than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-9) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004-93) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-93) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-93) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-93) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-93) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-93) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-93) Adverse Event shall have occurred. (b2) For the Class A(2004-93) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-93) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-93) Notes on such date or (ii) on and after the date on which a Class A(2004-93) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-93) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-93) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-93) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-93) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004-93) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004A(2003-96) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-96) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-96) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2003-96) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-96) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-96) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-96) Adverse Event shall have occurred. (b2) For the Class A(2004A(2003-96) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-96) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-96) Notes on such date or (ii) on and after the date on which a Class A(2004A(2003-96) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-96) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-96) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-96) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2003-96) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-96) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004A(2003-97) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-97) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-97) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2003-97) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-97) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-97) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-97) Adverse Event shall have occurred. (b2) For the Class A(2004A(2003-97) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-97) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-97) Notes on such date or (ii) on and after the date on which a Class A(2004A(2003-97) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-97) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-97) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-97) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2003-97) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-97) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2001-93) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2001-3) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2001-3) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2001-93) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2001-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-93) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2001-93) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2001-3) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2001-3) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2001-93) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2001-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-93) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2001-93) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004B(2002-92) Notes Notes, for any date of determination, the Class B Required Subordinated Amount of Class C Notes will be an amount equal to: (a) for any date of determination prior to the occurrence of a Class B(2002-2) Adverse Event, the product of (1) the sum of (i) a fraction (x) the numerator of which is equal to the sum of the Class A Required Subordinated Amount of Class C Notes on such date of determination for all outstanding Tranches of ONEseries Class A Notes for which the Class A Required Subordinated Amount of Class B Notes will be an amount on such date of determination is greater than zero and (y) the denominator of which is equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class A(2004B(2002-92) Notes), and (ii) the product of (x) 7.81671% and (y) a fraction (A) the numerator of which is equal to (1) the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class B(2002-2) Notes) minus (2) the Class A Required Subordinated Amount of Class B Notes on such date of determination or for all outstanding Tranches of ONEseries Class A Notes for which the Class A Required Subordinated Amount of Class B Notes is greater than zero; provided, however, that such numerator shall not be less than zero and (iiB) the denominator of which is equal to the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class B(2002-2) Notes), and (2) the Adjusted Outstanding Dollar Principal Amount on such date of determination of the Class B(2002-2) Notes; and (b) for any date of determination on and after the date on which a Class A(2004B(2002-92) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9amount determined in subsection 2.2(a) Notes on for such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of amount determined in subsection 2.2(a) for the Class A(2004-9) Notes as of the close of business on the day date immediately preceding prior to the date on which such Class A(2004B(2002-92) Adverse Event shall have occurred. (b) For the Class A(2004-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-9) Adverse Event shall have occurred. (c) . The Issuer may change the percentages or the formulas percentage set forth in either subsection 2.2(a)(1)(ii)(x), above, or the formula set forth in clause (a) or (b) above ), above, without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the ONEseries that the change in either of such percentages percentage or formulas, as applicable, formula will not result in a Ratings Effect with respect to any Outstanding Class A(2004B(2002-92) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004B(2002-93) Notes Notes, for any date of determination, the Class B Required Subordinated Amount of Class C Notes will be an amount equal to: (1) for any date of determination prior to the occurrence of a Class B(2002-3) Adverse Event, the product of (1) the sum of (i) a fraction (x) the numerator of which is equal to the sum of the Class A Required Subordinated Amount of Class C Notes on such date of determination for all outstanding Tranches of ONEseries Class A Notes for which the Class A Required Subordinated Amount of Class B Notes will be an amount on such date of determination is greater than zero and (y) the denominator of which is equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class A(2004B(2002-93) Notes), and (ii) the product of (x) 7.81671% and (y) a fraction (A) the numerator of which is equal to (1) the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class B(2002-3) Notes) minus (2) the Class A Required Subordinated Amount of Class B Notes on such date of determination or for all outstanding Tranches of ONEseries Class A Notes for which the Class A Required Subordinated Amount of Class B Notes is greater than zero; provided, however, that such numerator shall not be less than zero and (iiB) the denominator of which is equal to the Adjusted Outstanding Dollar Principal Amount on such date of determination of all outstanding ONEseries Class B Notes (including the Class B(2002-3) Notes), and (2) the Adjusted Outstanding Dollar Principal Amount on such date of determination of the Class B(2002-3) Notes; and (2) for any date of determination on and after the date on which a Class A(2004B(2002-93) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9amount determined in subsection 2.2(a) Notes on for such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of amount determined in subsection 2.2(a) for the Class A(2004-9) Notes as of the close of business on the day date immediately preceding prior to the date on which such Class A(2004B(2002-93) Adverse Event shall have occurred. (b) For the Class A(2004-9) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-9) Adverse Event shall have occurred. (c) . The Issuer may change the percentages or the formulas percentage set forth in either subsection 2.2(a)(1)(ii)(x), above, or the formula set forth in clause (a) or (b) above ), above, without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the ONEseries that the change in either of such percentages percentage or formulas, as applicable, formula will not result in a Ratings Effect with respect to any Outstanding Class A(2004B(2002-93) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2002-913) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2002-13) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2002-13) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2002-913) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-913) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2002-913) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2002-13) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2002-13) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2002-913) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-913) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2002-913) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2002-96) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2002-96) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-96) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2002-96) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-96) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-96) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2002-96) Adverse Event shall have occurred. (b) For the Class A(2004A(2002-96) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2002-96) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-96) Notes on such date or (ii) on and after the date on which a Class A(2004A(2002-96) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-96) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-96) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2002-96) Adverse Event shall have occurred. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2002-96) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2002-96) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2003-911) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-11) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-11) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-911) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-911) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2003-911) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-11) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-11) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-911) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-911) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004-9) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2002-911) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2002-11) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2002-11) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2002-911) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-911) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2002-911) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2002-11) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2002-11) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2002-911) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-911) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2002-911) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2002-91) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2002-91) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-91) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2002-91) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-91) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-91) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2002-91) Adverse Event shall have occurred. (b) For the Class A(2004A(2002-91) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2002-91) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-91) Notes on such date or (ii) on and after the date on which a Class A(2004A(2002-91) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-91) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-91) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2002-91) Adverse Event shall have occurred. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2002-91) Notes of the ONEseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2002-91) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004-910) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-910) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-910) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-910) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-910) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-910) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-910) Adverse Event shall have occurred. (b) For the Class A(2004-910) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-910) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-910) Notes on such date or (ii) on and after the date on which a Class A(2004-910) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-910) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-910) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-910) Adverse Event shall have occurred. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-910) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004-910) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2001-95) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2001-5) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2001-5) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2001-95) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2001-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-95) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2001-95) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2001-5) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2001-5) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2001-95) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2001-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-95) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2001-95) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004A(2003-92) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-92) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-92) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2003-92) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-92) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-92) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-92) Adverse Event shall have occurred. (b2) For the Class A(2004A(2003-92) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-92) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-92) Notes on such date or (ii) on and after the date on which a Class A(2004A(2003-92) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-92) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-92) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-92) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2003-92) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-92) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004-94) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-94) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-94) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-94) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-94) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-94) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-94) Adverse Event shall have occurred. (b2) For the Class A(2004-94) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-94) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-94) Notes on such date or (ii) on and after the date on which a Class A(2004-94) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-94) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-94) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-94) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-94) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004-94) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004-95) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-95) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-95) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-95) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-95) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-95) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-95) Adverse Event shall have occurred. (b2) For the Class A(2004-95) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-95) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-95) Notes on such date or (ii) on and after the date on which a Class A(2004-95) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-95) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-95) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-95) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-95) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004-95) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004A(2003-9) 8) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-9) 8) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) 8) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2003-9) 8) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) 8) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) 8) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-9) 8) Adverse Event shall have occurred. (b2) For the Class A(2004A(2003-9) 8) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-9) 8) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) 8) Notes on such date or (ii) on and after the date on which a Class A(2004A(2003-9) 8) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) 8) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) 8) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-9) 8) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2003-9) 8) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-9) 8) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004A(2003-94) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-94) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-94) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2003-94) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-94) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-94) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-94) Adverse Event shall have occurred. (b2) For the Class A(2004A(2003-94) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2003-94) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-94) Notes on such date or (ii) on and after the date on which a Class A(2004A(2003-94) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-94) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-94) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2003-94) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2003-94) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-94) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2002-95) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2002-95) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-95) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2002-95) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-95) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-95) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2002-95) Adverse Event shall have occurred. (b) For the Class A(2004A(2002-95) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2002-95) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-95) Notes on such date or (ii) on and after the date on which a Class A(2004A(2002-95) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-95) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-95) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2002-95) Adverse Event shall have occurred. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2002-95) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2002-95) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004-9) 8) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) 8) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) 8) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) 8) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) 8) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) 8) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-9) 8) Adverse Event shall have occurred. (b) For the Class A(2004-9) 8) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-9) 8) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) 8) Notes on such date or (ii) on and after the date on which a Class A(2004-9) 8) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) 8) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) 8) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-9) 8) Adverse Event shall have occurred. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) 8) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004-9) 8) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004A(2002-94) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2002-94) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-94) Notes on such date of determination or (ii) on and after the date on which a Class A(2004A(2002-94) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-94) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-94) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2002-94) Adverse Event shall have occurred. (b2) For the Class A(2004A(2002-94) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004A(2002-94) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-94) Notes on such date or (ii) on and after the date on which a Class A(2004A(2002-94) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-94) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-94) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004A(2002-94) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004A(2002-94) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2002-94) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2003-96) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-6) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-6) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-96) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-96) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2003-96) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-6) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2003-6) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2003-96) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2003-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-96) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2003-96) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a1) For the Class A(2004-96) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-96) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-96) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-96) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-96) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-96) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-96) Adverse Event shall have occurred. (b2) For the Class A(2004-96) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2004-96) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-96) Notes on such date or (ii) on and after the date on which a Class A(2004-96) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-96) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-96) Notes as of the close of business on the day immediately preceding the date on which such Class A(2004-96) Adverse Event shall have occurred. (c3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-96) Notes that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004-96) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

Specification of Required Subordinated Amount and Other Terms. (a) For the Class A(2004A(2002-912) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2002-12) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2002-12) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2002-912) Adverse EventNotes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date of determination or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-912) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class B Required Subordinated Amount exceeded zero. (b) For the Class A(2004A(2002-912) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 8.479538.82353% of (i) prior the Adjusted Outstanding Dollar Principal Amount of the Class A(2002-12) Notes on such date or (ii) if an Early Redemption Event with respect to the occurrence Class A(2002-12) Notes shall have occurred, if an Event of a Default and acceleration of the Class A(2004A(2002-912) Adverse EventNotes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding Dollar Principal Amount of the Class A(2004A(2002-9) Notes on such date or (ii) on and after the date on which a Class A(2004-9) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2004-9) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2004-912) Notes as of the close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which such the Class A(2004-9) Adverse Event shall have occurredA Usage of Class C Required Subordinated Amount exceeded zero. (c) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2004-9) Notes of the MBNAseries that the change in either of such percentages or formulas, as applicable, will not result in a Ratings Effect with respect to any Outstanding Class A(2004A(2002-912) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.