Common use of SPOUSAL BENEFICIARY Clause in Contracts

SPOUSAL BENEFICIARY. The original deceased Owner’s surviving spouse who is designated as the primary Beneficiary at the time of the Owner’s death and may continue the Contract as the Owner on the Continuation Date. Purchase Payments made after the initial Purchase Payment. The underlying investment portfolios in which the Variable Portfolio(s) invest. A series of periodic annuity income payments which vary in amount according to the investment experience of one or more Variable Portfolios, as selected by You. Such payments are made from the Company’s Separate Account. This Contract provides several variable annuity income payment options. One or more divisions of the Separate Account that provide for the variable investment options available under this Contract. Each Variable Portfolio has its own investment objective and is invested in the Underlying Fund(s). A Variable Portfolio is not chargeable with liabilities arising out of any other Variable Portfolio. The United States Life Insurance Company in the City of New York. FS-993-PPS4 (12/10) 7 Amount(s) withdrawn from the Contract Value including any charges and fees applicable to each such Withdrawal.

SPOUSAL BENEFICIARY. The original deceased Owner’s surviving spouse who is designated as the primary Beneficiary at the time of the Owner’s death and may continue the Contract as the Owner on the Continuation Date. Purchase Payments made after the initial Purchase Payment. The underlying investment portfolios in which the Variable Portfolio(s) invest. A series of periodic annuity income payments which vary in amount according to the investment experience of one or more Variable Portfolios, as selected by You. Such payments are made from the Company’s Separate Account. This Contract provides several variable annuity income payment options. One or more divisions of the Separate Account that provide for the variable investment options available under this Contract. Each Variable Portfolio has its own investment objective and is invested in the Underlying Fund(s). A Variable Portfolio is not chargeable with liabilities arising out of any other Variable Portfolio. FS-993-PPIII (12/10) 7 The United States Life Insurance Company in the City of New York. FS-993-PPS4 (12/10) 7 Amount(s) withdrawn from the Contract Value including any charges and fees applicable to each such Withdrawal.

SPOUSAL BENEFICIARY. The original deceased Owner’s surviving spouse who is designated as the primary Beneficiary at the time of the Owner’s death and may continue the Contract as the Owner on the Continuation Date. Purchase Payments made after the initial Purchase Payment. The underlying investment portfolios in which the Variable Portfolio(s) invest. A series of periodic annuity income payments which vary in amount according to the investment experience of one or more Variable Portfolios, as selected by You. Such payments are made from the Company’s Separate Account. This Contract provides several variable annuity income payment options. One or more divisions of the Separate Account that provide for the variable investment options available under this Contract. Each Variable Portfolio has its own investment objective and is invested in the Underlying Fund(s). A Variable Portfolio is not chargeable with liabilities arising out of any other Variable Portfolio. The United States Life Insurance Company in the City of New York. FS-993-PPS4 FS-995 (12/10) 7 Amount(s) withdrawn from the Contract Value including any charges and fees applicable to each such Withdrawal.

SPOUSAL BENEFICIARY. The original deceased Owner’s surviving spouse who is designated as the primary Beneficiary at the time of the Owner’s death and may continue the Contract as the Owner on the Continuation Date. Purchase Payments made after the initial Purchase Payment. The underlying investment portfolios in which the Variable Portfolio(s) invest. A series of periodic annuity income payments which vary in amount according to the investment experience of one or more Variable Portfolios, as selected by You. Such payments are made from the Company’s Separate Account. This Contract provides several variable annuity income payment options. One or more divisions of the Separate Account that provide for the variable investment options available under this Contract. Each Variable Portfolio has its own investment objective and is invested in the Underlying Fund(s). A Variable Portfolio is not chargeable with liabilities arising out of any other Variable Portfolio. The United States Life Insurance Company in the City of New York. FS-993-PPS4 FS-998 (12/106/11) 7 Amount(s) withdrawn from the Contract Value Value, including any charges and fees applicable to each such Withdrawal.

SPOUSAL BENEFICIARY. The original deceased Owner’s surviving spouse who is designated as the primary Beneficiary at the time of the Owner’s death and may continue the Contract as the Owner on the Continuation Date. Purchase Payments made after the initial Purchase Payment. The underlying investment portfolios in which the Variable Portfolio(s) invest. A series of periodic annuity income payments which vary in amount according to the investment experience of one or more Variable Portfolios, as selected by You. Such payments are made from the Company’s Separate Account. This Contract provides several variable annuity income payment options. One or more divisions of the Separate Account that provide for the variable investment options available under this Contract. Each Variable Portfolio has its own investment objective and is invested in the FS-997-PVGII (5/11) 7 Underlying Fund(s). A Variable Portfolio is not chargeable with liabilities arising out of any other Variable Portfolio. The United States Life Insurance Company in the City of New York. FS-993-PPS4 (12/10) 7 Amount(s) withdrawn from the Contract Value Value, including any charges and fees applicable to each such Withdrawal.

SPOUSAL BENEFICIARY. The original deceased Owner’s surviving spouse who is designated as the primary Beneficiary at the time of the Owner’s death and may continue the Contract as the Owner on the Continuation Date. Purchase Payments made after the initial Purchase Payment. The underlying investment portfolios in which the Variable Portfolio(s) invest. A series of periodic annuity income payments which vary in amount according to the investment experience of one or more Variable Portfolios, as selected by You. Such payments are made from the Company’s Separate Account. This Contract provides several variable annuity income payment options. FS-993-PPS9 (12/10) 7 One or more divisions of the Separate Account that provide for the variable investment options available under this Contract. Each Variable Portfolio has its own investment objective and is invested in the Underlying Fund(s). A Variable Portfolio is not chargeable with liabilities arising out of any other Variable Portfolio. The United States Life Insurance Company in the City of New York. FS-993-PPS4 (12/10) 7 Amount(s) withdrawn from the Contract Value including any charges and fees applicable to each such Withdrawal.

SPOUSAL BENEFICIARY. The original deceased Owner’s surviving spouse who is designated as the primary Beneficiary at the time of the Owner’s death and may continue the Contract as the Owner on the Continuation Date. Purchase Payments made after the initial Purchase Payment. The underlying investment portfolios in which the Variable Portfolio(s) invest. A series of periodic annuity income payments which vary in amount according to the investment experience of one or more Variable Portfolios, as selected by You. Such payments are made from the Company’s Separate Account. This Contract provides several variable annuity income payment options. One or more divisions of the Separate Account that provide for the variable investment options available under this Contract. Each Variable Portfolio has its own investment objective and is invested in the Underlying Fund(s). A Variable Portfolio is not chargeable with liabilities arising out of any other Variable Portfolio. FS-993-PPS7 (12/10) 7 The United States Life Insurance Company in the City of New York. FS-993-PPS4 (12/10) 7 Amount(s) withdrawn from the Contract Value including any charges and fees applicable to each such Withdrawal.