Statement Delivery. Upon agreeing to a separate eDocument Agreement and Disclosure, Waldo State Bank will send notification to the email address on file. The notice will only inform you of its availability. Please log-in to Waldo State Bank Online Banking to access the documents. If you would like to receive paper instead of e-statement, you can notify the bank of your request or make the change in the online banking system. Online Banking Services are available for your use 24 hours each day, seven days a week, unless the system is undergoing maintenance, which may occur from time to time. The posting of Online Banking Services transactions depends on the time and day of the transaction. Transfer requested through Online Banking Services before 7:30pm CT on a Business Day will be posted the same day and be included in the available funds for the receiving Account. Transfers request after 7:30pm CT on a Business Day or requested on a non-Business Day, will be posted on the following Business Day to the receiving Account and will be considered available funds on the at day. Separate terms and conditions for Availability of Funds, which were provided at the New Account Opening, may apply to transaction completed using RDC Services and will be disclosed to you in the agreement governing these services, if applicable. • Cancellation of Transfer: A one-time transfer is immediate and cannot be cancelled. The deadline for cancelling a recurring transfer request is by 5:00pm the day before the transfer is scheduled to occur. • Definition - External transfers permit you to electronically transfer money between accounts with us and at other financial institutions that are in the United States and have valid ABA routing numbers (“Approved Financial Institutions”). You may use external transfers only to make transfers to and from your eligible accounts and any checking, savings or money market accounts at Approved Financial Institutions, from which accounts you must be authorized to make withdrawals, and for which accounts you have verified your ownership (“Verified Account”). When you transfer funds from a Verified Account at an Approved Financial Institution to your eligible account held by us, the funds may not be available for your use or withdrawal until one (1) Business Days after the transfer is deposited in your eligible account, even if such transfer is reflected in your current balance.
Appears in 1 contract
Samples: Online Banking Agreement
Statement Delivery. Upon agreeing to a separate eDocument Agreement and Disclosure, Waldo State Bank will send notification to the email address on file. The notice will only inform you of its availability. Please log-in to Waldo State Bank Online Banking to access the documents. If you would like to receive paper instead of e-statement, you can notify the bank of your request or make the change in the online banking system. Online Banking Services are available for your use 24 hours each day, seven days a week, unless the system is undergoing maintenance, which may occur from time to time. The posting of Online Banking Services transactions depends on the time and day of the transaction. Transfer requested through Online Banking Services before 7:30pm CT on a Business Day will be posted the same day and be included in the available funds for the receiving Account. Transfers request after 7:30pm CT on a Business Day or requested on a non-Business Day, will be posted on the following Business Day to the receiving Account and will be considered available funds on the at day. Separate terms and conditions for Availability of Funds, which were provided at the New Account Opening, may apply to transaction completed using RDC Services and will be disclosed to you in the agreement governing these services, if applicable. • Cancellation of Transfer: A one-time transfer is immediate and cannot be cancelled. The deadline for cancelling a recurring transfer request is by 5:00pm the day before the transfer is scheduled to occur. • Definition - External transfers permit you to electronically transfer money between accounts with us and at other financial institutions that are located in the United States and have valid ABA routing numbers (“Approved Financial Institutions”). You may use external transfers only to make transfers to and from your eligible accounts and any checking, savings or money market accounts at Approved Financial Institutions, from which accounts you must be authorized to make withdrawals, and for which accounts you have verified your ownership (“Verified Account”). When you transfer funds from a Verified Account at an Approved Financial Institution to your eligible account held by us, the funds may not be available for your use or withdrawal until one (1) Business Days after the transfer is deposited in your eligible account, even if such transfer is reflected in your current balance.
Appears in 1 contract
Statement Delivery. Upon agreeing to a separate eDocument Agreement and Disclosure, Waldo State Bank will send notification to the email address on file. The notice will only inform you of its availability. Please log-in to Waldo State Bank Online Banking to access the documents. If you would like to receive paper instead of e-statement, you can notify the bank of your request or make the change in the online banking system. Online Banking Services are available for your use 24 hours each day, seven days a week, unless the system is undergoing maintenance, which may occur from time to time. The posting of Online Banking Services transactions depends on the time and day of the transaction. Transfer requested through Online Banking Services before 7:30pm CT on a Business Day will be posted the same day and be included in the available funds for the receiving Account. Transfers request after 7:30pm CT on a Business Day or requested on a non-Business Day, will be posted on the following Business Day to the receiving Account and will be considered available funds on the at day. Separate terms and conditions for Availability of Funds, which were provided at the New Account Opening, may apply to transaction completed using RDC Services and will be disclosed to you in the agreement governing these services, if applicable. • Cancellation of Transfer: A one-time transfer is immediate and cannot be cancelled. The deadline for cancelling a recurring transfer request is by 5:00pm the day before the transfer is scheduled to occur. • Definition - External transfers permit you to electronically transfer money between accounts with us and at other financial institutions that are located in the United States and have valid ABA routing numbers (“Approved Financial Institutions”). You may use external transfers only to make transfers to and from your eligible accounts and any checking, savings or money market accounts at Approved Financial Institutions, from which accounts you must be authorized to make withdrawals, and for which accounts you have verified your ownership (“Verified Account”). When you transfer funds from a Verified Account at an Approved Financial Institution to your eligible account held by us, the funds may not be available for your use or withdrawal until one (1) Business Days after the transfer is deposited in your eligible account, even if such transfer is reflected in your current balance.
Appears in 1 contract
Statement Delivery. Upon agreeing to a separate eDocument Agreement and Disclosure, Waldo State Bank will send notification to the email address on file. The notice will only inform you of its availability. Please log-in to Waldo State Bank Online Banking to access the documents. If you would like to receive paper instead of e-statement, you can notify the bank of your request or make the change in the online banking system. Online Banking Services are available for your use 24 hours each day, seven days a week, unless the system is undergoing maintenance, which may occur from time to time. The posting of Online Banking Services transactions depends on the time and day of the transaction. Transfer requested through Online Banking Services before 7:30pm CT on a Business Day will be posted the same day and be included in the available funds for the receiving Account. Transfers request after 7:30pm CT on a Business Day or requested on a non-Business Day, will be posted on the following Business Day to the receiving Account and will be considered available funds on the at day. Separate terms and conditions for Availability of Funds, which were provided at the New Account Opening, may apply to transaction completed using RDC Services and will be disclosed to you in the agreement governing these services, if applicable. • Cancellation of Transfer: A one-time transfer is immediate and cannot be cancelled. The deadline for cancelling a recurring transfer request is by 5:00pm the day before the transfer is scheduled to occur. • Definition - External You should notify us immediately if you believe your Online Banking password has been lost or stolen. Telephoning is the best way of keeping your possible losses down. Or you should change the password online using Online Banking. You could lose all the money in your account (plus your maximum overdraft line of credit). If you tell us within two business days, you can lose no more than $50 if someone used your password without your permission. If you do NOT tell us within two business days after you learn of the loss or theft of your password, and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers permit that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we may extend the time periods. If you believe your Online Banking password has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, contact Waldo State Bank immediately at: If we do not complete a transfer to or from your account on time or in the correct amount, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable, for instance: If, through no fault of ours, you do not have enough money in your account to make the transfer, or If the transfer would go over the credit limit on your line of credit account, or If the ATM where you are making the withdrawal does not have enough cash, or If the terminal or system was not working properly and you knew about the breakdown when you started the transfer, or If circumstances beyond our control (such as fire or flood) prevent the transfer, despite reasonable precautions that we have taken, or If your account is subject to legal process or restricted by us, or If you use the wrong PIN, or If you use a damaged or expired card or a card that has been reported lost or stolen, or If the account from which you attempt to make a withdrawal has been closed. There may be other exceptions stated in our agreement with you. In case of errors or questions about your electronic transfers: contact Waldo State Bank at: Email: xxxxxxx@xxxxxxxxxxxxxx.xxx If you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than sixty (60) days after we sent the FIRST statement on which the problem or error appeared. Tell us your name and account number (if any). Describe the error or the transfer you are unsure about and explain as clearly as you can why you believe it is an error or why you need more information. Tell us the dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to electronically transfer money between accounts with us put your complaint or questions in writing and at other financial institutions we do not receive it within ten (10) business days, we may not credit your account. For errors involving new accounts, or foreign-initiated transactions, we may take up to ninety (90) days to investigate your complaint or question. For new accounts, we may take up to twenty (20) business days to credit your account for the amount you think is in error. We will tell you about the results within three (3) business days after completing our investigation. If we decide that are in the United States and have valid ABA routing numbers (“Approved Financial Institutions”)there was no error, we will send you a written explanation. You may use external transfers only to make transfers to and from your eligible accounts and any checking, savings or money market accounts at Approved Financial Institutions, from which accounts you must be authorized to make withdrawals, and ask for which accounts you have verified your ownership (“Verified Account”). When you transfer funds from a Verified Account at an Approved Financial Institution to your eligible account held by us, copies of the funds may not be available for your use or withdrawal until one (1) Business Days after the transfer is deposited documents that we used in your eligible account, even if such transfer is reflected in your current balanceour investigation.
Appears in 1 contract
Samples: Online Banking Agreement
