Common use of STATEMENT OF ERISA RIGHTS Clause in Contracts

STATEMENT OF ERISA RIGHTS. Participants in this Plan (which is a welfare benefit plan sponsored by Molecular Devices Corporation) are entitled to certain rights and protections under ERISA. An Eligible Employee is considered a participant in the Plan and, under ERISA, is entitled to: (a) Examine, without charge, at the Plan Administrator's office and at other specified locations, such as work sites, all Plan documents and copies of all documents filed by the Plan with the U.S. Department of Labor, such as detailed annual reports; (b) Obtain copies of all Plan documents and Plan information upon written request to the Plan Administrator. The Administrator may make a reasonable charge for the copies; and (c) Receive a summary of the Plan's annual financial report, in the case of a plan that is required to file an annual financial report with the Department of Labor. (Generally, all pension plans and welfare plans with one hundred (100) or more participants must file these annual reports.) In addition to creating rights for Plan participants, ERISA imposes duties upon the people responsible for the operation ox xxx employee benefit plan. The people who operate the Plan, called "fiduciaries" of the Plan, have a duty to do so prudently and in the interest of the Eligible Employees and other Plan participants and beneficiaries. No one, including the employer of the participants or any other person, may fire a participant or otherwise discriminate against participants in any way to prevent a participant from obtaining a Plan benefit or exercising his or her rights under ERISA. If a participant's claim for a Plan benefit is denied in wholx xx in part, he or she must receive a written explanation of the reason for the denial. A participant has the right to have the Plan Administrator review and reconsider his or her claim. Under ERISA, there are steps a participant can take to enforce the above rights. For instance, if a participant requests materials from the Plan Administrator and does not receive them within thirty (30) days, he or she may file suit in a federal court. In such a case, the court may require the Plan Administrator to provide the materials and pay the participant up to $110 a day until he or she receives the materials, unless the materials were not sent because of reasons beyond the control of the Plan Administrator. If a participant has a claim for benefits that is denied or ignored, in whole or in part, he or she may file suit in a state or federal court. If it should happen that the Plan fiduciaries misuse the Plan's money, or if a participant is discriminated against for asserting his or her rights, the participant may seek assistance from the U.S. Department of Labor, or he or she may file suit in a federal court. The court will decide who should pay court costs and legal fees. If the participant is successful, the court may order the person the participant has sued to pay these costs and fees. If the participant loses, the court may order the participant to pay these costs and fees, for example, if it finds his or her claim is frivolous. If a participant has any questions about the Plan, the participant should contact the Plan Administrator. If a participant has any questions about this statement or about his or her rights under ERISA, the participant should contact the nearest office of the Pensxxx xnd Welfare Benefits Administration, U.S. Department of Labor, listed in the telephone directory or the Division of Technical Assistance and Inquiries, Pension and Welfare Benefits Administration, U.S. Department of Labor, 200 Constitution Avenue N.W., Washington, D.C. 20210.

STATEMENT OF ERISA RIGHTS. Participants As a participant in this Plan (which is a welfare benefit plan sponsored by Molecular Devices Corporation) the Plan, you are entitled to certain rights and protections under ERISA. An Eligible Employee is considered a participant in the , which provides that all Plan and, under ERISA, is Participants are entitled to: (a) Examine, examine without charge, at the Plan Administrator's office and at other specified locations, such as work sites’s office, all documents governing the Plan documents and copies a copy of all documents the latest annual report (Form 5500 Series) filed by the Plan with the U.S. Department of Labor, such as detailed annual reportsLabor and available at the Public Disclosure Room of the Pension and Welfare Benefit Administration; (b) Obtain copies of all Plan documents and Plan information obtain, upon written request to the Plan Administrator, copies of documents governing the operation of the Plan, copies of the latest annual report (Form 5500 Series) and an updated summary plan description. The Plan Administrator may make a reasonable charge for the copies; and (c) Receive receive a summary of the Plan's ’s annual financial report, in report if required to be filed for the case year. The Plan Administrator is required by law to furnish each participant with a copy of a plan that this summary annual report if an annual report is required to file an annual financial report with be filed for the Department of Laboryear. (Generally, all pension plans and welfare plans with one hundred (100) or more participants must file these annual reports.) In addition to creating rights for Plan participantsParticipants, ERISA imposes duties upon the people who are responsible for the operation ox xxx employee benefit planof the Plan. The people who operate the your Plan, called "“fiduciaries" ” of the Plan, have a duty to do so prudently and in the interest of the Eligible Employees you and other Plan participants Participants and beneficiaries. No one, including the employer of the participants your Participating Employer or any other person, may fire a participant you or otherwise discriminate against participants you in any way to prevent a participant you from obtaining a Plan welfare benefit or exercising his or her your rights under ERISA. If a participant's your claim for a Plan welfare benefit is denied or ignored, in wholx xx whole or in part, he or she must receive a written explanation of the reason for the denial. A participant has you have the right to have know why this was done, to obtain copies of documents relating to the Plan Administrator review decision without charge, and reconsider his or her claimto appeal any denial, all within certain time schedules. Under ERISA, there are steps a participant you can take to enforce the above rights. For instance, if you request a participant requests materials copy of plan documents or the latest annual report from the Plan Administrator and does do not receive them within thirty (30) 30 days, he or she you may file suit in a federal Federal court. In such a case, the court may require the Plan Administrator to provide the materials to you and pay the participant you up to $110 a day until he or she receives you receive the materials, unless the materials were not sent because of reasons beyond the control of the Plan Administrator. If a participant has you have a claim for benefits that is denied or ignored, in whole or in part, he or she you may file suit in a state or federal Federal court. If it should happen that the Plan fiduciaries misuse the Plan's money, or if a participant is you are discriminated against for asserting his or her your rights, the participant you may seek assistance from the U.S. U. S. Department of Labor, or he or she you may file suit in a federal Federal court. The court will decide who should pay court costs and legal fees. If the participant is you are successful, the court may order the person the participant has you have sued to pay these costs and fees. If the participant losesyou lose, the court may order the participant you to pay these costs and fees, for example, if it finds his or her your claim is frivolous. If a participant has you have any questions about the Plan, the participant you should contact the Plan Administrator. If a participant has any you have questions about this statement or about his or her your rights under ERISA, or if you need assistance in obtaining documents from the participant Plan Administrator, you should contact the nearest office of the Pensxxx xnd Pension and Welfare Benefits Administration, U.S. Department of Labor, listed in the your telephone directory or the Division of Technical Assistance and Inquiries, Pension and Welfare Benefits Administration, U.S. Department of Labor, 200 Constitution Avenue N.W.000 Xxxxxxxxxxxx Xxxxxx X.X., WashingtonXxxxxxxxxx, D.C. 20210X.X. 00000. You may also obtain certain publications about your rights and responsibilities under ERISA by calling the publications hotline of the Pension and Welfare Benefits Administration.

STATEMENT OF ERISA RIGHTS. Participants in this Plan (which is a welfare benefit plan sponsored by Molecular Devices CorporationCeltrix) are entitled to certain rights and protections under ERISA. An If you are an Eligible Employee is Employee, you are considered a participant in the Plan and, under ERISA, is you are entitled to: (a) Examine, without charge, at the Plan Administrator's office and at other specified locations, such as work sites, all Plan documents and copies of all documents filed by the Plan with the U.S. Department of Labor, such as detailed annual reports; (b) Obtain copies of all Plan documents and Plan information upon written request to the Plan Administrator. The , for which the Plan Administrator may make a reasonable charge for the copies; andcharge; (c) Receive a summary of the Plan's annual financial report, in the case of a plan that which is required to file an annual financial report with the Department of Labor. (Generally, all pension plans and welfare plans with one hundred (100) or more participants must file these annual reports.) In addition to creating rights for the Plan participants, ERISA imposes duties upon the people responsible for the operation ox xxx of the employee benefit plan. The people who operate the Plan, called "fiduciaries" of the Plan, have a duty to do so prudently and in the interest of the Eligible Employees you and other Plan participants and beneficiaries. No one, including the your employer of the participants or any other person, may fire a participant you or otherwise discriminate against participants you in any way to prevent a participant you from obtaining a Plan benefit or exercising his or her your rights under ERISA. If a participant's your claim for a Plan benefit is denied in wholx xx whole or in part, he or she you must receive a written explanation of the reason for the denial. A participant has You have the right to have the Plan Administrator review and reconsider his or her claimto have your claim reconsidered. Under ERISA, there are steps a participant you can take to enforce the above rights. For instance, if a participant requests you request materials from the Plan Administrator and does do not receive them within thirty (30) days, he or she you may file suit in a federal court. In such a case, the court may require the Plan Administrator to provide the materials and pay the participant you up to one hundred dollars ($110 a 100.00) per day until he or she receives you receive the materials, unless the materials were not sent because of reasons beyond the control of the Plan Administrator. If a participant has you have a claim for benefits that is denied or ignored, in whole or in part, he or she you may file suit in a state or federal court. If it should happen that the Plan fiduciaries misuse the Plan's money, or if a participant is you are discriminated against for asserting his or her your rights, the participant you may seek assistance from the U.S. Department of Labor, or he or she you may file suit in a federal court. The court will decide who should pay court costs and legal fees. If the participant is successfulyou lose, the court may order the person the participant has sued you to pay these costs and fees. If the participant loses, the court may order the participant to pay these costs and feesfees if, for example, if it finds his or her your claim is frivolous. If a participant has you have any questions about the Plan, the participant you should contact the Plan Administrator. If a participant has you have any questions about this statement or about his or her your rights under ERISA, the participant you should contact the nearest area office of the Pensxxx xnd Welfare Benefits Labor-Management Services Administration, U.S. Department of Labor, listed in the telephone directory or the Division of Technical Assistance and Inquiries, Pension and Welfare Benefits Administration, U.S. Department of Labor, 200 Constitution Avenue N.W., Washington, D.C. 20210.

STATEMENT OF ERISA RIGHTS. The Employee Retirement Income Security Act of 1974, as amended (“ERISA”), gives Participants in this Plan (which is a welfare benefit plan sponsored by Molecular Devices Corporation) are entitled to certain rights and protections under ERISAprotection and imposes certain duties on the persons who administer the Plans, as discussed below. An Eligible Employee is considered a participant in the ERISA provides that all Plan and, under ERISA, is Participants shall be entitled to: (a1) Examine, without charge, during normal business hours at the Plan Administrator's office and at other specified locations, such as work sites’s office, all Plan documents and copies of all documents filed by the Plan with the U.S. Department of Labor, such as detailed annual reports;if any. (b2) Obtain copies of all of the Plan documents and other Plan information upon written request to the Plan Administrator. The Plan Administrator may make a reasonable charge for copies therefore, and participants should inquire what the charge will be before requesting copies; and (c) Receive a summary of the Plan's annual financial report, in the case of a plan that is required to file an annual financial report with the Department of Labor. (Generally, all pension plans and welfare plans with one hundred (100) or more participants must file these annual reports.) In addition to creating rights for Plan participantsParticipants, ERISA imposes duties upon the people who are responsible for the operation ox xxx employee benefit plan. The people who operate the Plan, called "fiduciaries" of the Plan. Those persons, called “fiduciaries” of the plan, have a duty to do so operate the employee benefit plan prudently and in the interest of the Eligible Employees and other Plan participants Participants and beneficiaries. No one, including the employer of the participants or any other personExult, may fire a participant Participants or otherwise discriminate against participants Participants in any way to prevent a participant Participants from obtaining a welfare benefit under the Plan benefit or from exercising his or her their rights under ERISA. If a participant's claim Participant has a Claim for a Plan benefit that is denied in wholx xx whole or in part, he or she must receive the Participant will be given a written explanation of the reason for the denial. A participant The Participant has the a right to have the claim reviewed and reconsidered. The Participant may submit a written request for reconsideration to the Plan Administrator review and reconsider his or her claimAdministrator. Under ERISA, there are steps a participant Participant can take to enforce the above rights. For instance, if a participant Participant requests materials from the Plan Administrator and does not receive them within thirty (30) days, he or she the Participant may file suit in a federal court. In such a case, the court may require acquire the Plan Administrator to provide the materials and pay the participant Participant up to $110 100 a day until he or she the Participant receives the materials, unless the materials were not sent because of reasons beyond the control of the Plan Administrator. If a participant the Participant has a claim for benefits that is denied or ignored, in whole or in part, he or she the Participant may file suit in a state or federal court. If it should happen that the Plan fiduciaries misuse the Plan's ’s money, or if a participant Participant is discriminated against for asserting his or her rightsrights under ERISA, the participant Participant may seek assistance from the U.S. Department of Labor, Labor or he or she the Participant may file suit in a federal court. The court will decide who should pay court costs and legal fees. If the participant Participant is successful, the court may order the person the participant has Participant sued to pay these those costs and fees. If the participant Participant loses, the court may order the participant Participant to pay these costs and fees, for example, if it finds his or her the Participant’s claim is frivolous. If a participant Participant has any questions about the Plan, the participant Participant should contact the Plan Administrator. If a participant Participant has any questions about this statement or about his or her rights under ERISA, the participant Participant should contact the nearest area office of the Pensxxx xnd Welfare Benefits U.S. Labor-Management Services Administration, U.S. Department of Labor, listed in the telephone directory or the Division of Technical Assistance and Inquiries, Pension and Welfare Benefits Administration, U.S. Department of Labor, 200 Constitution Avenue N.W., Washington, D.C. 20210.

STATEMENT OF ERISA RIGHTS. Participants As a participant in this Southwest Community Bank 401(k) Plan (which is a welfare benefit plan sponsored by Molecular Devices Corporation) you are entitled to certain rights and protections under the Employee Retirement Income Security Act of 1974 (ERISA). An Eligible Employee is considered a participant in the ERISA provides that all Plan and, under ERISA, is participants shall be entitled to: (a) Examineexamine, without charge, at the Plan Administrator's office and at other specified locations, such as work sites, all Plan documents and copies of all documents filed by the Plan with the U.S. Department of Labor, such as detailed annual reports;reports and Plan descriptions, (b) Obtain obtain copies of all Plan documents and other Plan information upon written request to the Plan Administrator. The Administrator (the Administrator may make a reasonable charge for the copies; and), (c) Receive receive a summary of the Plan's annual financial report, in the case of a plan that . The Plan Administrator is required by law to file an furnish each participant with a copy of this summary annual financial report with report. (d) obtain a statement telling you whether you have a right to receive a retirement benefit at Normal Retirement Age and if so, what your benefits would be at Normal Retirement Age if you stop working under the Department Plan now. If you do not have a right to a benefit, the statement will tell you how many more years you have to work to get a right to a benefit. This statement must be requested in writing and is not required to be given more than once a year. The Plan must provide the statement free of Laborcharge. (Generally, all pension plans and welfare plans with one hundred (100) or more participants must file these annual reports.) In addition to creating rights for Plan participants, ERISA imposes duties upon the people who are responsible for the operation ox xxx opexxxxxn of the employee benefit plan. The people who operate the your Plan, called "fiduciaries" of the Plan, have a duty to do so prudently and in the interest of the Eligible Employees you and other Plan participants and beneficiaries. No one, including the employer of the participants or any other person, your Employer may fire a participant you or otherwise discriminate against participants you in any way to prevent a participant you from obtaining a Plan retirement benefit or exercising his or her your rights under ERISA. If a participant's your claim for a Plan retirement benefit is denied in wholx xx whole or in part, he or she part you must receive a written explanation of the reason for the denial. A participant has You have the right to have obtain copies of documents relating to the Plan Administrator review decision without charge, and reconsider his or her claimto appeal any denial, all within certain time schedules. Under ERISA, there are steps a participant you can take to enforce the above rights. For instance, if a participant requests you request materials from the Plan Administrator and does do not receive them within thirty (30) 30 days, he or she you may file suit in a federal court. In such a case, the court may require the Plan Administrator to provide the materials and pay the participant you up to $110 a day until he or she receives you receive the materials, unless the materials were not sent because of reasons beyond the control of the Plan Administratoradministrator. If a participant has you have a claim for benefits that which is denied or ignored, in whole or in part, he or she you may file suit in a state or federal court. In addition, if you disagree with the plan's decision or lack thereof concerning the qualified status of a domestic relations order or a medical child support order, you may file suit in federal court. If it should happen that the Plan fiduciaries misuse the Plan's money, or if a participant is you are discriminated against for asserting his or her your rights, the participant you may seek assistance from the U.S. Department of Labor, or he or she you may file suit in a federal court. The court will decide who should pay court costs and legal fees. If the participant is you are successful, the court may order the person the participant has you have sued to pay these costs and fees. If the participant losesyou lose, the court may order the participant you to pay these costs and fees, for example, if it finds his or her your claim is frivolous. If a participant has any you have questions about the your Plan, the participant you should contact the Plan Administrator. If a participant has you have any questions about this statement or about his or her your rights under ERISA, or if you need assistance in obtaining documents from the participant pxxx xdministrator, you should contact the nearest office of the Pensxxx xnd Welfare Employee Benefits Security Administration, U.S. Department of Labor, listed in the your telephone directory or the Division of Technical Assistance and Inquiries, Pension and Welfare Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue N.W., Washington, D.C. 20210. You may also oxxxxx xxxxxxx xxxxxxxxxxxx xxxxx xxxx xxxxxx xxx xxxponsibilities under ERISA by calling the publications hotline of the Employee Benefits Security Administration. -------------------------------------------------------------------------------- SOUTHWEST COMMUNITY BANK 401(k) PLAN SUMMARY PLAN DESCRIPTION -------------------------------------------------------------------------------- Effective: January 1, 2003 SOUTHWEST COMMUNITY BANK 401(k) PLAN SUMMARY PLAN DESCRIPTION TABLE OF CONTENTS ARTICLE DESCRIPTION PAGE II GENERAL INFORMATION ABOUT THE PLAN 2 III PARTICIPATION IN YOUR PLAN 4 IV EMPLOYEE CONTRIBUTIONS 6 V EMPLOYER CONTRIBUTIONS 9 VI VESTING 11 VII SERVICE RULES 12 IX PARTICIPANT ACCOUNTS 14 X DISTRIBUTIONS AND BENEFITS UNDER YOUR PLAN 16 XI BENEFIT PAYMENT OPTIONS 19 XII TOP-HEAVY RULES 20 XIII PARTICIPANT LOAN PROGRAM 21 XIV MISCELLANEOUS 22 XV STATEMENT OF ERISA RIGHTS 25 SOUTHWEST COMMUNITY BANK 401(k) PLAN EGTRRA AMENDMENT FOR 401(k) PLANS This amendment of the Plan is adopted to reflect certain provisions of the Economic Growth and Tax Relief Reconciliation Act of 2001 ("EGTRRA"). This amendment is intended as good faith compliance with the requirements of EGTRRA and is to be construed in accordance with EGTRRA and guidance issued thereunder. Except as otherwise provided, this amendment shall be effective as of the first day of the first Plan Year beginning after December 31, 2001.

STATEMENT OF ERISA RIGHTS. Participants As a participant in this Plan (which is a welfare benefit plan sponsored by Molecular Devices Corporation) the Plan, you are entitled to certain rights and protections under ERISA. An Eligible Employee is considered a participant in the , which provides that all Plan and, under ERISA, is Participants are entitled to: (a) Examine, examine without charge, at the Plan Administrator's office and at other specified locations, such as work sites’s office, all documents governing the Plan documents and copies a copy of all documents the latest annual report (Form 5500 Series) filed by the Plan with the U.S. Department of Labor, such as detailed annual reportsLabor and available at the Public Disclosure Room of the Pension and Welfare Benefit Administration; (b) Obtain copies of all Plan documents and Plan information obtain, upon written request to the Plan Administrator, copies of documents governing the operation of the Plan, copies of the latest annual report (Form 5500 Series) and an updated summary plan description. The Plan Administrator may make a reasonable charge for the copies; and (c) Receive receive a summary of the Plan's ’s annual financial report, in report if required to be filed for the case year. The Plan Administrator is required by law to furnish each participant with a copy of a plan that this summary annual report if an annual report is required to file an annual financial report with be filed for the Department of Laboryear. (Generally, all pension plans and welfare plans with one hundred (100) or more participants must file these annual reports.) In addition to creating rights for Plan participantsParticipants, ERISA imposes duties upon the people who are responsible for the operation ox xxx employee benefit planof the Plan. The people who operate the your Plan, called "“fiduciaries" ” of the Plan, have a duty to do so prudently and in the interest of the Eligible Employees you and other Plan participants Participants and beneficiaries. No one, including the employer of the participants your Participating Employer or any other person, may fire a participant you or otherwise discriminate against participants you in any way to prevent a participant you from obtaining a Plan welfare benefit or exercising his or her your rights under ERISA. If a participant's your claim for a Plan welfare benefit is denied or ignored, in wholx xx whole or in part, he or she must receive a written explanation of the reason for the denial. A participant has you have the right to have know why this was done, to obtain copies of documents relating to the Plan Administrator review decision without charge, and reconsider his or her claimto appeal any denial, all within certain time schedules. Under ERISA, there are steps a participant you can take to enforce the above rights. For instance, if you request a participant requests materials copy of plan documents or the latest annual report from the Plan Administrator and does do not receive them within thirty (30) 30 days, he or she you may file suit in a federal Federal court. In such a case, the court may require the Plan Administrator to provide the materials to you and pay the participant you up to $110 a day until he or she receives you receive the materials, unless the materials were not sent because of reasons beyond the control of the Plan Administrator. If a participant has you have a claim for benefits that is denied or ignored, in whole or in part, he or she you may file suit in a state or federal Federal court. If it should happen that the Plan fiduciaries misuse the Plan's money, or if a participant is you are discriminated against for asserting his or her your rights, the participant you may seek assistance from the U.S. U. S. Department of Labor, or he or she you may file suit in a federal Federal court. The court will decide who should pay court costs and legal fees. If the participant is you are successful, the court may order the person the participant has you have sued to pay these costs and fees. If the participant losesyou lose, the court may order the participant you to pay these costs and fees, for example, if it finds his or her your claim is frivolous. If a participant has you have any questions about the Plan, the participant you should contact the Plan Administrator. If a participant has any you have questions about this statement or about his or her your rights under ERISA, or if you need assistance in obtaining documents from the participant Plan Administrator, you should contact the nearest office of the Pensxxx xnd Pension and Welfare Benefits Administration, U.S. Department of Labor, listed in the your telephone directory or the Division of Technical Assistance and Inquiries, Pension and Welfare Benefits Administration, U.S. Department of Labor, 200 Constitution Avenue N.W.Xxxxxxxxxxxx Xxxxxx X.X., WashingtonXxxxxxxxxx, D.C. 20210X.X. 00000. You may also obtain certain publications about your rights and responsibilities under ERISA by calling the publications hotline of the Pension and Welfare Benefits Administration.