Common use of Substitution Amendment Only Clause in Contracts

Substitution Amendment Only. If this paragraph is completed, this Execution Page documents an amendment to Adoption Agreement Election(s) effective , by substitute Adoption Agreement page number(s) . The Employer should retain all Adoption Agreement Execution Pages and amended pages. [Note: The Effective Date may be retroactive or may be prospective.] The Provider, Equity Trust Company, will notify all adopting Employers of any amendment to this Pre-approved Plan or of any abandonment or discontinuance by the Provider of its maintenance of this Pre-approved Plan. In addition, this Plan is provided to the Employer either in connection with investment in a product or pursuant to a contract or other arrangement for products and/or services. Upon cessation of such investment in a product or cessation of such contract or arrangement, as applicable, the Employer is no longer considered to be an adopter of this Plan and the Provider no longer has any obligations to the Employer that relate to the adoption of this Plan. For inquiries regarding the adoption of the Pre-approved Plan, the Provider's intended meaning of any Plan provisions or the effect of the Opinion Letter issued to the Provider, please contact the Provider or the Provider's representative. Provider Name: Equity Trust Company Address: 0 Xxxxxx Xxx Xxxxxxxx Xxxx 00000 Telephone Number: (000) 000-0000 Email address (optional): XXX@xxxxxxxxxxxxxxxxxxx.xxx The Employer by executing below, hereby adopt this Plan (add additional signature lines as needed). EMPLOYER: By: DATE SIGNED ADOPTING RESOLUTION The undersigned authorized representative of (the Employer) hereby certifies that the following resolutions were duly adopted by the Employer on the date specified below, and that such resolutions have not been modified or rescinded as of the signature date below: RESOLVED, that the form of 401(k) Plan and Trust effective , presented to this meeting is hereby approved and adopted and that an authorized representative of the Employer is hereby authorized and directed to execute and deliver to the Administrator of the Plan one or more counterparts of the Plan. Date: By: [print name/title] AMENDMENT TO IMPLEMENT SECURE ACT AND OTHER LAW CHANGES

Substitution Amendment Only. If this paragraph is completed, this Execution Page documents an amendment to Adoption Agreement Election(s) effective , by substitute Adoption Agreement page number(s) . The Employer should retain all Adoption Agreement Execution Pages and amended pages. [(Note: The Effective Date may be retroactive or may be prospective.] ) SAMPLE The Provider, Equity Trust Company, will notify all adopting Employers the Employer of any amendment amendments madeamendment to this thethis Pre-approved Plan or of any theany abandonment or discontinuance or abandonment by the Provider of its theits maintenance of this Pre-approved Plan. Furthermore, in order to be eligible to receive such notification, the Employer agrees to notify FIS Business Systems LLC of any change in address. In addition, this Plan is provided to the Employer either in connection with investment in a product or pursuant to a contract or other arrangement for products and/or services. Upon cessation of such investment in a product or cessation of such contract or arrangement, as applicable, the Employer is no longer considered to be an adopter of this Plan and the FIS Business Systems LLCthe Provider no longer has any obligations to the Employer that relate to the adoption of this Plan. For inquiries regarding the adoption of the Pre-approved Plan, the Provider's intended meaning of any Plan provisions or the effect of the Opinion Letter issued to the Provider, please contact the Provider or the Provider's representative. Provider Name: Equity Trust Company Address: 0 Xxxxxx Xxx Xxxxxxxx Xxxx 00000 Telephone Number: (000) 000-0000 Email address (optional): XXX@xxxxxxxxxxxxxxxxxxx.xxx The Employer by executing below, hereby adopt this Plan (add additional signature lines as needed). EMPLOYER: By: DATE SIGNED ADOPTING RESOLUTION The undersigned authorized ’s representative of (With regard to any questions regarding the Employer) hereby certifies that the following resolutions were duly adopted by the Employer on the date specified below, and that such resolutions have not been modified or rescinded as of the signature date below: RESOLVED, that the form of 401(k) Plan and Trust effective , presented to this meeting is hereby approved and adopted and that an authorized representative of the Employer is hereby authorized and directed to execute and deliver to the Administrator of the Plan one or more counterparts provisions of the Plan. Date, adoption of the Plan, or the effect of an advisory letter from the IRS, call or write (this information must be completed by the sponsor of this Plan or its designated representative): Name: By: [print name/title] AMENDMENT TO IMPLEMENT SECURE ACT AND OTHER LAW CHANGESAddress:

Substitution Amendment Only. If this paragraph is completed, this Execution Page documents an amendment to Adoption Agreement Election(s) effective , by substitute Adoption Agreement page number(s) . The Employer should retain all Adoption Agreement Execution Pages and amended pages. [(Note: The Effective Date may be retroactive or may be prospective.] ) The Provider, Equity Trust Company, will notify all adopting Employers the Employer of any amendment amendments madeamendment to this thethis Pre-approved Plan or of any theany abandonment or discontinuance or abandonment by the Provider of its theits maintenance of this Pre-approved Plan. Furthermore, in SAMPLE order to be eligible to receive such notification, the Employer agrees to notify FIS Business Systems LLC of any change in address. In addition, this Plan is provided to the Employer either in connection with investment in a product or pursuant to a contract or other arrangement for products and/or services. Upon cessation of such investment in a product or cessation of such contract or arrangement, as applicable, the Employer is no longer considered to be an adopter of this Plan and the FIS Business Systems LLCthe Provider no longer has any obligations to the Employer that relate to the adoption of this Plan. For inquiries regarding the adoption of the Pre-approved Plan, the Provider's intended meaning of any Plan provisions or the effect of the Opinion Letter issued to the Provider, please contact the Provider or the Provider's representative. Provider Name: Equity Trust Company Address: 0 Xxxxxx Xxx Xxxxxxxx Xxxx 00000 Telephone Number: (000) 000-0000 Email address (optional): XXX@xxxxxxxxxxxxxxxxxxx.xxx The Employer by executing below, hereby adopt this Plan (add additional signature lines as needed). EMPLOYER: By: DATE SIGNED ADOPTING RESOLUTION The undersigned authorized ’s representative of (With regard to any questions regarding the Employer) hereby certifies that the following resolutions were duly adopted by the Employer on the date specified below, and that such resolutions have not been modified or rescinded as of the signature date below: RESOLVED, that the form of 401(k) Plan and Trust effective , presented to this meeting is hereby approved and adopted and that an authorized representative of the Employer is hereby authorized and directed to execute and deliver to the Administrator of the Plan one or more counterparts provisions of the Plan. Date, adoption of the Plan, or the effect of an advisory letter from the IRS, call or write (this information must be completed by the sponsor of this Plan or its designated representative): Name: By: [print name/title] AMENDMENT TO IMPLEMENT SECURE ACT AND OTHER LAW CHANGESAddress:

Substitution Amendment Only. If this paragraph is completed, this Execution Page documents an amendment to Adoption Agreement Election(s) effective , by substitute Adoption Agreement page number(s) . The Employer should retain all Adoption Agreement Execution Pages and amended pages. [Note: The Effective Date may be retroactive or may be prospective.] SAMPLE The Provider, Equity Trust Company, will notify all adopting Employers of any amendment to this Pre-approved Plan or of any abandonment or discontinuance by the Provider of its maintenance of this Pre-approved Plan. In addition, this Plan is provided to the Employer either in connection with investment in a product or pursuant to a contract or other arrangement for products and/or services. Upon cessation of such investment in a product or cessation of such contract or arrangement, as applicable, the Employer is no longer considered to be an adopter of this Plan and the Provider no longer has any obligations to the Employer that relate to the adoption of this Plan. For inquiries regarding the adoption of the Pre-approved Plan, the Provider's intended meaning of any Plan provisions or the effect of the Opinion Letter issued to the Provider, please contact the Provider or the Provider's representative. Provider Name: Equity Trust Company ’s representative Address: 0 Xxxxxx Xxx Xxxxxxxx Xxxx 00000 _ Telephone Number: (000) 000-0000 ‌ Email address (optional): XXX@xxxxxxxxxxxxxxxxxxx.xxx The Employer Employer, by executing below, hereby adopt adopts this Plan. By signing this Adoption Agreement, the Employer also acknowledges having reviewed Appendix A to the Basic Plan Document (add additional signature lines as needed)Options for Using the Collapsible Adoption Agreement) and certifies that all choices reflected in this Adoption Agreement have been taken from such Appendix. NOTE: If more than one Plan type is adopted, the Plan Provider must provide multiple plan documents for Employer signature. EMPLOYER: [Name of Employer] By: DATE SIGNED ADOPTING RESOLUTION The undersigned authorized representative of (the Employer) hereby certifies that the following resolutions were duly adopted by the Employer on the date specified below, and that such resolutions have not been modified or rescinded as of the signature date below: RESOLVED, that the form of 401(k) Plan and Trust effective , presented to this meeting is hereby approved and adopted and that an authorized representative of the Employer is hereby authorized and directed to execute and deliver to the Administrator of the Plan one or more counterparts of the Plan. Date: By: [print name/title] AMENDMENT TO IMPLEMENT SECURE ACT APPENDIX A SPECIAL EFFECTIVE DATES AND OTHER LAW CHANGESPERMITTED ELECTIONS

Substitution Amendment Only. If this paragraph is completed, this Execution Page documents an amendment to Adoption Agreement Election(s) effective , by substitute Adoption Agreement page number(s) . The Employer should retain all Adoption Agreement Execution Pages and amended pages. [Note: The Effective Date may be retroactive or may be prospective.] The Provider, Equity Trust CompanyMFS Fund Distributors, Inc., will notify all adopting Employers of any amendment to this Pre-approved Plan or of any abandonment or discontinuance by the Provider of its maintenance of this Pre-approved Plan. Furthermore, the Employer agrees to notify the Provider of any change in address. In addition, this Plan is provided to the Employer either in connection with investment in a product or pursuant to a contract or other arrangement for products and/or services. Upon cessation of such investment in a product or cessation of such contract or arrangement, as applicable, the Employer is no longer considered to be an adopter of this Plan and the Provider no longer has any obligations to the Employer that relate to the adoption of this Plan. For inquiries regarding the adoption of the Pre-approved Plan, the Provider's intended meaning of any Plan provisions or the effect of the Opinion Letter issued to the Provider, please contact the Provider or the Provider's representative. Provider Name: Equity Trust Company ’s representative‌ MFS Fund Distributors, Inc. Address: 0 Xxxxxx Xxx Xxxxxxxx Xxxx 000 Xxxxxxxxxx Xxxxxx, Xxxxxx, XX 00000 Telephone Number: (0-000) -000-0000 (MFS Service Center, Inc.)‌ Email address (optional): XXX@xxxxxxxxxxxxxxxxxxx.xxx The Employer by executing below, hereby adopt this Plan (add Plan(add additional signature lines as needed). ) : EMPLOYER: [Name of Employer] By: DATE SIGNED ADOPTING RESOLUTION The undersigned authorized representative of (the Employer) hereby certifies that the following resolutions were duly adopted by the Employer on the date specified below, and that such resolutions have not been modified or rescinded as of the signature date below: RESOLVED, that the form of 401(k) Plan and Trust effective , presented to this meeting is hereby approved and adopted and that an authorized representative of the Employer is hereby authorized and directed to execute and deliver to the Administrator of the Plan one or more counterparts of the Plan. Date: By: [print name/title] AMENDMENT TO IMPLEMENT SECURE ACT AND OTHER LAW CHANGES: