Common use of Summary Prospectus Clause in Contracts

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. For purposes of this Article XIV., the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Fund shall be responsible for compliance with Rule 498(e). 14.4. The Fund represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund represents and warrants that it will be responsible for compliance with the provisions of Rule 498(f)(i) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund further represents and warrants that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund will provide the Company with reasonable advance notice of its intent. 14.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, as applicable. 3. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.113.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.213.2. The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.313.3. The Fund and/or the Underwriter shall be responsible for compliance with Rule 498(e). 14.413.4. The Fund represents and warrants Underwriter each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.513.5. The Fund agrees and Underwriter each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract Contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly immediately notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.613.6. The Fund represents and warrants Underwriter represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract Contract owner requests for additional Fund documents made directly to the Fund. The Fund and Underwriter further represents represent and warrants warrant that any information obtained about policyholders/contract Contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.713.7. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract Contract owners directly to the Company or one of its affiliates. 14.813.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.913.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and Underwriter will provide the Company with reasonable at least 90 days advance notice of its intent. 14.1013.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract Contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give Underwriter and the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.1113.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 32. Schedule B The existing 5th Whereas clause of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.following:

Summary Prospectus. Should the Fund AVIF and the Company LIFE COMPANY desire to distribute the prospectuses of the funds within the Fund AVIF pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. (a) For purposes of this Article XIV., Section 23. the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. The Fund (b) AVIF shall provide, or cause to provide, the Company LIFE COMPANY with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund AVIF provide the Company LIFE COMPANY with Statutory Prospectuses. If the Fund AVIF makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund AVIF shall, instead of providing the Company LIFE COMPANY with a revised Summary Prospectus, provide the Company LIFE COMPANY with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Fund (c) AVIF and/or the UNDERWRITER shall be responsible for compliance with Rule 498(e). 14.4. The Fund represents (d) AVIF and warrants UNDERWRITER each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund AVIF and its series. The Fund AVIF further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees (e) AVIF and UNDERWRITER each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund AVIF and series’ documents required to be posted in compliance with Rule 498. The Fund AVIF shall promptly immediately notify the Company LIFE COMPANY of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund represents (f) AVIF and warrants UNDERWRITER represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i) involving policyholder/contract owner requests for additional Fund AVIF documents made directly to the FundAVIF. The Fund AVIF and UNDERWRITER further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund AVIF documents. 14.7. The Company (g) LIFE COMPANY represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company LIFE COMPANY or one of its affiliates. 14.8. Company (h) LIFE COMPANY represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. (i) If the Fund AVIF determines that it will end its use of the Summary Prospectus delivery option, the Fund AVIF and UNDERWRITER will provide the Company LIFE COMPANY with reasonable at least 90 days’ advance notice of its intent. 14.10. (j) The Parties agree that the Company LIFE COMPANY is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the CompanyLIFE COMPANY. The Company LIFE COMPANY agrees that it will give the Fund UNDERWRITER and AVIF reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. (k) The Parties agree that all other provisions of the Participation Agreement, including including, the Indemnification provisions, will apply to the terms of this Article XIVSection 23., as applicable. 3. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. Should the Fund Distributor and the Company desire to distribute permit the prospectuses distribution of the funds within the Fund Funds’ prospectuses pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. (a) For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. (b) The Fund Distributor shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation this Agreement requires that the Fund Distributor provide the Company with Statutory Prospectuses. If the a Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund Distributor shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. (c) The Fund Distributor shall be responsible for compliance with Rule 498(e). 14.4. (d) The Fund Distributor represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its seriesFunds. The Fund Distributor further represents and warrants that it has or its affiliates have reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. (e) The Fund Distributor agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the a central web page used for hosting with prominent links to the Funds’ Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. (f) The Fund Distributor represents and warrants that it will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract owner requests for additional Fund documents made directly to the a Fund. The Fund Distributor further represents and warrants that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. (g) The Company represents and warrants that it will respond to requests for additional fund Fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.8. (h) Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. (i) If the Fund Distributor determines that it will end its use of the Summary Prospectus delivery option, the Fund Distributor will provide the Company with reasonable at least 60 days’ advance notice of its intent. 14.10. (j) The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Fund Distributor reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. (k) The Parties agree that all other provisions of the Participation this Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 3. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. The Fund shall provide, or cause to provide, the Insurance Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Insurance Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Insurance Company with a revised Summary Prospectus, provide the Insurance Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Fund and/or the Company/Xxxxx Distributors shall be responsible for compliance with Rule 498(e). 14.4. The Fund represents and warrants Company/Xxxxx Distributors each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees and Company/Xxxxx Distributors each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly immediately notify the Insurance Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund represents and warrants Company/Xxxxx Distributors represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f) (1) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund and Company/Xxxxx Distributors further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. The Insurance Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Insurance Company or one of its affiliates. 14.8. Insurance Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and Company/Xxxxx Distributors will provide the Insurance Company with reasonable at least 90 days advance notice of its intent. 14.10. The Parties agree that the Insurance Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Insurance Company. The Insurance Company agrees that it will give Company/Xxxxx Distributors and the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 32. Schedule B The existing 7th Whereas clause of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.following:

Summary Prospectus. Should the Fund Adviser, underwriter and the Company desire to distribute the prospectuses of the funds within the Fund Designated Portfolios pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.112.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.212.2. The Fund Underwriter shall provide, or cause to provide, provide the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund Underwriter provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund Underwriter shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.312.3. The Underwriter represents, warrants and covenants that the availability of Fund’s Statutory Prospectuses and certain other Fund shall be responsible for compliance documents will comply with all applicable requirements of Rule 498(e498, including, in particular, paragraph (e). 14.412.4. The Fund Underwriter represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its seriesthe Designated Portfolios. The Fund Underwriter further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.512.5. The Fund agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund Adviser represents and warrants that it will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract Contract owner requests for additional Fund documents made directly to the Fund. The Fund Adviser further represents and warrants that any information obtained about policyholders/contract Contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.712.6. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract Contract owners directly to the Company or one of its affiliatesaffiliates in a manner consistent with Rule 498(f)(1), and the Company shall obtain all such documents from the website maintained by or on behalf of the Fund for purposes of complying with Rule 498(e), and shall not alter, in any way, such documents. 14.812.7. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.912.8. If the Fund Fund, Adviser or Underwriter determines that it will end its use of the Summary Prospectus delivery option, the Fund and Adviser will use commercially reasonable effort to provide the Company with reasonable advance notice of its intent. 14.1012.9. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract Contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give Adviser and the Fund Underwriter reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.1112.10. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 32. Schedule B The existing 8th Whereas clause of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.following:

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.113.1. For purposes of this Article XIV.XIII, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.213.2. The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.313.3. The Fund and/or the Advisor/Underwriter shall be responsible for compliance with Rule 498(e). 14.413.4. The Fund represents and warrants Advisor/Underwriter each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. 13.5. The Fund further represents and warrants Advisor/Underwriter represent and warrant that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund represents and warrants that it they will be responsible for compliance with the provisions of Rule 498(f)(i) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund and Advisor/Underwriter further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.713.6. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.813.7. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.913.8. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and Advisor/Underwriter will provide the Company with reasonable at least 90 days’ advance notice of its intent. 14.1013.9. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give Advisor/Underwriter and the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.1113.10. The Parties agree that all other provisions of the Participation Agreement, including including, the Indemnification provisions, will apply to the terms of this Article XIVXIII., as applicable. 32. Schedule B 4 of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect4 attached hereto.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. The Each Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses and any supplements thereto in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Each Fund and/or the Adviser and/or the Fund’s distributor shall be responsible for compliance with Rule 498(e). 14.4. The Each Fund represents and warrants the Adviser each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the each Fund and its respective series. The Each Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Each Fund agrees and the Adviser each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract Contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain include the investment options available under the AgreementDesignated Portfolios. 14.6. The Each Fund represents and warrants the Adviser represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract Contract owner requests for additional Fund documents made directly to the Fund. The Each Fund and the Adviser further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract Contract owners directly to the Company or one of its affiliates. 14.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and/or the Adviser and/or the Fund’s distributor will provide the Company with reasonable at least 90 days’ advance notice of its intent. 14.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract Contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Adviser and each Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, as applicable. 32. Schedule B A of the Agreement is hereby deleted in its entirety and replaced with the following Amended attached Schedule B: Account(s)A. 3. New paragraphs, Policy(ies) numbered consecutively, are added to ARTICLE II. Representations and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – FWarranties, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.as follows:

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.115.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.215.2. The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.315.3. The Fund and/or the Adviser/Distributor shall be responsible for compliance with Rule 498(e). 14.415.4. The Fund represents and warrants Adviser/Distributor each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.515.5. The Fund agrees and Adviser/Distributor each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly immediately notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.615.6. The Fund represents and warrants Adviser/Distributor represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund and Adviser/Distributor further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.715.7. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.815.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.915.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and Adviser/Distributor will provide the Company with reasonable at least 90 days’ advance notice of its intent. 14.1015.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give Adviser/Distributor and the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.1115.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 32. Schedule B Existing Article XI of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.following:

Summary Prospectus. Should the Fund Distributor and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. The Fund Distributor shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund Distributor provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Except as otherwise provided herein, if and to the extent that a Fund issues a Summary Prospectus for use by the Company in connection with the Agreement, the Distributor shall be responsible for compliance with Rule 498(e). 14.4. The Fund Distributor represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply in all material respects with the requirements of Rule 498 applicable to the Fund and its series. The Fund Distributor further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund Distributor agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly Distributor will notify Company within a reasonable amount of time in the Company event any of the requirements of Rule 498 paragraph (e) are not met for any interruptions reason including any non-routine or extended interruption in the availability of this Landing Page that last more than 24 hoursthe web site on which any documents of the nature referred to in Rule 498 paragraph (e) are posted by the Distributor. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund Distributor represents and warrants warrant that it will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract Contract owner requests for additional Fund documents made directly to the FundDistributor. The Fund Distributor further represents represent and warrants warrant that any information obtained about policyholders/contract Contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract Contract owners directly to the Company or one of its affiliates. Company further represents and warrants that it will comply with the provisions of Rule 498(f) (1) to the extent of responding to Contract owner requests for additional fund documents made directly to the Company or one of its affiliates, additionally Company will comply with rule 498 (f)(2). 14.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses for which Company is responsible, will be done in compliance with Rule 498. 14.9. If the Fund Distributor determines that it will end its use of the Summary Prospectus delivery option, the Fund Distributor will provide the Company with reasonable at least 60 days’ advance notice of its intent. 14.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Fund Distributor reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 32. Schedule B The existing 5th Whereas clause of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.following:

Summary Prospectus. Should the Fund Underwriter and the Company desire to distribute permit the prospectuses distribution of the funds within the Fund Fund’s prospectuses pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.113.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.213.2. The Fund Underwriter shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation this Agreement requires that the Fund Underwriter provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund Underwriter shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.313.3. The Fund Underwriter shall be responsible for compliance with Rule 498(e). 14.413.4. The Fund Underwriter represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its seriesFund. The Fund Underwriter further represents and warrants that it has or its affiliates have reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.513.5. The Fund Underwriter agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the a central web page used for hosting with prominent links to the Fund’s Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.613.6. The Fund Underwriter represents and warrants that it will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund Underwriter further represents and warrants that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.713.7. The Company represents and warrants that it will respond to requests for additional fund Fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.813.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.913.9. If the Fund Underwriter determines that it will end its use of the Summary Prospectus delivery option, the Fund Underwriter will provide the Company with reasonable at least 60 days’ advance notice of its intent. 14.1013.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Fund Underwriter reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.1113.11. The Parties agree that all other provisions of the Participation this Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 32. Schedule B The existing 5th Whereas clause of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.following:

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds Portfolios within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”)Agreement, for complying with Rule 498 and other applicable laws, are set forth as follows:. 14.1. For purposes of this Article XIV.Section 21, the terms “Summary Prospectus” Prospectus and “Statutory Prospectus” Prospectus shall have the same meaning as set forth in Rule 498. 14.2. The Fund or its designee shall provide, or cause to provide, the Company Company, upon request, with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Fund and the Adviser shall be responsible for compliance with Rule 498(e). 14.4. The Fund represents and warrants the Adviser each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply in all material respects with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable appropriate policies and procedures in place to ensure that such web site continuously complies with Rule 498. 14.5. The Fund agrees and the Adviser each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall use its best efforts to promptly notify the Company of any unexpected interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund represents and warrants the Adviser represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund, the Adviser or one of their affiliates. The Fund and the Adviser further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. The Company represents and warrants that it will respond to be responsible for compliance with the provisions of Rule 498(f)(1) involving requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.8. The Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and the Adviser will use its best efforts to provide the Company with reasonable at least 60 days’ advance notice of its intent. 14.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Adviser and the Fund reasonable advance prompt and sufficient notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article Section XIV, as applicable. 3. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. For purposes of this Article XIV.Section 14, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. The Fund or its designee shall provide, or cause to provide, the Company Company, upon request, with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Fund and the Adviser shall be responsible for compliance with Rule 498(e). 14.4. The Fund represents and warrants the Adviser each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply in all material respects with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable appropriate policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees and the Adviser each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall use its best efforts to promptly notify the Company of any unexpected interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund represents and warrants the Adviser represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund, the Adviser or one of their affiliates. The Fund and the Adviser further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. The Company represents and warrants that it will respond to be responsible for compliance with the provisions of 498(f)(1) involving requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.8. The Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. . 14.9. , If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and the Adviser will use their best efforts to provide the Company with reasonable at least 60 days’ advance notice of its intent. 14.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, as applicable. 3. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. 13.1 Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. (a) For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. (b) The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way byway of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. (c) The Fund and/or Underwriter shall be responsible for compliance with Rule 498(e). 14.4. (d) The Fund represents and warrants Underwriter each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. (e) The Fund agrees and Underwriter each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page webpage used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current the Fund and series’ documents required to be posted in compliance incompliance with Rule 498. The Fund shall promptly immediately notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. (f) The Fund represents and warrants Underwriter represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract owner requests for additional Fund Trust documents made directly to the Fund. The Fund and Underwriter further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund Trust documents. 14.7. (g) The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.8. (h) The Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. (i) If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and Underwriter will provide the Company with reasonable at least 90 days advance notice of its intent. 14.10. (j) The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give Underwriter and the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. (k) The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIVXIII., as applicable. 3. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. 14.1 For purposes of this Article XIV., the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. 14.2 The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. 14.3 The Fund shall be responsible for compliance with Rule 498(e). 14.4. 14.4 The Fund represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. 14.5 The Fund agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. 14.6 The Fund represents and warrants that it will be responsible for compliance with the provisions of Rule 498(f)(i) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund further represents and warrants that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. 14.7 The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.8. 14.8 Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. 14.9 If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund will provide the Company with reasonable advance notice of its intent. 14.10. 14.10 The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. 14.11 The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, as applicable. 3. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – - F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – - M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – - Conservative VP Transamerica Asset Allocation – - Growth VP Transamerica Asset Allocation – - Moderate VP Transamerica Asset Allocation – - Moderate Growth VP Transamerica BlackRock Global Allocation VP (Initial Class Shares currently not being offered) Transamerica BlackRock Large Cap Value VP Transamerica BlackRock Tactical Allocation VP (Initial Class Shares currently not being offered) Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Hxxxxx Balanced VP Transamerica Xxxxxx Hxxxxx Growth VP Transamerica Xxxxxx Hxxxxx Growth and Income VP Transamerica Xxxxxx Hxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Jxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Balanced Allocation VP Transamerica Madison Conservative Allocation VP Transamerica Madison Diversified Income VP Transamerica Madison Large Cap Growth VP Transamerica Madison Moderate Growth Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Mxxxxx Sxxxxxx Active International Allocation VP Transamerica Mxxxxx Sxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Mxxxxx Sxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mxxxxx Sxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Real Return TIPS VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. T. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VPVP Transamerica WMC Diversified Growth II VP (Service Class Shares currently not being offered) 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.113.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.213.2. The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectusin its discretion, provide the Company with such revised Summary Prospectus or a supplement setting forth the changes in the Rule 497 filing. 14.313.3. The Fund shall be responsible for compliance with Rule 498(e). 14.413.4. The Fund represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.613.5. The Fund represents and warrants that it will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract Contract owner requests for additional Fund documents made directly to the Fund. The Fund further represents and warrants that any information obtained about policyholders/contract Contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.713.6. The Company represents and warrants that it will comply with the requirements of Rule 498 and applicable law in connection with the delivery of the Summary Prospectuses. 13.7. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract Contract owners directly to the Company or one of its affiliates. 14.813.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund will provide the Company with reasonable advance notice of its intent. 14.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, as applicable. 3. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.113.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.213.2. The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectusin its discretion, provide the Company with such revised Summary Prospectus or a supplement setting forth the changes in the Rule 497 filing. 14.313.3. The Fund shall be responsible for compliance with Rule 498(e). 14.413.4. The Fund represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.613.5. The Fund represents and warrants that it will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract Contract owner requests for additional Fund documents made directly to the Fund. The Fund further represents and warrants that any information obtained about policyholders/contract Contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.713.6. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to comply with the Company or one requirements of its affiliates. 14.8. Company represents Rule 498 and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done applicable law in compliance connection with Rule 498. 14.9. If the Fund determines that it will end its use delivery of the Summary Prospectus delivery option, the Fund will provide the Company with reasonable advance notice of its intent. 14.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, as applicable. 3. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. For purposes of this Article XIV.Section 14, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. The Fund or its designee shall provide, or cause to provide, the Company Company, upon request, with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Fund and the Adviser shall be responsible for compliance with Rule 498(e). 14.4. The Fund represents and warrants the Adviser each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply in all material respects with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable appropriate policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees and the Adviser each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall use its best efforts to promptly notify the Company of any unexpected interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund represents and warrants the Adviser represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund, the Adviser or one of their affiliates. The Fund and the Adviser further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. The Company represents and warrants that it will respond to be responsible for compliance with the provisions of 498(f)(1) involving requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.8. The Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and the Adviser will use their best efforts to provide the Company with reasonable at least 60 days’ advance notice of its intent. 14.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Adviser and the Fund reasonable advance prompt and sufficient notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 3. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. For purposes of this Article XIV., the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Fund shall be responsible for compliance with Rule 498(e). 14.4. The Fund represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund represents and warrants that it will be responsible for compliance with the provisions of Rule 498(f)(i) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund further represents and warrants that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund will provide the Company with reasonable advance notice of its intent. 14.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, as applicable. 3. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – - F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – - M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – - Conservative VP Transamerica Asset Allocation – - Growth VP Transamerica Asset Allocation – - Moderate VP Transamerica Asset Allocation – - Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. 13.1 Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. (a) For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. (b) The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way byway of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. (c) The Fund and/or Underwriter shall be responsible for compliance with Rule 498(e). 14.4. (d) The Fund represents and warrants Underwriter each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. (e) The Fund agrees and Underwriter each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page webpage used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current the Fund and series’ documents required to be posted in compliance incompliance with Rule 498. The Fund shall promptly immediately notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. (f) The Fund represents and warrants Underwriter represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract owner requests for additional Fund Trust documents made directly to the Fund. The Fund and Underwriter further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund Trust documents. 14.7. (g) The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.8. (h) The Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. (i) If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and Underwriter will provide the Company with reasonable at least 90 days advance notice of its intent. 14.10. (j) The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give Underwriter and the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. (k) The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIVXIII., as applicable. 3. Schedule B The existing fifth “WHEREAS” clause of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.following:

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.113.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.213.2. The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.313.3. The Fund and/or the Adviser shall be responsible for compliance with Rule 498(e). 14.413.4. The Fund represents and warrants Adviser each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.513.5. The Fund agrees and Adviser each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract Contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly immediately notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.613.6. The Fund represents and warrants Adviser represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract Contract owner requests for additional Fund documents made directly to the Fund. The Fund and Adviser further represents represent and warrants warrant that any information obtained about policyholders/contract Contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.713.7. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract Contract owners directly to the Company or one of its affiliates. 14.813.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.913.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and Adviser will provide the Company with reasonable at least 90 days’ advance notice of its intent. 14.1013.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract Contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give Adviser and the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.1113.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 32. Schedule B The existing 6th Whereas clause of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.following:

Summary Prospectus. Should the Fund and the Insurance Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. The Fund shall provide, or cause to provide, the Insurance Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Insurance Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Insurance Company with a revised Summary Prospectus, provide the Insurance Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Fund and/or the Company/Xxxxx Distributors shall be responsible for compliance with Rule 498(e). 14.4. The Fund represents and warrants Company/Xxxxx Distributors each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees and Company/Xxxxx Distributors each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract Contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly immediately notify the Insurance Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund represents and warrants Company/Xxxxx Distributors represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract Contract owner requests for additional Fund documents made directly to the Fund. The Fund and Company/Xxxxx Distributors further represents represent and warrants warrant that any information obtained about policyholders/contract Contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. The Insurance Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract Contract owners directly to the Insurance Company or one of its affiliates. 14.8. Insurance Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and Company/Xxxxx Distributors will provide the Insurance Company with reasonable at least 90 days advance notice of its intent. 14.10. The Parties agree that the Insurance Company is not required to distribute Summary Prospectuses to its policyholders/contract Contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Insurance Company. The Insurance Company agrees that it will give Company/Xxxxx Distributors and the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 32. Schedule B The existing 7th Whereas clause of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.following:

Summary Prospectus. Should the Fund and the Company Companies desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. 14.1 For purposes of this Article XIV., the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. 14.2 The Fund shall provide, or cause to provide, the Company Companies with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company Companies with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company Companies with a revised Summary Prospectus, provide the Company Companies with a supplement setting forth the changes in the Rule 497 filing. 14.3. 14.3 The Fund shall be responsible for compliance with Rule 498(e). 14.4. 14.4 The Fund represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. 14.5 The Fund agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company Companies of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. 14.6 The Fund represents and warrants that it will be responsible for compliance with the provisions of Rule 498(f)(i) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund further represents and warrants that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. 14.7 The Company represents Companies represent and warrants warrant that it they will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company Companies or one of its their affiliates. 14.8. Company represents 14.8 Companies represent and warrants warrant that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. 14.9 If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund will provide the Company Companies with reasonable advance notice of its intent. 14.10. 14.10 The Parties agree that the Company is Companies are not required to distribute Summary Prospectuses to its their policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the CompanyCompanies. The Company agrees Companies agree that it they will give the Fund reasonable advance notice of its their intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. 14.11 The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, as applicable. 32. Schedule B A of the Agreement is deleted in its entirety and replaced with the following Amended Schedule BA: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Accounts: Separate Account WRL Series Annuity Account WRL Series Annuity Account VA B Separate Account VA U BNY Mutual Fund Account Separate Account VA V WRL A Separate Account VA C Separate Account VA CC Separate Account VA D Separate Account VA EE Retirement Builder Variable Annuity Account TFLIC Separate Account C Separate Account VUL-A TFLIC Series Life Account G TFLIC Series Annuity Account Separate Account VA AA The Equity Protector Janus Annuity E Separate Account VA F Separate Account VUL-1 of Transamerica Life insurance Company Separate Account VUL-2 of Transamerica Life insurance Company Separate Account VUL-3 of Transamerica Life insurance Company Separate Account VUL-4 of Transamerica Life insurance Company Accounts (continued): Separate Account VUL-5 of Transamerica Life insurance Company Separate Account VUL-6 of Transamerica Life insurance Company Separate Account VA-8 Separate Account VA J TA PPVUL 1 Separate Account VA K Separate Account VA-2LNY Separate Account VA-2L Separate Account VL A AES Private Placement VA Separate Account Separate Account VA L Separate Account VA P PFL Corporate Account One Separate Account VA R Separate Account VA S Separate Account VA Q Separate Account VA HNY Separate Account VA QNY Separate Account VA W Separate Account VA WNY Separate Account VA YNY TFLIC Separate Account VNY Separate Account VA X Separate Account VA Y Separate Account VA-6 Separate Account VA-6NY Separate Account VA-7 Separate Account VL Transamerica Occidental Separate Account Two Transamerica Corporate Separate Account Sixteen Separate Account Fund B Separate Account Fund C Separate Account VA X Separate Account VA PP Separate Account VA FF Policies: Transamerica LandmarkSM Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Transamerica LandmarkSM NY Variable Annuity WRL Freedom AttainerThe Atlas Portfolio Builder Variable Annuity Transamerica ExtraSM Variable Annuity Transamerica Access Variable Annuity Retirement Income Builder II Variable Annuity Advisor’s Edge® Variable Annuity WRL Freedom BellwetherAdvisors’s Edge Select® Variable Annuity WRL Advisor’s Edge® NY Variable Annuity Legacy Builder Plus TFLIC Financial Freedom Conqueror Builder Transamerica Elite Privilege Select Variable Annuity Estate Enhancer Variable Life TransMark Optimum Choice® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL TFLIC Freedom Elite Builder WRL TFLIC Freedom Elite Advisor WRL Freedom Premier® PremierSM Immediate Income Builder II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Premier Asset Builder Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL TFLIC Freedom Elite Wealth Protector Advantage V Retirement Income Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Variable Annuity Retirement Income Builder WRL Asset Advisor – BAI Variable Annuity Dreyfus/Transamerica Triple Advantage® Variable Annuity (NY) Dreyfus/Transamerica Triple Advantage® Variable Annuity Advisor’s Edge Select Private Placement Transamerica Preferred Advantage Variable Annuity Portfolio Select Variable AnnuitySM Flexible Premium Variable Annuity - A Flexible Premium Variable Annuity - B Flexible Premium Variable Annuity - C Flexible Premium Variable Annuity – FD Flexible Premium Variable Annuity - E Flexible Premium Variable Annuity – G TFLIC Freedom Elite Builder II Flexible Premium Variable Annuity – H Advisor’s Edge® NY Variable Annuity Flexible Premium Variable Annuity – I Flexible Premium Variable Annuity –J Flexible Premium Variable Annuity - N Flexible Premium Variable Annuity - O Flexible Premium Variable Annuity – P Flexible Premium Variable Annuity – R Flexible Premium Variable Annuity - S, under marketing name “WRL Freedom MultipleDWS Personal Pension Variable Annuity” Flexible Premium Variable Annuity – M, - T under marketing name “WRL Freedom AdvisorDWS Personal Pension Variable Annuity” Transamerica FreedomSM Variable Annuity TransAccumulator® VUL TransAccumulator® VUL II TransUltra® VUL Transamerica Classic® Variable Annuity (NY) Transamerica Classic® Variable Annuity Transamerica Catalyst® Variable Annuity Transamerica Bounty® Variable Annuity Inheritance Builder Plus TransEquity® TransEquity II Advantaage VI Advantage SE Advantage X TransSurvivorSM VUL Transamerica Lineage® Transamerica Tribute® Fund B Fund C The One® Income AnnuitySM MEMBERS® LandmarkSM Variable Annuity MEMBERS® FreedomSM Variable Annuity MEMBERS® ExtraSM Variable Annuity MEMBERS® LibertySM Variable Annuity Transamerica SecurePath® for Life Product Portfolios: Transamerica Series Trust – each Portfolio has an Initial Class and a Service Class of Shares except as noted. Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – - Conservative VP Transamerica Asset Allocation – - Growth VP Transamerica Asset Allocation – - Moderate VP Transamerica Asset Allocation – - Moderate Growth VP Transamerica BlackRock Global Allocation VP (Initial Class Shares currently not being offered) Transamerica BlackRock Large Cap Value VP Transamerica BlackRock Tactical Allocation VP (Initial Class Shares currently not being offered) Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Balanced Allocation VP Transamerica Madison Conservative Allocation VP Transamerica Madison Diversified Income VP Transamerica Madison Large Cap Growth VP Transamerica Madison Moderate Growth Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Active International Allocation VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Real Return TIPS VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Portfolios (continued): Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VPVP Transamerica WMC Diversified Growth II VP (Service Class Shares currently not being offered) 43. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. Should the Fund and the Company Companies desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. 14.1 For purposes of this Article XIV., the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. 14.2 The Fund shall provide, or cause to provide, the Company Companies with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company Companies with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company Companies with a revised Summary Prospectus, provide the Company Companies with a supplement setting forth the changes in the Rule 497 filing. 14.3. 14.3 The Fund shall be responsible for compliance with Rule 498(e). 14.4. 14.4 The Fund represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. 14.5 The Fund agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company Companies of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. 14.6 The Fund represents and warrants that it will be responsible for compliance with the provisions of Rule 498(f)(i) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund further represents and warrants that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. 14.7 The Company represents Companies represent and warrants warrant that it they will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company Companies or one of its their affiliates. 14.8. Company represents 14.8 Companies represent and warrants warrant that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. 14.9 If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund will provide the Company Companies with reasonable advance notice of its intent. 14.10. 14.10 The Parties agree that the Company is Companies are not required to distribute Summary Prospectuses to its their policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the CompanyCompanies. The Company agrees Companies agree that it they will give the Fund reasonable advance notice of its their intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. 14.11 The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, as applicable. 32. Schedule B A of the Agreement is deleted in its entirety and replaced with the following Amended Schedule BA: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Accounts: Separate Account WRL Series Annuity Account WRL Series Annuity Account VA B Separate Account VA U BNY Mutual Fund Account Separate Account VA V WRL A Separate Account VA C Separate Account VA CC Separate Account VA D Separate Account VA EE Retirement Builder Variable Annuity Account TFLIC Separate Account C Separate Account VUL-A TFLIC Series Life Account G TFLIC Series Annuity Account Separate Account VA AA The Equity Protector Janus Annuity E Separate Account VA F Separate Account VUL-1 of Transamerica Life insurance Company Separate Account VUL-2 of Transamerica Life insurance Company Separate Account VUL-3 of Transamerica Life insurance Company Separate Account VUL-4 of Transamerica Life insurance Company Separate Account VUL-5 of Transamerica Life insurance Company Separate Account VUL-6 of Transamerica Life insurance Company Separate Account VA-8 Separate Account VA J TA PPVUL 1 Separate Account VA K Separate Account VA-2LNY Separate Account VA-2L Separate Account VL A AES Private Placement VA Separate Account Separate Account VA L Separate Account VA P PFL Corporate Account One Separate Account VA R Separate Account VA S Separate Account VA Q Separate Account VA HNY Separate Account VA QNY Separate Account VA W Separate Account VA WNY Separate Account VA YNY TFLIC Separate Account VNY Separate Account VA X Separate Account VA Y Separate Account VA-6 Separate Account VA-6NY Separate Account VA-7 Separate Account VL Transamerica Occidental Separate Account Two Transamerica Corporate Separate Account Sixteen Separate Account Fund B Separate Account Fund C Separate Account VA X Separate Account VA PP Separate Account VA FF Policies: Transamerica LandmarkSM Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Transamerica LandmarkSM NY Variable Annuity WRL Freedom AttainerThe Atlas Portfolio Builder Variable Annuity Transamerica ExtraSM Variable Annuity Transamerica Access Variable Annuity Retirement Income Builder II Variable Annuity Advisor’s Edge® Variable Annuity WRL Freedom BellwetherAdvisors’s Edge Select® Variable Annuity WRL Advisor’s Edge® NY Variable Annuity Legacy Builder Plus TFLIC Financial Freedom Conqueror Builder Transamerica Elite Privilege Select Variable Annuity Estate Enhancer Variable Life TransMark Optimum Choice® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL TFLIC Freedom Elite Builder WRL TFLIC Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite PremierSM Immediate Income Builder II WRL ForLife WRL Benefactor WRL Freedom Premier Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.Annuity

Summary Prospectus. Should the Fund Distributor and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.113.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.213.2. The Fund Distributor shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund Distributor provide the Company with Statutory Prospectuses. 13.3. If the Fund makes any changes Except as otherwise provided herein, if and to the extent that a Fund issues a Summary Prospectus for use by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless Company in connection with the Parties agree otherwiseAgreement, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Fund Distributor shall be responsible for compliance with Rule 498(e). 14.413.4. The Fund Distributor represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply in all material respects with the requirements of Rule 498 applicable to the Fund and its series. The Fund Distributor further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.513.5. The Fund Distributor agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly Distributor will notify Company within a reasonable amount of time in the Company event any of the requirements of Rule 498 paragraph (e) are not met for any interruptions reason including any non-routine or extended interruption in the availability of this Landing Page that last more than 24 hoursthe web site on which any documents of the nature referred to in Rule 498 paragraph (e) are posted by the Distributor. Such Landing Page will contain the investment options available under the Agreement. 14.613.6. The Fund Distributor represents and warrants warrant that it will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract Contract owner requests for additional Fund documents made directly to the FundDistributor. The Fund Distributor further represents represent and warrants warrant that any information obtained about policyholders/contract Contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.713.7. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract Contract owners directly to the Company or one of its affiliates. Company further represents and warrants that it will comply with the provisions of Rule 498(f) (1) to the extent of responding to Contract owner requests for additional fund documents made directly to the Company or one of its affiliates, additionally Company will comply with rule 498 (f)(2). 14.813.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses for which Company is responsible, will be done in compliance with Rule 498. 14.913.9. If the Fund Distributor determines that it will end its use of the Summary Prospectus delivery option, the Fund Distributor will provide the Company with reasonable at least 60 days’ advance notice of its intent. 14.1013.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Fund Distributor reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.1113.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 32. Schedule B The existing 5th Whereas clause of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.following:

Summary Prospectus. Should the Fund Underwriter and the Company desire to distribute permit the prospectuses distribution of the funds within the Fund Fund’s prospectuses pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.113.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.213.2. The Fund Underwriter shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation this Agreement requires that the Fund Underwriter provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund Underwriter shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.313.3. The Fund Underwriter shall be responsible for compliance with Rule 498(e). 14.413.4. The Fund Underwriter represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its seriesFund. The Fund Underwriter further represents and warrants that it has or its affiliates have reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.513.5. The Fund Underwriter agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the a central web page used for hosting with prominent links to the Fund’s Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.613.6. The Fund Underwriter represents and warrants that it will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund Underwriter further represents and warrants that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.713.7. The Company represents and warrants that it will respond to requests for additional fund Fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.813.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.913.9. If the Fund Underwriter determines that it will end its use of the Summary Prospectus delivery option, the Fund Underwriter will provide the Company with reasonable at least 60 days’ advance notice of its intent. 14.1013.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Fund Underwriter reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.1113.11. The Parties agree that all other provisions of the Participation this Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 32. Schedule B The existing 5th Whereas clause of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.following:

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. For purposes of this Article XIV., the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Fund and/or the Advisor/Underwriter shall be responsible for compliance with Rule 498(e). 14.4. The Fund represents and warrants Advisor/Underwriter each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees and Advisor/Underwriter each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly immediately notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund represents and warrants Advisor/Underwriter represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund and Advisor/Underwriter further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and Advisor/Underwriter will provide the Company with reasonable at least 90 days’ advance notice of its intent. 14.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give Advisor/Underwriter and the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including including, the Indemnification provisions, will apply to the terms of this Article XIV., as applicable. 3. The Schedule B A of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effectA attached hereto.

Summary Prospectus. Should the Fund AVIF and the Company LIFE COMPANY desire to distribute the prospectuses of the funds within the Fund AVIF pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. (a) For purposes of this Article XIV., Section 23. the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. The Fund (b) AVIF shall provide, or cause to provide, the Company LIFE COMPANY with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund AVIF provide the Company LIFE COMPANY with Statutory Prospectuses. If the Fund AVIF makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund AVIF shall, instead of providing the Company LIFE COMPANY with a revised Summary Prospectus, provide the Company LIFE COMPANY with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Fund (c) AVIF and/or the UNDERWRITER shall be responsible for compliance with Rule 498(e). 14.4. The Fund represents (d) AVIF and warrants UNDERWRITER each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund AVIF and its series. The Fund AVIF further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees (e) AVIF and UNDERWRITER each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund AVIF and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund represents (f) AVIF and warrants UNDERWRITER represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i) involving policyholder/contract owner requests for additional Fund AVIF documents made directly to the FundAVIF. The Fund AVIF and UNDERWRITER further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund AVIF documents. 14.7. The Company (g) LIFE COMPANY represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company LIFE COMPANY or one of its affiliates. 14.8. Company (h) LIFE COMPANY represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. (i) If the Fund AVIF determines that it will end its use of the Summary Prospectus delivery option, the Fund AVIF and UNDERWRITER will provide the Company LIFE COMPANY with reasonable at least 90 days’ advance notice of its intent. 14.10. (j) The Parties agree that the Company LIFE COMPANY is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the CompanyLIFE COMPANY. The Company LIFE COMPANY agrees that it will give the Fund UNDERWRITER and AVIF reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. (k) The Parties agree that all other provisions of the Participation Agreement, including including, the Indemnification provisions, will apply to the terms of this Article XIVSection 23, as applicable. 3. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.113.1. For purposes of this Article XIVXIII., the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.213.2. The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.313.3. The Fund shall be responsible for compliance with Rule 498(e). 14.413.4. The Fund represents and warrants that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.513.5. The Fund agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.613.6. The Fund represents and warrants that it will be responsible for compliance with the provisions of Rule 498(f)(i) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund further represents and warrants that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.713.7. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.813.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.913.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund will provide the Company with reasonable advance notice of its intent. 14.1013.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.1113.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIVXIII., as applicable. 3. Schedule A of the Agreement is deleted in its entirety and replaced with the following Amended Schedule A: Dated: May 1, 2011 Xxxxxxx Xxxxx Life Variable Annuity Separate Account D Xxxxxxx Xxxxx Investor Choice Annuity® (XXX Series) 4. Schedule B of the Agreement is deleted in its entirety and replaced with the following Amended Schedule B: Account(s)Dated: May 1, Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” 2011 Class A Shares of the following registered investment companies: Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Flexible Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Systemic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect. Unless otherwise specified, all defined terms shall have the same meaning given to them in the Agreement.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.113.1. For purposes of this Article XIVXIII., the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.213.2. The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.313.3. The Fund and/or the Advisor/Underwriter shall be responsible for compliance with Rule 498(e). 14.413.4. The Fund represents and warrants Advisor/Underwriter each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. 13.5. The Fund further represents and warrants Advisor/Underwriter represent and warrant that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Fund agrees that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. The Fund represents and warrants that it they will be responsible for compliance with the provisions of Rule 498(f)(i) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund and Advisor/Underwriter further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.713.6. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.813.7. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.913.8. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and Advisor/Underwriter will provide the Company with reasonable at least 90 days’ advance notice of its intent. 14.1013.9. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give Advisor/Underwriter and the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.1113.10. The Parties agree that all other provisions of the Participation Agreement, including including, the Indemnification provisions, will apply to the terms of this Article XIVXIII., as applicable. 32. Schedule B 1 of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP1 attached hereto. 43. All other terms and provisions Schedule 4 of the Agreement not amended herein shall remain is hereby deleted in full force its entirety and effectreplaced with the Amended Schedule 4 attached hereto.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. 12.1 For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. 12.2 The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses and any supplements thereto in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless upon the Parties agree otherwiseCompany’s request, the Fund shall, instead of providing the Company with a revised Summary Prospectus, shall provide the Company with a supplement setting forth the changes in the Rule 497 filingfiling instead of providing the Company with a revised Summary Prospectus. 14.3. 12.3 The Fund and/or the Adviser/Distributor shall be responsible for compliance with Rule 498(e). 14.4. 12.4 The Fund represents and warrants Adviser/Distributor each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. 12.5 The Fund agrees and Adviser/Distributor each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. 12.6 The Fund represents and warrants Adviser/Distributor represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract owner requests for additional Fund documents made directly to the Fund. The Fund and Adviser/Distributor further represents represent and warrants warrant that any information obtained about policyholders/contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. 12.7 The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract owners directly to the Company or one of its affiliates. 14.8. 12.8 Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. 12.9 If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and Adviser/Distributor will provide the Company with reasonable at least 90 days’ advance notice of its intent. 14.10. 12.10 The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give Adviser/Distributor and the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. 12.11 The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 32. Schedule B A of the Agreement agreement is hereby deleted in its entirety and replaced with the following Amended attached Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.A.

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. 12.1 For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. 12.2 The Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses and any supplements thereto in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, 497 under the Securities Act of 1933, unless upon the Parties agree otherwiseCompany’s request, the Fund shall, instead of providing the Company with a revised Summary Prospectus, shall provide the Company with a supplement setting forth the changes in the Rule 497 filingfiling instead of providing the Company with a revised Summary Prospectus. 14.3. 12.3 The Fund and/or the Adviser/Underwriter shall be responsible for compliance with Rule 498(e). 14.4. 12.4 The Fund represents and warrants Adviser/Underwriter each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the Fund and its series. The Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. 12.5 The Fund agrees and Adviser/Underwriter each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract Contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain the investment options available under the Agreement. 14.6. 12.6 The Fund represents and warrants Adviser/Underwriter represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract Contract owner requests for additional Fund documents made directly to the Fund. The Fund and Adviser/Underwriter further represents represent and warrants warrant that any information obtained about policyholders/contract Contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. 12.7 The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract Contract owners directly to the Company or one of its affiliates. 14.8. 12.8 Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. 12.9 If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and Adviser/Underwriter will provide the Company with reasonable at least 90 days’ advance notice of its intent. 14.10. 12.10 The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract Contract owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give Adviser/Underwriter and the Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. 12.11 The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, Section as applicable. 32. Schedule B Existing Section 10.8 of the Agreement is hereby deleted in its entirety and replaced with the following Amended Schedule B: Account(s), Policy(ies) and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – F, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.following:

Summary Prospectus. Should the Fund and the Company desire to distribute the prospectuses of the funds within the Fund pursuant to Rule 498 of the Securities Act of 1933, as amended, (“Rule 498”), the roles and responsibilities of the Parties to the Agreement (the “Parties”), for complying with Rule 498 and other applicable laws, are set forth as follows: 14.1. For purposes of this Article XIV.Section, the terms “Summary Prospectus” and “Statutory Prospectus” shall have the same meaning as set forth in Rule 498. 14.2. The Each Fund shall provide, or cause to provide, the Company with copies of the Summary Prospectuses and any supplements thereto in the same manner and at the same times as the Participation Agreement requires that the Fund provide the Company with Statutory Prospectuses. If the Fund makes any changes to the Summary Prospectus by way of a filing pursuant to Rule 497, under the Securities Act of 1933, unless the Parties agree otherwise, the Fund shall, instead of providing the Company with a revised Summary Prospectus, provide the Company with a supplement setting forth the changes in the Rule 497 filing. 14.3. The Each Fund and/or the Adviser shall be responsible for compliance with Rule 498(e). 14.4. The Each Fund represents and warrants the Adviser each represent and warrant that the Summary Prospectuses and the web site hosting of such Summary Prospectuses will comply with the requirements of Rule 498 applicable to the each Fund and its respective series. The Each Fund further represents and warrants that it has reasonable policies and procedures in place to ensure that such web site complies with Rule 498. 14.5. The Each Fund agrees and the Adviser each agree that the URL indicated on each Summary Prospectus will lead policyholders/contract Contract owners directly to the web page used for hosting Summary Prospectuses (the “Landing Page”) and that such web page Landing Page will host the current Fund and series’ documents required to be posted in compliance with Rule 498. The Fund shall promptly notify the Company of any interruptions in availability of this Landing Page that last more than 24 hours. Such Landing Page will contain include the investment options available under the AgreementDesignated Portfolios. 14.6. The Each Fund represents and warrants the Adviser represent and warrant that it they will be responsible for compliance with the provisions of Rule 498(f)(i498(f)(1) involving policyholder/contract Contract owner requests for additional Fund documents made directly to the Fund. The Each Fund and the Adviser further represents represent and warrants warrant that any information obtained about policyholders/contract Contract owners pursuant to this provision will be used solely for the purposes of responding to requests for additional Fund documents. 14.7. The Company represents and warrants that it will respond to requests for additional fund documents made by policyholders/contract Contract owners directly to the Company or one of its affiliates. 14.8. Company represents and warrants that any binding together of Summary Prospectuses and/or Statutory Prospectuses will be done in compliance with Rule 498. 14.9. If the Fund determines that it will end its use of the Summary Prospectus delivery option, the Fund and/or the Adviser and/or the Fund’s distributor will provide the Company with reasonable at least 90 days’ advance notice of its intent. 14.10. The Parties agree that the Company is not required to distribute Summary Prospectuses to its policyholders/contract Contact owners, but rather that the use of the Summary Prospectus will be at the discretion of the Company. The Company agrees that it will give the Adviser and each Fund reasonable advance notice of its intended use of the Summary Prospectuses or the Statutory Prospectuses. 14.11. The Parties agree that all other provisions of the Participation Agreement, including the Indemnification provisions, will apply to the terms of this Article XIV, as applicable. 32. Schedule B A of the Agreement is hereby deleted in its entirety and replaced with the following Amended attached Schedule B: Account(s)A. 3. New paragraphs, Policy(ies) numbered consecutively, are added to Article II. Representations and Portfolio(s) WRL Series Life Account WRL Series Annuity Account WRL Series Annuity Account B Separate Account VA U Separate Account VA V WRL Series Life Account G Separate Account VA AA The Equity Protector Janus Annuity Variable Annuity WRL Freedom Equity Protector WRL Freedom SP Plus WRL Freedom Variable Annuity WRL Freedom Attainer® Variable Annuity WRL Freedom Bellwether® Variable Annuity WRL Freedom Conqueror ® Variable Annuity WRL Freedom Wealth Protector WRL Freedom Wealth Creator® Variable Annuity WRL Financial Freedom Builder WRL Freedom Elite WRL Freedom Premier® Variable Annuity WRL Freedom Access® Variable Annuity WRL Freedom Enhancer® Variable Annuity WRL Freedom SelectSM Variable Annuity WRL Freedom Elite Builder WRL Freedom Elite Advisor WRL Freedom Premier® II WRL Freedom Access® II WRL Freedom Enhancer® II WRL Freedom Premier® III Variable Annuity WRL Xcelerator WRL Xcelerator Focus Policies (continued): WRL Xcelerator Exec WRL Freedom Elite Builder II WRL ForLife WRL Benefactor WRL Freedom Asset Advisor WRL Evolution WRL Associate Freedom Elite Builder WRL Asset Advisor Flexible Premium Variable Annuity – FWarranties, under marketing name “WRL Freedom Multiple” Flexible Premium Variable Annuity – M, under marketing name “WRL Freedom Advisor” Transamerica AEGON Active Asset Allocation – Conservative VP Transamerica AEGON Active Asset Allocation – Moderate Growth VP Transamerica AEGON Active Asset Allocation – Moderate VP Transamerica AEGON High Yield Bond VP Transamerica AEGON Money Market VP Transamerica AEGON U.S. Government Securities VP Transamerica AllianceBernstein Dynamic Allocation VP Transamerica Asset Allocation – Conservative VP Transamerica Asset Allocation – Growth VP Transamerica Asset Allocation – Moderate VP Transamerica Asset Allocation – Moderate Growth VP Transamerica BlackRock Large Cap Value VP Transamerica Clarion Global Real Estate Securities VP Transamerica Efficient Markets VP Transamerica Foxhall Emerging Markets/Pacific Rim VP Transamerica Foxhall Global Conservative VP Transamerica Foxhall Global Growth VP Transamerica Foxhall Global Commodities & Hard Assets VP Transamerica Xxxxxx Balanced VP Transamerica Xxxxxx Growth VP Transamerica Xxxxxx Growth and Income VP Transamerica Xxxxxx Managed Income VP Transamerica Index 35 VP Transamerica Index 50 VP Transamerica Index 75 VP Transamerica Index 100 VP Transamerica International Moderate Growth VP Transamerica Xxxxxxxx Growth VP Transamerica JPMorgan Core Bond VP Transamerica JPMorgan Enhanced Index VP Transamerica JPMorgan Mid Cap Value VP Portfolios (continued): Transamerica JPMorgan Tactical Allocation VP Transamerica Madison Conservative Allocation VP Transamerica MFS International Equity VP Transamerica Xxxxxx Xxxxxxx Capital Growth VP Transamerica Xxxxxx Xxxxxxx Growth Opportunities VP Transamerica Xxxxxx Xxxxxxx Mid-Cap Growth VP Transamerica Multi-Managed Balanced VP Transamerica Multi-Managed Large Cap Core VP Transamerica PIMCO Total Return VP Transamerica ProFund UltraBear VP (Initial Class Shares currently not being offered) Transamerica Systematic Small/Mid Cap Value VP Transamerica X. Xxxx Price Small Cap VP Transamerica Third Avenue Value VP Transamerica WMC Diversified Equity VP Transamerica WMC Diversified Growth VP 4. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.as follows: