Common use of Table of intermediaries Clause in Contracts

Table of intermediaries. List of intermediaries and execution venues currently selected by the Bank. Ty pe of financial instruments Execution venues or brokers Equities (including ETFs) and deriv atives listed HSBC Continental Europe CIC Securities Fixed-income instruments HSBC BANK PLC HSBC Continental Europe CREDIT AGRICOLE-CIB Xxxx BHF BNP PARIBAS SA XX Xxxxxx Securities Plc Deutsche Bank AG London Barclay s Bank PLC London Société Générale Xxxxx Xxxxxxx Xxxxx International London RBC EUROPE LIMITED Xxx al Bank of Scotland PLC Foreign exchange transaction HSBC GBM Structured products HSBC Continental Europe BNP Paribas XX Xxxxxxx s Bank PLC Deutsche Bank UBS AG XX Xxxxxx Crédit Suisse AG Société Générale SA Standard Crédit Agricole SA Natixis Xxxxxxx Xxxxx RBC Xxxxxx Xxxxxxx Money market instruments. HSBC GBM Appendix 5 – Summary of the conflicts of interest policy In terms of identification and management of conflicts of interest, HSBC Private Banking France undertakes to respect the highest standards in order to safeguard the interests of its clients. This policy is in compliance with the requirements of MIFID 2. So as to identify and manage the types of conflict of interests that may arise, in the context of providing the Group’s inv estment services, related services and other activ ities that might jeopardise the interests of its clients, HSBC Private Banking pays particular attention specifically to the following situations: - HSBC Private Banking is likely to make a financial gain or avoid a financial loss at the client’s expense; - HSBC Private Banking has a stake in the result of a service provided to the client or of a transaction carried out on their behalf which is different f rom the client’s stake in the result; - HSBC Priv ate Banking has an incentive, for financial or other reasons, to giv e priority to the interests of another client or group of clients as opposed to the interests of the client to whom the service is provided; - HSBC Priv ate Banking carries out the same professional activity as the client; - HSBC Priv ate Banking receives or will receive a benefit from a person other than the client in relation with the service provided to the client, in any f orm whatsoever, other than the commission or fees usually invoiced f or said service. Particular attention is also paid to conf licts of interest that may arise f rom the coexistence of activities within a multi-capability bank such as HSBC Continental Europe and in particular from the collaboration of several business lines at the time of prov iding a service to a client. How does HSBC Private Banking manage conflicts of interest? Appropriate management of conflicts of interest is a priority for HSBC Private Banking. It is the responsibility of the general management and department managers of HSBC Priv ate Banking (hereinafter referred to as “Management”) to identify and assess the v arious risks to which HSBC Private Banking is exposed and to draw up and supervise the corresponding procedures in order to be able to ensure the primacy of our clients’ interests in all circumstances. The “Compliance” function, reporting to general management, monitors compliance with high ethical standards and compliance with the rules of good conduct. Policies and procedures for management of conflicts of interest The company culture at HSBC Private Banking contributes to the good management of conflicts of interest. HSBC Priv ate Banking maintains a central register and the mapping of possible conf licts of interest carrying a significant risk of jeopardising the interests of one or more of its clients. HSBC Priv ate Banking relies on internal procedures, operating procedures and policies intended to identify and manage conflicts in the same business line as well as cross-functional conf licts. This mechanism is in particular supplemented by organisation of activities that safeguard the interests of its clients. Lastly, these procedures summarise the typologies of conflicts of interest and provide for the setting up of an annual rev iew of the mechanism. HSBC Priv ate Banking ensures that the Bank’s General Management is periodically kept inf ormed concerning the mechanism for the prev ention and management of conf licts of interest. In the ev ent that the provisions made by HSBC Private Banking are not sufficient to guarantee with any reasonable certainty that the risk of jeopardising the interests of clients will be av oided, HSBC Private Banking may consider it appropriate to use one of the f ollowing procedures for management of conflicts: - inf orming the client(s) on a durable medium of the nature and/or source of the conf lict so as to obtain its (their) formal agreement prior to any action in its (their) name; the information takes the client’s categorisation into account and is suf ficiently detailed to enable the client to reach an inf ormed decision; or in certain circumstances, ref use the env isaged transaction, prior or subsequent to the client’s information.

Table of intermediaries. List of intermediaries and execution venues currently selected by the Bank. Ty pe Type of financial instruments Execution execution venues or brokers Equities (including ETFs) and deriv atives derivatives listed HSBC Continental Europe CIC Securities Natixis Xxxxxxx Xxxxx Fixed-income instruments HSBC BANK PLC HSBC Continental Europe Private Bank Switzerland HSBC France SA CREDIT AGRICOLE-CIB Xxxx BHF & Cie BNP PARIBAS SA XX Xxxxxx Securities Plc Deutsche Bank AG Frankfurt Deutsche Bank AG London Barclay s Barclays Bank PLC London Société Générale Xxxxx Xxxxxxx Xxxxx International London RBC EUROPE LIMITED Xxx al Royal Bank of Scotland PLC UBS Foreign exchange transaction HSBC GBM Structured products HSBC Continental Europe BNP Paribas XX Xxxxxxx s SA Barclays Bank PLC Deutsche Bank AG UBS AG XX Xxxxxx Xxxxx Royal Bank of Scotland PLC Commerzbank AG Crédit Suisse AG Bank of China Limited Société Générale SA Standard Chartered PLC Crédit Agricole SA Natixis Xxxxxxx Xxxxx RBC Xxxxxx Xxxxxxx Agricultural Bank of China ICBC Bank of East Asia BBVA Bancomer China Construction Bank Any counterparty for which the rating is at least equal to AA- Options HSBC GBM Money market instruments. HSBC GBM Appendix 5 – - Summary of the policy on conflicts of interest policy In terms of identification and management of conflicts of interest, HSBC Private Banking France undertakes to respect the highest standards in order to safeguard the interests of its clients. This policy is in compliance with the requirements of MIFID 2. So as to identify and manage the types of conflict of interests that may arise, in the context of providing the Group’s inv estment investment services, related services and other activ ities activities that might jeopardise the interests of its clients, HSBC Private Banking pays particular attention specifically to the following situations: - HSBC Private Banking is likely to make a financial gain or avoid a financial loss at the client’s expense; - HSBC Private Banking has a stake in the result of a service provided to the client or of a transaction carried out on their behalf which is different f rom from the client’s stake in the result; - HSBC Priv ate Private Banking has an incentive, for financial or other reasons, to giv e give priority to the interests of another client or group of clients as opposed to the interests of the client to whom the service is provided; - HSBC Priv ate Private Banking carries out the same professional activity as the client; - HSBC Priv ate Private Banking receives or will receive a benefit from a person other than the client in relation with the service provided to the client, in any f orm form whatsoever, other than the commission or fees usually invoiced f or for said service. Particular attention is also paid to conf licts conflicts of interest that may arise f rom from the coexistence of activities within a multi-capability bank such as HSBC Continental Europe France and in particular from the collaboration of several business lines at the time of prov iding providing a service to a client. How does HSBC Private Banking manage conflicts of interest? Appropriate management of conflicts of interest is a priority for HSBC Private Banking. It is the responsibility of the general management and department managers of HSBC Priv ate Private Banking (hereinafter referred to as “Management”) ), to identify and assess the v arious various risks to which HSBC Private Banking is exposed and exposed, to draw up and supervise the corresponding procedures in order to be able to ensure the primacy of our clients’ interests in all circumstances. The “Compliance” function, reporting to general management, monitors compliance with high ethical standards and compliance with the rules of good conduct. Policies and procedures for management of conflicts of interest The company culture at HSBC Private Banking contributes to the good management of conflicts of interest. HSBC Priv ate Private Banking maintains a central register and the mapping of possible conf licts conflicts of interest carrying a significant risk of jeopardising the interests of one or more of its clients. HSBC Priv ate Private Banking relies on internal procedures, operating procedures and policies intended to identify and manage conflicts in the same business line as well as cross-functional conf lictsconflicts. This mechanism is in particular supplemented by organisation of activities that safeguard the interests of its clients. Lastly, these procedures summarise the typologies of conflicts of interest and provide for the setting up of an annual rev iew review of the mechanism. HSBC Priv ate Private Banking ensures that the Bank’s General Management is periodically kept inf ormed informed concerning the mechanism for the prev ention prevention and management of conf licts conflicts of interest. In the ev ent event that the provisions made by HSBC Private Banking are not sufficient to guarantee with any reasonable certainty that the risk of jeopardising the interests of clients will be av oidedavoided, HSBC Private Banking may consider it appropriate to use one of the f ollowing following procedures for management of conflicts: - inf orming informing the client(s) on a durable medium of the nature and/or source of the conf lict conflict so as to obtain its (their) its/their formal agreement prior to any action in its (their) name; the information takes the client’s categorisation into account and is suf ficiently sufficiently detailed to enable the client to reach an inf ormed informed decision; or in certain circumstances, ref use refuse the env isaged envisaged transaction, prior or subsequent to the client’s information.

Table of intermediaries. List of intermediaries and execution venues currently selected by the Bank. Ty pe Type of financial instruments Execution execution venues or brokers Equities (including ETFs) and deriv atives derivatives listed HSBC Continental Europe CIC Securities Natixis Xxxxxxx Xxxxx Fixed-income instruments HSBC BANK PLC HSBC Continental Europe Private Bank Switzerland HSBC France SA CREDIT AGRICOLE-CIB Xxxx BHF & Cie BNP PARIBAS SA XX Xxxxxx Securities Plc Deutsche Bank AG Frankfurt Deutsche Bank AG London Barclay s Barclays Bank PLC London Société Générale Xxxxx Xxxxxxx Xxxxx International London RBC EUROPE LIMITED Xxx al Royal Bank of Scotland PLC UBS Foreign exchange transaction HSBC GBM Structured products HSBC Continental Europe BNP Paribas XX Xxxxxxx s SA Barclays Bank PLC Deutsche Bank AG UBS AG XX Xxxxxx Xxxxx Royal Bank of Scotland PLC Commerzbank AG Crédit Suisse AG Bank of China Limited Société Générale SA Standard Chartered PLC Crédit Agricole SA Natixis Xxxxxxx Xxxxx RBC Xxxxxx Xxxxxxx Agricultural Bank of China ICBC Bank of East Asia BBVA Bancomer China Construction Bank Any counterparty for which the rating is at least equal to AA- Options HSBC GBM Money market instruments. HSBC GBM Appendix 5 – 6 - Summary of the policy on conflicts of interest policy In terms of identification and management of conflicts of interest, HSBC Private Banking France undertakes to respect the highest standards in order to safeguard the interests of its clients. This policy is in compliance with the requirements of MIFID 2. So as to identify and manage the types of conflict of interests that may arise, in the context of providing the Group’s inv estment investment services, related services and other activ ities activities that might jeopardise the interests of its clients, HSBC Private Banking pays particular attention specifically to the following situations: - HSBC Private Banking is likely to make a financial gain or avoid a financial loss at the client’s expense; - HSBC Private Banking has a stake in the result of a service provided to the client or of a transaction carried out on their behalf which is different f rom from the client’s stake in the result; - HSBC Priv ate Private Banking has an incentive, for financial or other reasons, to giv e give priority to the interests of another client or group of clients as opposed to the interests of the client to whom the service is provided; - HSBC Priv ate Private Banking carries out the same professional activity as the client; - HSBC Priv ate Private Banking receives or will receive a benefit from a person other than the client in relation with the service provided to the client, in any f orm form whatsoever, other than the commission or fees usually invoiced f or for said service. Particular attention is also paid to conf licts conflicts of interest that may arise f rom from the coexistence of activities within a multi-capability bank such as HSBC Continental Europe France and in particular from the collaboration of several business lines at the time of prov iding providing a service to a client. How does HSBC Private Banking manage conflicts of interest? Information of the holders of inactive accounts Appropriate management of conflicts of interest is a priority for HSBC Private Banking. It is the responsibility of the general management and department managers of HSBC Priv ate Private Banking (hereinafter referred to as “Management”) ), to identify and assess the v arious various risks to which HSBC Private Banking is exposed and exposed, to draw up and supervise the corresponding procedures in order to be able to ensure the primacy of our clients’ interests in all circumstances. The “Compliance” function, reporting to general management, monitors compliance with high ethical standards and compliance with the rules of good conduct. Policies and procedures for management of conflicts of interest The company culture at HSBC Private Banking contributes to the good management of conflicts of interest. HSBC Priv ate Private Banking maintains a central register and the mapping of possible conf licts conflicts of interest carrying a significant risk of jeopardising the interests of one or more of its clients. HSBC Priv ate Private Banking relies on internal procedures, operating procedures and policies intended to identify and manage conflicts in the same business line as well as cross-cross- functional conf lictsconflicts. This mechanism is in particular supplemented by organisation of activities that safeguard the interests of its clients. Lastly, these procedures summarise the typologies of conflicts of interest and provide for the setting up of an annual rev iew review of the mechanism. HSBC Priv ate Private Banking ensures that the Bank’s General Management is periodically kept inf ormed informed concerning the mechanism for the prev ention prevention and management of conf licts conflicts of interest. In the ev ent event that the provisions made by HSBC Private Banking are not sufficient to guarantee with any reasonable certainty that the risk of jeopardising the interests of clients will be av oidedavoided, HSBC Private Banking may consider it appropriate to use one of the f ollowing following procedures for management of conflicts: - inf orming informing the client(s) on a durable medium of the nature and/or source of the conf lict conflict so as to obtain its (their) its/their formal agreement prior to any action in its (their) name; name - the information takes the client’s categorisation into account and is suf ficiently sufficiently detailed to enable the client to reach an inf ormed informed decision; or in certain circumstances, ref use refuse the env isaged envisaged transaction, prior or subsequent to the client’s information. Appendix 7 – Inactive accounts and safe-deposit boxes Xxxxxx Law Legislation on inactive bank accounts and consequences on your assets held in account Law no. 2014-617 of 13 June 2014, known as “Xxxxxx Law”, strengthens the legal supervision of inactive bank accounts. This new legislation establishes a definition of inactive accounts and makes the financial institutions responsible for a certain number of obligations that have consequences on your assets. At the end of a period of inactivity lasting 10 years (3 years for deceased holders). The law stipulates that an inactive account must be transferred to the Caisse des Dépôts et Consignations. Definition of an inactive account A bank account is considered to be inactive when the two following conditions are met at the end of a period of 12 months:  The account has not been the subject of any transaction, aside from entry of interest and debit by the institution holding the account for fees and commissions of all kinds or payment of revenues or redemption of capital or debt securities.  The account holder, their legal representative or the person authorised by them has not been seen in any form whatsoever by the institution for said account or for another account opened in their name. The time frame is raised to 5 years for securities accounts, passbook savings accounts, term accounts and accounts opened in the context of savings products. When amounts deposited on these types of account are unavailable during a certain period of time by virtue of legal or contractual provisions (company savings plan and term accounts for example), the 5-year period starts to run at the end of the period of unavailability. In the event of the holder’s death, inactivity is ascertained when, at the end of a period of 12 months after the death, no heir or beneficiary has made themselves known to the institution. The financial institution must inform the account holder (or their beneficiaries in the event of a deceased holder) if the inactivity of an account is ascertained at the end of the period, so as to enable them to reactivate it. This information takes place for the first time when the inactivity is ascertained. It is then renewed annually. Without the holder’s appearance at the end of a period of inactivity lasting 10 years (3 years for deceased holders). The account is transferred to the Caisse des Dépôts et Consignations. Information is sent for the last time 6 months before expiry of this period. Transfer of funds to the Caisse des dépôts et consignations Let’s stay in touch! Your account is not deemed to be inactive if, at least once during the year, you have contacted HSBC France by telephone, by letter or by email or if you have connected to your accounts via the Internet or mobile phone application. Assets are held by the financial institution for 10 years (3 years for holders who are deceased) starting from the date of the last transaction (other than interest payments) or the holder’s last contact. If they have not been reclaimed during this period, inactive accounts held by the financial institution are closed and assets are transferred to the Caisse des Dépôts et Consignations. The Caisse des Dépôts et Consignations keeps these assets for 20 years (27 years for deceased holders). Beyond this deadline, if they are not reclaimed, they become definitively acquired by the State. In the case of securities accounts or share savings plans, the bank has the task of selling the securities before transferring the revenue from liquidation (in euros) to the Caisse des Dépôts et Consignations. The institution is not liable in the event to any capital loss generated by the liquidation transaction. The Caisse des Dépôts et Consignations is an independent institution at the service of the public good. It ensures the safekeeping of funds entrusted to it and guarantees the return of the capital to the final beneficiary or beneficiaries. Explore the Caisse des Dépôts et Consignations xxxx://xxx.xxxxxxxxxxxxxxx.xx/. Case of inactive safe-deposit boxes A safe-deposit box is deemed to be inactive if there has been no appearance of the holder (or beneficiaries for a deceased holder) or of a transaction on an account opened in their name for 10 years and if, at the end of said period, the rental fees have not been paid at least once. During the 20 years that follow the declaration of the safe-deposit box’s inactivity, the institution informs the holder (or their known heirs or beneficiaries as applicable) every 5 years of the consequences relating to the safe-deposit box’s inactivity. At the end of 20 years from the date of the first outstanding payment, the institution is authorised to proceed with opening the safe-deposit box. The holder is informed of the implementation of said procedure 6 months before expiry of this period. The securities are liquidated and the goods sold at public auction. The proceeds from the sale are paid to the State, after deduction of outstanding annual rental charges, costs of opening the safe-deposit box and selling expenses. No transfer is made to the Caisse des Dépôts et Consignations. On the subject of accounts that have been inactive for more than 30 years as at 1 January 2016 As of 1 January 2016, date when the law came into effect, and after informing the client, accounts that have been effectively inactive for more than 30 years shall be liquidated and transferred to the Government.

Table of intermediaries. List of intermediaries and execution venues currently selected by the Bank. Ty pe Type of financial instruments Execution execution venues or brokers Equities (including ETFs) and deriv atives derivatives listed HSBC Continental Europe CIC Securities Natixis Xxxxxxx Xxxxx Fixed-income instruments HSBC BANK PLC HSBC Continental Europe Private Bank Switzerland HSBC France SA CREDIT AGRICOLE-CIB Xxxx BHF et Cie BNP PARIBAS SA XX Xxxxxx Securities Plc Deutsche Bank AG Frankfurt Deutsche Bank AG London Barclay s Barclays Bank PLC London Société Générale Xxxxx Xxxxxxx Xxxxx International London RBC EUROPE LIMITED Xxx al Royal Bank of Scotland PLC UBS Foreign exchange transaction HSBC GBM Structured products HSBC Continental Europe BNP Paribas XX Xxxxxxx s SA Barclays Bank PLC Deutsche Bank AG UBS AG XX Xxxxxx Xxxxx Royal Bank of Scotland PLC Commerzbank AG Crédit Suisse AG Bank of China Limited Société Générale SA Standard Chartered PLC Crédit Agricole SA Natixis Xxxxxxx Xxxxx RBC Xxxxxx Xxxxxxx Agricultural Bank of China ICBC Bank of East Asia BBVA Bancomer China Construction Bank Any counterparty for which the rating is at least equal to AA – Options HSBC GBM Money market instruments. HSBC GBM Appendix 5 – Summary of the policy on conflicts of interest policy In terms of identification and management of conflicts of interest, HSBC Private Banking France undertakes to respect the highest standards in order to safeguard the interests of its clients. This policy is in compliance with the requirements of MIFID 2. So as to identify and manage the types of conflict of interests that may arise, in the context of providing the Group’s inv estment investment services, related services and other activ ities activities that might jeopardise the interests of its clients, HSBC Private Banking pays particular attention specifically to the following situations: - HSBC Private Banking is likely to make a financial gain or avoid a financial loss at the client’s expense; - HSBC Private Banking has a stake in the result of a service provided to the client or of a transaction carried out on their behalf which is different f rom from the client’s stake in the result; - HSBC Priv ate Private Banking has an incentive, for financial or other reasons, to giv e give priority to the interests of another client or group of clients as opposed to the interests of the client to whom the service is provided; - HSBC Priv ate Private Banking carries out the same professional activity as the client; - HSBC Priv ate Private Banking receives or will receive a benefit from a person other than the client in relation with the service provided to the client, in any f orm form whatsoever, other than the commission or fees usually invoiced f or for said service. Particular attention is also paid to conf licts conflicts of interest that may arise f rom from the coexistence of activities within a multi-capability bank such as HSBC Continental Europe France and in particular from the collaboration of several business lines at the time of prov iding providing a service to a client. How does HSBC Private Banking manage conflicts of interest? Appropriate management of conflicts of interest is a priority for HSBC Private Banking. It is the responsibility of the general management and department managers of HSBC Priv ate Private Banking (hereinafter referred to as “Management”) to identify and assess the v arious various risks to which HSBC Private Banking is exposed and to draw up and supervise the corresponding procedures in order to be able to ensure the primacy of our clients’ interests in all circumstances. The “Compliance” function, reporting to general management, monitors compliance with high ethical standards and compliance with the rules of good conduct. Policies and procedures for management of conflicts of interest The company culture at HSBC Private Banking contributes to the good management of conflicts of interest. HSBC Priv ate Private Banking maintains a central register and the mapping of possible conf licts conflicts of interest carrying a significant risk of jeopardising the interests of one or more of its clients. HSBC Priv ate Private Banking relies on internal procedures, operating procedures and policies intended to identify and manage conflicts in the same business line as well as cross-functional conf lictsconflicts. This mechanism is in particular supplemented by organisation of activities that safeguard the interests of its clients. Lastly, these procedures summarise the typologies of conflicts of interest and provide for the setting up of an annual rev iew review of the mechanism. HSBC Priv ate Private Banking ensures that the Bank’s General Management is periodically kept inf ormed informed concerning the mechanism for the prev ention prevention and management of conf licts conflicts of interest. In the ev ent event that the provisions made by HSBC Private Banking are not sufficient to guarantee with any reasonable certainty that the risk of jeopardising the interests of clients will be av oidedavoided, HSBC Private Banking may consider it appropriate to use one of the f ollowing following procedures for management of conflicts: - inf orming informing the client(s) on a durable medium of the nature and/or source of the conf lict conflict so as to obtain its (their) formal agreement prior to any action in its (their) name; the information takes the client’s categorisation into account and is suf ficiently sufficiently detailed to enable the client to reach an inf ormed informed decision; or in certain circumstances, ref use refuse the env isaged envisaged transaction, prior or subsequent to the client’s information.

Table of intermediaries. List of intermediaries and execution venues currently selected by the Bank. Ty pe of financial instruments Execution execution venues or brokers Equities (including ETFs) and deriv atives listed HSBC Continental Europe CIC Securities Xxxx BHF Fixed-income instruments HSBC BANK PLC HSBC Priv ate Bank Switzerland HSBC Continental Europe CREDIT AGRICOLE-CIB Xxxx BHF BNP PARIBAS SA XX Xxxxxx Securities Plc Deutsche Bank AG London Barclay s Bank PLC London Société Générale Xxxxx Xxxxxxx Xxxxx International London RBC EUROPE LIMITED Xxx al Bank of Scotland PLC Foreign exchange transaction HSBC GBM Structured products HSBC Continental Europe BNP Paribas XX Xxxxxxx s Bank PLC Deutsche Bank UBS AG XX Xxxxxx Crédit Suisse AG Société Générale SA Standard Crédit Agricole SA Natixis Xxxxxxx Xxxxx RBC Xxxxxx Xxxxxxx Money market instruments. HSBC GBM Appendix 5 6 – Summary of the conflicts of interest policy In terms of identification identif ication and management of conflicts of interest, HSBC Private Banking in France undertakes to respect the highest standards in order to safeguard saf eguard the interests of its clients. This policy is in compliance with the requirements of MIFID 2. So as to identify and manage the types of conflict of interests that may arise, in the context of providing prov iding the Group’s inv estment servicesserv ices, related services and other activ ities that might jeopardise the interests of its clients, HSBC Private Banking pays particular attention specifically to the following situations: - HSBC Private Priv ate Banking is likely to make a financial gain or avoid a financial loss at the client’s expense; - HSBC Private Priv ate Banking has a stake in the result of a service provided to the client or of a transaction carried out on their his/her behalf which is different f rom from the client’s stake in the result; - HSBC Priv ate Private Banking has an incentive, for financial or other reasons, to giv e priority to the interests of another client or group of clients as opposed to the interests of the client to whom the service is provided; - HSBC Priv ate Banking carries out the same professional activity as the client; - HSBC Priv ate Private Banking receives or will receive a benefit from a person other than the client in relation with the service provided to the client, in any f orm whatsoeverform whatsoev er, other than the commission or fees usually invoiced f or for said serviceserv ice. Particular attention is also paid to conf licts of interest that may arise f rom the coexistence of activities within a multi-capability bank such as HSBC Continental Europe and in particular from f rom the collaboration of several business lines at the time of prov iding a service to a client. How does HSBC Private Banking manage conflicts of interest? Appropriate management of conflicts of interest is a priority for HSBC Private Banking. It is the responsibility of the general management and department managers of HSBC Priv ate Banking (hereinafter referred to as “Management”) to identify and assess the v arious risks to which HSBC Private Banking is exposed and to draw up and supervise the corresponding procedures in order to be able to ensure the primacy of our clients’ interests in all circumstances. The “Compliance” function, reporting to general management, monitors compliance with high ethical standards and compliance with the rules of good conduct. Policies and procedures for management of conflicts of interest The company culture at HSBC Private Banking contributes to the good management of conflicts of interest. HSBC Priv ate Banking maintains a central register and the mapping of possible conf licts of interest carrying a significant risk of jeopardising the interests of one or more of its clients. HSBC Priv ate Private Banking relies on internal procedures, operating procedures and policies intended to identify and manage conflicts in the same business line as well as cross-functional conf lictscross- f unctional conflicts. This mechanism is in particular supplemented by organisation of activities activ ities that safeguard the interests of its clients. Lastly, these procedures summarise the typologies ty pologies of conflicts of interest and provide for the setting up of an annual rev iew review of the mechanism. HSBC Priv ate Banking ensures that the Bank’s General Management is periodically kept inf ormed concerning the mechanism for f or the prev ention and management of conf licts of interest. In the ev ent that the provisions made by HSBC Private Banking are not sufficient to guarantee with any reasonable certainty that the risk of jeopardising the interests of clients will be av oided, HSBC Private Banking may consider it appropriate to use one of the f ollowing procedures for management of conflicts: - inf orming the client(s) on a durable medium of the nature and/or source of the conf lict so as to obtain its his/her (their) formal agreement prior to any action in its his/her (their) name; - the information inf ormation takes the client’s categorisation into account and is suf ficiently detailed to enable the client to reach an inf ormed informed decision; or in certain circumstances, ref use the env isaged transaction, prior or subsequent to the client’s information. Appendix 7 – Inactive accounts and safe-deposit boxes Xxxxxx Law Legislation on inactiv e bank accounts and consequences on y our assets held in account Law no. 2014-617 of 13 June 2014, known as the “Xxxxxx Law”, strengthens the legal superv ision of inactive bank accounts. This new legislation establishes a def inition of inactiv e accounts and makes the financial institutions responsible for a certain number of obligations that have consequences on your assets. At the end of a period of inactivity lasting 10 years (3 years for deceas ed holders). The law stipulates that an inactive account must be transferred to the Caisse des Dépôts et Consignations. Def inition of an inactive account A bank account is considered to be inactive when the two following conditions are met at the end of a period of 12 months:  The account has not been the subject of any transaction, aside from entry of interest and debit by the institution holding the account for fees and commissions of all kinds or pay ment of revenues or redemption of capital or debt securities.  The account holder, their legal representative or the person authorised by him/her has not been seen in any form whatsoever by the institution for said account or for another account opened in his/her name. The time f rame is raised to 5 years for securities accounts, passbook savings accounts, term accounts and accounts opened in the context of savings products. When amounts deposited on these types of account are unav ailable during a certain period of time by virtue of legal or contractual provisions (company savings plan and term accounts for example), the 5-year period starts to run at the end of the period of unavailability. In the ev ent of the holder’s death, inactivity is ascertained when, at the end of a period of 12 months after the death, no heir or beneficiary has made themselves known to the institution. Inf ormation of the holders of inactive accounts The f inancial institution must inform the account holder (or their beneficiaries in the ev ent of a deceased holder) if the inactiv ity of an account is ascertained at the end of the period, so as to enable him/her to reactivate it. This inf ormation takes place for the first time when the inactivity is ascertained. It is then renewed annually . Without the holder’s appearance at the end of a period of inactiv ity lasting 10 years (3 years for deceased holders). The account is transferred to the Caisse des Dépôts et Consignations. Inf ormation is sent for the last time 6 months before expiry of this period. Transf er of funds to the Caisse des Dépôts et Consignations Let’s stay in touch! Your account is not deemed to be inactive if, at least once during the y ear, you have contacted HSBC Continental Europe by telephone, by letter or by email or if you have connected to your accounts via the Internet or mobile phone application. Assets are held by the financial institution for 10 years (3 years for holders who are deceased) starting from the date of the last transaction (other than interest payments) or the holder’s last contact. If they have not been reclaimed during this period, inactive accounts held by the f inancial institution are closed and assets are transferred to the Caisse des Dépôts et Consignations. The Caisse des Dépôts et Consignations keeps these assets for 20 years (27 years for deceased holders). Bey ond this deadline, if they are not reclaimed, they become def initively acquired by the State. In the case of securities accounts or share savings plans, the bank has the task of selling the securities before transferring the rev enue from liquidation (in euros) to the Caisse des Dépôts et Consignations. The institution is not liable in the event of any capital loss generated by the liquidation transaction. The Caisse des Dépôts et Consignations is an independent institution at the service of the public good. It ensures the saf ekeeping of funds entrusted to it and guarantees the return of the capital to the final beneficiary or beneficiaries. Explore the Caisse des Dépôts et Consignations xxxx://xxx.xxxxxxxxxxxxxxx.xx/. Case of inactive safe-deposit boxes A saf e-deposit box is deemed to be inactive if there has been no appearance of the holder (or benef iciaries for a deceased holder) or of a transaction on an account opened in his/her name for 10 y ears and if, at the end of said period, the rental f ees have not been paid at least once. During the 20 y ears that follow the declaration of the safe-deposit box’s inactivity, the institution informs the holder (or his/her known heirs or beneficiaries as applicable) ev ery 5 years of the consequences relating to the safe-deposit box’s inactivity. At the end of 20 y ears from the date of the first outstanding payment, the institution is authorised to proceed with opening the safe-deposit box. The holder is informed of the implementation of said procedure 6 months before expiry of this period. The securities are liquidated, and the goods are sold at public auction. The proceeds f rom the sale are paid to the State, af ter deduction of outs tanding annual rental charges, costs of opening the safe-deposit box and selling expenses. No transfer is made to the Caisse des Dépôts et Consignations. On the subject of accounts that have been inactive for more than 30 y ears as at 1 January 2016 As of 1 January 2016, date when the law came into effect, and after informing the client, accounts that have been effectively inactive for more than 30 years shall be liquidated and transf erred to the Government.

Table of intermediaries. List of intermediaries and execution venues currently selected by the Bank. Ty pe Type of financial instruments Execution execution venues or brokers Equities (including ETFs) and deriv atives derivatives listed HSBC Continental Europe CIC Securities Natixis Xxxxxxx Xxxxx Fixed-income instruments HSBC BANK PLC HSBC Continental Europe Private Bank Switzerland HSBC France SA CREDIT AGRICOLE-CIB Xxxx BHF & Cie BNP PARIBAS SA XX Xxxxxx Securities Plc Deutsche Bank AG Frankfurt Deutsche Bank AG London Barclay s Barclays Bank PLC London Société Générale Xxxxx Xxxxxxx Xxxxx International London RBC EUROPE LIMITED Xxx al Royal Bank of Scotland PLC UBS Foreign exchange transaction HSBC GBM Structured products HSBC Continental Europe BNP Paribas XX Xxxxxxx s SA Barclays Bank PLC Deutsche Bank AG UBS AG XX Xxxxxx Xxxxx Royal Bank of Scotland PLC Commerzbank AG Crédit Suisse AG Bank of China Limited Société Générale SA Standard Chartered PLC Crédit Agricole SA Natixis Xxxxxxx Xxxxx RBC Xxxxxx Xxxxxxx Agricultural Bank of China ICBC Bank of East Asia BBVA Bancomer China Construction Bank Any counterparty for which the rating is at least equal to AA- Options HSBC GBM Money market instruments. HSBC GBM Appendix 5 – - Summary of the policy on conflicts of interest policy In terms of identification and management of conflicts of interest, HSBC Private Banking France undertakes to respect the highest standards in order to safeguard the interests of its clients. This policy is in compliance with the requirements of MIFID 2. So as to identify and manage the types of conflict of interests that may arise, in the context of providing the Group’s inv estment investment services, related services and other activ ities activities that might jeopardise the interests of its clients, HSBC Private Banking pays particular attention specifically to the following situations: - HSBC Private Banking is likely to make a financial gain or avoid a financial loss at the client’s expense; - HSBC Private Banking has a stake in the result of a service provided to the client or of a transaction carried out on their behalf which is different f rom from the client’s stake in the result; - HSBC Priv ate Private Banking has an incentive, for financial or other reasons, to giv e give priority to the interests of another client or group of clients as opposed to the interests of the client to whom the service is provided; - HSBC Priv ate Private Banking carries out the same professional activity as the client; - HSBC Priv ate Private Banking receives or will receive a benefit from a person other than the client in relation with the service provided to the client, in any f orm form whatsoever, other than the commission or fees usually invoiced f or for said service. Particular attention is also paid to conf licts conflicts of interest that may arise f rom from the coexistence of activities within a multi-capability bank such as HSBC Continental Europe France and in particular from the collaboration of several business lines at the time of prov iding providing a service to a client. How does HSBC Private Banking manage conflicts of interest? Appropriate management of conflicts of interest is a priority for HSBC Private Banking. It is the responsibility of the general management and department managers of HSBC Priv ate Private Banking (hereinafter referred to as “Management”) ), to identify and assess the v arious various risks to which HSBC Private Banking is exposed and exposed, to draw up and supervise the corresponding procedures in order to be able to ensure the primacy of our clients’ interests in all circumstances. The “Compliance” function, reporting to general management, monitors compliance with high ethical standards and compliance with the rules of good conduct. Policies and procedures for management of conflicts of interest The company culture at HSBC Private Banking contributes to the good management of conflicts of interest. HSBC Priv ate Private Banking maintains a central register and the mapping of possible conf licts conflicts of interest carrying a significant risk of jeopardising the interests of one or more of its clients. HSBC Priv ate Private Banking relies on internal procedures, operating procedures and policies intended to identify and manage conflicts in the same business line as well as cross-functional conf lictsconflicts. This mechanism is in particular supplemented by organisation of activities that safeguard the interests of its clients. Lastly, these procedures summarise the typologies of conflicts of interest and provide for the setting up of an annual rev iew review of the mechanism. HSBC Priv ate Private Banking ensures that the Bank’s General Management is periodically kept inf ormed informed concerning the mechanism for the prev ention prevention and management of conf licts conflicts of interest. In the ev ent event that the provisions made by HSBC Private Banking are not sufficient to guarantee with any reasonable certainty that the risk of jeopardising the interests of clients will be av oidedavoided, HSBC Private Banking may consider it appropriate to use one of the f ollowing following procedures for management of conflicts: - inf orming informing the client(s) on a durable medium of the nature and/or source of the conf lict conflict so as to obtain its (their) its/their formal agreement prior to any action in its (their) name; name - the information takes the client’s categorisation into account and is suf ficiently sufficiently detailed to enable the client to reach an inf ormed informed decision; or in certain circumstances, ref use refuse the env isaged envisaged transaction, prior or subsequent to the client’s information.

Table of intermediaries. List of intermediaries and execution venues currently selected by the Bank. Ty pe of financial instruments Execution venues or brokers Equities (including ETFs) and deriv atives listed HSBC Continental Europe CIC Securities Fixed-income instruments HSBC BANK PLC HSBC Continental Europe CREDIT AGRICOLE-CIB Xxxx BHF BNP PARIBAS SA XX Xxxxxx Securities Plc Deutsche Bank AG London Barclay s Bank PLC London Société Générale Xxxxx Xxxxxxx Xxxxx International London RBC EUROPE LIMITED Xxx al Bank of Scotland PLC Foreign exchange transaction HSBC GBM Structured products HSBC Continental Europe BNP Paribas XX Xxxxxxx s Bank PLC Deutsche Bank UBS AG XX Xxxxxx Crédit Suisse AG Société Générale SA Standard Crédit Agricole SA Natixis Xxxxxxx Xxxxx RBC Xxxxxx Xxxxxxx Money market instruments. HSBC GBM Appendix 5 – Summary Xxx xxxx of the conflicts of interest policy In terms of identification and management of conflicts of interest, HSBC Private Banking France undertakes to respect the highest standards in order to safeguard the interests of its clients. This policy is in compliance with the requirements of MIFID 2. So as to identify and manage the types of conflict of interests that may arise, in the context of providing the Group’s inv estment services, related services and other activ ities that might jeopardise the interests of its clients, HSBC Private Banking pays particular attention specifically to the following situations: - HSBC Private Banking is likely to make a financial gain or avoid a financial loss at the client’s expense; - HSBC Private Banking has a stake in the result of a service provided to the client or of a transaction carried out on their behalf which is different f rom the client’s stake in the result; - HSBC Priv ate Banking has an incentive, for financial or other reasons, to giv e priority to the interests of another client or group of clients as opposed to the interests of the client to whom the service is provided; - HSBC Priv ate Banking carries out the same professional activity as the client; - HSBC Priv ate Banking receives or will receive a benefit from a person other than the client in relation with the service provided to the client, in any f orm whatsoever, other than the commission or fees usually invoiced f or said service. Particular attention is also paid to conf licts of interest that may arise f rom the coexistence of activities within a multi-capability bank such as HSBC Continental Europe and in particular from the collaboration of several business lines at the time of prov iding a service to a client. How does HSBC Private Banking manage conflicts of interest? Appropriate management of conflicts of interest is a priority for HSBC Private Banking. It is the responsibility of the general management and department managers of HSBC Priv ate Banking (hereinafter referred to as “Management”) to identify and assess the v arious risks to which HSBC Private Banking is exposed and to draw up and supervise the corresponding procedures in order to be able to ensure the primacy of our clients’ interests in all circumstances. The “Compliance” function, reporting to general management, monitors compliance with high ethical standards and compliance with the rules of good conduct. Policies and procedures for management of conflicts of interest The company culture at HSBC Private Banking contributes to the good management of conflicts of interest. HSBC Priv ate Banking maintains a central register and the mapping of possible conf licts of interest carrying a significant risk of jeopardising the interests of one or more of its clients. HSBC Priv ate Banking relies on internal procedures, operating procedures and policies intended to identify and manage conflicts in the same business line as well as cross-functional conf licts. This mechanism is in particular supplemented by organisation of activities that safeguard the interests of its clients. Lastly, these procedures summarise the typologies of conflicts of interest and provide for the setting up of an annual rev iew of the mechanism. HSBC Priv ate Banking ensures that the Bank’s General Management is periodically kept inf ormed concerning the mechanism for the prev ention and management of conf licts of interest. In the ev ent that the provisions made by HSBC Private Banking are not sufficient to guarantee with any reasonable certainty that the risk of jeopardising the interests of clients will be av oided, HSBC Private Banking may consider it appropriate to use one of the f ollowing procedures for management of conflicts: - inf orming the client(s) on a durable medium of the nature and/or source of the conf lict so as to obtain its (their) formal agreement prior to any action in its (their) name; the information takes the client’s categorisation into account and is suf ficiently detailed to enable the client to reach an inf ormed decision; or in certain circumstances, ref use the env isaged transaction, prior or subsequent to the client’s information.

Table of intermediaries. List of intermediaries and execution venues currently selected by the Bank. Ty pe Type of financial instruments Execution execution venues or brokers Equities (including ETFs) and deriv atives derivatives listed HSBC Continental Europe CIC Securities Natixis Xxxxxxx Xxxxx Fixed-income instruments HSBC BANK PLC HSBC Continental Europe Private Bank Switzerland HSBC France SA CREDIT AGRICOLE-CIB Xxxx BHF & Cie BNP PARIBAS SA XX Xxxxxx Securities Plc Deutsche Bank AG Frankfurt Deutsche Bank AG London Barclay s Barclays Bank PLC London Société Générale Xxxxx Xxxxxxx Xxxxx International London RBC EUROPE LIMITED Xxx al Royal Bank of Scotland PLC UBS Foreign exchange transaction HSBC GBM Structured products HSBC Continental Europe BNP Paribas XX Xxxxxxx s SA Barclays Bank PLC Deutsche Bank AG UBS AG XX Xxxxxx Xxxxx Royal Bank of Scotland PLC Commerzbank AG Crédit Suisse AG Bank of China Limited Société Générale SA Standard Chartered PLC Crédit Agricole SA Natixis Xxxxxxx Xxxxx RBC Xxxxxx Xxxxxxx Agricultural Bank of China ICBC Bank of East Asia BBVA Bancomer China Construction Bank Any counterparty for which the rating is at least equal to AA- Options HSBC GBM Money market instruments. HSBC GBM Appendix 5 – - Summary of the policy on conflicts of interest policy In terms of identification and management of conflicts of interest, HSBC Private Banking France undertakes to respect the highest standards in order to safeguard the interests of its clients. This policy is in compliance with the requirements of MIFID 2. So as to identify and manage the types of conflict of interests that may arise, in the context of providing the Group’s inv estment investment services, related services and other activ ities activities that might jeopardise the interests of its clients, HSBC Private Banking pays particular attention specifically to the following situations: - HSBC Private Banking is likely to make a financial gain or avoid a financial loss at the client’s expense; - HSBC Private Banking has a stake in the result of a service provided to the client or of a transaction carried out on their behalf which is different f rom from the client’s stake in the result; - HSBC Priv ate Private Banking has an incentive, for financial or other reasons, to giv e give priority to the interests of another client or group of clients as opposed to the interests of the client to whom the service is provided; - HSBC Priv ate Private Banking carries out the same professional activity as the client; - HSBC Priv ate Private Banking receives or will receive a benefit from a person other than the client in relation with the service provided to the client, in any f orm form whatsoever, other than the commission or fees usually invoiced f or for said service. Particular attention is also paid to conf licts conflicts of interest that may arise f rom from the coexistence of activities within a multi-capability bank such as HSBC Continental Europe France and in particular from the collaboration of several business lines at the time of prov iding providing a service to a client. How does HSBC Private Banking manage conflicts of interest? Appropriate management of conflicts of interest is a priority for HSBC Private Banking. It is the responsibility of the general management and department managers of HSBC Priv ate Private Banking (hereinafter referred to as “Management”) ), to identify and assess the v arious various risks to which HSBC Private Banking is exposed and exposed, to draw up and supervise the corresponding procedures in order to be able to ensure the primacy of our clients’ interests in all circumstances. The “Compliance” function, reporting to general management, monitors compliance with high ethical standards and compliance with the rules of good conduct. Policies and procedures for management of conflicts of interest The company culture at HSBC Private Banking contributes to the good management of conflicts of interest. HSBC Priv ate Private Banking maintains a central register and the mapping of possible conf licts conflicts of interest carrying a significant risk of jeopardising the interests of one or more of its clients. HSBC Priv ate Private Banking relies on internal procedures, operating procedures and policies intended to identify and manage conflicts in the same business line as well as cross-functional conf lictsconflicts. This mechanism is in particular supplemented by organisation of activities that safeguard the interests of its clients. Lastly, these procedures summarise the typologies of conflicts of interest and provide for the setting up of an annual rev iew review of the mechanism. HSBC Priv ate Private Banking ensures that the Bank’s General Management is periodically kept inf ormed informed concerning the mechanism for the prev ention prevention and management of conf licts conflicts of interest. In the ev ent event that the provisions made by HSBC Private Banking are not sufficient to guarantee with any reasonable certainty that the risk of jeopardising the interests of clients will be av oidedavoided, HSBC Private Banking may consider it appropriate to use one of the f ollowing following procedures for management of conflicts: - inf orming informing the client(s) on a durable medium of the nature and/or source of the conf lict conflict so as to obtain its (their) its/their formal agreement prior to any action in its (their) name; name - the information takes the client’s categorisation into account and is suf ficiently sufficiently detailed to enable the client to reach an inf ormed informed decision; or in certain circumstances, ref use refuse the env isaged envisaged transaction, prior or subsequent to the client’s information. Appendix 6 - Inactive accounts and safe-deposit boxes Xxxxxx Law Legislation on inactive bank accounts and consequences on your assets held in account Law no. 2014-617 of 13 June 2014, known as “Xxxxxx Law”, strengthens the legal supervision of inactive bank accounts. This new legislation establishes a definition of inactive accounts and makes the financial institutions responsible for a certain number of obligations that have consequences on your assets. At the end of a period of inactivity lasting 10 years (3 years for deceased holders). The law stipulates that an inactive account must be transferred to the Caisse des Dépôts et Consignations. Definition of an inactive account A bank account is considered to be inactive when the two following conditions are met at the end of a period of 12 months:  The account has not been the subject of any transaction, aside from entry of interest and debit by the institution holding the account for fees and commissions of all kinds or payment of revenues or redemption of capital or debt securities.  The account holder, their legal representative or the person authorised by them has not been seen in any form whatsoever by the institution for said account or for another account opened in their name. The time frame is raised to 5 years for securities accounts, passbook savings accounts, term accounts and accounts opened in the context of savings products. When amounts deposited on these types of account are unavailable during a certain period of time by virtue of legal or contractual provisions (company savings plan and term accounts for example), the 5-year period starts to run at the end of the period of unavailability. In the event of the holder’s death, inactivity is ascertained when, at the end of a period of 12 months after the death, no heir or beneficiary has made themselves known to the institution. Information of the holders of inactive accounts The financial institution must inform the account holder (or their beneficiaries in the event of a deceased holder) if the inactivity of an account is ascertained at the end of the period, so as to enable them to reactivate it. This information takes place for the first time when the inactivity is ascertained. It is then renewed annually. Without the holder’s appearance at the end of a period of inactivity lasting 10 years (3 years for deceased holders). The account is transferred to the Caisse des Dépôts et Consignations. Information is sent for the last time 6 months before expiry of this period. Transfer of funds to the Caisse des dépôts et consignations Let’s stay in touch! Your account is not deemed to be inactive if, at least once in the year, you have contacted HSBC France by telephone, by letter or by email. or if you have connected to your accounts via the Internet or mobile phone application. Assets are held by the financial institution for 10 years (3 years for holders who are deceased) starting from the date of the last transaction (other than interest payments) or the holder’s last contact. If they have not been reclaimed during this period, inactive accounts held by the financial institution are closed and assets are transferred to the Caisse des Dépôts et Consignations. The Caisse des Dépôts et Consignations keeps these assets for 20 years (27 years for deceased holders). Beyond this deadline, if they are not reclaimed, they become definitively acquired by the State. In the case of securities accounts or share savings plans, the bank has the task of selling the securities before transferring the revenue from liquidation (in euros) to the Caisse des Dépôts et Consignations. The institution is not liable in the event to any capital loss generated by the liquidation transaction. The Caisse des Dépôts et Consignations is an independent institution at the service of the public good. It ensures the safekeeping of funds entrusted to it and guarantees the return of the capital to the final beneficiary or beneficiaries. Explore the Caisse des Dépôts et Consignations xxxx://xxx.xxxxxxxxxxxxxxx.xx/. Case of inactive safe-deposit boxes A safe-deposit box is deemed to be inactive if there has been no appearance of the holder (or beneficiaries for a deceased holder) or of a transaction on an account opened in their name for 10 years and if, at the end of said period, the rental fees have not been paid at least once. During the 20 years that follow the declaration of the safe-deposit box’s inactivity, the institution informs the holder (or their known heirs or beneficiaries as applicable) every 5 years of the consequences relating to the safe-deposit box’s inactivity. At the end of 20 years from the date of the first outstanding payment, the institution is authorised to proceed with opening the safe-deposit box. The holder is informed of the implementation of said procedure 6 months before expiry of this period. The securities are liquidated and the goods sold at public auction. The proceeds from the sale are paid to the State, after deduction of outstanding annual rental charges, costs of opening the safe-deposit box and selling expenses. No transfer is made to the Caisse des Dépôts et Consignations. On the subject of accounts that have been inactive for more than 30 years as at 1 January 2016 As of 1 January 2016, date when the law came into effect, and after informing the client, accounts that have been effectively inactive for more than 30 years shall be liquidated and transferred to the Government.

Table of intermediaries. List of intermediaries and execution venues currently selected by the Bank. Ty pe of financial instruments Execution execution venues or brokers Equities (including ETFs) and deriv atives listed HSBC Continental Europe CIC Securities Xxxx BHF Fixed-income instruments HSBC BANK PLC HSBC Priv ate Bank Switzerland HSBC Continental Europe CREDIT AGRICOLE-CIB Xxxx BHF BNP PARIBAS SA XX Xxxxxx Securities Plc Deutsche Bank AG London Barclay s Bank PLC London Société Générale Xxxxx Xxxxxxx Xxxxx International London RBC EUROPE LIMITED Xxx al Bank of Scotland PLC Foreign exchange transaction HSBC GBM Structured products HSBC Continental Europe BNP Paribas XX Xxxxxxx s Bank PLC Deutsche Bank UBS AG XX Xxxxxx Crédit Suisse AG Société Générale SA Standard Crédit Agricole SA Natixis Xxxxxxx Xxxxx RBC Xxxxxx Xxxxxxx Money market instruments. HSBC GBM Appendix 5 6 – Summary of the conflicts of interest policy In terms of identification identif ication and management of conflicts of interest, HSBC Private Banking in France undertakes to respect the highest standards in order to safeguard saf eguard the interests of its clients. This policy is in compliance with the requirements of MIFID 2. So as to identify and manage the types of conflict of interests that may arise, in the context of providing prov iding the Group’s inv estment servicesserv ices, related services and other activ ities that might jeopardise the interests of its clients, HSBC Private Banking pays particular attention specifically to the following situations: - HSBC Private Priv ate Banking is likely to make a financial gain or avoid a financial loss at the client’s expense; - HSBC Private Priv ate Banking has a stake in the result of a service provided to the client or of a transaction carried out on their his/her behalf which is different f rom from the client’s stake in the result; - HSBC Priv ate Private Banking has an incentive, for financial or other reasons, to giv e priority to the interests of another client or group of clients as opposed to the interests of the client to whom the service is provided; - HSBC Priv ate Banking carries out the same professional activity as the client; - HSBC Priv ate Private Banking receives or will receive a benefit from a person other than the client in relation with the service provided to the client, in any f orm whatsoeverform whatsoev er, other than the commission or fees usually invoiced f or for said serviceserv ice. Particular attention is also paid to conf licts of interest that may arise f rom the coexistence of activities within a multi-capability bank such as HSBC Continental Europe and in particular from f rom the collaboration of several business lines at the time of prov iding a service to a client. How does HSBC Private Banking manage conflicts of interest? Appropriate management of conflicts of interest is a priority for HSBC Private Banking. It is the responsibility of the general management and department managers of HSBC Priv ate Banking (hereinafter referred to as “Management”) to identify and assess the v arious risks to which HSBC Private Banking is exposed and to draw up and supervise the corresponding procedures in order to be able to ensure the primacy of our clients’ interests in all circumstances. The “Compliance” function, reporting to general management, monitors compliance with high ethical standards and compliance with the rules of good conduct. Policies and procedures for management of conflicts of interest The company culture at HSBC Private Banking contributes to the good management of conflicts of interest. HSBC Priv ate Banking maintains a central register and the mapping of possible conf licts of interest carrying a significant risk of jeopardising the interests of one or more of its clients. HSBC Priv ate Private Banking relies on internal procedures, operating procedures and policies intended to identify and manage conflicts in the same business line as well as cross-functional conf lictscross- f unctional conflicts. This mechanism is in particular supplemented by organisation of activities activ ities that safeguard the interests of its clients. Lastly, these procedures summarise the typologies ty pologies of conflicts of interest and provide for the setting up of an annual rev iew review of the mechanism. HSBC Priv ate Banking ensures that the Bank’s General Management is periodically kept inf ormed concerning the mechanism for f or the prev ention and management of conf licts of interest. In the ev ent that the provisions made by HSBC Private Banking are not sufficient to guarantee with any reasonable certainty that the risk of jeopardising the interests of clients will be av oided, HSBC Private Banking may consider it appropriate to use one of the f ollowing procedures for management of conflicts: - inf orming the client(s) on a durable medium of the nature and/or source of the conf lict so as to obtain its his/her (their) formal agreement prior to any action in its his/her (their) name; - the information inf ormation takes the client’s categorisation into account and is suf ficiently detailed to enable the client to reach an inf ormed informed decision; or in certain circumstances, ref use the env isaged transaction, prior or subsequent to the client’s information. Appendix 7 – Inactive accounts and safe-deposit boxes Xxxxxx Law Legislation on inactiv e bank accounts and consequences on y our assets held in account Law no. 2014-617 of 13 June 2014, known as the “Xxxxxx Law”, strengthens the legal superv ision of inactive bank accounts. This new legislation establishes a def inition of inactiv e accounts and makes the financial institutions responsible for a certain number of obligations that have consequences on your assets. At the end of a period of inactivity lasting 10 years (3 years for deceas ed holders). The law stipulates that an inactive account must be transferred to the Caisse des Dépôts et Consignations. Def inition of an inactive account A bank account is considered to be inactive when the two following conditions are met at the end of a period of 12 months: • The account has not been the subject of any transaction, aside from entry of interest and debit by the institution holding the account for fees and commissions of all kinds or pay ment of revenues or redemption of capital or debt securities. • The account holder, their legal representative or the person authorised by him/her has not been seen in any form whatsoever by the institution for said account or for another account opened in his/her name. The time f rame is raised to 5 years for securities accounts, passbook savings accounts, term accounts and accounts opened in the context of savings products. When amounts deposited on these types of account are unav ailable during a certain period of time by virtue of legal or contractual provisions (company savings plan and term accounts for example), the 5-year period starts to run at the end of the period of unavailability. In the ev ent of the holder’s death, inactivity is ascertained when, at the end of a period of 12 months after the death, no heir or beneficiary has made themselves known to the institution. Inf ormation of the holders of inactive accounts The f inancial institution must inform the account holder (or their beneficiaries in the ev ent of a deceased holder) if the inactiv ity of an account is ascertained at the end of the period, so as to enable him/her to reactivate it. This inf ormation takes place for the first time when the inactivity is ascertained. It is then renewed annually . Without the holder’s appearance at the end of a period of inactiv ity lasting 10 years (3 years for deceased holders). The account is transferred to the Caisse des Dépôts et Consignations. Inf ormation is sent for the last time 6 months before expiry of this period. Transf er of funds to the Caisse des Dépôts et Consignations Let’s stay in touch! Your account is not deemed to be inactive if, at least once during the y ear, you have contacted HSBC Continental Europe by telephone, by letter or by email or if you have connected to your accounts via the Internet or mobile phone application. Assets are held by the financial institution for 10 years (3 years for holders who are deceased) starting from the date of the last transaction (other than interest payments) or the holder’s last contact. If they have not been reclaimed during this period, inactive accounts held by the f inancial institution are closed and assets are transferred to the Caisse des Dépôts et Consignations. The Caisse des Dépôts et Consignations keeps these assets for 20 years (27 years for deceased holders). Bey ond this deadline, if they are not reclaimed, they become def initively acquired by the State. In the case of securities accounts or share savings plans, the bank has the task of selling the securities before transferring the rev enue from liquidation (in euros) to the Caisse des Dépôts et Consignations. The institution is not liable in the event of any capital loss generated by the liquidation transaction. The Caisse des Dépôts et Consignations is an independent institution at the service of the public good. It ensures the saf ekeeping of funds entrusted to it and guarantees the return of the capital to the final beneficiary or beneficiaries. Explore the Caisse des Dépôts et Consignations xxxx://xxx.xxxxxxxxxxxxxxx.xx/. Case of inactive safe-deposit boxes A saf e-deposit box is deemed to be inactive if there has been no appearance of the holder (or benef iciaries for a deceased holder) or of a transaction on an account opened in his/her name for 10 y ears and if, at the end of said period, the rental f ees have not been paid at least once. During the 20 y ears that follow the declaration of the safe-deposit box’s inactivity, the institution informs the holder (or his/her known heirs or beneficiaries as applicable) ev ery 5 years of the consequences relating to the safe-deposit box’s inactivity. At the end of 20 y ears from the date of the first outstanding payment, the institution is authorised to proceed with opening the safe-deposit box. The holder is informed of the implementation of said procedure 6 months before expiry of this period. The securities are liquidated, and the goods are sold at public auction. The proceeds f rom the sale are paid to the State, af ter deduction of outs tanding annual rental charges, costs of opening the safe-deposit box and selling expenses. No transfer is made to the Caisse des Dépôts et Consignations. On the subject of accounts that have been inactive for more than 30 y ears as at 1 January 2016 As of 1 January 2016, date when the law came into effect, and after informing the client, accounts that have been effectively inactive for more than 30 years shall be liquidated and transf erred to the Government.

Table of intermediaries. List of intermediaries and execution venues currently selected by the Bank. Ty pe Type of financial instruments Execution execution venues or brokers Equities (including ETFs) and deriv atives derivatives listed HSBC Continental Europe CIC Securities Natixis Xxxxxxx Xxxxx Fixed-income instruments HSBC BANK PLC HSBC Continental Europe Private Bank Switzerland HSBC France SA CREDIT AGRICOLE-CIB Xxxx BHF & Cie BNP PARIBAS SA XX Xxxxxx Securities Plc Deutsche Bank AG Frankfurt Deutsche Bank AG London Barclay s Barclays Bank PLC London Société Générale Xxxxx Xxxxxxx Xxxxx International London RBC EUROPE LIMITED Xxx al Royal Bank of Scotland PLC UBS Foreign exchange transaction HSBC GBM Structured products HSBC Continental Europe BNP Paribas XX Xxxxxxx s SA Barclays Bank PLC Deutsche Bank AG UBS AG XX Xxxxxx Xxxxx Royal Bank of Scotland PLC Commerzbank AG Crédit Suisse AG Bank of China Limited Société Générale SA Standard Chartered PLC Crédit Agricole SA Natixis Xxxxxxx Xxxxx RBC Xxxxxx Xxxxxxx Agricultural Bank of China ICBC Bank of East Asia BBVA Bancomer China Construction Bank Any counterparty for which the rating is at least equal to AA- Options HSBC GBM Money market instruments. HSBC GBM Appendix 5 – - Summary of the policy on conflicts of interest policy In terms of identification and management of conflicts of interest, HSBC Private Banking France undertakes to respect the highest standards in order to safeguard the interests of its clients. This policy is in compliance with the requirements of MIFID 2. So as to identify and manage the types of conflict of interests that may arise, in the context of providing the Group’s inv estment investment services, related services and other activ ities activities that might jeopardise the interests of its clients, HSBC Private Banking pays particular attention specifically to the following situations: - HSBC Private Banking is likely to make a financial gain or avoid a financial loss at the client’s expense; - HSBC Private Banking has a stake in the result of a service provided to the client or of a transaction carried out on their behalf which is different f rom from the client’s stake in the result; - HSBC Priv ate Private Banking has an incentive, for financial or other reasons, to giv e give priority to the interests of another client or group of clients as opposed to the interests of the client to whom the service is provided; - HSBC Priv ate Private Banking carries out the same professional activity as the client; - HSBC Priv ate Private Banking receives or will receive a benefit from a person other than the client in relation with the service provided to the client, in any f orm form whatsoever, other than the commission or fees usually invoiced f or for said service. Particular attention is also paid to conf licts conflicts of interest that may arise f rom from the coexistence of activities within a multi-capability bank such as HSBC Continental Europe France and in particular from the collaboration of several business lines at the time of prov iding providing a service to a client. How does HSBC Private Banking manage conflicts of interest? Appropriate management of conflicts of interest is a priority for HSBC Private Banking. It is the responsibility of the general management and department managers of HSBC Priv ate Private Banking (hereinafter referred to as “Management”) ), to identify and assess the v arious various risks to which HSBC Private Banking is exposed and exposed, to draw up and supervise the corresponding procedures in order to be able to ensure the primacy of our clients’ interests in all circumstances. The “Compliance” function, reporting to general management, monitors compliance with high ethical standards and compliance with the rules of good conduct. Policies and procedures for management of conflicts of interest The company culture at HSBC Private Banking contributes to the good management of conflicts of interest. HSBC Priv ate Private Banking maintains a central register and the mapping of possible conf licts conflicts of interest carrying a significant risk of jeopardising the interests of one or more of its clients. HSBC Priv ate Private Banking relies on internal procedures, operating procedures and policies intended to identify and manage conflicts in the same business line as well as cross-functional conf lictsconflicts. This mechanism is in particular supplemented by organisation of activities that safeguard the interests of its clients. Lastly, these procedures summarise the typologies of conflicts of interest and provide for the setting up of an annual rev iew review of the mechanism. HSBC Priv ate Private Banking ensures that the Bank’s General Management is periodically kept inf ormed informed concerning the mechanism for the prev ention prevention and management of conf licts conflicts of interest. In the ev ent event that the provisions made by HSBC Private Banking are not sufficient to guarantee with any reasonable certainty that the risk of jeopardising the interests of clients will be av oidedavoided, HSBC Private Banking may consider it appropriate to use one of the f ollowing following procedures for management of conflicts: - inf orming informing the client(s) on a durable medium of the nature and/or source of the conf lict conflict so as to obtain its (their) its/their formal agreement prior to any action in its (their) name; the information takes the client’s categorisation into account and is suf ficiently sufficiently detailed to enable the client to reach an inf ormed informed decision; or in certain circumstances, ref use refuse the env isaged envisaged transaction, prior or subsequent to the client’s information. Appendix 6 - Inactive accounts and safe-deposit boxes Xxxxxx Law Legislation on inactive bank accounts and consequences on your assets held in account Law no.2014-617 of 13 June 2014, known as “Xxxxxx Law”, strengthens the legal supervision of inactive bank accounts. This new legislation establishes a definition of inactive accounts and makes the financial institutions responsible for a certain number of obligations that have consequences on your assets. At the end of a period of inactivity lasting 10 years (3 years for deceased holders). The law stipulates that an inactive account must be transferred to the Caisse des Dépôts et Consignations. Definition of an inactive account A bank account is considered to be inactive when the two following conditions are met at the end of a period of 12 months:  The account has not been the subject of any transaction, aside from entry of interest and debit by the institution holding the account for fees and commissions of all kinds or payment of revenues or redemption of capital or debt securities.  The account holder, their legal representative or the person authorised by them has not been seen in any form whatsoever by the institution for said account or for another account opened in their name. The time frame is raised to 5 years for securities accounts, passbook savings accounts, term accounts and accounts opened in the context of savings products. When amounts deposited on these types of account are unavailable during a certain period of time by virtue of legal or contractual provisions (company savings plan and term accounts for example), the 5-year period starts to run at the end of the period of unavailability. In the event of the holder’s death, inactivity is ascertained when, at the end of a period of 12 months after the death, no heir or beneficiary has made themselves known to the institution. Information of the holders of inactive accounts The financial institution must inform the account holder (or their beneficiaries in the event of a deceased holder) if the inactivity of an account is ascertained at the end of the period, so as to enable them to reactivate it. This information takes place for the first time when the inactivity is ascertained. It is then renewed annually. Without the holder’s appearance at the end of a period of inactivity lasting 10 years (3 years for deceased holders). The account is transferred to the Caisse des Dépôts et Consignations. Information is sent for the last time 6 months before expiry of this period. Transfer of funds to the Caisse des dépôts et consignations Let’s stay in touch! Your account is not deemed to be inactive if, at least once during the year, you have contacted HSBC France by telephone, by letter or by email or if you have connected to your accounts via the Internet or mobile phone application. Assets are held by the financial institution for 10 years (3 years for holders who are deceased) starting from the date of the last transaction (other than interest payments) or the holder’s last contact. If they have not been reclaimed during this period, inactive accounts held by the financial institution are closed and assets are transferred to the Caisse des Dépôts et Consignations. The Caisse des Dépôts et Consignations keeps these assets for 20 years (27 years for deceased holders). Beyond this deadline, if they are not reclaimed, they become definitively acquired by the State. In the case of securities accounts or share savings plans, the bank has the task of selling the securities before transferring the revenue from liquidation (in euros) to the Caisse des Dépôts et Consignations. The institution is not liable in the event to any capital loss generated by the liquidation transaction. The Caisse des Dépôts et Consignations is an independent institution at the service of the public good. It ensures the safekeeping of funds entrusted to it and guarantees the return of the capital to the final beneficiary or beneficiaries. Explore the Caisse des Dépôts et Consignations xxxx://xxx.xxxxxxxxxxxxxxx.xx/. Case of inactive safe-deposit boxes A safe-deposit box is deemed to be inactive if there has been no appearance of the holder (or beneficiaries for a deceased holder) or of a transaction on an account opened in their name for 10 years and if, at the end of said period, the rental fees have not been paid at least once. During the 20 years that follow the declaration of the safe-deposit box’s inactivity, the institution informs the holder (or their known heirs or beneficiaries as applicable) every 5 years of the consequences relating to the safe-deposit box’s inactivity. At the end of 20 years from the date of the first outstanding payment, the institution is authorised to proceed with opening the safe-deposit box. The holder is informed of the implementation of said procedure 6 months before expiry of this period. The securities are liquidated and the goods sold at public auction. The proceeds from the sale are paid to the State, after deduction of outstanding annual rental charges, costs of opening the safe-deposit box and selling expenses. No transfer is made to the Caisse des Dépôts et Consignations. On the subject of accounts that have been inactive for more than 30 years as at 1 January 2016 As of 1 January 2016, date when the law came into effect, and after informing the client, accounts that have been effectively inactive for more than 30 years shall be liquidated and transferred to the Government. Appendix 7 - Personal Data Protection Policy How are your personal data collected, stored and processed? Preamble: this Policy applies to all personal data processed by HSBC Group entities in France acting as data controllers in the context of products and services provided to professional and corporate clients. It explains what data we may collect about you or related persons, how we use this data, with whom we are likely to share it, and what steps we take to ensure their privacy and security. This Policy covers all the personal data processing of which the controller is HSBC France (including HSBC Private Banking), HSBC Assurance Vie (France), HSBC Factoring (France) or HSBC XXXX. If you are in contact with other HSBC entities, specific information will be provided to you if necessary. Some of the links on our websites may redirect you to non-HSBC websites. They have their own policies or privacy or data protection charters that may differ from ours: it is your responsibility to read them. All individuals whose data you transmit to us must be informed, including through this Policy how we are likely to collect and process their data. These people must be informed of their rights. When we use the terms “you” or “your”, it means you, your company or any person who may carry out your banking, factoring, insurance or financial instrument transactions with our services and any other person within your company (including your agents and signing officers, spouses, contacts, subscribers or holders of life insurance or capitalisation contracts or their representatives, etc.).