Common use of Table of Losses Clause in Contracts

Table of Losses. For loss of: The amount payable will be: Life The Principal Sum Both hands or both feet The Principal Sum Sight of both eyes The Principal Sum One hand and one foot The Principal Sum One hand and sight of one eye The Principal Sum One foot and sight of one eye The Principal Sum Speech and Hearing in both ears The Principal Sum One arm or one leg 3/4 Principal Sum One hand or one foot or sight of one eye 1/2 Principal Sum Speech 1/2 Principal Sum Hearing in both ears 1/2 Principal Sum Thumb and index finger or at least 4 fingers of one hand 1/4 Principal Sum All toes of one foot 1/8 Principal Sum For loss of use of: Both legs or both arms or both hands The Principal Sum One leg or one arm 3/4 Principal Sum One hand 1/2 Principal Sum Points to Note About AD&D Insurance • The Principal Sum is the maximum amount that would be paid for injuries to any one person resulting from any one accident. This means that if you were to lose both hands and both feet in an automobile accident, you would receive the Principal Sum only, not double the Principal Sum. • No benefits will be paid for injury or death resulting from intentional self-mutilation, suicide, viral infection, bacterial infection, any form of disease or illness or physical or mental infirmity, medical or surgical treatment, participation in a riot, war or any act of war, insurrection, service in the armed forces of any country, air travel serving as a crew member, air travel in aircraft owned, leased or rented by your employer, or air travel where the aircraft is not properly licensed or the pilot is not properly certified to operate the aircraft. • Benefits will be paid only if the loss occurs within 365 days after the accident and, in the case of loss of use, the loss is continuous for at least 365 days. • "Loss" means complete loss by severance except that in the case of loss of sight, speech or hearing, it means loss beyond remedy by surgical or other means.

Table of Losses. For loss of: The amount payable will be: Life The Principal Sum Both hands or both feet The Principal Sum Sight of both eyes The Principal Sum One hand and one foot The Principal Sum One hand and sight of one eye The Principal Sum One foot and sight of one eye The Principal Sum Speech and Hearing in both ears The Principal Sum One arm or one leg 3/4 Principal Sum One hand or one foot or sight of one eye 1/2 Principal Sum Speech 1/2 Principal Sum Hearing in both ears 1/2 Principal Sum Thumb and index finger or at least 4 fingers of one hand 1/4 Principal Sum All toes of one foot 1/8 Principal Sum For loss of use of: Both legs or both arms or both hands The Principal Sum One leg or one arm 3/4 Principal Sum One hand 1/2 Principal Sum Points to Note About AD&D Insurance • c The Principal Sum is the maximum amount that would be paid for injuries to any one person resulting from any one accident. This means that if you were to lose both hands and both feet in an automobile auto- mobile accident, you would receive the Principal Sum only, not double the Principal Sum. • c No benefits will be paid for injury or death resulting from intentional inten- tional self-mutilation, suicide, viral infection, bacterial infection, any form of disease or illness or physical or mental infirmity, medical med- ical or surgical treatment, participation in a riot, war or any act of war, insurrection, service in the armed forces of any country, air travel serving as a crew member, air travel in aircraft owned, leased or rented by your employer, or air travel where the aircraft is not properly licensed or the pilot is not properly certified to operate the aircraft. • Benefits will be paid only if the loss occurs within 365 days after the accident and, in the case of loss of use, the loss is continuous for at least 365 days. • "Loss" means complete loss by severance except that in the case of loss of sight, speech or hearing, it means loss beyond remedy by surgical or other means.

Table of Losses. For loss of: The amount payable will be: Life The Principal Sum Both hands or both feet The Principal Sum Sight of both eyes The Principal Sum One hand and one foot The Principal Sum One hand and sight of one eye The Principal Sum One foot and sight of one eye The Principal Sum Speech and Hearing in both ears The Principal Sum One arm or one leg 3/4 Principal Sum One hand or one foot or sight of one eye 1/2 Principal Sum Speech 1/2 Principal Sum Hearing in both ears 1/2 Principal Sum Thumb and index finger or at least 4 fingers of one hand 1/4 Principal Sum All toes of one foot 1/8 Principal Sum For loss of use of: Both legs or both arms or both hands The Principal Sum One leg or one arm 3/4 Principal Sum One hand 1/2 Principal Sum Points to Note About AD&D Insurance • The Principal Sum is the maximum amount that would be paid for injuries to any one person resulting from any one accident. This means that if you were to lose both hands and both feet in an automobile auto- mobile accident, you would receive the Principal Sum only, not double the Principal Sum. • No benefits will be paid for injury or death resulting from intentional inten- tional self-mutilation, suicide, viral infection, bacterial infection, any form of disease or illness or physical or mental infirmity, medical med- ical or surgical treatment, participation in a riot, war or any act of war, insurrection, service in the armed forces of any country, air travel serving as a crew member, air travel in aircraft owned, leased or rented by your employer, or air travel where the aircraft is not properly licensed or the pilot is not properly certified to operate the aircraft. • Benefits will be paid only if the loss occurs within 365 days after the accident and, in the case of loss of use, the loss is continuous for at least 365 days. • "“Loss" ” means complete loss by severance except that in the case of loss of sight, speech or hearing, it means loss beyond remedy by surgical or other means.