Common use of TEN ENT Clause in Contracts

TEN ENT. as tenants by the (Cus) (Minor) entireties Under Uniform Gifts to JT TEN-- as joint tenants with Minors Act............... rights of survivor- (State) ship and not as Tenants in Common Additional abbreviations may also be used though not in the above list. FORM OF TRANSFER FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto______________________________________________ PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE____________________________________________________ ____________________________________________________________ (Please print or typewrite name and address of assignee) the within Note and does hereby irrevocably constitute and appoint _______________ (Attorney) to transfer the said Note in the Security Register of the Company, with full power of substitution in the premises.

TEN ENT. as tenants by the entireties (Cus) (Minor) entireties Under Uniform Gifts to Minors Act .... JT TEN-- TEN--as joint tenants with Minors Act............... rights of survivor- survivorship (State) ship and not as Tenants in Common Additional abbreviations may also be used though not in the above list. FORM OF TRANSFER FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto______________________________________________ PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE____________________________________________________ unto -------------------------------------------------------------------------------- Please print or typewrite name and address of assignee -------------------------------------------------------------------------------- Please insert Social Security or other identifying Number of Assignee the within Bond of MERIT Securities Corporation and does hereby irrevocably constitute and appoint ____________________________________________________________ (Please print or typewrite name and address , Attorney, to transfer the said Bond on the books of assignee) the within Note and does hereby irrevocably constitute and appoint named Corporation, with full power of substitution in the premises. Date: _______________ (Attorney) to transfer the said Note in the Security Register of the Company, with full power of substitution in the premises.______

TEN ENT. as tenants by the entireties (Cus) (Minor) entireties Under Uniform Gifts to Minors Act ... JT TEN-- TEN--as joint tenants with Minors Act............... rights of survivor- survivorship (State) ship and not as Tenants in Common Additional abbreviations may also be used though not in the above list. FORM OF TRANSFER FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto______________________________________________ PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE____________________________________________________ unto -------------------------------------------------------------------------------- Please print or typewrite name and address of assignee -------------------------------------------------------------------------------- Please insert Social Security or other identifying Number of Assignee the within Bond of MERIT Securities Corporation and does hereby irrevocably constitute and appoint ____________________________________________________________ (Please print or typewrite name and address , Attorney, to transfer the said Bond on the books of assignee) the within Note and does hereby irrevocably constitute and appoint named Corporation, with full power of substitution in the premises. Date: _______________ (Attorney) to transfer the said Note in the Security Register of the Company, with full power of substitution in the premises.______

TEN ENT. as tenants by the entireties (Cus) (Minor) entireties Under Uniform Gifts to Minors Act .... JT TEN-- TEN--as joint tenants with Minors Act............... rights of survivor- survivorship (State) ship and not as Tenants in Common Additional abbreviations may also be used though not in the above list. FORM OF TRANSFER FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto______________________________________________ PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE____________________________________________________ unto ------------------------------------------------------------------------------- Please print or typewrite name and address of assignee -------------------------------------------------------------------------------- Please insert Social Security or other identifying Number of Assignee the within Bond of MERIT Securities Corporation and does hereby irrevocably constitute and appoint ____________________________________________________________ (Please print or typewrite name and address , Attorney, to transfer the said Bond on the books of assignee) the within Note and does hereby irrevocably constitute and appoint named Corporation, with full power of substitution in the premises. Date: _______________ (Attorney) to transfer the said Note in the Security Register of the Company, with full power of substitution in the premises.______

TEN ENT. as tenants by the entireties (Cus) (Minor) entireties Under Uniform Gifts to Minors Act ... JT TEN-- TEN--as joint tenants with Minors Act............... rights of survivor- survivorship (State) ship and not as Tenants in Common Additional abbreviations may also be used though not in the above list. FORM OF TRANSFER FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto______________________________________________ PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE____________________________________________________ unto ------------------------------------------------------------------------------- Please print or typewrite name and address of assignee ------------------------------------------------------------------------------- Please insert Social Security or other identifying Number of Assignee the within Bond of MERIT Securities Corporation and does hereby irrevocably constitute and appoint ____________________________________________________________ (Please print or typewrite name and address , Attorney, to transfer the said Bond on the books of assignee) the within Note and does hereby irrevocably constitute and appoint named Corporation, with full power of substitution in the premises. Date: _______________ (Attorney) to transfer the said Note in the Security Register of the Company, with full power of substitution in the premises.______