Common use of TERMINATION OF RIDER Clause in Contracts

TERMINATION OF RIDER. This rider will end on the Termination Date unless the policy ends for any reason prior to that. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our Home Office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx Corporate Secretary ICC17-PR204(07/17) You are considered residually disabled if you can’t do one or more of your primary duties, or if you can do all of your primary duties but for only 50 percent or less of the time you previously spent doing them. You must also have a loss of income of at least 20 percent. This rider pays 50 percent of your policy’s basic monthly benefit for up to six months. STANDARD INSURANCE COMPANY SHORT-TERM RESIDUAL DISABILITY RIDER For purposes of this rider only, the definitions of Disability/Disabled and Disability Benefit/Disability Benefits in the policy are changed to read: Disability/Disabled means (1) Total Disability/Totally Disabled, as defined in the policy; and

TERMINATION OF RIDER. This rider will end on the Termination Date unless the policy ends for any reason prior to that. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our Home Office, Administrative Office or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx XxXxxxxx President and CEO Xxxxxxx Xxxxxx Corporate Secretary ICC17-PR204(07/17) PR204(9/16)NY You are considered residually disabled if you can’t do one or more of your primary substantial and material duties, or if you can do all of your primary substantial and material duties but for only 50 percent 50% or less of the time you previously spent doing them. You must also have a loss of income of at least 20 percent20%. This rider pays 50 percent at least 50% of your policy’s basic monthly benefit for up to six monthsmonths if you are residually disabled. If your loss of income is more than 80%, the benefit will equal the basic monthly benefit. THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK SHORT-TERM RESIDUAL DISABILITY RIDER For purposes of this rider only, the definitions of Disability/Disabled and Disability Benefit/Disability Benefits in the policy are changed to read: Disability/Disabled means (1) Total Disability/Totally Disabled, as defined in the policy; and

TERMINATION OF RIDER. This rider will end on the Termination Date unless the policy ends for any reason prior to that. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our Home Office, Administrative Office or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx XxXxxxxx President and CEO Xxxxxxx Xxxxxx Corporate Secretary ICC17-PR204(07/17) PR204(9/16)NY You are considered residually disabled if you can’t do one or more of your primary substantial and material duties, or if you can do all of your primary duties but for only 50 percent 50% or less of the time you previously spent doing them. You must also have a loss of income of at least 20 percent20%. This rider pays 50 percent at least 50% of your policy’s basic monthly benefit for up to six months. THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK SHORT-TERM RESIDUAL DISABILITY RIDER For purposes of this rider only, the definitions of Disability/Disabled and Disability Benefit/Disability Benefits in the policy are changed to read: Disability/Disabled means (1) Total Disability/Totally Disabled, as defined in the policy; and

TERMINATION OF RIDER. This rider will end on the Termination Date unless the policy ends for any reason prior to that. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our Home Office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx and CEO Corporate Secretary ICC17-PR204(07/17) Xxxxxxxxx X. Xxxxx Xxxxxx X. XxXxxxxx You are considered residually disabled if you can’t do one or more of your primary substantial and material duties, or if you can do all of your primary substantial and material duties but for only 50 percent or less of the time you previously spent doing them. You must also have a loss of income of at least 20 percent. This rider pays at least 50 percent of your policy’s basic monthly benefit for up to six monthsmonths if you are residually disabled. If your loss of income is more than 80 percent, the benefit will equal the basic monthly benefit. STANDARD INSURANCE COMPANY SHORT-TERM RESIDUAL DISABILITY RIDER For purposes of this rider only, the definitions of Disability/Disabled and Disability Benefit/Disability Benefits in the policy are changed to read: Disability/Disabled means (1) Total Disability/Totally Disabled, as defined in the policy; and

TERMINATION OF RIDER. This rider will end on the Termination Date unless the policy ends for any reason prior to that. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our Home Office, Administrative Office or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx Corporate Secretary ICC17-PR204(07/17) PR204(9/16)NY You are considered residually disabled if you can’t do one or more of your primary substantial and material duties, or if you can do all of your primary substantial and material duties but for only 50 percent or less of the time you previously spent doing them. You must also have a loss of income of at least 20 percent. This rider pays at least 50 percent of your policy’s basic monthly benefit for up to six monthsmonths if you are residually disabled. If your loss of income is more than 80 percent, the benefit will equal the basic monthly benefit. THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK SHORT-TERM RESIDUAL DISABILITY RIDER For purposes of this rider only, the definitions of Disability/Disabled and Disability Benefit/Disability Benefits in the policy are changed to read: Disability/Disabled means (1) Total Disability/Totally Disabled, as defined in the policy; and