Common use of TERMINATION OF RIDER Clause in Contracts

TERMINATION OF RIDER. This rider will end and no further Benefit Increases will take effect when the first of the following occurs:  The Expiration Date is reached;  An application for a Benefit Increase is not received in accordance with the Eligibility And Application For A Benefit Increase provision;  Information we require with an application for a Benefit Increase is not received during any Benefit Increase Application Period;  The Owner does not accept a Benefit Increase offered or accepts less than 50% of a Benefit Increase offered;  The Owner requests to reduce the Basic Monthly Benefit of this policy while this rider is in force; or  This policy terminates for any reason. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our home office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx Corporate Secretary If you are catastrophically disabled, you will be paid a monthly benefit, in addition to any other benefit under the policy. STANDARD INSURANCE COMPANY

TERMINATION OF RIDER. This rider will end and no further Benefit Increases will take effect when the first of the following occurs:  • The Expiration Date is reached;  • An application for a Benefit Increase is not received in accordance with the Eligibility And Application For A Benefit Increase provision;  • Information we require with an application for a Benefit Increase is not received during any Benefit Increase Application Period;  • The Owner does not accept a Benefit Increase offered or accepts less than 50% of a Benefit Increase offered;  • The Owner requests to reduce the Basic Monthly Benefit of this policy while this rider is in force; or  • This policy terminates for any reason. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our home office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx XxXxxxxx President and CEO Xxxxxxxxx X. Xxxxx Corporate Secretary If you are catastrophically disabled, you will be paid a monthly benefit, in addition to any other benefit under the policy. STANDARD INSURANCE COMPANY

TERMINATION OF RIDER. This rider will end and no further Benefit Increases will take effect when the first of the following occurs:  The Expiration Date is reached;  An application for a Benefit Increase is not received in accordance with the Eligibility And Application For A Benefit Increase provision;  Information we require with an application for a Benefit Increase is not received during any Benefit Increase Application Period;  The Owner does not accept a Benefit Increase offered or accepts less than 50% of a Benefit Increase offered;  The Owner requests to reduce the Basic Monthly Benefit of this policy while this rider is in force; or  This policy terminates for any reason. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our home office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx XxXxxxxx President and CEO Xxxxxxxxx X. Xxxxx Corporate Secretary If you are catastrophically disabled, you will be paid a monthly benefit, in addition to any other benefit under the policy. STANDARD INSURANCE COMPANY.

TERMINATION OF RIDER. This rider will end and no further Benefit Increases will take effect when the first of the following occurs:  The Expiration Date is reached;  An application for a Benefit Increase is not received in accordance with the Eligibility And Application For A Benefit Increase provision;  Information we require with an application for a Benefit Increase is not received during any Benefit Increase Application Period;  The Owner does not accept a Benefit Increase offered or accepts less than 50% of a Benefit Increase offered;  The Owner requests to reduce the Basic Monthly Benefit of this policy while this rider is in force; or  This policy terminates for any reason. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our home office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx Chairman and CEO Xxxxxxxxx X. Xxxxxxxx Xxxxx Corporate Secretary If you are catastrophically disabled, you will be paid a monthly benefit, in addition to any other benefit under the policy. STANDARD INSURANCE COMPANY

TERMINATION OF RIDER. This rider will end and no further Benefit Increases will take effect when the first of the following occurs:  • The Expiration Date is reached;  • An application for a Benefit Increase is not received in accordance with the Eligibility And Application For A Benefit Increase provision;  • Information we require with an application for a Benefit Increase is not received during any Benefit Increase Application Period;  • The Owner does not accept a Benefit Increase offered or accepts less than 50% of a Benefit Increase offered;  • The Owner requests to reduce the Basic Monthly Benefit of this policy while this rider is in force; or  • This policy terminates for any reason. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our home officeAdministrative Office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx XxXxxxxx President and CEO Xxxxxxx Xxxxxx Corporate Secretary If you are catastrophically disabled, you will be paid a monthly benefit, in addition to any other benefit under the policy. THE STANDARD LIFE INSURANCE COMPANYCOMPANY OF NEW YORK CATASTROPHIC DISABILITY BENEFIT RIDER This rider provides benefits for Catastrophic Disability if you meet the eligibility requirements as defined below. DEFINITIONS

TERMINATION OF RIDER. This rider will end and no further Benefit Increases will take effect when the first of the following occurs:  • The Expiration Date is reached;  • An application for a Benefit Increase is not received in accordance with the Eligibility And Application For A Benefit Increase provision;  • Information we require with an application for a Benefit Increase is not received during any Benefit Increase Application Period;  • The Owner does not accept a Benefit Increase offered or accepts less than 50% of a Benefit Increase offered;  • The Owner requests to reduce the Basic Monthly Benefit of this policy while this rider is in force; or  • This policy terminates for any reason. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our home office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx Corporate Secretary If you are catastrophically disabled, you will be paid a monthly benefit, in addition to any other benefit under the policy. STANDARD INSURANCE COMPANY