Common use of TERMS AND CONDITIONS APPLICABLE TO ALL CUSTODIAL ACCOUNTS Clause in Contracts

TERMS AND CONDITIONS APPLICABLE TO ALL CUSTODIAL ACCOUNTS. a. The transferor/custodian is opening an account as custodian for the minor named on the UTMA Signature Card under the Uniform Transfers to Minors Act. The transfer of money to the minor named on the UTMA Signature Card, which transfer will be deemed to include all dividends and any future deposits or other additions thereto, is irrevocable and is made in accordance with and to include all provisions of the Uniform Transfers to Minors Act now in effect or hereinafter amended. b. You acknowledge that by signing the UTMA Signature Card, you have received the funds deposited to the account as custodian for the minor named therein under the Uniform Transfers to Minors Act and you agree to the applicable terms and conditions set forth in this Agreement as well as the terms and conditions of the UTMA Signature Card. You acknowledge and agree that neither the donor of the funds nor the custodian is entitled to the use or benefit of the funds, except for the benefit of the minor as allowed by the Uniform Transfers to Minors Act. You also acknowledge and agree that we have no duty whatsoever to monitor or insure that the acts of the custodian (or successor custodian) are for the minor’s benefit. c. For this type of account, the minor’s Social Security Number/Tax Identification Number is used for the Backup Withholding Certification. d. Funds in an UTMA may not be pledged as security for any loan(s). e. The successor custodian named on the UTMA Signature Card will serve if you should be unable to act as custodian because you resign, die, or become legally incapacitated. f. You, as custodian, agree to indemnify and hold us harmless from and against any and all claims, damages, losses, liabilities, expenses, and fees (including reasonable attorneys’ fees) we may suffer or incur arising out of any action or claim by any beneficiary with respect to the authority or actions taken by you in handling or dealing with the account. g. Upon the minor reaching the age of eighteen (18), or other age provided under applicable law or stipulated in any applicable court order, you, as custodian, have the responsibility of transferring the money in the account to the minor or to the minor’s estate and closing the account. If you fail to transfer the money in the account to the minor or to the minor’s estate within a reasonable time after the minor reaches the age of eighteen (18), or other age stipulated in any applicable court order, we may pay the funds on deposit in the account to the minor in accordance with the custodian’s duty without waiting for instructions from the custodian. You agree to indemnify and hold us harmless for any failure to transfer the money in the account to the minor or the minor’s estate upon the minor reaching the age of eighteen (18) or other age stipulated in an any applicable court order.

TERMS AND CONDITIONS APPLICABLE TO ALL CUSTODIAL ACCOUNTS. a. The transferor/custodian is opening an account as custodian for the minor named on the UTMA Signature Card Transfers for Minors Application under the California Uniform Transfers to Minors ActAct (UTMA). The transfer of money to the minor named on the UTMA Signature CardTransfers to Minors Application, which transfer will be deemed to include all dividends and any future deposits or other additions thereto, is irrevocable and is made in accordance with and to include all provisions of the California Uniform Transfers to Minors Act (UTMA) now in effect or hereinafter amended. A Transfers to Minors Application is required for each beneficiary. b. You acknowledge that by signing the UTMA Signature CardTransfers to Minors Application, you have received the funds deposited to the account as custodian for the minor named therein under the California Uniform Transfers to Minors Act and you agree to the applicable terms and conditions set forth in this Account Agreement as well as the terms and conditions of the UTMA Signature CardTransfers to Minors Application. You acknowledge and agree that neither the donor of the funds nor the custodian is entitled to the use or benefit of the funds, except for the benefit of the minor as allowed by the California Uniform Transfers to Minors Act. You also acknowledge and agree that we have no duty whatsoever to monitor or insure ensure that the acts of the custodian (or successor custodian) are for the minor’s benefit. c. For this type of account, the minor’s Social Security Number/Number/ Tax Identification Number is used for the Backup Withholding Certification. d. Funds in an UTMA may not be pledged as security for any loan(s). e. The successor custodian named on the UTMA Signature Card Transfers to Minors Application will serve if serveif you should be unable to act as custodian toact ascustodian because you resign, die, or become legally incapacitated. f. Custodial accounts are not subject to the Multiple Party Accounts law. g. You, as custodian, agree to indemnify and hold us harmless from and fromand against any and all claims, damages, losses, liabilities, expenses, and fees (including reasonable attorneys’ fees) we may suffer or incur arising out of any action or claim by any beneficiary with respect to the authority or actions taken by you in handling or dealing with the account. g. h. Upon the minor reaching the age of eighteen (18), or other age provided under applicable law or stipulated in any applicable court order, you, as custodian, have the responsibility of transferring the money in the account to the minor or to the minor’s estate and closing the account. If you fail to transfer the money in the account to the minor or to the minor’s estate within a reasonable time after the minor reaches the age of eighteen (18), or other age stipulated in any applicable court order, we may pay the funds on deposit in the account to the minor in accordance with the custodian’s duty without waiting for instructions from the custodian. You agree to indemnify and hold us harmless for any failure to transfer the money in the account to the minor or the minor’s estate upon the minor reaching the age of eighteen (18) or other age stipulated in an any applicable court order.

TERMS AND CONDITIONS APPLICABLE TO ALL CUSTODIAL ACCOUNTS. a. The transferor/custodian is opening an account as custodian for the minor named on the UTMA Signature Card signature card under the California Uniform Transfers to Minors ActAct (CUTMA). The transfer of money to the minor named on the UTMA Signature CardMembership Application, which transfer will be deemed to include all dividends and any future deposits or other additions thereto, is irrevocable and is made in accordance with and to include all provisions of the California Uniform Transfers to Minors Act now in effect or hereinafter amended. b. You acknowledge that by signing the UTMA Signature Cardsignature card, you have received the funds deposited to the account as custodian for the minor named therein under the California Uniform Transfers to Minors Act and you agree to the applicable terms and conditions set forth in this Agreement as well as the terms and conditions of the UTMA Signature Cardsignature card. You acknowledge and agree that neither the donor of the funds nor the custodian is entitled to the use or benefit of the funds, except for the benefit of the minor as allowed by the California Uniform Transfers to Minors Act. You also acknowledge and agree that we have no duty whatsoever to monitor or insure ensure that the acts of the custodian (or successor custodian) are for the minor’s benefit. c. For this type of account, the minor’s Social Security Number/Tax Identification Number is used for the Backup Withholding Certification. d. Funds in an UTMA may not be pledged as security for any loan(s). e. The successor custodian named on the UTMA Signature Card signature card will serve if you should be unable to act as custodian because you resign, die, or become legally incapacitated. f. Custodial accounts are not subject to the Multiple Party Accounts law. g. You, as custodian, agree to indemnify and hold us harmless from and against any and all claims, damages, losses, liabilities, expenses, and fees (including reasonable attorneys’ fees) we may suffer or incur arising out of any action or claim by any beneficiary with respect to the authority or actions taken by you in handling or dealing with the account. g. h. Upon the minor reaching the age of eighteen (18), or other age provided under applicable law or stipulated in any applicable court order, you, as custodian, have the responsibility of transferring the money in the account to the minor or to the minor’s estate and closing the account. If you fail to transfer the money in the account to the minor or to the minor’s estate within a reasonable time after the minor reaches the age of eighteen (18), or other age stipulated in any applicable court order, we may pay the funds on deposit in the account to the minor in accordance with the custodian’s duty without waiting for instructions from the custodian. You agree to indemnify and hold us harmless for any failure to transfer the money in the account to the minor or the minor’s estate upon the minor reaching the age of eighteen (18) or other age stipulated in an any applicable court order.

TERMS AND CONDITIONS APPLICABLE TO ALL CUSTODIAL ACCOUNTS. a. The transferor/custodian is opening an account as custodian for the minor named on the UTMA Signature Card CUTMA signature card under the California Uniform Transfers to Minors Act. The transfer of money to the minor named on the UTMA Signature CardCUTMA signature card, which transfer will be deemed to include all dividends and any future deposits or other additions thereto, is irrevocable and is made in accordance with and to include all provisions of the California Uniform Transfers to Minors Act now in effect or hereinafter amended. b. You acknowledge that by signing the UTMA Signature CardCUTMA signature card, you have received the funds deposited to the account as custodian for the minor named therein under the California Uniform Transfers to Minors Act and you agree to the applicable terms and conditions set forth in this Account Agreement as well as the terms and conditions of the UTMA Signature CardCUTMA signature card. You acknowledge and agree that neither the donor of the funds nor the custodian is entitled to the use or benefit of the funds, except for the benefit of the minor as allowed by the California Uniform Transfers to Minors Act. You also acknowledge and agree that we have no duty whatsoever to monitor or insure that the acts of the custodian (or successor custodian) are for the minor’s benefit. c. For this type of account, the minor’s Social Security Number/Tax Identification Number is used for the Backup Withholding Certification. d. Funds in an UTMA a CUTMA may not be pledged as security for any loan(s). e. The successor custodian named on the UTMA Signature Card CUTMA signature card will serve if you should be unable to act as custodian because you resign, die, or become legally incapacitated. f. Custodial accounts are not subject to the Multiple Party Accounts law. g. You, as custodian, agree to indemnify and hold us harmless from and against any and all claims, damages, losses, liabilities, expenses, and fees (including reasonable attorneys’ fees) we may suffer or incur arising out of any action or claim by any beneficiary with respect to the authority or actions taken by you in handling or dealing with the account. g. h. Upon the minor reaching the age of eighteen (18), or other age provided under applicable law or stipulated in any applicable court order, you, as custodian, have the responsibility of transferring the money in the account to the minor or to the minor’s estate and closing the account. If you fail to transfer the money in the account to the minor or to the minor’s estate within a reasonable time after the minor reaches the age of eighteen (18), or other age stipulated in any applicable court order, we may pay the funds on deposit in the account to the minor in accordance with the custodian’s duty without waiting for instructions from the custodian. You agree to indemnify and hold us harmless for any failure to transfer the money in the account to the minor or the minor’s estate upon the minor reaching the age of eighteen (18) or other age stipulated in an any applicable court order.

TERMS AND CONDITIONS APPLICABLE TO ALL CUSTODIAL ACCOUNTS. a. The transferor/custodian is opening an account as custodian for the minor named on the UTMA Signature Card signature card under the Uniform Transfers to Minors ActAct (UTMA). The transfer of money to the minor named on the UTMA Signature CardMembership Application, which transfer will be deemed to include all dividends and any future deposits or other additions thereto, is irrevocable and is made in accordance with and to include all provisions of the Uniform Transfers to Minors Act now in effect or hereinafter amended. b. You acknowledge that by signing the UTMA Signature Cardsignature card, you have received the funds deposited to the account as custodian for the minor named therein under the Uniform Transfers to Minors Act and you agree to the applicable terms and conditions set forth in this Agreement as well as the terms and conditions of the UTMA Signature Cardsignature card. You acknowledge and agree that neither the donor of the funds nor the custodian is entitled to the use or benefit of the funds, except for the benefit of the minor as allowed by the Uniform Transfers to Minors Act. You also acknowledge and agree that we have no duty whatsoever to monitor or insure ensure that the acts of the custodian (or successor custodian) are for the minor’s benefit. c. For this type of account, the minor’s Social Security Number/Tax Identification Number is used for the Backup Withholding Certification. d. Funds in an UTMA may not be pledged as security for any loan(s). e. The successor custodian named on the UTMA Signature Card signature card will serve if you should be unable to act as custodian because you resign, die, or become legally incapacitated. f. Custodial accounts are not subject to the Multiple Party Accounts law. g. You, as custodian, agree to indemnify and hold us harmless from and against any and all claims, damages, losses, liabilities, expenses, and fees (including reasonable attorneys’ fees) we may suffer or incur arising out of any action or claim by any beneficiary with respect to the authority or actions taken by you in handling or dealing with the account. g. h. Upon the minor reaching the age of eighteen (18), or other age provided under applicable law or stipulated in any applicable court order, you, as custodian, have the responsibility of transferring the money in the account to the minor or to the minor’s estate and closing the account. If you fail to transfer the money in the account to the minor or to the minor’s estate within a reasonable time after the minor reaches the age of eighteen (18), or other age stipulated in any applicable court order, we may pay the funds on deposit in the account to the minor in accordance with the custodian’s duty without waiting for instructions from the custodian. You agree to indemnify and hold us harmless for any failure to transfer the money in the account to the minor or the minor’s estate upon the minor reaching the age of eighteen (18) or other age stipulated in an any applicable court order.

TERMS AND CONDITIONS APPLICABLE TO ALL CUSTODIAL ACCOUNTS. ‌ a. The transferor/custodian is opening an account as custodian for the minor named on the UTMA Signature Card signature card under the California Uniform Transfers to Minors ActAct (CUTMA). The transfer of money to the minor named on the UTMA Signature CardMembership Application, which transfer will be deemed to include all dividends alldividends and any future deposits anyfuturedeposits or other additions thereto, additionsthereto,is irrevocable and is made in accordance with and to include all provisions of the California Uniform Transfers to Minors Act now in effect or hereinafter amended. b. You acknowledge that by signing the UTMA Signature Cardsignature card, you have received the funds thefunds deposited to the account as custodian for the forthe minor named therein under the California Uniform Transfers to Minors Act and you agree to the applicable terms and conditions set forth in this Agreement as well as the terms and conditions of the UTMA Signature Cardsignature card. You acknowledge and agree that neither the donor of the funds nor the custodian is entitled to the use or benefit of the funds, except for the benefit of the minor as allowed by the California Uniform Transfers to Minors Act. You also acknowledge and agree that we have no duty whatsoever to monitor or insure ensure that the acts of the custodian (or successor custodian) are for the minor’s benefit. c. For this type of account, the minor’s Social Security Number/Tax Identification Number is used for the Backup Withholding Certification. d. Funds in an UTMA may not be pledged as security for any loan(s). e. The successor custodian named on the UTMA Signature Card signature card will serve if you should youshould be unable to act as custodian because you resigncustodianbecause youresign, die, or become legally incapacitated. f. Custodial accounts are not subject to the Multiple Party Accounts law. g. You, as custodian, agree to indemnify and hold us harmless from and against any and all claimsallclaims, damages, losses, ,liabilities, ,expenses, and fees (including reasonable attorneys’ fees) we may suffer or incur arising out of any action or claim by any beneficiary with respect to the authority or actions taken by you in handling or dealing with the account. g. h. Upon the minor reaching the age of eighteen (18), or other age provided under applicable law or stipulated in any applicable court order, you, as custodian, have the responsibility of transferring the money in the account to the minor or to the minor’s estate and closing the account. If you fail to transfer the money in the account to the minor or to the minor’s estate within a reasonable time after the minor reaches the age of eighteen (18), or other age stipulated in any applicable court order, we may pay the funds on deposit in the account to the minor in accordance with the custodian’s duty without waiting for instructions from the custodian. You agree to indemnify and hold us harmless for any failure to transfer the money in the account to the minor or the minor’s estate upon the minor reaching the age of eighteen (18) or other age stipulated in an any applicable court order.order.‌