The Financial Planning Process Sample Clauses

The Financial Planning Process. There are four stages to the financial planning process, each of which is separately costed, although the initial consultation is at our cost: Initial consultation Financial Review and Recommendation Policy arrangement and Implementation Review – Ongoing care and advice through our ongoing Management Service Each of these services and the associated costs are explained below. The initial consultation will comprise of: Initial meeting with one of our qualified financial planners A chance to ask questions and understand what we do Opportunity for us to find out what help you require Discuss the options available to you from our menu of services Information about our charges

The Financial Planning Process. There are four stages to the financial planning process, each of which is separately costed, although the initial consultation is at our cost: Initial consultation Financial Review and Recommendation Policy arrangement and Implementation Review – Ongoing care and advice through our ongoing Management Service Stages 1 to 3 are detailed in our Client Agreement. This document confirms the ongoing services we can/will provide you with and the cost to you for the provision of these. Your financial objectives may change over time due to changes in your lifestyle or circumstances. We believe it is essential to ensure that your portfolio continues to meet your lifestyle and investment objectives. Depending on which service level you choose, our ongoing review and management service offers: • Structured reviews to give you piece of mind • Assessment of your current circumstances and any changes to your plans that are needed • Regular updates and information regarding your holdings • A choice of differing levels of support depending on your needs • Ongoing support with correspondence and administration issues Not all of our services offer all of the above. You should refer to the table later in this document for more details. If you are at all unsure as to exactly what services you will receive for the selection you have made, then please contact us immediately. We recognise that all clients do not have the same service requirements therefore you are free to choose the level of service that best suits your needs. Our charges are guaranteed not to increase within the first 12 months of your contract with us. Should we need to increase our charges after this period, you will be given notice of this fact and the opportunity to decide whether to continue with the revised level of charges. It should be noted that it is not compulsory for you to sign up to one of our services and we do offer a transactional only service which is free of charge but does provide limited characteristics. Annual statement of holdings   Access to our support team   Professional expertise and governance embedded into our investment processes   Regular Portfolio Monitoring   Free Regular Valuations Upon Request   On-going Expert Support   On-going access to your adviser   Review Meetings including:  Review of Objectives  Review of Risk Profile  Review of Asset Allocation (if required)  Review of Tax Changes  Updates & Valuations   Health Review  Comprehensive Financial Heal...