Common use of Time limits for cancellation Clause in Contracts

Time limits for cancellation. If the disclosure documents are handed to you directly, you must give notice that you intend to cancel within 5 Working Days after you receive the documents. If the disclosure documents are sent to you by electronic means (for example, email), you must give notice that you intend to cancel within 7 Working Days after the electronic communication is sent. If the documents are mailed to you, you must give the notice within 9 Working Days after they were posted. Saturdays, Sundays and national public holidays are not counted as Working Days. What you have to pay if you cancel: If you cancel the Agreement, we can charge you: The amount of any reasonable expenses we had to pay in connection with the Agreement and its cancellation (including legal fees and fees for credit reports, etc.); and Interest for the period from the day you received the Loan until the day you repay the Loan. This statement only contains a summary of your rights and obligations in connection with the right to cancel. If there is anything about your rights or obligations under the Credit Contracts and Consumer Finance Act 2003 that you do not understand, if there is a dispute about your rights, or if you think that we are being unreasonable in any way, you should seek legal advice immediately. What to do if you suffer unforeseen hardship? If you are unable reasonably to keep up your payments or other obligations because of illness, injury, loss of employment, the end of a relationship, or other reasonable cause, you may be able to apply to us for a hardship variation. To apply for a hardship variation, you need to: • Make an application in writing; and • Explain your reason(s) for the application; and • Request one of the following: • An extension to the term of the Agreement (which will reduce the amount of each payment due under the Agreement); or • A postponement of the dates on which payments are due under the Agreement (specify the period for which you want this to apply); or • Both of the above; and • Give the application to us. Do this as soon as possible. If you leave it for too long, we may not have to consider your application. Continuing Disclosure We may be required to provide you with regular disclosure statements. These statements will give you information about your account. If we are required to provide you with regular statements, those statements will be provided at least every six months, or at least every 45 working days if your Loan is a Revolving Credit Loan (or at such other times under the Credit Contracts and Consumer Finance Act 2003). As an alternative, you agree that we may satisfy our obligation to provide regular statements by making the required information available on our website.

Time limits for cancellation. If the disclosure documents are handed to you directly, you must give notice that you intend to cancel within 5 Working Days after you receive the documents. If the disclosure documents are sent to you by electronic means (for example, email), you must give notice that you intend to cancel within 7 Working Days after the electronic communication is sent. If the documents are mailed to you, you must give the notice within 9 Working Days after they were posted. Saturdays, Sundays and national public holidays are not counted as Working Days. What you have to pay if you cancel: If you cancel the Agreement, we can charge you: The amount of any reasonable expenses we had to pay in connection with the Agreement and its cancellation (including legal fees and fees for credit reports, etc.); and Interest for the period from the day you received the Loan until the day you repay the Loan. This statement only contains a summary of your rights and obligations in connection with the right to cancel. If there is anything about your rights or obligations under the Credit Contracts and Consumer Finance Act 2003 that you do not understand, if there is a dispute about your rights, or if you think that we are being unreasonable in any way, you should seek legal advice immediately. What to do if you suffer unforeseen hardship? If you are unable reasonably to keep up your payments or other obligations because of illness, injury, loss of employment, the end of a relationship, or other reasonable cause, you may be able to apply to us for a hardship variation. To apply for a hardship variation, you need to: • Make an application in writing; and • Explain your reason(s) for the application; and • Request one of the following: • An extension to the term of the Agreement (which will reduce the amount of each payment due under the Agreement); or • A postponement of the dates on which payments are due under the Agreement (specify the period for which you want this to apply); or • Both of the above; and • Give the application to us. Do this as soon as possible. If you leave it for too long, we may not have to consider your application. Continuing Disclosure We may be required to provide you with regular disclosure statements. These statements will give you information about your account. If we are required to provide you with regular statements, those statements will be provided at least every six months, or at least every 45 working days if your Loan is a Revolving Credit Loan (or at such other times under the Credit Contracts and Consumer Finance Act 2003). As an alternative, you agree that we may satisfy our obligation to provide regular statements by making the required information available on our website.. Dispute Resolution We are a member of the following dispute resolution scheme: Financial Services Complaints Limited (FSCL) It is free to make a complaint to this independent dispute resolution scheme. This scheme can help you to resolve any disagreements you have with us. Contact details of this dispute resolution scheme are as follows: Phone: 0000 000 000 Website: xxxx://xxx.xxxx.xxx.xx Business Address: Level 4, Sybase House, 000 Xxxxxxx Xxxx, Xxxxxxxxxx 0000 Execution

Time limits for cancellation. If the disclosure documents are handed to you directly, you must give notice that you intend to cancel within 5 Working Days after you receive the documents. If the disclosure documents are sent to you by electronic means (for example, email), you must give notice that you intend to cancel within 7 Working Days after the electronic communication is sent. If the documents are mailed to you, you must give the notice within 9 Working Days after they were posted. Saturdays, Sundays and national public holidays are not counted as Working Days. What you have to pay if you cancel: If you cancel the Agreement, we can charge you: The amount of any reasonable expenses we had to pay in connection with the Agreement and its cancellation (including legal fees and fees for credit reports, etc.); and Interest for the period from the day you received the Loan until the day you repay the Loan. This statement only contains a summary of your rights and obligations in connection with the right to cancel. If there is anything about your rights or obligations under the Credit Contracts and Consumer Finance Act 2003 that you do not understand, if there is a dispute about your rights, or if you think that we are being unreasonable in any way, you should seek legal advice immediately. What to do if you suffer unforeseen hardship? If you are unable reasonably to keep up your payments or other obligations because of illness, injury, loss of employment, the end of a relationship, or other reasonable cause, you may be able to apply to us for a hardship variation. To apply for a hardship variation, you need to: • Make an application in writing; and • Explain your reason(s) for the application; and • Request one of the following: • An extension to the term of the Agreement (which will reduce the amount of each payment due under the Agreement); or Agreement);or • A postponement of the dates on which payments are due under the Agreement (specify the period for which you want this to apply); or • Both of the above; and • Give the application to us. Do this as soon as possible. If you leave it for too long, we may not have to consider your application. Continuing Disclosure We may be required to provide you with regular disclosure statements. These statements will give you information about your account. If we are required to provide you with regular statements, those statements will be provided at least every six months, ,or at least every 45 working days if your Loan is a Revolving Credit Loan (or at such other times under the Credit Contracts and Consumer Finance Act 2003). As an alternative, you agree that we may satisfy our obligation to provide regular statements by making the required information available on our website.

Time limits for cancellation. If the disclosure documents are handed to you directly, you You must give us notice that you intend to cancel this Loan Agreement within 5 Working Days after you receive working days of the documentsStatement Date set out on the front of this Loan Agreement. If [delete if disclosure is not made in person on the disclosure documents are sent to you by electronic means Statement Date set out on the front page of the Loan Agreement] [specify the date the Loan Agreement is: (for example, emaili) provided (in person), you (ii) emailed, or (iii) posted to the borrower, as You must give us notice that you intend to cancel this Loan Agreement within [5/7/9] [select: (i) 5 working days, if document is handed in person, (ii) 7 Working Days after working days, if document is emailed to the electronic communication customer, and (iii) 9 working days, if the document is sent. If posted to the documents are mailed to you, you must give the notice within 9 Working Days after they were posted. borrower] working days of [ ] applicable] Saturdays, Sundays and national public holidays are not counted as Working Daysworking days. How to cancel: To cancel, you must give us written notice that you intend to cancel this Loan Agreement by:  giving notice to us or our employee or our appointed agent (if applicable); or  posting the notice to us at our address set out in clause 23 of the General Loan Terms and Conditions or our appointed agent (if applicable); or  emailing the notice to our email address set out clause 23 of the General Loan Terms and Conditions. You must also return to us any advance and any other property received by you under this Loan Agreement. What you may have to pay if you cancel: If you cancel the Loan Agreement, we can charge you: The you the amount of any reasonable expenses we had to pay in connection with the Loan Agreement and its cancellation (including legal fees and fees for credit reports, etc.); and Interest . If you cancel the Loan Agreement, we can also charge you interest for the period from the day you received the Loan advance until the day you repay the Loan. This statement only contains a summary of your rights and obligations in connection with the right to cancel. If there is anything about your rights or obligations under the Credit Contracts and Consumer Finance Act 2003 that you do not understand, if there is a dispute about your rights, or if you think that we are being unreasonable in any way, you should seek legal advice immediatelyadvance. What to do if you suffer unforeseen hardship? Unforeseen Hardship If you are unable reasonably to keep up your payments or other obligations because of illness, injury, loss of employment, the end of a relationship, or other reasonable cause, you may be able to apply to us for a hardship variation. To apply for a hardship variation, you need to: • Make  make an application in writing; and • Explain  explain your reason(s) for the application; and • Request  request one of the following: • An o an extension to the term of the Agreement Term of your Loan (or a Portion of your Loan) which will reduce the amount of each relevant payment due under the Agreement); or • A postponement of the dates on which payments are due under the Agreement (specify the period for which you want this to apply); or • Both of the above; and • Give the application to us. Do this as soon as possible. If you leave it for too long, we may not have to consider your application. Continuing Disclosure We may be required to provide you with regular disclosure statements. These statements will give you information about your account. If we are required to provide you with regular statements, those statements will be provided at least every six months, or at least every 45 working days if your Loan is a Revolving Credit Loan (or at such other times under the Credit Contracts and Consumer Finance Act 2003relevant Portion, as the case may be). As an alternative, you agree that we may satisfy our obligation to provide regular statements by making the required information available on our website.; or

Time limits for cancellation. If the disclosure documents are handed to you directly, you must give notice that you intend to cancel within 5 Working Days after you receive the documents. If the disclosure documents are sent to you by electronic means (for example, email), you must give notice that you intend to cancel within 7 Working Days after the electronic communication is sent. If the documents are mailed to you, you must give the notice within 9 Working Days after they were posted. Saturdays, Sundays and national public holidays are not counted as Working Days. What you have to pay if you cancel: If you cancel the Agreement, we can charge you: The amount of any reasonable expenses we had to pay in connection with the Agreement and its cancellation (including legal fees and fees for credit reports, etc.); and Interest for the period from the day you received the Loan until the day you repay the Loan. This statement only contains a summary of your rights and obligations in connection with the right to cancel. If there is anything about your rights or obligations under the Credit Contracts and Consumer Finance Act 2003 that you do not understand, if there is a dispute about your rights, or if you think that we are being unreasonable in any way, you should seek legal advice immediately. What to do if you suffer unforeseen hardship? If you are unable reasonably to keep up your payments or other obligations because of illness, injury, loss of employment, the end of a relationship, or other reasonable cause, you may be able to apply to us for a hardship variation. To apply for a hardship variation, you need to: • Make an application in writing; and • Explain your reason(s) for the application; and • Request one of the following: • An extension to the term of the Agreement (which will reduce the amount of each payment due under the Agreement); or • A postponement of the dates on which payments are due under the Agreement (specify the period for which you want this to apply); or • Both of the above; and • Give the application to us. Do this as soon as possible. If you leave it for too long, we may not have to consider your application. Continuing Disclosure We may be required to provide you with regular disclosure statements. These statements will give you information about your account. If we are required to provide you with regular statements, those statements will be provided at least every six months, or at least every 45 working days if your Loan is a Revolving Credit Loan (or at such other times under the Credit Contracts and Consumer Finance Act 2003). As an alternative, you agree that we may satisfy our obligation to provide regular statements by making the required information available on our website.. Dispute Resolution We are a member of the following dispute resolution scheme: Financial Services Complaints Limited (FSCL) It is free to make a complaint to this independent dispute resolution scheme. This scheme can help you to resolve any disagreements you have with us. Contact details of this dispute resolution scheme are as follows: Phone: 0000 000 000 Website: xxxx://xxx.xxxx.xxx.xx Business Address: Level 4, Sybase House, 000 Xxxxxxx Xxxx, Xxxxxxxxxx 0000 Execution Acknowledgement By signing the document, each of the Borrower(s) agrees that: