Common use of TotalCheck Line of Credit Overdraft Protection Clause in Contracts

TotalCheck Line of Credit Overdraft Protection. If you have applied for, and we have approved you for, our TotalCheck Line of Credit Overdraft Protection service, the maximum dollar amount of overdraft coverage will be the amount of available credit under your TotalCheck Line of Credit. If we advance funds from your TotalCheck Line of Credit to cover your overdraft(s), then a service fee (as specified in our Schedule of Service Fees and Charges) will be charged to your TotalCheck Line of Credit. Funds advanced from your TotalCheck Line of Credit will be subject to finance charges, and other fees and charges also may apply as provided in your TotalCheck Line of Credit agreement. The TotalCheck Line of Credit Overdraft Protection service also is subject to separate terms and conditions we provide to you. If you are enrolled in our Debit Card Overdraft Authorization and Enrollment service, you cannot also obtain overdraft coverage under the TotalCheck Line of Credit Overdraft Protection service. If you are enrolled in our TotalCheck Line of Credit Overdraft Protection service and there is insufficient overdraft coverage available under that service to cover the amount of an overdraft, then we have the right to either (i) decline to pay the item that would create the overdraft and return it unpaid or (ii) pay the item by advancing any funds available under your TotalCheck Line of Credit to your account and creating an overdraft. If we decline to pay the item, we will assess and debit an insufficient funds charge (as specified in our Schedule of Service Fees and Charges) against your account unless the item is a “one-time” (“everyday”) debit card transaction.If we elect to pay the item, (a) the advance of funds available under your TotalCheck Line of Credit will be subject to a service fee (as specified in our Schedule of Service Fees and Charges) and (b) we also will assess and debit an overdraft charge (as specified in our Schedule of Service Fees and Charges) against your account unless the item creating the overdraft is a “one-time” (“everyday”) debit card transaction.

TotalCheck Line of Credit Overdraft Protection. If you have applied for, and we have approved you for, our TotalCheck Line of Credit Overdraft Protection service, the maximum dollar amount of overdraft coverage will be the amount of available credit under your TotalCheck Line of Credit. If we advance funds from your TotalCheck Line of Credit to cover your overdraft(s), then a service fee (as specified specified in our Schedule of Service Fees and Charges) will be charged to your TotalCheck Line of Credit. Funds advanced from your TotalCheck Line of Credit will be subject to finance finance charges, and other fees and charges also may apply as provided in your TotalCheck Line of Credit agreement. The TotalCheck Line of Credit Overdraft Protection service also is subject to separate terms and conditions we provide to you. If you are enrolled in our Debit Card Overdraft Authorization and Enrollment service, you cannot also obtain overdraft coverage under the TotalCheck Line of Credit Overdraft Protection service. If you are enrolled in our TotalCheck Line of Credit Overdraft Protection service and there is insufficient overdraft coverage available under that service to cover the amount of an overdraft, then we have the right to either (i) decline to pay the item that would create the overdraft and return it unpaid or (ii) pay the item by advancing any funds available under your TotalCheck Line of Credit to your account and creating an overdraft. If we decline to pay the item, we will assess and debit an insufficient funds charge (as specified specified in our Schedule of Service Fees and Charges) against your account unless the item is a “one-time” (“everyday”) debit card transaction.If we elect to pay the item, (a) the advance of funds available under your TotalCheck Line of Credit will be subject to a service fee (as specified specified in our Schedule of Service Fees and Charges) and (b) we also will assess and debit an overdraft charge (as specified specified in our Schedule of Service Fees and Charges) against your account unless the item creating the overdraft is a “one-time” (“everyday”) debit card transaction.

TotalCheck Line of Credit Overdraft Protection. If you have applied for, and we have approved you for, our TotalCheck Line of Credit Overdraft Protection service, the maximum dollar amount of overdraft coverage will be the amount of available credit under your TotalCheck Line of Credit. If we advance funds from your TotalCheck Line of Credit to cover your overdraft(s), then a service fee (as specified in our Schedule of Service Fees and Charges) will be charged to your TotalCheck Line of Credit. Funds advanced from your TotalCheck Line of Credit will be subject to finance charges, and other fees and charges also may apply as provided in your TotalCheck Line of Credit agreement. The TotalCheck Line of Credit Overdraft Protection service also is subject to separate terms and conditions we provide to you. If you are enrolled in our Debit Card Overdraft Authorization and Enrollment service, you cannot also obtain overdraft coverage under the TotalCheck Line of Credit Overdraft Protection service. If you are enrolled in our TotalCheck Line of Credit Overdraft Protection service and there is insufficient overdraft coverage available under that service to cover the amount of an overdraft, then we have the right to either (i) decline to pay the item that would create the overdraft and return it unpaid or (ii) pay the item by advancing any funds available under your TotalCheck Line of Credit to your account and creating an overdraft. If we decline to pay the item, we will assess and debit an insufficient funds charge (as specified in our Schedule of Service Fees and Charges) against your account unless the item is a “one-time” (“everyday”) debit card transaction.. If we elect to pay the item, (a) the advance of funds available under your TotalCheck Line of Credit will be subject to a service fee (as specified in our Schedule of Service Fees and Charges) and (b) we also will assess and debit an overdraft charge (as specified in our Schedule of Service Fees and Charges) against your account unless the item creating the overdraft is a “one-time” (“everyday”) debit card transaction.