Transactions and Charges. 4.1 You can use your Card in the following ways: a) in conjunction with your PIN for point of sale Transactions, or Transactions using a Cash Machine; b) for Transactions by mail, telephone, mobile phone or other portable Device, internet or by use of a Secure System (including the use of your Digital Card through a Digital Wallet); c) through a Card or a Device enabled to make a Contactless Transaction to make purchases for small amounts without using the Chip and PIN or other Security Details. When making a payment using your Card or Device by way of a Contactless Transaction you must place your Card or Device against the reader in the Outlet. The Card or Device, as applicable will be detected and the payment is completed without you entering your PIN or other Security Details. Occasionally, for your security or for Transactions over certain amounts, you may also be asked to insert your Card into the card terminal and enter your PIN or on your Device you may be asked to enter your Security Details, to authenticate your Transaction and enable your Transaction to proceed. Details of these limits are available by contacting us. Some limits may not be disclosed for security purposes. 4.2 Charges will be levied in accordance with the details as published from time to time and will be advised to you at the outset of this Agreement. If the charges are to be varied at any time we will advise you in writing, giving you at least two months’ notice before the new charges take effect. On receipt of such notification you may terminate this Agreement in accordance with conditions 11.3 and 11.5 of these Terms and Conditions of Use. 4.3 The amount of each Transaction will be debited to your Account even if you are in breach of this Agreement or it has ended. 4.4 You cannot stop or reverse a Transaction you have made using your Card or Card Number once the Transaction has been completed (whether or not you have entered a PIN, Secure System passcode, Security Details, signed a voucher or by way of Contactless Transaction) as we guarantee the payment. 4.5 If you have recurring transactions (also known as `Continuous Payment Authorities’) set up on your Card (such as internet or magazine subscription) and you wish to cancel them, you can do so by contacting us up to the last Banking Day before the payment is due to leave your Account. You should also contact the company or service provider to advise them that you are cancelling the recurring transaction. 4.6 If we have reason to believe that: a) the security of your Card, Account or Device is compromised; or b) your Card, Account or Device could be used to commit fraud, or by someone who does not have authority to use it; or c) the Transaction seems unusual compared with the way you normally use your Card, Account or Device; or d) in the case of a Payment Service that offers you credit there is a significantly increased risk that you may not be able to pay back the money you have borrowed; or e) the Transaction would damage our reputation then we may prevent or stop any Transaction on your account. 4.7 Where applicable, we will try to contact you before we take a decision to decline a Transaction, but it may not always be possible for us to do so. Please refer to the ‘Contacting You’ section for the ways in which we can communicate with you. If we contact you by text message you may be asked to confirm a Transaction by responding to the text message. 4.8 You are Liable (except as mentioned in Condition 2 of these Terms and Conditions of Use) for payment of: a) all Transactions; and b) all interest and charges as advised to you and as amended from time to time; and c) all losses and reasonable costs that we incur because of any breach of this Agreement. 4.9 Where the Card is used for a Cash Advance facility a Transaction charge is applied to each Cash Advance and is debited to your Account on the same date as the Cash Advance. 4.10 The amount of any non-sterling Transaction will be converted to sterling at the rate of exchange applicable on the date the Transaction is debited to the Account in accordance with the procedures of Mastercard® and accordingly the date of conversion may not be the date of the Transaction. We have no control over when the Transaction will actually be processed by Mastercard®. For Transactions within the EEA, we can provide you with an indicative rate of exchange on the day of the Transaction if you contact us, but as outlined above, this may not be the actual rate that will be applied as exchange rates may fluctuate between the date of a Transaction and the date on which the Transaction amount is debited to the Account. In addition to the fees and charges advised to you, you may also be charged a Transaction fee by the local bank which processes the Transaction. Our contact details are set out in the ‘Contacting Us’ section.
Appears in 1 contract
Samples: Terms and Conditions of Use
Transactions and Charges. 4.1 You can use your Card in the following ways:
a) in conjunction with your PIN for point of sale Transactions, or Transactions using a Cash Machine;
b) for Transactions by mail, telephone, mobile phone or other portable Device, internet or by use of a Secure System (including the use of your Digital Card through a Digital Wallet);
c) through a Card or a Device enabled to make a Contactless Transaction to make purchases for small amounts without using the Chip and PIN or other Security Details. When making a payment using your Card or Device by way of a Contactless Transaction you must place your Card or Device against the reader in the Outlet. The Card or Device, as applicable will be detected and the payment is completed without you entering your PIN or other Security Details. Occasionally, for your security or for Transactions over certain amounts, you may also be asked to insert your Card into the card terminal and enter your PIN or on your Device you may be asked to enter your Security Details, to authenticate your Transaction and enable your Transaction to proceed. Details of these limits are available by contacting us. Some limits may not be disclosed for security purposes.
4.2 Charges will be levied in accordance with the details as published from time to time and will be advised to you at the outset of this Agreement. If the charges are to be varied at any time we will advise you in writing, giving you at least two months’ notice before the new charges take effect. On receipt of such notification you may terminate this Agreement in accordance with conditions 11.3 and 11.5 of these Terms and Conditions of Use.
4.3 The amount of each Transaction will be debited to your Account even if you are in breach of this Agreement or it has ended.
4.4 You cannot stop or reverse a Transaction you have made using your Card or Card Number once the Transaction has been completed (whether or not you have entered a PIN, Secure System passcodePasscode, Security Details, signed a voucher or by way of Contactless Transaction) as we guarantee the payment.
4.5 If you have recurring transactions (also known as `Continuous Payment Authorities’) set up on your Card (such as internet or magazine subscription) and you wish to cancel them, you can do so by contacting us up to the last Banking Day business day before the payment is due to leave your Account. You should also contact the company or service provider to advise them that you are cancelling the recurring transaction.
4.6 If we have reason to believe that:
(a) the security of your CardAccount, Account Card or Device is compromised; or
(b) your CardAccount, Account Card or Device could be used to commit fraud, or by someone who does not have authority to use it; or
(c) the Transaction seems unusual compared with the way you normally use your Card, Account or Device; or
(d) in the case of a Payment Service payment service that offers you credit there is a significantly increased risk that you may not be able to pay back the money you have borrowed; or
(e) the Transaction would damage our reputation then we may prevent or stop any Transaction on your account.
4.7 Where applicable, we will try to contact you before we take a decision to decline a Transaction, but it may not always be possible for us to do so. Please refer to the ‘Contacting You’ section for the ways in which we can communicate with you. If we contact you by text message you may be asked to confirm a Transaction by responding to the text message.
4.8 You are Liable (except as mentioned in Condition condition 2 of these Terms and Conditions of Use) for payment of:
(a) all Transactions; and
(b) all interest and charges as advised to you and as amended from time to time; and
(c) all losses and reasonable costs that we incur because of any breach of this Agreement.
4.9 Where the Card is used for a Cash Advance facility a Transaction charge charge, is applied to each Cash Advance and is debited to your Account on the same date as the Cash Advance.
4.10 The amount of any non-sterling Transaction will be converted to sterling at the rate of exchange applicable on the date the Transaction is debited to the Account in accordance with the procedures of Mastercard® Visa and accordingly the date of conversion may not be the date of the Transaction. We have no control over when the Transaction will actually be processed by Mastercard®Visa. For Transactions within the EEA, we can provide you with an indicative rate of exchange on the day of the Transaction if you contact us, but as outlined above, this may not be the actual rate that will be applied as exchange rates may fluctuate between the date of a Transaction and the date on which the Transaction amount is debited to the Account. In addition to the fees and charges advised to you, you may also be charged a Transaction fee by the local bank which processes the Transaction. Our contact details are set out in the ‘Contacting Us’ section.
4.11 Payments for goods and services ordered by mail, telephone, internet or other electronic means may require, in some instances, a Cardholder Security Code which is printed on or beside the signature panel on the back of your Card.
Appears in 1 contract
Samples: Credit Card Agreement
Transactions and Charges. 4.1 You There are a variety of means by which you can use authorise such Transactions, these include:
(a) authorisation by means of your Card in the following ways:
a) used in conjunction with your PIN for point of sale Transactions, Transactions or Transactions using a Cash Machinecash machine;
(b) authorisation by means of your Card number and in some circumstances a Security Code for Transactions by mail, telephone, mobile phone or other portable Device, internet or by use of a Secure System secure system; and
(including the use c) authorisation by means of your Digital Card through a Digital Wallet);
c) through a Card or a Device enabled to make a Contactless Transaction to make purchases for small amounts without using and signature where the Chip and PIN or other Security Details. When making a payment using your Card or Device by way of a Contactless Transaction you must place your Card or Device against the reader authorisation options in the Outlet. The Card or Device, as applicable will be detected and the payment is completed without you entering your PIN or other Security Details. Occasionally, for your security or for Transactions over certain amounts, you may also be asked to insert your Card into the card terminal and enter your PIN or on your Device you may be asked to enter your Security Details, to authenticate your Transaction and enable your Transaction to proceed. Details of these limits this condition are available by contacting us. Some limits may not be disclosed for security purposesavailable.
4.2 Charges will be levied in accordance with the details contained in the tariff as published from time to time and will be advised to you at the outset of this Agreement. If the charges are to be varied at any time we will advise you in writingwith your statement, giving you at least two months’ notice before the new charges take effect. On receipt of such notification you may terminate this Agreement in accordance with conditions 11.3 and 11.5 of these Terms and Conditions of Use.
4.3 The amount of each Transaction transaction will be debited to your Account even if you are in breach of this Agreement or it has ended.
4.4 You cannot stop or reverse a Transaction you have made using your Card or Card Number once the Transaction transaction after it has been completed completed, (whether or not you have entered a PIN, Secure System passcode, Security Details, signed a voucher is signed or by way of Contactless Transaction) PIN entered), as we guarantee the payment.
4.5 If you have recurring transactions Recurring Transactions (also known as `‘Continuous Payment Authorities’) set up on your Card (such as internet or magazine subscription) and you wish to cancel them, you can do so by contacting us up to the last Banking Day business day before the payment is due to leave your Accountaccount. You should also contact the company or service provider to advise them that you are cancelling the recurring transactionRecurring Transaction.
4.6 If we have good reason to believe that:
(a) the security of your Card, Account or Device Card is compromised; or
(b) your Card, Account or Device Card could be used to commit fraud, or by someone who does not have authority to use it; or
(c) the Transaction seems unusual compared with the way you normally use your Card, Account or Device; or
d) in the case of a Payment Service payment service that offers you credit there is a significantly increased risk that you may not be able to pay back the money you have borrowed; or
e) the Transaction would damage our reputation borrowed then we may prevent or stop any Transaction transaction on your account.
4.7 Where applicable, we will try to contact you before we take a decision to decline a Transactiontransaction, but it may not always be possible for us to do so. Please refer to the ‘'Contacting You’ section ' for the ways in which we can communicate with you. If we contact you by text message you may be asked to confirm a Transaction transaction by responding to the text message.
4.8 You are Liable liable (except as mentioned in Condition 2 of these Terms and & Conditions of Useuse) for payment of:
(a) all All Transactions; , and
(b) all interest and charges as advised to you and as amended from time to time; mentioned in the tariff, and
(c) all losses and reasonable costs that which we incur because of any breach of this Agreement.
4.9 Where the Card is used for to avail of a Cash Advance cash advance facility a Transaction charge transaction charge, as mentioned in the tariff, is applied to each Cash Advance cash advance and is debited to your Account on the same date as the Cash Advancecash advance.
4.10 The amount of any non-sterling Transaction transaction will be converted to sterling at the rate of exchange applicable on the date the Transaction transaction is debited to the Account in accordance with the procedures of Mastercard® Visa or MasterCard and accordingly the date of conversion may not be the date of the Transactiontransaction. We have no control over when the Transaction transaction will actually be processed by Mastercard®Visa or MasterCard. For Transactions within the EEA, we can provide you with an indicative rate of exchange on the day of the Transaction transaction if you contact us, but as outlined above, this may not be the actual rate that will be applied as exchange rates may fluctuate between the date of a Transaction transaction and the date on which the Transaction transaction amount is debited to the Account. In addition to the fees and charges advised referred to you, in the Tariff you may also be charged a Transaction transaction fee by the local bank which processes the Transactiontransaction. Our contact details are set out in the ‘“Contacting Us’ sectionus” section in these Conditions.
4.11 Payments for goods and services ordered by mail, telephone, internet or other electronic means may require, in some instances, a Cardholder Security Code which is printed on or beside the signature panel on the back of your Card.
Appears in 1 contract
Samples: Terms & Conditions of Use
Transactions and Charges. 4.1 You can use your Card in the following ways:
a) in conjunction with your PIN for point of sale Transactions, or Transactions using a Cash Machine;
b) for Transactions by mail, telephone, mobile phone or other portable Devicedevice, internet or by use of a Secure System secure system (including the use of your Digital Card through a Digital Wallet);.
c) through a Card or a Device enabled to make a Contactless Transaction to make purchases for small amounts without using the Chip and PIN or other Security Details. When making a payment using your Card or Device by way of a Contactless Transaction you must place your Card or Device against the reader in the Outlet. The Card or Device, as applicable will be detected and the payment is completed without you entering your PIN or other Security Details. Occasionally, for your security or for Transactions over certain amounts, you may also be asked to insert your Card into the card terminal and enter your PIN or on your Device you may be asked to enter your you Security DetailsDetails , to authenticate your Transaction and enable your Transaction to proceed. Details of these limits are available by contacting us. Some limits may not be disclosed for security purposes.
4.2 Charges will be levied in accordance with the details as published from time to time and will be advised to you at the outset of this Agreement. If the charges are to be varied at any time we will advise you in writing, giving you at least two months’ notice before the new charges take effect. On receipt of such notification you may terminate this Agreement in accordance with conditions 11.3 and 11.5 of these Terms and Conditions of Use.
4.3 The amount of each Transaction will be debited to your Account even if you are in breach of this Agreement or it has ended.
4.4 You cannot stop or reverse a Transaction you have made using your Card or Card Number once the Transaction has been completed (whether or not you have entered a PIN, Secure System passcodePasscode, Security Details, signed a voucher or by way of Contactless Transaction) as we guarantee the payment.
4.5 If you have recurring transactions (also known as `Continuous Payment Authorities’) set up on your Card (such as internet or magazine subscription) and you wish to cancel them, you can do so by contacting us up to the last Banking Day business day before the payment is due to leave your Account. You should also contact the company or service provider to advise them that you are cancelling the recurring transaction.
4.6 If we have reason to believe that:
(a) the security of your Card, Account or Device is compromised; or
(b) your Card, Account or Device could be used to commit fraud, or by someone who does not have authority to use it; or
(c) the Transaction seems unusual compared with the way you normally use your Card, Account or Device; or
(d) in the case of a Payment Service that offers you credit there is a significantly increased risk that you may not be able to pay back the money you have borrowed; or
(e) the Transaction would damage our reputation then we may prevent or stop any Transaction on your accountAccount.
4.7 Where applicable, we will try to contact you before we take a decision to decline a Transaction, but it may not always be possible for us to do so. Please refer to the ‘Contacting You’ section for the ways in which we can communicate with you. If we contact you by text message you may be asked to confirm a Transaction by responding to the text message.
4.8 You are Liable (except as mentioned in Condition condition 2 of these Terms and Conditions of Use) for payment of:
(a) all Transactions; and
(b) all interest and charges as advised to you and as amended from time to time; and
(c) all losses and reasonable costs that we incur because of any breach of this Agreement.
4.9 Where the Card is used for a Cash Advance facility a Transaction charge charge, is applied to each Cash Advance and is debited to your Account on the same date as the Cash Advance.
4.10 The amount of any non-sterling Transaction will be converted to sterling at the rate of exchange applicable on the date the Transaction is debited to the Account in accordance with the procedures of Mastercard® and accordingly the date of conversion may not be the date of the Transaction. We have no control over when the Transaction will actually be processed by Mastercard®. For Transactions within the EEA, we can provide you with an indicative rate of exchange on the day of the Transaction if you contact us, but as outlined above, this may not be the actual rate that will be applied as exchange rates may fluctuate between the date of a Transaction and the date on which the Transaction amount is debited to the Account. In addition to the fees and charges advised to you, you may also be charged a Transaction fee by the local bank which processes the Transaction. Our contact details are set out in the ‘Contacting Us’ section
4.11 Payment for goods and services ordered by mail, telephone, Internet or other electronic means may require, in some instances, a Cardholder Security Code which is printed on the signature panel on the back of your Card.
Appears in 1 contract
Samples: Terms and Conditions of Use
Transactions and Charges. 4.1 You can use your Card in the following ways:
a) in conjunction with your PIN for point of sale Transactions, or Transactions using a Cash Machine;
b) for Transactions by mail, telephone, mobile phone or other portable Device, internet or by use of a Secure System (including the use of your Digital Card through a Digital Wallet);
c) through a Card or a Device enabled to make a Contactless Transaction to make purchases for small amounts without using the Chip and PIN or other Security Details. When making a payment using your Card or Device by way of a Contactless Transaction you must place your Card or Device against the reader in the Outlet. The Card or Device, as applicable applicable, will be detected and the payment is completed without you entering your PIN or other Security Details. Occasionally, for your security or for Transactions over certain amounts, you may also be asked to insert your Card into the card terminal and enter your PIN or on your Device you may be asked to enter your you Security Details, to authenticate your Transaction and enable your Transaction to proceed. Details of these limits are available by contacting us. Some limits may not be disclosed for security purposes.
4.2 Charges will be levied in accordance with the details as published from time to time and will be advised to you at the outset of this Agreement. If the charges are to be varied at any time we will advise you in writing, giving you at least two months’ notice before the new charges take effect. On receipt of such notification you may terminate this Agreement in accordance with conditions 11.3 13.3 and 11.5 13.5 of these Terms and Conditions of Use.
4.3 The amount of each Transaction will be debited to your Account even if you are in breach of this Agreement or it has ended.
4.4 You cannot stop or reverse a Transaction you have made using your Card or Card Number once the Transaction has been completed (whether or not you have entered a PIN, Secure System passcodePasscode, Security Details, signed a voucher or by way of Contactless Transaction) as we guarantee the payment.
4.5 If you have recurring transactions (also known as `‘Continuous Payment Authorities’) set up on your Card (such as internet or magazine subscription) and you wish to cancel them, you can do so by contacting us up to the last Banking Day before the payment is due to leave your Account. You should also contact the company or service provider to advise them that you are cancelling the recurring transaction.
4.6 If we have reason to believe that:
a) the security of your CardAccount, Account Card or Device is compromised; or
b) your CardAccount, Account Card or Device could be used to commit fraud, or by someone who does not have authority to use it; or
c) the Transaction seems unusual compared with the way you normally use your Card, Account or Device; or
d) in the case of a Payment Service that offers you credit there is a significantly increased risk that you may not be able to pay back the money you have borrowed; or
e) the Transaction would damage our reputation then we may prevent or stop any Transaction on your accountAccount.
4.7 Where applicable, we will try to contact you before we take a decision to decline a Transaction, but it may not always be possible for us to do so. Please refer to the ‘Contacting You’ section for the ways in which we can communicate with you. If we contact you by text message you may be asked to confirm a Transaction by responding to the text message.
4.8 You are Liable (except as mentioned in Condition condition 2 of these Terms and Conditions of Use) for payment of:
a) all Transactions; and
b) all interest and charges as advised to you and as amended from time to time; and
c) all losses and reasonable costs that we incur because of any breach of this Agreement.
4.9 Where the Card is used for a Cash Advance facility a Transaction charge charge, is applied to each Cash Advance and is debited to your Account on the same date as the Cash Advance.
4.10 The amount of any non-sterling Transaction will be converted to sterling at the rate of exchange applicable on the date the Transaction is debited to the Account in accordance with the procedures of Mastercard® Visa or Mastercard and accordingly the date of conversion may not be the date of the Transaction. We have no control over when the Transaction will actually be processed by Visa or Mastercard®. For Transactions within the EEA, we can provide you with an indicative rate of exchange on the day of the Transaction if you contact us, but as outlined above, this may not be the actual rate that will be applied as exchange rates may fluctuate between the date of a Transaction and the date on which the Transaction amount is debited to the Account. In addition to the fees and charges advised to you, you you may also be charged a Transaction fee by the local bank which processes the Transaction. Our contact details are set out in the ‘Contacting Us’ section.
4.11 Payment for goods and services ordered by mail, telephone, Internet or other electronic means may require, in some instances, a cardholder Security Code which is printed on the signature panel on the back of your Card.
Appears in 1 contract
Samples: Credit Card Agreement
Transactions and Charges. 4.1 You can use your Card in the following ways:
a) in conjunction with your PIN for point of sale Transactions, or Transactions using a Cash Machine;
b) for Transactions by mail, telephone, mobile phone or other portable Device, internet or by use of a Secure System (including the use of your Digital Card through a Digital Wallet);
c) through a Card or a Device enabled to make a Contactless Transaction to make purchases for small amounts without using the Chip and PIN or other Security Details. When making a payment using your Card or Device by way of a Contactless Transaction you must place your Card or Device against the reader in the Outlet. The Card or Device, as applicable will be detected and the payment is completed without you entering your PIN or other Security Details. Occasionally, for your security or for Transactions over certain amounts, you may also be asked to insert your Card into the card terminal and enter your PIN or on your Device you may be asked to enter your Security Details, to authenticate your Transaction and enable your Transaction to proceed. Details of these limits are available by contacting us. Some limits may not be disclosed for security purposes.
4.2 Charges will be levied in accordance with the details as published from time to time and will be advised to you at the outset of this Agreementagreement. If the charges are to be varied at any time we will advise you in writing, giving you at least two months’ notice before the new charges take effect. On receipt of such notification you may terminate this Agreement in accordance with conditions coditions 11.3 and 11.5 of these Terms and Conditions of Use.
4.3 The amount of each Transaction will be debited to your Account even if you are in breach of this Agreement or it has ended.
4.4 You cannot stop or reverse a Transaction you have made using your Card or Card Number once the Transaction has been completed (whether or not you have entered a PIN, Secure System passcode, Security Details, signed a voucher or by way of Contactless Transaction) as we guarantee the payment.
4.5 If you have recurring transactions (also known as `Continuous Payment Authorities’) set up on your Card (such as internet or magazine subscription) and you wish to cancel them, you can do so by contacting us up to the last Banking Day before the payment is due to leave your Account. You should also contact the company or service provider to advise them that you are cancelling the recurring transaction.
4.6 If we have reason to believe that:
(a) the security of your Card, Account or Device is compromised; or
(b) your Card, Account or Device could be used to commit fraud, or by someone who does not have authority to use it; or
(c) the Transaction seems unusual compared with the way you normally use your Card, Account or Device; or
(d) in the case of a Payment Service that offers you credit there is a significantly increased risk that you may not be able to pay back the money you have borrowed; or
(e) the Transaction would damage our reputation then we may prevent or stop any Transaction on your account.
4.7 Where applicable, we will try to contact you before we take a decision to decline a Transaction, but it may not always be possible for us to do so. Please refer to the ‘Contacting You’ section for the ways in which we can communicate with you. If we contact you by text message you may be asked to confirm a Transaction by responding to the text message.
4.8 You are Liable (except as mentioned in Condition condition 2 of these Terms and Conditions of Use) for payment of:
(a) all Transactions; and
(b) all interest and charges as advised to you and as amended from time to time; and
(c) all losses and reasonable costs that we incur because of any breach of this Agreement.
4.9 Where the Card is used for a Cash Advance facility a Transaction charge charge, is applied to each Cash Advance and is debited to your Account on the same date as the Cash Advance.
4.10 The amount of any non-sterling Transaction will be converted to sterling at the rate of exchange applicable on the date the Transaction is debited to the Account in accordance with the procedures of Mastercard® Visa and accordingly the date of conversion may not be the date of the Transaction. We have no control over when the Transaction will actually be processed by Mastercard®Visa. For Transactions within the EEA, we can provide you with an indicative rate of exchange on the day of the Transaction if you contact us, but as outlined above, this may not be the actual rate that will be applied as exchange rates may fluctuate between the date of a Transaction and the date on which the Transaction amount is debited to the Account. In addition to the fees and charges advised to you, you you may also be charged a Transaction fee by the local bank which processes the Transaction. Our contact details are set out in the ‘'Contacting Us’ ' section.
4.11 Payments for goods and services ordered by mail, telephone, internet or other electronic means may require, in some instances, a Cardholder Security Code which is printed on or beside the signature panel on the back of your Card.
Appears in 1 contract
Samples: Credit Card Agreement
Transactions and Charges. 4.1 You can use your Card in the following ways:
a) in conjunction with your PIN for point of sale Transactions, or Transactions using a Cash Machine;
b) for Transactions by mail, telephone, mobile phone or other portable Device, internet online or by use of a Secure Safeguard System (including the use of your Digital Card through a Digital Wallet);
c) through you can use a Card or a Device enabled to make a Contactless Transaction to make purchases for small amounts without using the Chip and PIN or other Security Details. When making a payment using your Card Information about Contactless Transactions (for example monetary limits) are available on our website at xxxxx.xx.xx or Device by way of a Contactless Transaction you must place your Card or Device against the reader contacting us as set out in the Outlet. The Card or Device, as applicable will be detected and the payment is completed without you entering your PIN or other Security Details. Occasionally, for your security or for Transactions over certain amounts, you may also be asked to insert your Card into the card terminal and enter your PIN or on your Device you may be asked to enter your Security Details, to authenticate your Transaction and enable your Transaction to proceed. Details `Contacting Us’ section of these limits are available by contacting usConditions. Some limits may not be disclosed for security purposes;
d) use of your Card is subject to Transaction and daily limits as set by us. You can contact us to agree spending limits for using your Card online, subject to our Transaction and daily limits. Our contact details are set out in the ‘Contacting Us’ section;
e) when requested, if you are unable to provide your PIN, Security Details or complete any authentication process, we may decline to authorise the Transaction.
4.2 Charges will be levied in accordance with the details as published from time to time and will be advised to you at the outset of this Agreement. If the charges are to be varied at any time we will advise you in writing, or any other way we have agreed to contact you, giving you at least two months’ notice before the new charges take effect, (unless, by law or regulation, we are able to give you shorter notice). On receipt of such notification you may terminate this Agreement in accordance with conditions 11.3 13.3 and 11.5 13.5 of these Terms and Conditions of Useuse.
4.3 The amount of each Transaction will be debited to your Account even if you are in breach of this Agreement or it has ended.
4.4 You cannot stop or reverse a Transaction you have made using your Card or Card Number once the Transaction has been completed (whether or not you have entered a PIN, Secure System passcode, Security Details, signed a voucher or by way of Contactless Transaction) as we guarantee the payment.
4.5 If you have recurring transactions Transactions (also known as `‘Continuous Payment Authorities’) set up on your Card (such as internet broadband or magazine subscription) and you wish to cancel them, you can do so by contacting us up to the last Banking Day before the payment is due to leave your Account. You should also contact the company or service provider to advise them that you are cancelling the recurring transactionTransaction. Your Card is automatically enrolled in a card updater service with Visa. This service allows participating Outlets to access Card details through Visa so they can continue to process a Transaction, recurring or otherwise. As not all Outlets participate in this service, you should still notify each Outlet when your Card details or the status of your Account changes. If you don’t, your Account may or may not still be charged. You are responsible for making sure the Outlet has your new Card details to process a Transaction. If you would like to opt out of the card updater service, please contact us using the details set out in the `Contacting Us’ section of these Conditions.
4.6 When you want to make a Transaction online, we may need to confirm it’s you before the Transaction can be authorised. We’ll do this by using a Safeguard System and may also use an authentication service. Your Card is automatically enrolled for a Safeguard System, however the Principal Cardholder or Authorised User (if applicable) may need to register for an authentication service. This authentication service will require you to enter your Security Details to identify you, for example, using a Banking App, or any other way made available by us. If we ask you to identify yourself and you can’t or you don’t follow the instructions for the Safeguard System or the authentication service, we will take it that your Transaction is not authorised and it will not go ahead. For this reason, it is important to ensure that the personal information we hold about the Principal Cardholder and any Authorised User (if applicable) is up-to-date (for example your mobile phone number and email address). To find out more about this please go to xxxxx.xx.xx/xxxxxxxxxxx
4.7 If we have reason to believe that:
a) the security of your Card, Account Account, Security Details or Device is compromised; or
b) your Card, Account Account, Security Details or Device could be used to commit fraud, or by someone who does not have authority to use it; or
c) the Transaction seems unusual compared with the way you normally use your Card, Account or Device; or
d) in the case of a Payment Service that offers you credit there is a significantly increased risk that you may not be able to pay back the money you have borrowed; or
e) the Transaction would damage our reputation reputation, then we may prevent take whatever action we consider appropriate, including investigating, intercepting, refusing or stop any delaying payments to or from your Account or decline to authorise the Transaction on the Account for any valid reason (for example, where we may suspect fraud, money laundering, terrorism, if we believe we have been provided with incorrect information or we have concerns about the security of your accountAccount). We may contact you to satisfy ourselves in relation to the nature of the Transaction or payment on the Account.
4.7 4.8 Where applicable, unless to do so would be a breach of security or be against the law, we will try to contact you before we take a decision to decline a Transaction, but it may not always be possible for us to do so. Please refer to the ‘Contacting You’ section for the ways in which we can communicate with you. If we contact you by text message you may be asked to confirm a Transaction by responding to the text message with a ‘Y’ or ‘N’ reply. The text message will come from +000000000000. This is a number for texting only and it won’t answer if you ring it. This text message from us will not ask you for any personal information, account numbers, PIN or other Security Details. If you are not happy to answer the text message, contact us on a trusted number found on our Website or correspondence that is known to be authentic, such as a statement. If you do not have a mobile phone or your phone does not receive text messages, we will try to call you. If we are unable to make contact with you by phone we will send you a letter asking that you contact us.
4.8 4.9 You are Liable (except as mentioned in Condition condition 2 of these Terms and Conditions of Useuse) for payment of:
a) all Transactions; and
b) all interest and charges as advised to you and as amended from time to time; and
c) all losses and reasonable costs that we incur because of any breach of this Agreement.
4.9 4.10 Where the Card is used for a Cash Advance facility a Transaction charge is applied to each Cash Advance and is debited to your Account on the same date as the Cash Advance.
4.10 4.11 The amount of any non-sterling Transaction will be converted to sterling at the rate of exchange applicable on the date the Transaction is debited to the Account in accordance with the procedures of Mastercard® Visa and accordingly the date of conversion may not be the date of the Transaction. We have no control over when the Transaction will actually be processed by Mastercard®Visa. For Transactions within the EEA, we can provide you with an indicative a comparison by way of percentage mark-up between (i) our rate of exchange on the day which is made up of the Transaction if you contact us, but as outlined above, this may not be the actual Visa exchange rate for that will be applied as exchange rates may fluctuate between the date of a Transaction and the date on which the Transaction amount is debited to the Account. In day in addition to the fees and charges advised to youour currency conversion fee, you may also be charged a Transaction fee by the local bank which processes the Transaction. Our contact details are set out in the ‘Contacting Us’ section.and
Appears in 1 contract
Samples: Credit Card Agreement
Transactions and Charges. 4.1 You can use your Card in the following ways:
a) in conjunction with your PIN for point of sale Transactions, or Transactions using a Cash Machine;; or
b) for Transactions by mail, telephone, mobile phone or other portable Device, internet or by use of a Secure System (including the use of your Digital Card through a Digital Wallet);; or
c) through a Card or a Device enabled to make a Contactless Transaction to make purchases for small amounts without using the Chip and PIN or other Security Details. When making a payment using your Card or Device by way of a Contactless Transaction you must place your Card or Device against the reader in the Outlet. The Card or Device, as applicable will be detected and the payment is completed without you entering your PIN or other Security Details. Occasionally, for your security or for Transactions over certain amounts, you may also be asked to insert your Card into the card terminal and enter your PIN or on your Device you may be asked to enter your Security Details, to authenticate your Transaction and enable your Transaction to proceed. Details of these limits are available by contacting us. Some limits may not be disclosed for security purposes.
4.2 Charges will be levied in accordance with the details as published from time to time and will be advised to you at the outset of this Agreement. If the charges are to be varied at any time we will advise you in writing, giving you at least two months’ notice before the new charges take effect. On receipt of such notification you may terminate this Agreement in accordance with conditions 11.3 and 11.5 of these Terms and Conditions of Use.
4.3 The amount of each Transaction will be debited to your Account even if you are in breach of this Agreement or it has ended.
4.4 You cannot stop or reverse a Transaction you have made using your Card or Card Number once the Transaction has been completed (whether or not you have entered a PIN, Secure System passcodePasscode, Security Details, signed a voucher or by way of Contactless Transaction) as we guarantee the payment.
4.5 If you have recurring transactions (also known as `'Continuous Payment Authorities’') set up on your Card (such as internet or magazine subscription) and you wish to cancel them, you can do so by contacting us up to the last Banking Day before the payment is due to leave your Account. You should also contact the company or service provider to advise them that you are cancelling the recurring transaction.
4.6 If we have reason to believe that:
(a) the security of your Card, Account or Device is compromised; or
(b) your Card, Account or Device could be used to commit fraud, or by someone who does not have authority to use it; or
(c) the Transaction seems unusual compared with the th way you normally use your Card, Account or Device; or
(d) in the case of a Payment Service that offers you credit there is a significantly increased risk that you may not be able to pay back the money you have borrowed; or
(e) the Transaction would damage our reputation then Then we may prevent or stop any Transaction transaction on your account.
4.7 Where applicable, we will try to contact you before we take a decision to decline a Transaction, but it may not always be possible for us to do so. Please refer to the ‘'Contacting You’ ' section for the ways in which we can communicate with you. If we contact you by text message you may be asked to confirm a Transaction transaction by responding to the text message.
4.8 You are Liable (except as mentioned in Condition 2 of these Terms and Conditions of Use) for payment of:
a) all Transactions; , and
b) all interest and charges as advised to you and as amended from time to time; , and
c) all losses and reasonable costs that we incur because of any breach of this Agreement.
4.9 Where the Card is used for a Cash Advance facility a Transaction charge charge, is applied to each Cash Advance and is debited to your Account on the same date as the Cash Advance.
4.10 The amount of any non-sterling Transaction will be converted to sterling at the rate of exchange applicable on the date the Transaction is debited to the Account in accordance with the procedures of Mastercard® Visa and accordingly the date of conversion may not be the date of the Transaction. We have no control over when the Transaction will actually be processed by Mastercard®Visa. For Transactions within the EEA, we can provide you with an indicative rate of exchange on the day of the Transaction if you contact us, but as outlined above, this may not be the actual rate that will be applied as exchange rates may fluctuate between the date of a Transaction and the date on which the Transaction amount is debited to the Account. In addition to the fees and charges advised to you, you may also be charged a Transaction fee by the local bank which processes the Transaction. Our contact details are set out in the ‘'Contacting Us’ ' section.
4.11 Payment for goods and services ordered by mail, telephone, Internet or other electronic means may require, in some instances, a Cardholder Security Code which is printed on or beside the signature panel on the back of your Card.
Appears in 1 contract
Samples: Terms and Conditions of Use
Transactions and Charges. 4.1 You can use your Card in the following ways:
a) in conjunction with your PIN for point of sale Transactions, or Transactions using a Cash Machine;
b) for Transactions by mail, telephone, mobile phone or other portable Device, internet online or by use of a Secure Safeguard System (including the use of your Digital Card through a Digital Wallet);
c) through you can use a Card or a Device enabled to make a Contactless Transaction to make purchases for small amounts without using the Chip and PIN or other Security Details. When making a payment using your Card Information about Contactless Transactions (for example monetary limits) are available on our website at xxxxx.xx.xx or Device by way of a Contactless Transaction you must place your Card or Device against the reader contacting us as set out in the Outlet. The Card or Device, as applicable will be detected and the payment is completed without you entering your PIN or other Security Details. Occasionally, for your security or for Transactions over certain amounts, you may also be asked to insert your Card into the card terminal and enter your PIN or on your Device you may be asked to enter your Security Details, to authenticate your Transaction and enable your Transaction to proceed. Details `Contacting Us’ section of these limits are available by contacting usConditions. Some limits may not be disclosed for security purposes;
d) use of your Card is subject to Transaction and daily limits as set by us. You can contact us to agree spending limits for using your Card online, subject to our Transaction and daily limits. Our contact details are set out in the ‘Contacting Us’ section;
e) when requested, if you are unable to provide your PIN, Security Details or complete any authentication process, we may decline to authorise the Transaction.
4.2 Charges will be levied in accordance with the details as published from time to time and will be advised to you at the outset of this Agreement. If the charges are to be varied at any time we will advise you in writing, or any other way we have agreed to contact you, giving you at least two months’ notice before the new charges take effect, (unless, by law or regulation, we are able to give you shorter notice). On receipt of such notification you may terminate this Agreement in accordance with conditions 11.3 13.3 and 11.5 13.5 of these Terms and Conditions of Useuse.
4.3 The amount of each Transaction will be debited to your Account even if you are in breach of this Agreement or it has ended.
4.4 You cannot stop or reverse a Transaction you have made using your Card or Card Number once the Transaction has been completed (whether or not you have entered a PIN, Secure System passcode, Security Details, signed a voucher or by way of Contactless Transaction) as we guarantee the payment.
4.5 If you have recurring transactions Transactions (also known as `‘Continuous Payment Authorities’) set up on your Card (such as internet broadband or magazine subscription) and you wish to cancel them, you can do so by contacting us up to the last Banking Day before the payment is due to leave your Account. You should also contact the company or service provider to advise them that you are cancelling the recurring transactionTransaction. Your Card is automatically enrolled in a card updater service with Visa. This service allows participating Outlets to access Card details through Visa so they can continue to process a Transaction, recurring or otherwise. As not all Outlets participate in this service, you should still notify each Outlet when your Card details or the status of your Account changes. If you don’t, your Account may still be charged. You are responsible for making sure the Outlet has your new Card details to process a Transaction. If you would like to opt out of the card updater service, please contact us using the details set out in the `Contacting Us’ section of these Conditions.
4.6 When you want to make a Transaction online, we may need to confirm it’s you before the Transaction can be authorised. We’ll do this by using a Safeguard System and may also use an authentication service. Your Card is automatically enrolled for a Safeguard System, however the Principal Cardholder or Authorised User (if applicable) may need to register for an authentication service. This authentication service will require you to enter your Security Details to identify you, for example, using a Banking App, or any other way made available by us. If we ask you to identify yourself and you can’t or you don’t follow the instructions for the Safeguard System or the authentication service, we will take it that your Transaction is not authorised and it will not go ahead. For this reason, it is important to ensure that the personal information we hold about the Principal Cardholder and any Authorised User (if applicable) is up-to-date (for example your mobile phone number and email address). To find out more about this please go to aibni. xx.xx/xxxxxxxxxxx
4.7 If we have reason to believe that:
a) the security of your Card, Account Account, Security Details or Device is compromised; or
b) your Card, Account Account, Security Details or Device could be used to commit fraud, or by someone who does not have authority to use it; or
c) the Transaction seems unusual compared with the way you normally use your Card, Account or Device; or
d) in the case of a Payment Service that offers you credit there is a significantly increased risk that you may not be able to pay back the money you have borrowed; or
e) the Transaction would damage our reputation reputation, then we may prevent take whatever action we consider appropriate, including investigating, intercepting, refusing or stop any delaying payments to or from your Account or decline to authorise the Transaction on the Account for any valid reason (for example, where we may suspect fraud, money laundering, terrorism, if we believe we have been provided with incorrect information or we have concerns about the security of your accountAccount). We may contact you to satisfy ourselves in relation to the nature of the Transaction or payment on the Account.
4.7 4.8 Where applicable, unless to do so would be a breach of security or be against the law, we will try to contact you before we take a decision to decline a Transaction, but it may not always be possible for us to do so. Please refer to the ‘Contacting You’ section for the ways in which we can communicate with you. If we contact you by text message you may be asked to confirm a Transaction by responding to the text message with a ‘Y’ or ‘N’ reply. The text message will come from +000000000000. This is a number for texting only and it won’t answer if you ring it. This text message from us will not ask you for any personal information, account numbers, PIN or other Security Details. If you are not happy to answer the text message, contact us on a trusted number found on our Website or correspondence that is known to be authentic, such as a statement. If you do not have a mobile phone or your phone does not receive text messages, we will try to call you. If we are unable to make contact with you by phone we will send you a letter asking that you contact us.
4.8 4.9 You are Liable (except as mentioned in Condition condition 2 of these Terms and Conditions of Useuse) for payment of:
a) all Transactions; and
b) all interest and charges as advised to you and as amended from time to time; and
c) all losses and reasonable costs that we incur because of any breach of this Agreement.
4.9 4.10 Where the Card is used for a Cash Advance facility a Transaction charge is applied to each Cash Advance and is debited to your Account on the same date as the Cash Advance.
4.10 4.11 The amount of any non-sterling Transaction will be converted to sterling at the rate of exchange applicable on the date the Transaction is debited to the Account in accordance with the procedures of Mastercard® Visa and accordingly the date of conversion may not be the date of the Transaction. We have no control over when the Transaction will actually be processed by Mastercard®Visa. For Transactions within the EEA, we can provide you with an indicative a comparison by way of percentage mark-up between (i) our rate of exchange on the day which is made up of the Transaction if you contact usVisa exchange rate for that day in addition to our currency conversion fee, and (ii) the European Central Bank foreign exchange rate. This is available on our website xxxxx.xx.xx but as outlined above, this may not be the actual rate that will be applied as exchange rates may fluctuate between the date of a Transaction and the date on which the Transaction amount is debited to the Account. In addition to the fees and charges advised to you, you may also be charged a Transaction fee by the local bank which processes the Transaction. Our contact details are set out in the ‘Contacting Us’ section. We have no control over third parties that might apply a charge to you for processing the Transaction or who convert the local currency into sterling and charge for doing this. We also have no control over the rates they may apply.
4.12 Payment for goods and services ordered by mail, telephone, online or other electronic means may require, in some instances, a Security Code.
4.13 When you make a Transaction using your Card, the balance on your Account will usually be increased immediately by the amount of the Transaction. Sometimes, an Outlet (for example a self-service petrol station or a hotel) may obtain a specific pre-authorisation for an amount agreed with you. This may reduce your available credit, although that pre-authorised amount may only be charged by the hotel or petrol station to your Account where you have obtained goods or services to the value of the pre-authorised amount. Once the Outlet instructs us to, we will remove the pre-authorised amount as soon as possible. We recommend that you review your Account details online on a regular basis. Please contact us if you have any queries.
Appears in 1 contract
Samples: Terms and Conditions
Transactions and Charges. 4.1 You can use your Card in the following ways:
a) in conjunction with your PIN for point of sale Transactions, or Transactions using a Cash Machine;
b) for Transactions by mail, telephone, mobile phone or other portable Device, internet or by use of a Secure System (including the use of your Digital Card through a Digital Wallet);
c) through a Card or a Device enabled to make a Contactless Transaction to make purchases for small amounts without using the Chip and PIN or other Security Details. When making a payment using your Card or Device by way of a Contactless Transaction you must place your Card or Device against the reader in the Outlet. The Card or Device, as applicable will be detected and the payment is completed without you entering your PIN or other Security Details. Occasionally, for your security or for Transactions over certain amounts, you may also be asked to insert your Card into the card terminal and enter your PIN or on your Device you may be asked to enter your Security Details, to authenticate your Transaction and enable your Transaction to proceed. Details of these limits are available by contacting us. Some limits may not be disclosed for security purposes.
4.2 Charges will be levied in accordance with the details as published from time to time and will be advised to you at the outset of this Agreement. If the charges are to be varied at any time we will advise you in writing, giving you at least two months’ notice before the new charges take effect. On receipt of such notification you may terminate this Agreement in accordance with conditions 11.3 and 11.5 of these Terms and Conditions of Use.
4.3 The amount of each Transaction will be debited to your Account even if you are in breach of this Agreement or it has ended.
4.4 You cannot stop or reverse a Transaction you have made using your Card or Card Number once the Transaction has been completed (whether or not you have entered a PIN, Secure System passcodePasscode, Security Details, signed a voucher or by way of Contactless Transaction) as we guarantee the payment.
4.5 If you have recurring transactions (also known as `‘Continuous Payment Authorities’) set up on your Card (such as internet or magazine subscription) and you wish to cancel them, you can do so by contacting us up to the last Banking Day before the payment is due to leave your Account. You should also contact the company or service provider to advise them that you are cancelling the recurring transaction.
4.6 If we have reason to believe that:
(a) the security of your Card, Account or Device is compromised; or
(b) your Card, Account or Device could be used to commit fraud, or by someone who does not have authority to use it; or
(c) the Transaction seems unusual compared with the way you your normally use your Card, Account Device or DeviceAccount; or
(d) in the case of a Payment Service that offers you credit there is a significantly increased risk that you may not be able to pay back the money you have borrowed; or
(e) the Transaction would damage our reputation then we may prevent or stop any Transaction on your accountAccount.
4.7 Where applicable, we will try to contact you before we take a decision to decline a Transaction, but it may not always be possible for us to do so. Please refer to the ‘Contacting You’ section for the ways in which we can communicate with you. If we contact you by text message you may be asked to confirm a Transaction by responding to the text message.
4.8 You are Liable (except as mentioned in Condition 2 of these Terms and Conditions of Use) for payment of:
(a) all Transactions; , and
(b) all interest and charges as advised to you and as amended from time to time; , and
(c) all losses and reasonable costs that which we incur because of any breach of this Agreement.
4.9 Where the Card is used for a Cash Advance facility a Transaction charge charge, is applied to each Cash Advance and is debited to your Account on the same date as the Cash Advance.
4.10 The amount of any non-sterling Transaction transaction will be converted to sterling at the rate of exchange applicable on the date the Transaction is debited to the Account in accordance with the procedures of Mastercard® Visa or Mastercard and accordingly the date of conversion may not be the date of the Transaction. We have no control over when the Transaction will actually be processed by Visa or Mastercard®. For Transactions within the EEA, we can provide you with an indicative rate of exchange on the day of the Transaction if you contact us, but as outlined above, this may not be the actual rate that will be applied as exchange rates may fluctuate between the date of a Transaction and the date on which the Transaction amount is debited to the Account. In addition to the fees and charges advised to you, you may also be charged a Transaction fee by the local bank which processes the Transaction. Our contact details are set out in the ‘“Contacting Us’ us” section.
4.11 Payments for goods and services ordered by mail, telephone, internet or other electronic means may require, in some instances, a Cardholder Security Code which is printed on or beside the signature panel on the back of your Card.
Appears in 1 contract
Samples: Terms and Conditions of Use
Transactions and Charges. 4.1 You can use your Card in the following ways:
a) in conjunction with your PIN for point of sale Transactions, or Transactions using a Cash Machine;
b) for Transactions by mail, telephone, mobile phone or other portable Devicedevice, internet or by use of a Secure System secure system (including the use of your Digital Card through a Digital Wallet);.
c) through a Card or a Device enabled to make a Contactless Transaction to make purchases for small amounts without using the Chip and PIN or other Security Details. When making a payment using your Card or Device by way of a Contactless Transaction you must place your Card or Device against the reader in the Outlet. The Card or Device, as applicable will be detected and the payment is completed without you entering your PIN or other Security Details. Occasionally, for your security or for Transactions over certain amounts, you may also be asked to insert your Card into the card terminal and enter your PIN or on your Device you may be asked to enter your you Security Details, to authenticate your Transaction and enable your Transaction to proceed. Details of these limits are available by contacting us. Some limits may not be disclosed for security purposes.
4.2 Charges will be levied in accordance with the details as published from time to time and will be advised to you at the outset of this Agreement. If the charges are to be varied at any time we will advise you in writing, giving you at least two months’ notice before the new charges take effect. On receipt of such notification you may terminate this Agreement in accordance with conditions 11.3 and 11.5 of these Terms and Conditions of Use.
4.3 The amount of each Transaction will be debited to your Account even if you are in breach of this Agreement or it has ended.
4.4 You cannot stop or reverse a Transaction you have made using your Card or Card Number once the Transaction has been completed (whether or not you have entered a PIN, Secure System passcodePasscode, Security Details, signed a voucher or by way of Contactless Transaction) as we guarantee the payment.
4.5 If you have recurring transactions (also known as `‘Continuous Payment Authorities’) set up on your Card (such as internet or magazine subscription) and you wish to cancel them, you can do so by contacting us up to the last Banking Day business day before the payment is due to leave your Account. You should also contact the company or service provider to advise them that you are cancelling the recurring transaction. It is your responsibility to ensure the company has received the letter and cancelled the payment.
4.6 If we have reason to believe that:
(a) the security of your Card, Account or Device is compromised; or
(b) your Card, Account or Device could be used to commit fraud, or by someone who does not have authority to use it; or
(c) the Transaction seems unusual compared with the way you normally use your Card, Account Device or DeviceAccount; or
(d) in the case of a Payment Service that offers you credit there is a significantly increased risk that you may not be able to pay back the money you have borrowed; or
(e) the Transaction would damage our reputation then we may prevent or stop any Transaction on your accountAccount.
4.7 Where applicable, we will try to contact you before we take a decision to decline a Transaction, but it may not always be possible for us to do so. Please refer to the ‘Contacting You’ section for the ways in which we can communicate with you. If we contact you by text message you may be asked to confirm a Transaction by responding to the text message.
4.8 You are Liable (except as mentioned in Condition condition 2 of these Terms and Conditions of Useuse) for payment of:
(a) all Transactions; and
(b) all interest and charges as advised to you and as amended from time to time; and
(c) all losses and reasonable costs that we incur because of any breach of this Agreement.
4.9 Where the Card is used for a Cash Advance facility a Transaction charge charge, is applied to each Cash Advance and is debited to your Account on the same date as the Cash Advance.
4.10 The amount of any non-sterling Transaction will be converted to sterling at the rate of exchange applicable on the date the Transaction is debited to the Account in accordance with the procedures of Mastercard® Mastercard and accordingly the date of conversion may not be the date of the Transaction. We have no control over when the Transaction will actually be processed by Mastercard®. For Transactions within the EEA, we can provide you with an indicative rate of exchange on the day of the Transaction if you contact us, but as outlined above, this may not be the actual rate that will be applied as exchange rates may fluctuate between the date of a Transaction and the date on which the Transaction amount is debited to the Account. In addition to the fees and charges advised to you, you may also be charged a Transaction fee by the local bank which processes the Transaction. Our contact details are set out in the ‘Contacting Us’ section.
4.11 Payments for goods and services ordered by mail, telephone, Internet or other electronic means may require, in some instances, a Cardholder Security Code which is printed on or beside the signature panel on the back of your Card.
Appears in 1 contract
Samples: Credit Card Agreement
