Common use of TRANSACTIONS THAT ARE NOT COMPLETED Clause in Contracts

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and in the correct amount, and we have agreed to perform such transfer(s) (with certain exceptions), we may be liable for your losses or damages. Section 3 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • If we have terminated this Agreement. • If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • A legal order directs us to prohibit withdrawals from the account(s). • The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions we have taken. • You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • If your account is closed, frozen, or funds are uncollected. • If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • If any part of Online Banking is not working properly and you knew about the problem when you started the transactions. • If other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and in the correct amount, and we have agreed to perform such transfer(s) (with certain exceptions), we may be liable for your losses or damages. Section 3 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • If we have terminated this Agreement. • If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • A legal order directs us to prohibit withdrawals from the account(s). • The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • If circumstances beyond our control (such as fire fire, flood or floodpower failure) prevent the transaction from being completed despite reasonable precautions we have taken. • You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • If your account is closed, frozen, or funds are uncollected. • If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • If any part of Online Banking is not working properly and you knew about the problem when you started the transactions. • If other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and in the correct amount, and we have agreed to perform such transfer(s) (with certain exceptions), we may be liable for your losses or damages. Section 3 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • ● If we have terminated this Agreement. • ● If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • ● A legal order directs us to prohibit withdrawals from the account(s). • ● The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • ● If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions we have taken. • ● You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • ● If your account is closed, frozen, or funds are uncollected. • ● If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • ● If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • ● If any part of Online Banking is not working properly and you knew about the problem when you started the transactions. • ● If other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and in the correct amount, and we have agreed to perform such transfer(s) (with certain exceptions), we may be liable for your losses or damages. Section 3 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • If we have terminated this Agreement. • If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • A legal order directs us to prohibit withdrawals from the account(s). • The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions we have taken. • You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • If your account is closed, frozen, or funds are uncollected. • If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • If any part of Online Banking is not working properly and you knew about the problem when you started the transactions. • If other exceptions are introduced as provided by applicable law. 8.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and time, in the correct amount, and we have agreed to perform such transfer(s) (it, with certain exceptions), we may will be liable for your losses or damages. Section 3 of this Agreement This agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • : a. If we have terminated this Agreement. • . b. If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • . c. A legal order directs us to prohibit withdrawals from the account(s). • . d. The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • . e. If circumstances beyond our control (such as fire or flood) flood prevent the transaction from being completed despite reasonable precautions that we have taken. • . f. You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have has as a result refused to honor the original Password. • . g. If your account is closed, frozen, frozen or funds are uncollected. • . h. If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • . i. If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • . j. If any part of the Online & Mobile Banking Access is not working properly and you knew about the problem when you started the transactions. • If . k. There may be other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and in the correct amount, and we have agreed to perform such transfer(s) (with certain exceptions), we may be liable for your losses or damages. Section 3 1 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: •  If we have terminated this Agreement. •  If through no fault of ours, you do not have enough money in your account(s) to make the transfer. •  A legal order directs us to prohibit withdrawals from the account(s). •  The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. •  If circumstances beyond our control (such as fire or flood) flood prevent the transaction from being completed despite reasonable precautions that we have taken. •  You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have has as a result refused to honor the original Password. •  If your account is closed, frozen, frozen or funds are uncollected. •  If you, or anyone authorized by you, commits any fraud or violates any law or regulation. •  If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. •  If any part of the Online Banking is not working properly and you knew about the problem when you started the transactions. •  If other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and in the correct amount, and we have agreed to perform such transfer(s) (with certain exceptions), we may be liable for your losses or damages. Section 3 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • ·If we have terminated this Agreement. • ·If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • ·A legal order directs us to prohibit withdrawals from the account(s). • ·The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • ·If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions we have taken. • ·You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • ·If your account is closed, frozen, or funds are uncollected. • ·If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • ·If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • ·If any part of MyCoast Online Banking is not working properly and you knew about the problem when you started the transactions. • ·If other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(saccount{s) on time and in the correct amount, and we have agreed to perform such transfer(stransfer{s) ({with certain exceptions), we may be liable for your losses or damages. Section 3 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • If we have terminated this Agreement. • If through no fault of ours, you do not have enough money in your account(saccount{s) to make the transfer. • A legal order directs us to prohibit withdrawals from the account(saccount{s). • The funds in your designated account(saccount{s) are subject to legal process or other encumbrance restricting the transaction. • If circumstances beyond our control ({such as fire or flood) prevent the transaction from being completed despite reasonable precautions we have taken. • You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • If your account is closed, frozen, or funds are uncollected. • If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • If any part of Online Banking Virtual Branch Next is not working properly and you knew about the problem when you started the transactions. • If other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and in the correct amount, and we have agreed to perform such transfer(s) (with certain exceptions), we may be liable for your losses or damages. Section 3 2 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • ◦ If we have terminated this Agreement. • ◦ If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • ◦ A legal order directs us to prohibit withdrawals from the account(s). • ◦ The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • ◦ If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions we have taken. • ◦ You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • ◦ If your account is closed, frozen, or funds are uncollected. • ◦ If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • ◦ If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • ◦ If any part of Online Banking Virtual Branch is not working properly and you knew about the problem when you started the transactions. • ◦ If other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and in the correct amount, and we have agreed to perform such transfer(s) (with certain exceptions), we may be liable for your losses or damages. Section 3 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • If -If we have terminated this Agreement. • If -If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • A -A legal order directs us to prohibit withdrawals from the account(s). • The -The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • If -If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions we have taken. • You -You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • If -If your account is closed, frozen, or funds are uncollected. • If -If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • If -If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • If -If any part of Online Banking Virtual Branch is not working properly and you knew about the problem when you started the transactions. • If -If other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and time, in the correct amount, and we have agreed to perform such transfer(s) (it, with certain exceptions), we may will be liable for your losses or damages. Section 3 2 of this Agreement agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: •  If we have terminated this Agreement. •  If through no fault of ours, you do not have enough money in your account(s) to make the transfer. •  A legal order directs us to prohibit withdrawals from the account(s). •  The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. •  If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions that we have taken. •  You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. •  If your account is closed, frozen, or funds are uncollected. •  If you, or anyone authorized by you, commits any fraud or violates any law or regulation. •  If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. •  If any part of Online Banking is not working properly and you knew about the problem when you started the transactions. • If  There may be other exceptions are introduced as provided by applicable law. You authorize us to obtain any information deemed necessary to process your request for access to Online Banking. Additionally, you agree that we will disclose information to third parties about your designated account(s) or the transactions you make: a. Where it is necessary for completing or documenting transactions or resolving errors involving transactions. b. In order to verify the existence and condition of your designated account(s). c. In order to comply with orders or subpoenas of government agencies or courts. d. If you give us written permission.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and in the correct amount, and we have agreed to perform such transfer(s) (with certain exceptions), we may be liable for your losses or damages. Section 3 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • : a. If we have terminated this Agreement. • . b. If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • . c. A legal order directs us to prohibit withdrawals from the account(s). • . d. The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • . e. If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions that we have taken. • . f. You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • . g. If your account is closed, frozen, or funds are uncollected. • . h. If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • . i. If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • . j. If any part of Online Banking Virtual Branch is not working properly and you knew about the problem when you started the transactions. • . k. If other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and time, in the correct amount, and we have agreed to perform such transfer(s) (it, with certain exceptions), we may will be liable for your losses or damages. Section 3 of this Agreement agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • If we have terminated this Agreement. • If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • A legal order directs us to prohibit withdrawals from the account(s). • The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions that we have taken. • You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • If your account is closed, frozen, or funds are uncollected. • If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • If any part of Online Banking banking is not working properly and you knew about the problem when you started the transactions. • If There may be other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and in the correct amount, and we have agreed to perform such transfer(s) (with certain exceptions), we may be liable for your losses or damages. Section 3 1 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • If we have terminated this Agreement. • If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • A legal order directs us to prohibit withdrawals from the account(s). • The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • If circumstances beyond our control (such as fire or flood) flood prevent the transaction from being completed despite reasonable precautions that we have taken. • You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have has as a result refused to honor the original Password. • If your account is closed, frozen, frozen or funds are uncollected. • If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • If any part of the Online Banking is not working properly and you knew about the problem when you started the transactions. • If other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and in the correct amount, and we have agreed to perform such transfer(s) (with certain exceptions), we may be liable for your losses or damages. Section 3 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • If -If we have terminated this Agreement. • If -If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • A -A legal order directs us to prohibit withdrawals from the account(s). • The -The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • If -If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions we have taken. • You -You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • If -If your account is closed, frozen, or funds are uncollected. • If -If you, or anyone authorized by you, commits any fraud fraud, or violates any law or regulation. • If -If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • If -If any part of Online Banking is not working properly and you knew about the problem when you started the transactions. • If -If other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and time, in the correct amount, and we have agreed to perform such transfer(s) (it, with certain exceptions), we may will be liable for your losses or damages. Section 3 of this Agreement agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • o If we have terminated this Agreement. • o If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • o A legal order directs us to prohibit withdrawals from the account(s). • o The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • o If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions that we have taken. • You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • o If your account is closed, frozen, or funds are uncollected. • o If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • o If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • o If any part of Online Online/Mobile Banking is not working properly and you knew about the problem when you started the transactions. • If o There may be other exceptions are introduced as provided by applicable law. 8.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and in the correct amount, and we have agreed to perform such transfer(s) (with certain exceptions), we may be liable for your losses or damages. Section 3 of this Agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • If -If we have terminated this Agreement. • If -If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • A -A legal order directs us to prohibit withdrawals from the account(s). • The -The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • If -If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions we have taken. • You -You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • If -If your account is closed, frozen, or funds are uncollected. • If -If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • If -If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • If -If any part of Online Banking is not working properly and you knew about the problem when you started the transactions. • If -If other exceptions are introduced as provided by applicable law.

TRANSACTIONS THAT ARE NOT COMPLETED. If we fail to complete a transfer to or from your designated account(s) on time and time, in the correct amount, and we have agreed to perform such transfer(s) (it, with certain exceptions), we may will be liable for your losses or damages. Section 3 of this Agreement agreement lists a number of situations in which we do not agree to complete withdrawals or transfers. We also will not be liable: • o If we have terminated this Agreement. • o If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • o A legal order directs us to prohibit withdrawals from the account(s). • o The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • o If circumstances beyond our control (such as fire or flood) prevent the transaction from being completed despite reasonable precautions that we have taken. • o You have reported an unauthorized use of your Member Number and Password, reported it as stolen, or requested that we issue a new Password, and we have as a result refused to honor the original Password. • o If your account is closed, frozen, or funds are uncollected. • o If you, or anyone authorized by you, commits any fraud or violates any law or regulation. • o If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • o If any part of Online Banking Internet Teller is not working properly and you knew about the problem when you started the transactions. • If o There may be other exceptions are introduced as provided by applicable law.