Common use of TRANSFERS AMONG DIVISIONS Clause in Contracts

TRANSFERS AMONG DIVISIONS. You may, upon written request or through the use of a touch tone telephone, transfer all or part of the amount you have in a Division to one or more of the Divisions as follows: (1) amounts in the Guaranteed Interest Division, Stock Division, Balanced Division and Aggressive Stock Division may be transferred among such Divisions; and (2) amounts in the Money Market Division may be transferred to other Divisions. Written authorization for touch tone telephone initiated transfers is only required when authorization for telephone transfers is requested. Upon advance written notice to you, we reserve the right to discontinue the acceptance of transfer requests through the use of a touch tone telephone. If the Plan permits and you provide us with advance written instructions to do so, we will accept transfer instructions directly from the Annuitant. All transfers will be effective on the Transaction Date and will be subject to our rules in effect at the time of transfer. With respect to the Investment Divisions, the transfer will be made at the Accumulation Unit Value next computed after the Transaction Date. No transfers are permitted to the Money Market Division from the other Divisions.

TRANSFERS AMONG DIVISIONS. You may, upon written request or through the use of a touch tone telephone, transfer all or part of the amount you have in a Division to one or more of the Divisions as follows: (1) amounts in the Guaranteed Interest Division, Stock Division, Balanced Division and Aggressive Stock Division may be transferred among such Divisions; and (2) amounts in the Money Market Division may be transferred to other Divisions. Written authorization for touch tone telephone initiated transfers is only required when authorization for telephone transfers is requested. Upon advance written notice to you, we reserve the right to discontinue the acceptance of transfer requests through the use of a touch tone telephone. If the your Plan permits permits, and you provide us with advance written instructions to do so, we will accept transfer instructions directly from the Annuitant. All transfers will be effective made on the Transaction Date and will be subject to our rules in effect at the time of transfer. With respect to the Investment Divisions, the transfer will be made at the Accumulation Unit Value next computed after the Transaction Date. No transfers are permitted to the Money Market Division from the other Divisions.

TRANSFERS AMONG DIVISIONS. You may, upon written request request, or through the use of a touch tone telephone, transfer all or part of the amount you have in a Division to one or more of the Divisions as follows: (1) amounts in the Guaranteed Interest Division, Stock Division, Balanced Division and Aggressive Stock Division may be transferred among such Divisions; and (2) amounts in the Money Market Division may be transferred to other Divisions. Written authorization for touch tone telephone initiated transfers is only required when authorization for telephone transfers transfer is requested. Upon advance written notice to you, we reserve the right to discontinue the acceptance of transfer requests through the use of a touch tone telephone. If the Plan permits and you provide us with advance written instructions to do so, we will accept transfer instructions directly from the Annuitant. All transfers will be effective on the Transaction Date and will be subject to our rules in effect at the time of transfer. With respect to the Investment Divisions, Division; the transfer will be made at the Accumulation Unit Value next computed after the Transaction Date. No transfers are permitted to the Money Market Division from the other Divisions.

TRANSFERS AMONG DIVISIONS. You may, upon written request or through the use of a touch tone telephone, transfer all or part of the amount you have in a Division to one or more of the Divisions as follows: (1) amounts in the Guaranteed Interest Division, Stock Division, Balanced Division and Aggressive Stock Division may be transferred among such Divisions; and (2) amounts in the Money Market Division may be transferred to other Divisions. Written authorization for touch tone telephone initiated transfers is only required when authorization for telephone transfers is requested. Upon advance written notice to you, we reserve the right to discontinue the acceptance of transfer requests through the use of a touch tone telephone. If the Plan permits and you provide us with advance written instructions to do so, we will accept transfer instructions directly from the Annuitant. All transfers will be effective on the Transaction Date and will be subject to our rules in effect at the time of transfer. With respect to the Investment DivisionsDivision, the transfer will be made at the Accumulation Unit Value next computed after the Transaction Date. No transfers are permitted to the Money Market Division from the other Divisions.