Uniform Transfers to Minors Act/Uniform Gifts to Minors Act Account Sample Clauses

Uniform Transfers to Minors Act/Uniform Gifts to Minors Act Account. If you are the custodian of an account under a state’s Uniform Transfers/Gifts to Minors Act, you cannot pledge it as collateral for a personal loan to you, or cash checks against it. The Bank will be entitled to rely upon instructions from the custodian named on the account and will only pay the funds in the account to the custodian upon request. The minor will have no authority to withdraw funds from the account notwithstanding his or her having attained the age of majority under either New York law or the minor’s state of residence. Upon the withdrawal of all funds in the account by the custodian, the Bank will have no further responsibility to either the custodian or the minor, and the account will be closed. Upon the death or evidence satisfactory to the Bank of the incapacity of the custodian named in the Application, the Bank may rely upon the instructions of a successor custodian specified in the Application. The Bank will have no duty to monitor the account or the status or age of the custodian or minor.
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