UNINSURED MOTORISTS COVERAGE. COVERAGE G- UNINSURED/UNDERINSURED MOTORISTS BODILY INJURY PROTECTION COVERAGE H - UNINSURED MOTORISTS PROPERTY DAMAGE COVERAGE I - UNINSURED MOTORISTS COLLISION DEDUCTIBLE WAIVER INSURING AGREEMENT A. We will pay compensatory damages which an “insured” is legally entitled to recover from the owner or operator of an “uninsured motor vehicle” because of: 1. “Bodily injury” sustained by an “insured” and caused by an accident, and 2. “Property damage” caused by an accident if the Declarations indicate that Uninsured Motorists Property Damage coverage applies to that auto. Only Items B.3.a. and B.3.d. under the definition of “uninsured motor vehicle” apply to “property damage”. The owner’s or operator’s liability for these damages must arise out of the ownership, maintenance or use of the “uninsured motor vehicle”. With respect to coverage under Item B.3.b. of the definition of “uninsured motor vehicle”, we will pay only after the limits of liability under any applicable liability bonds or policies have been exhausted by payment of judgments or settlements. Any judgment or settlement for damages against an owner or operator of an uninsured motor vehicle that arises out of a lawsuit brought without our written consent is not binding on us.
Appears in 3 contracts
Samples: Personal Auto Policy, Personal Auto Policy, Personal Auto Policy
UNINSURED MOTORISTS COVERAGE. COVERAGE G- UNINSURED/UNDERINSURED MOTORISTS BODILY INJURY PROTECTION COVERAGE H - UNINSURED MOTORISTS PROPERTY DAMAGE COVERAGE I - UNINSURED MOTORISTS COLLISION DEDUCTIBLE WAIVER INSURING AGREEMENTDAMAGE
A. We will pay compensatory damages which an “insured” is legally entitled to recover from the owner or operator of an “uninsured motor vehicle” because of:
1. “Bodily injury” sustained by an “insured” and caused by an accident, and
2. “Property damage” caused by an accident if the Declarations indicate that Uninsured Motorists Property Damage coverage applies to that auto. Only Items B.3.a. and B.3.d. under the definition of “uninsured motor vehicle” apply to “property damage”. The owner’s or operator’s liability for these damages must arise out of the ownership, maintenance or use of the “uninsured motor vehicle”. With respect to coverage under Item B.3.b. of the definition of “uninsured motor vehicle”, we will pay only after the limits of liability under any applicable liability bonds or policies have been exhausted by payment of judgments or settlements. Any judgment or settlement for damages against an owner or operator of an uninsured motor vehicle that arises out of a lawsuit brought without our written consent is not binding on us.
Appears in 1 contract
Samples: Personal Auto Policy