Common use of Upper Tier REMIC Clause in Contracts

Upper Tier REMIC. The Class A, Class X, Class B, Class C, Class D, Class E and Class F Certificates will evidence “regular interests” in the Upper-Tier REMIC created hereunder. The Class UT-R Interest will constitute the sole Class of “residual interests” in the Upper-Tier REMIC created hereunder, and will be evidenced by the Class R Certificates. The following table sets forth the class designation, the pass-through rate (the “Pass-Through Rate”) and the aggregate initial Certificate Balance (the “Original Certificate Balance”) or aggregate initial Notional Amount (the “Original Notional Amount”), as applicable, for each Class of Certificates and the Class UT-R Interest comprising the interests in the Upper-Tier REMIC created hereunder: Class Designation Initial Pass-Through Rate (per annum) Original Certificate Balance or Original Notional Amount Class A 2.9370% $ 150,000,000 Class Designation Initial Pass-Through Rate (per annum) Original Certificate Balance or Original Notional Amount Class X 0.6341%(1) $ 281,300,000 (2) Class B 3.1890% $ 75,000,000 Class C 3.3910% $ 56,300,000 Class D 3.7291%(4) $ 69,000,000 Class E 3.7291%(4) $ 93,700,000 Class F 3.7291%(4) $ 68,500,000 Class UT-R None(3) None(3)

Upper Tier REMIC. The Class A, Class X-A, Class X-B, Class B, Class C, Class D, D and Class E and Class F Certificates will evidence “regular interests” in the Upper-Tier REMIC created hereunder. The Class UT-R Interest will constitute the sole Class of “residual interests” in the Upper-Tier REMIC created hereunder, and will be evidenced by the Class R Certificates. The following table sets forth the class designation, the pass-through rate (the “Pass-Through Rate”) and the aggregate initial Certificate Balance (the “Original Initial Certificate Balance”) or aggregate initial Notional Amount (the “Original Initial Notional Amount”), as applicable, for each Class of Certificates (other than the Class R Certificates) and the Class UT-R Interest comprising the interests in the Upper-Tier REMIC created hereunderInterest: Class Designation Initial Pass-Through Rate (per annum) Original Initial Certificate Balance or Original Initial Notional Amount Class A 2.9370% $ 150,000,000 Class Designation Initial Pass-Through Rate (per annum) Original Certificate Balance or Original Notional Amount Class X 0.6341%(12.8480%(1) $ 281,300,000 (2166,700,000 Class X-A 0.8785%(2) $ 166,700,000(3) Class X-B 0.3265%(2) $ 84,700,000(3) Class B 3.1890% 3.1820%(1) $ 75,000,000 50,800,000 Class C 3.3910% 3.7265%(4) $ 56,300,000 33,900,000 Class D 3.7291%(43.7265%(4) $ 69,000,000 53,600,000 Class E 3.7291%(43.7265%(4) $ 93,700,000 Class F 3.7291%(4) $ 68,500,000 65,000,000 Class UT-R None(3None(5) None(3None(5)

Upper Tier REMIC. The Class Arespective Classes of Regular Certificates, Class X, Class B, Class C, Class D, Class E the Uncertificated VRR-GS Interest and Class F Certificates will the Uncertificated VRR-JP Interest shall evidence “regular interests” in the Upper-Tier REMIC created hereunder. The Class UT-R Interest will constitute the sole Class class of “residual interests” in the Upper-Tier REMIC created hereunder, and will be evidenced by the Class R Certificates. The following table sets forth the class designation, the pass-through rate (the “approximate initial Pass-Through Rate”) Rate and the aggregate initial Certificate Balance (the “Original Initial Certificate Balance”) or aggregate initial Notional Amount Uncertificated VRR Interest Balance (the “Original Notional AmountInitial Uncertificated VRR Interest Balance”), as applicable, for each Class of Certificates Regular Certificates, the Uncertificated VRR-GS Interest, the Uncertificated VRR-JP Interest and the Class UT-R Interest comprising Interest, which comprise the interests in the Upper-Tier REMIC created hereunder: Class Designation Initial Pass-Through Rate (per annumA 5.59366%(3) Original Certificate Balance or Original Notional Amount Class A 2.9370% $ 150,000,000 Class Designation Initial Pass-Through Rate (per annum) Original Certificate Balance or Original Notional Amount Class X 0.6341%(1) $ 281,300,000 (2) $293,900,000 Class B 3.1890% $ 75,000,000 6.09576%(3) $38,500,000 Class C 3.3910% $ 56,300,000 6.84702%(3) $71,700,000 Class D 3.7291%(47.96980%(3) $ 69,000,000 $86,800,000 Class E 3.7291%(4VRR (4) $ 93,700,000 Class F 3.7291%(4$15,502,107 Uncertificated VRR-GS Interest (5) $ 68,500,000 $5,167,368 Uncertificated VRR-JP Interest (5) $5,167,368 Class UT-R None(3R(6) None(3N/A(6) N/A(6)

Upper Tier REMIC. The Class A, Class X, Class B, Class C, Class D, Class E and Class F respective Classes of Regular Certificates will shall evidence “regular interests” in the Upper-Upper Tier REMIC created hereunder. The Class UT-R Interest will constitute the sole Class class of “residual interests” in the Upper-Tier REMIC created hereunder, and will be evidenced by the Class R Certificates. The following table sets forth the class designation, the pass-through rate (the “approximate initial Pass-Through Rate”) Rate and the aggregate initial Certificate Balance (the “Original Initial Certificate Balance”) or aggregate initial Notional Amount (the “Original Initial Notional Amount”), as applicable, for each Class of Regular Certificates and the Class UT-R Interest comprising Interest, which comprise the interests in the Upper-Tier REMIC created hereunder: Class Designation Initial Pass-Through Rate (per annumA 3.40200%(2) Original Certificate Balance or Original Notional Amount Class A 2.9370% $ 150,000,000 Class Designation Initial Pass-Through Rate (per annum) Original Certificate Balance or Original Notional Amount $39,960,000 Class X 0.6341%(10.76344%(3) $ 281,300,000 $92,600,000 (24) Class B 3.1890% $ 75,000,000 3.99000%(2) $5,240,000 Class C 3.3910% $ 56,300,000 4.59200%(2) $26,400,000 Class D 3.7291%(44.85000%(2) $21,000,000 Class E 4.86636%(5) $27,000,000 Class F 4.86636%(5) $41,700,000 Class G 4.86636%(5) $ 69,000,000 45,150,000 Class E 3.7291%(4HRR 4.86636%(5) $ 93,700,000 Class F 3.7291%(4) $ 68,500,000 $15,750,000 Class UT-R None(3R(6) None(3N/A(6) N/A(6)

Upper Tier REMIC. The As further described in Section 2.10, the Class A, Class X-A, Class B, Class C, Class D, D and Class E and Class F Certificates will evidence “regular interests” in the Upper-Tier REMIC created hereunder. The Class UT-R Interest will constitute the sole Class of “residual interests” in the Upper-Tier REMIC created hereunder, and will be evidenced by the Class R Certificates. The following table sets forth the class designation, the pass-through rate (the “Pass-Through Rate”) Rate and the aggregate initial Certificate Balance (the “Original Certificate Balance”) or aggregate initial Notional Amount (the “Original Notional Amount”), as applicable, for each Class of Certificates and the Class UT-R Interest comprising the interests in the Upper-Tier REMIC created hereunder: Class Designation Approximate Initial Pass-Through Rate (per annum) Original Certificate Balance or Original Notional Amount Class A 2.93703.80500% $ 150,000,000 $94,018,000 Class Designation Initial PassX-Through Rate (per annumA 3.90263%(1) Original Certificate Balance or Original Notional Amount Class X 0.6341%(1) $ 281,300,000 (2) $94,018,000 Class B 3.1890% $ 75,000,000 3.90263%(2) $20,893,000 Class C 3.3910% $ 56,300,000 3.90263%(2) $14,409,000 Class D 3.7291%(43.90263%(2) $ 69,000,000 $46,879,000 Class E 3.7291%(43.90263%(2) $ 93,700,000 Class F 3.7291%(4) $ 68,500,000 $57,133,000 Class UT-R None(3) None(3)

Upper Tier REMIC. The Class A, Class X, Class B, Class C, Class D, D and Class E and Class F Certificates will evidence “regular interests” in the Upper-Tier REMIC created hereunder. The Class UT-R Interest will constitute the sole Class of “residual interests” in the Upper-Tier REMIC created hereunder, and will be evidenced by the Class R Certificates. The following table sets forth the class designation, the pass-through rate (the “Pass-Through Rate”) and the aggregate initial Certificate Balance (the “Original Certificate Balance”) or aggregate initial Notional Amount (the “Original Notional Amount”), as applicable, for each Class of Certificates and the Class UT-R Interest comprising the interests in the Upper-Tier REMIC created hereunder: Class Designation Initial Pass-Through Rate (per annum) Original Certificate Balance or Original Notional Amount Class A 2.93703.2750 % $ 150,000,000 42,500,000 Class X 0.5582 %(1) $ 74,100,000 (2) Class B 3.7270 % $ 31,600,000 Class C 4.0260 %(4) $ 23,800,000 Class D 4.0260 %(4) $ 29,100,000 Class E 4.0260 %(4) $ 35,000,000 Class Designation Initial Pass-Through Rate (per annum) Original Certificate Balance or Original Notional Amount Class X 0.6341%(1) $ 281,300,000 (2) Class B 3.1890% $ 75,000,000 Class C 3.3910% $ 56,300,000 Class D 3.7291%(4) $ 69,000,000 Class E 3.7291%(4) $ 93,700,000 Class F 3.7291%(4) $ 68,500,000 Class UT-R None(3None (3) None(3None (3)

Upper Tier REMIC. The Class A, Class X, Class B, Class C, Class D, D and Class E and Class F Certificates will evidence “regular interests” in the Upper-Tier REMIC created hereunder. The Class UT-R Interest will constitute the sole Class of “residual interests” in the Upper-Tier REMIC created hereunder, and will be evidenced by the Class R Certificates. The following table sets forth the class designation, the pass-through rate (the “Pass-Through Rate”) and the aggregate initial Certificate Balance (the “Original Certificate Balance”) or aggregate initial Notional Amount (the “Original Notional Amount”), as applicable, for each Class of Certificates and the Class UT-R Interest comprising the interests in the Upper-Tier REMIC created hereunder: Class Designation Initial Pass-Through Rate (per annum) Original Certificate Balance or Original Notional Amount Class A 2.93703.2750 % $ 150,000,000 42,500,000 Class X 0.5582 %(1) $ 74,100,000 (2) Class B 3.7270 % $ 31,600,000 Class C 4.0260 %(4) $ 23,800,000 Class D 4.0260 %(4) $ 29,100,000 Class E 4.0260 %(4) $ 35,000,000 Class Designation Initial Pass-Through Rate (per annum) Original Certificate Balance or Original Notional Amount Class X 0.6341%(1) $ 281,300,000 (2) Class B 3.1890% $ 75,000,000 Class C 3.3910% $ 56,300,000 Class D 3.7291%(4) $ 69,000,000 Class E 3.7291%(4) $ 93,700,000 Class F 3.7291%(4) $ 68,500,000 Class UT-R None(3) None(3)

Upper Tier REMIC. The Class A, Class X-A, Class B, Class C, Class D, D and Class E and Class F Certificates will evidence “regular interests” in the Upper-Tier REMIC created hereunder. The Class UT-R Interest will constitute the sole Class of “residual interests” in the Upper-Tier REMIC created hereunder, and will be evidenced by the Class R Certificates. The following table sets forth the class designation, the pass-through rate (the “Pass-Through Rate”) and the aggregate initial Certificate Balance (the “Original Certificate Balance”) or aggregate initial Notional Amount (the “Original Notional Amount”), as applicable, for each Class of Certificates (other than the Class R Certificates) and the Class UT-R Interest comprising the interests in the Upper-Tier REMIC created hereunderInterest: Class Designation Initial Pass-Through Rate (per annum) Original Certificate Balance or Original Notional Amount Class A 2.9370% $ 150,000,000 Class Designation Initial Pass-Through Rate 3.251 %(per annum) Original Certificate Balance or Original Notional Amount Class X 0.6341%(11) $ 281,300,000 209,000,000 Class X-A 0.383 %(2) $ 209,000,000 (3) Class B 3.1890% 3.634 %(4) $ 75,000,000 121,563,000 Class C 3.3910% 3.634 %(4) $ 56,300,000 67,837,000 Class D 3.7291%(43.634 %(4) $ 69,000,000 66,500,000 Class E 3.7291%(43.634 %(4) $ 93,700,000 Class F 3.7291%(4) $ 68,500,000 108,850,000 Class UT-R None(3None (5) None(3None(5)