Common use of Upper Tier REMIC Clause in Contracts

Upper Tier REMIC. [The Class A-1, Class A-2, Class A-3, Class A-4, Class A-SB, Class A-1A, Class A-M, Class A-J, Class B, Xxxxx X, Xxxss D, Class E, Class F, Class G, Class H, Class J, Class K, Class L, Class M, Class N, Class P, Class NR, Class X-1 and Class X-2 Certificates and the Class A-2FL Regular Interest will evidence "regular interests" in the Upper-Tier REMIC created hereunder. The sole Class of "residual interests" in the Upper-Tier REMIC created hereunder will be evidenced by the Class R Certificates.] The following table sets forth the designation, the pass-through rate (the "Pass-Through Rate"), the aggregate initial principal amount (the "Original Certificate Balance") or Notional Amount ("Original Notional Amount"), as applicable, and the initial ratings given each Class by the Rating Agencies for each Class of Certificates and the Class A-2FL Regular Interest comprising the interests in the Upper-Tier REMIC created hereunder: Initial Original Certificate Pass-Through Balance or Notional Ratings(1) Rate Amount (Moody's/S&P) ------------ -------------------- ------------- [Class A-1 Certificates](2) [_____]% $ [________] Aaa/AAA [Class A-2 Certificates](2) [_____]% $ [________] Aaa/AAA [Class A-2FL Regular Interest](2) [_____]%(3) $[________](4) Aaa/AAA(5) [Class A-3 Certificates](2) [_____]%(6) $ [________] Aaa/AAA [Class A-4 Certificates](2) [_____]%(6) $ [________] Aaa/AAA [Class A-SB Certificates](2) [_____]%(7) $ [________] Aaa/AAA [Class A-1A Certificates](2) [_____]%(6) $ [________] Aaa/AAA [Class A-M Certificates] [_____]%(6) $ [________] Aaa/AAA [Class A-J Certificates] [_____]%(8) $ [________] Aaa/AAA [Class B Certificates] [_____]%(8) $ [________] Aa2/AA [Class C Certificates] [_____]%(8) $ [________] Aa3/AA- [Class D Certificates] [_____]%(8) $ [________] A2/A [Class E Certificates] [_____]%(8) $ [________] A3/A- [Class F Certificates] [_____]%(8) $ [________] Baa1/BBB+ [Class G Certificates] [_____]%(8) $ [________] Baa2/BBB [Class H Certificates] [_____]%(8) $ [________] Baa3/BBB- [Class J Certificates] [_____]%(7) $ [________] Ba1/BB+ [Class K Certificates] [_____]%(7) $ [________] Ba2/BB [Class L Certificates] [_____]%(7) $ [________] Ba3/BB- [Class M Certificates] [_____]%(7) $ [________] B1/B+ [Class N Certificates] [_____]%(7) $ [________] B2/B [Class P Certificates] [_____]%(7) $ [________] B3/B- [Class NR Certificates] [_____]%(7) $ [________] */* [Class R Certificates] N/A(9) N/A(9) */* [Class X-1 Certificates] [_____]%(10) $ [________](11) Aaa/AAA [Class X-2 Certificates] [_____]%(10) $ [________](11) Aaa/AAA

Upper Tier REMIC. [The Class A-1, Class A-2, Class A-3, Class A-4A-AB, Class A-SBA-4, Class A-1A, Class A-M, Class A-J, Class B, Xxxxx XClass C, Xxxss Class D, Class E, Class F, Class G, Class H, Class J, Class K, Class L, Class M, Class N, Class O, Class P, Class NRQ, Class X-1 S and Class X-2 X Certificates and the Class A-2FL Regular Interest will evidence "regular interests" in the Upper-Tier REMIC created hereunder. The sole Class of "residual interests" in the Upper-Tier REMIC created hereunder will be evidenced by the Class R Certificates.] . The following table sets forth the designation, the approximate pass-through rate (the "Pass-Through Rate"), the aggregate initial principal amount (the "Original Certificate BalancePrincipal Amount") or Notional Amount ("Original Notional Amount"), as applicable, and the initial ratings given each Class by the Rating Agencies (the "Original Ratings") for each Class of Certificates and the Class A-2FL Regular Interest comprising the interests in the Upper-Tier REMIC created hereunder: Approximate Initial Original Certificate Related Pass-Through Balance or Notional Ratings(1Rate Certificate Original Ratings Certificate (per annum) Rate Principal Amount (Moody's/S&PFitch (1) ------------ -------------------- ------------- [------------------- --------------------- ------------------- ------------------ Class A-1 Certificates](2A-1(2) [_____]4.061% $ [________] 69,950,000 Aaa/AAA [Class A-2 Certificates](2A-2(2) [_____]5.479% $ [________] 940,740,000 Aaa/AAA [Class A-2FL Regular Interest](2A-3(2) [_____]%(3) $[________](4) Aaa/AAA(5) [Class A-3 Certificates](2) [_____]%(6) 5.542% $ [________] 52,875,000 Aaa/AAA [Class A-4 Certificates](2A-AB(2) [_____]%(6) 5.535% $ [________] 111,500,000 Aaa/AAA [Class A-SB Certificates](2A-4(2) [_____]%(7) $ [________] 5.560% $1,598,772,000 Aaa/AAA [Class A-1A Certificates](2A-1A(2) [_____]%(6) 5.547% $ [________] 196,179,000 Aaa/AAA [Class A-M Certificates] [_____]%(6) 5.591% $ [________] 424,288,000 Aaa/AAA [Class A-J Certificates] [_____]%(8) 5.622% $ [________] 302,305,000 Aaa/AAA [Class B Certificates] [_____]%(8) 5.662% $ [________] 26,518,000 Aa1/AA+ Class C 5.672% $ 53,036,000 Aa2/AA [Class C Certificates] [_____]%(8) D 5.701%(3) $ [________] 37,125,000 Aa3/AA- [Class D Certificates] [_____]%(8) E 5.740%(3) $ [________] 37,125,000 A1/A+ Class F 5.770%(3) $ 42,429,000 A2/A [Class E Certificates] [_____]%(8) G 5.839%(3) $ [________] 53,036,000 A3/A- [Class F Certificates] [_____]%(8) H 6.036%(3) $ [________] 47,733,000 Baa1/BBB+ [Class G Certificates] [_____]%(8) J 6.134%(3) $ [________] 53,036,000 Baa2/BBB [Class H Certificates] [_____]%(8) K 6.374% $ [________] 42,428,000 Baa3/BBB- [Class J Certificates] [_____]%(7L 5.282%(3) $ [________] 26,518,000 Ba1/BB+ [Class K Certificates] [_____]%(7M 5.282%(3) $ [________] 15,911,000 Ba2/BB [Class L Certificates] [_____]%(7N 5.282%(3) $ [________] 15,911,000 Ba3/BB- [Class M Certificates] [_____]%(7O 5.282%(3) $ [________] 10,607,000 B1/B+ [Class N Certificates] [_____]%(7P 5.282%(3) $ [________] 10,607,000 B2/B [Class P Certificates] [_____]%(7Q 5.282%(3) $ [________] 15,911,000 B3/B- [Class NR Certificates] [_____]%(7S 5.282%(3) $ [________] *58,340,299 NR/* [NR Class R Certificates] N/A(9X 0.858%(6) N/A(9) */* [Class X-1 Certificates] [_____]%(10) $ [________](11$4,242,880,299(7) Aaa/AAA [Class X-2 Certificates] [_____]%(10R None None(8) $ [________](11) AaaNR/AAANR

Upper Tier REMIC. [The Class A-1, Class A-2, Class A-3, Class A-4, Class A-SB, Class A-1A, Class A-M, Class A-J, Class B, Xxxxx X, Xxxss Xxxxx D, Class E, Class F, Class G, Class H, Class J, Class K, Class L, Class M, Class N, Class P, Class NRQ, Class X-1 T, Class NR and Class X-2 X Certificates and the Class A-2FL Regular Interest will evidence "regular interests" in the Upper-Tier REMIC created hereunder. The sole Class of "residual interests" in the Upper-Tier REMIC created hereunder will be evidenced by the Class R Certificates.] . The following table sets forth the designation, the pass-through rate (the "Pass-Through Rate"), the aggregate initial principal amount (the "Original Certificate Balance") or Notional Amount ("Original Notional Amount"), as applicable, and the initial ratings given each Class by the Rating Agencies for each Class of Certificates and the Class A-2FL Regular Interest comprising the interests in the Upper-Tier REMIC created hereunder: Original Initial Original Certificate Pass-Through Balance or Notional Ratings(1) Rate Notional Amount (Moody's/S&P) ------------ -------------------- ------------- [----------------- ------------------- ---------------- Class A-1 Certificates](2Certificates(2) [_____]5.65100% $ [________] $62,183,000 Aaa/AAA [Class A-2 Certificates](2Certificates(2)(6) [_____]5.99226% $ [________] $915,605,000 Aaa/AAA [Class A-2FL Regular Interest](2Interest(2) [_____]%(3LIBOR+0.1400%(3) $[________](470,000,000(4) Aaa/AAA(5) [Class A-3 Certificates](2Certificates(2)(7) [_____]%(6) $ [________] 6.00726% $283,043,000 Aaa/AAA [Class A-4 Certificates](2Certificates(2) [_____]%(67) $ [________] 6.00726% $1,179,634,000 Aaa/AAA [Class A-SB Certificates](2Certificates(2) [_____]%(7) $ [________] 6.00726% $123,791,000 Aaa/AAA [Class A-1A Certificates](2Certificates(2) [_____]%(67) $ [________] 6.00726% $1,155,652,000 Aaa/AAA [Class A-M Certificates] [_____]%(6Certificates(7) $ [________] 6.00726% $541,415,000 Aaa/AAA [Class A-J Certificates] [_____]%(8) $ [________] Certificates(7) 6.00726% $426,365,000 Aaa/AAA [Class B Certificates] [_____]%(8) $ [________] Certificates(7) 6.00726% $33,839,000 Aa1/AA+ Class C Certificates(7) 6.00726% $81,212,000 Aa2/AA [Class C Certificates] [_____]%(8) $ [________] D Certificates(7) 6.00726% $54,141,0000 Aa3/AA- [Class D Certificates] [_____]%(8) $ [________] E Certificates(7) 6.00726% $27,071,000 A1/A+ Class F Certificates(7) 6.00726% $47,374,000 A2/A [Class E Certificates] [_____]%(8) $ [________] G Certificates(7) 6.00726% $54,142,0000 A3/A- [Class F Certificates] [_____]%(8) $ [________] H Certificates(7) 6.00726% $67,676,000 Baa1/BBB+ [Class G Certificates] [_____]%(8) $ [________] J Certificates(7) 6.00726% $47,374,000 Baa2/BBB [Class H Certificates] [_____]%(8) $ [________] K Certificates(7) 6.00726% $74,445,000 Baa3/BBB- [Class J Certificates] [_____]%(7L Certificates(8) $ [________] 5.58900% $20,303,000 Ba1/BB+ [Class K Certificates] [_____]%(7M Certificates(8) $ [________] 5.58900% $13,535,000 Ba2/BB [Class L Certificates] [_____]%(7N Certificates(8) $ [________] 5.58900% $20,304,000 Ba3/BB- [Class M Certificates] [_____]%(7P Certificates(8) $ [________] 5.58900% $6,767,000 B1/B+ [Class N Certificates] [_____]%(7Q Certificates(8) $ [________] 5.58900% $13,536,000 B2/B [Class P Certificates] [_____]%(7T Certificates(8) $ [________] 5.58900% $20,303,000 B3/B- [Class NR Certificates] [_____]%(7Certificates(8) $ [________] 5.58900% $74,444,806 *//*/* [Class R Certificates] Certificates N/A(9) N/A(9) *//*/* [Class X-1 Certificates] [_____]%(10X Certificates 0.02375%(10) $ [________](11) Aaa/AAA [Class X-2 Certificates] [_____]%(10) $ [________](11$5,414,154,806(11) Aaa/AAA

Upper Tier REMIC. [The Class A-1, Class A-2, Class A-3, Class A-4, Class A-SB, Class A-1A, Class X-1, Class X-2, Class A-M, Class AXxxxx X-JX, Xlass B, Class BC, Xxxxx X, Xxxss Class D, Class E, Class F, Class G, Class H, Class J, Class K, Class L, Class M, Class N, Class O, Class P, Class Q, Class NR, Class X-1 HG-1, Class HG-2, Class HG-3, Class HG-4, Class HG-5 and Class X-2 HG-X Certificates and the Class A-2FL Regular Interest will evidence "regular interests" in the Upper-Tier REMIC created hereunder. The sole Class of "residual interests" in the Upper-Tier REMIC created hereunder will be evidenced by the Class R Certificates.] . The following table sets forth the designation, the pass-through rate (the "Pass-Through Rate"), the aggregate initial principal amount (the "Original Certificate Balance") or Notional Amount ("Original Notional Amount"), as applicable, and the initial ratings given each Class by the Rating Agencies for each Class of Certificates and the Class A-2FL Regular Interest comprising the interests in the Upper-Tier REMIC created hereunder: Original Initial Original Certificate Pass-Through Balance or Notional Ratings(1) Rate Notional Amount (S&P/Moody's/S&PFitch) ------------ -------------------- ------------- [--------------- ------------------- Class A-1 Certificates](2Certificates(2) [_____]5.0350% $ [________] $250,560,000 AAA/Aaa/AAA [Class A-2 Certificates](2) [_____]% $ [________] Aaa/AAA [Class A-2FL Regular Interest](2Interest(2)(3) [_____]%(35.0780% $200,000,000(4) $[________](4) AAA/Aaa/AAA(5) [Class A-3 Certificates](2A-2 Certificates(2) [_____]%(6) $ [________] 5.1980% $297,502,000 AAA/Aaa/AAA [Class A-4 Certificates](2A-3 Certificates(2) [_____]%(65.2082%(6) $ [________] $171,451,000 AAA/Aaa/AAA [Class A-4 Certificates(2) 5.1792%(7) $1,395,870,000 AAA/Aaa/AAA Class A-SB Certificates](2Certificates(2) [_____]%(75.1692%(8) $ [________] $169,455,000 AAA/Aaa/AAA [Class A-1A Certificates](2Certificates(2) [_____]%(65.1812%(9) $ [________] $453,075,000 AAA/Aaa/AAA [Class A-M Certificates] [_____]%(6Certificates 5.2212%(10) $ [________] $419,702,000 AAA/Aaa/AAA [Class A-J Certificates] [_____]%(8) $ [________] Certificates 5.3002%(11) $299,038,000 AAA/Aaa/AAA [Class B Certificates] [_____]%(8) $ [________] Certificates 5.3342%(12) $26,231,000 AA+/Aa1/AA+ Class C Certificates 5.3342%(12) $73,448,000 AA/Aa2/AA [Class C Certificates] [_____]%(8) $ [________] Aa3D Certificates 5.3342%(12) $41,970,000 AA-/Aa3/AA- [Class D Certificates] [_____]%(8) $ [________] E Certificates 5.3342%(12) $20,985,000 A+/A1/A+ Class F Certificates 5.3342%(12) $52,463,000 A/A2/A [Class E Certificates] [_____]%(8) $ [________] A3G Certificates 5.3342%(12) $36,724,000 A-/A3/A- [Class F Certificates] [_____]%(8) $ [________] Baa1H Certificates 5.3342%(12) $52,463,000 BBB+/Baa1/BBB+ [Class G Certificates] [_____]%(8) $ [________] J Certificates 5.3342%(12) $41,970,000 BBB/Baa2/BBB [Class H Certificates] [_____]%(8) $ [________] Baa3K Certificates 5.3342%(12) $62,955,000 BBB-/Baa3/BBB- [Class J Certificates] [_____]%(7) $ [________] Ba1/BB+ [Class K Certificates] [_____]%(7) $ [________] Ba2/BB [Class L Certificates] [_____]%(7Certificates 4.9260%(13) $ [________] Ba3/BB- [$26,232,000 BB+/*/BB+ Class M Certificates] [_____]%(7Certificates 4.9260%(13) $ [________] B1/B+ [$15,739,000 BB/*/BB Class N Certificates] [_____]%(7Certificates 4.9260%(13) $ [________] B2/B [$15,738,000 BB-/*/BB- Class O Certificates 4.9260%(13) $5,247,000 B+/*/B+ Class P Certificates] [_____]%(7Certificates 4.9260%(13) $ [________] B3/B- [$5,246,000 B/*/B Class Q Certificates 4.9260%(13) $10,493,000 B-/*/B- Class NR Certificates] [_____]%(7Certificates 4.9650%(13) $ [________] $52,462,779 *//*/* [Class HG-1 Certificates 5.5560%(14) $27,000,000 */Ba3/* Class HG-2 Certificates 5.5560%(14) $24,000,000 */B1/* Class HG-3 Certificates 5.5560%(14) $40,800,000 */B2/* Class HG-4 Certificates 5.5560%(14) $32,400,000 */B3/* Class HG-5 Certificates 5.5560%(14) $5,800,000 */*/* Class HG-X Certificates 0.0810% $130,000,000(15) */Ba3/* Class R Certificates] Certificates N/A(9A(16) N/A(9A(16) *//*/* [Class X-1 Certificates] [_____]%(10Certificates 0.0333%(17) $ [________](11$4,197,019,779(18) AAA/Aaa/AAA [Class X-2 Certificates] [_____]%(10Certificates 0.1146%(17) $ [________](11$4,112,657,000(18) AAA/Aaa/AAAAAA ------------

Upper Tier REMIC. [The Class A-1, Class A-2, Class A-3A-3A1, Class A-3A2, Class A-4, Class A-SB, Class A-1A, Class A-M, Class A-J, Class B, Xxxxx XClass C, Xxxss Class D, Class E, Class F, Class G, Class H, Class J, Class K, Class L, Class M, Class N, Class P, Class NR, Class X-1 and Class X-2 Certificates and the Class A-2FL Regular Interest will evidence "regular interests" in the Upper-Tier REMIC created hereunder. The sole Class of "residual interests" in the Upper-Tier REMIC created hereunder will be evidenced by the Class R Certificates.] . The following table sets forth the designation, the pass-through rate (the "Pass-Through Rate"), the aggregate initial principal amount (the "Original Certificate Balance") or Notional Amount ("Original Notional Amount"), as applicable, and the initial ratings given each Class by the Rating Agencies for each Class of Certificates and the Class A-2FL Regular Interest comprising the interests in the Upper-Tier REMIC created hereunder: Initial Original Certificate Pass-Through Balance or Notional Ratings(1) Rate Amount (Moody's/S&PFitch/DBRS) ------------ --------------- -------------------- ------------- [-------------------- Class A-1 Certificates](2Certificates(2) [_____]4.6130% $ [________] 84,707,000 Aaa/AAA/AAA [Class A-2 Certificates](2Certificates(2) [_____]4.7900% $ [________] 227,323,000 Aaa/AAA/AAA [Class A-2FL Regular Interest](2Interest((4)) [_____]%(34.6730%((4)) $[________](4$ 100,000,000(5) Aaa/AAA(5AAA/AAA(6) [Class A-3 Certificates](2A-3A1 Certificates(2) [_____]%(64.8710% $ 179,929,000 Aaa/AAA/AAA Class A-3A2 Certificates(2) 4.9030% $ 75,000,000 Aaa/AAA/AAA Class A-4 Certificates(2) 4.9180%(3) $ [________] 580,269,000 Aaa/AAA [Class A-4 Certificates](2) [_____]%(6) $ [________] AaaAAA/AAA [Class A-SB Certificates](2Certificates(2) [_____]%(74.8240%(3) $ [________] 130,376,000 Aaa/AAA/AAA [Class A-1A Certificates](2Certificates(2) [_____]%(64.8900%(3) $ [________] 396,348,000 Aaa/AAA/AAA [Class A-M Certificates] [_____]%(6Certificates 4.9990%(3) $ [________] 267,707,000 Aaa/AAA/AAA [Class A-J Certificates] [_____]%(8) Certificates 5.0400%(3) $ [________] 204,127,000 Aaa/AAA/AAA [Class B Certificates] [_____]%(8) Certificates 5.1290%((3)) $ [________] 50,196,000 Aa2/AA/AA [Class C Certificates] [_____]%(8) Certificates 5.0540%((7)) $ [________] 23,424,000 Aa3/AA- [AA-/AA(low) Class D Certificates] [_____]%(8) Certificates 5.1230%((7)) $ [________] 46,849,000 A2/A/A [Class E Certificates] [_____]%(8) Certificates 5.1530%((8)) $ [________] 23,424,000 A3/A- [A-/A(low) Class F Certificates] [_____]%(8) Certificates 5.1530%((8)) $ [________] 40,156,000 Baa1/BBB+ [BB+/BBB(high) Class G Certificates] [_____]%(8) Certificates 5.1530%((8)) $ [________] 26,771,000 Baa2/BBB/BBB [Class H Certificates] [_____]%(8) Certificates 5.1530%((8)) $ [________] 30,117,000 Baa3/BBB- [BBB-/BBB(low) Class J Certificates] [_____]%(7Certificates 4.6700%(3) $ [________] 10,039,000 Ba1/BB+ [BB+/BB(high) Class K Certificates] [_____]%(7Certificates 4.6700%(3) $ [________] 13,386,000 Ba2/BB/BB [Class L Certificates] [_____]%(7Certificates 4.6700%(3) $ [________] 13,385,000 Ba3/BB- [BB-/BB(low) Class M Certificates] [_____]%(7Certificates 4.6700%(3) $ [________] 6,693,000 B1/B+ [B+/B(high) Class N Certificates] [_____]%(7Certificates 4.6700%(3) $ [________] 3,346,000 B2/B/B [Class P Certificates] [_____]%(7Certificates 4.6700%(3) $ [________] 10,039,000 B3/B- [B-/B(low) Class NR Certificates] [_____]%(7Certificates 4.6700%(3) $ [________] 33,463,880 */* [Class R Certificates] Certificates N/A(9A((9)) N/A(9A((9)) */* [Class X-1 Certificates] [_____]%(10Certificates 0.0417%((10)) $ [________](11) Aaa/AAA [Class X-2 Certificates] [_____]%(10) $ [________](11) 2,677,074,880 Aaa/AAA/AAA Class X-2 Certificates 0.2222%((10)) $ 2,602,260,000 Aaa/AAA/AAA ------------

Upper Tier REMIC. [The Class A-1, Class A-2, Class A-3, Class A-4, Class A-SB, Class A-1A, Class A-M, Class A-J, Class B, Xxxxx XClass C, Xxxss Class D, Class E, Class F, Class G, Class H, Class J, Class K, Class L, Class M, Class N, Class P, Class NRNR (other than with respect to the right to receive Excess Interest), Class X-1 and Class X-2 Certificates and the Class A-2FL Regular Interest will evidence "regular interests" in the Upper-Tier REMIC created hereunder. The sole Class of "residual interests" in the Upper-Tier REMIC created hereunder will be evidenced by the Class R Certificates.] . The following table sets forth the designation, the pass-through rate (the "Pass-Through Rate"), the aggregate initial principal amount (the "Original Certificate Balance") or Notional Amount ("Original Notional Amount"), as applicable, and the initial ratings given each Class by the Rating Agencies (the "Original Ratings") for each Class of Certificates and the Class A-2FL Regular Interest comprising the interests in the Upper-Tier REMIC created hereunder: Initial Original Certificate Related Pass-Through Rate Original Ratings Certificate (per annum) Certificate Balance or Notional Ratings(1S&P/Moody's(1) Rate Amount (Moody's-------------------------------------------------------------------------------- Class A-1(2) 2.7900% $80,000,000 AAA/S&PAaa Class A-2(2) ------------ -------------------- ------------- [3.8370% $188,000,000 AAA/Aaa Class A-1 Certificates](2A-3(2) [_____]4.0070% $ [________] Aaa$110,000,000 AAA/AAA [Aaa Class A-2 Certificates](2A-4(2) [_____]4.4040% $ [________] Aaa$349,357,000 AAA/AAA [Aaa Class A-2FL Regular Interest](2A-1A(2) [_____]%(34.1580% $344,749,000 AAA/Aaa Class B 4.5000% $31,348,000 AA/Aa2 Class C 4.5300% $14,107,000 AA-/Aa3 Class D 4.5690%(3) $[________](4) Aaa28,213,000 A/AAA(5) [Class A-3 Certificates](2) [_____]%(6) $ [________] Aaa/AAA [Class A-4 Certificates](2) [_____]%(6) $ [________] Aaa/AAA [Class A-SB Certificates](2) [_____]%(7) $ [________] Aaa/AAA [Class A-1A Certificates](2) [_____]%(6) $ [________] Aaa/AAA [Class A-M Certificates] [_____]%(6) $ [________] Aaa/AAA [Class A-J Certificates] [_____]%(8) $ [________] Aaa/AAA [Class B Certificates] [_____]%(8) $ [________] Aa2/AA [Class C Certificates] [_____]%(8) $ [________] Aa3/AA- [Class D Certificates] [_____]%(8) $ [________] A2/A [A2 Class E Certificates] [_____]%(8) $ [________] A3/A- [4.6490%(3) $14,107,000 A-/A3 Class F Certificates] [_____]%(8) $ [________] Baa1/BBB+ [4.8491%(4) $15,674,000 BBB+/Baa1 Class G Certificates] [_____]%(8) $ [________] Baa24.9481%(4) $12,539,000 BBB/BBB [Baa2 Class H Certificates] [_____]%(8) $ [________] Baa3/BBB- [5.4561%(4) $18,809,000 BBB-/Baa3 Class J Certificates] [_____]%(74.7330%(3) $ [________] Ba1/BB+ [$6,270,000 BB+/Ba1 Class K Certificates] [_____]%(74.7330%(3) $ [________] Ba2$6,269,000 BB/BB [Ba2 Class L Certificates] [_____]%(74.7330%(3) $ [________] Ba3/BB- [$6,270,000 BB-/Ba3 Class M Certificates] [_____]%(74.7330%(3) $ [________] B1/B+ [$4,702,000 B+/B1 Class N Certificates] [_____]%(74.7330%(3) $ [________] B2$4,702,000 B/B [B2 Class P Certificates] [_____]%(74.7330%(3) $ [________] B3/B- [$3,135,000 B-/B3 Class NR Certificates] [_____]%(74.7330%(3) $ [________] $15,674,805 */* [Class X-1 0.0668%(5) $1,253,925,805(6) AAA/Aaa Class X-2 1.3856%(5) $1,215,678,000(6) AAA/Aaa Class R Certificates] N/A(9) N/A(9None None(7) */* [Class X-1 Certificates] [_____]%(10) $ [________](11) Aaa/AAA [Class X-2 Certificates] [_____]%(10) $ [________](11) Aaa/AAA------------------

Upper Tier REMIC. [The Class A-1, Class A-2, Class A-3A-3A, Class A-3B, Class A-4, Class A-SB, Class A-1A, Class A-M, Class A-J, Class B, Xxxxx X, Xxxss Xxxxx D, Class E, Class F, Class G, Class H, Class J, Class K, Class L, Class M, Class N, Class P, Class NRQ, Class X-1 NR and Class X-2 X Certificates and the Class A-2FL A-3FL Regular Interest will evidence "regular interests" in the Upper-Tier REMIC created hereunder. The sole Class of "residual interests" in the Upper-Tier REMIC created hereunder will be evidenced by the Class R Certificates.] . The following table sets forth the designation, the pass-through rate (the "Pass-Through Rate"), the aggregate initial principal amount (the "Original Certificate Balance") or Notional Amount ("Original Notional Amount"), as applicable, and the initial ratings given each Class by the Rating Agencies for each Class of Certificates and the Class A-2FL A-3FL Regular Interest comprising the interests in the Upper-Tier REMIC created hereunder: Initial Original Certificate Pass-Through Balance or Notional Ratings(1) Rate Amount (Moody's/S&P/Fitch) ------------ -------------------- ------------- [--------------------- ------------------- Class A-1 Certificates](2Certificates(2) [_____]% 5.8335%(3) $ [________] 95,081,000 Aaa/AAA/AAA [Class A-2 Certificates](2Certificates(2) [_____]% 5.8615%(3) $ [________] 255,782,000 Aaa/AAA/AAA [Class A-2FL A-3A Certificates(2) 5.8775%(4) $ 75,000,000 Aaa/AAA/AAA Class A-3FL Regular Interest](2Interest(2) [_____]%(35.5100%(5) $[________](4$ 100,000,000(6) Aaa/AAA(5AAA/AAA(7) [Class A-3 Certificates](2A-3B Certificates(2) [_____]%(65.8755%(4) $ [________] 94,109,000 Aaa/AAA/AAA [Class A-4 Certificates](2Certificates(2) [_____]%(65.8755%(4) $ [________] 1,616,079,000 Aaa/AAA/AAA [Class A-SB Certificates](2Certificates(2) [_____]%(75.8755%(4) $ [________] 170,204,000 Aaa/AAA/AAA [Class A-1A Certificates](2Certificates(2) [_____]%(65.8755%(4) $ [________] 351,669,000 Aaa/AAA/AAA [Class A-M Certificates] [_____]%(6Certificates 5.8755%(4) $ [________] 393,989,000 Aaa/AAA/AAA [Class A-J Certificates] [_____]%(8) Certificates 5.8755%(4) $ [________] 310,267,000 Aaa/AAA/AAA [Class B Certificates] [_____]%(8) Certificates 5.8755%(4) $ [________] 78,798,000 Aa2/AA/AA [Class C Certificates] [_____]%(8) Certificates 5.8755%(4) $ [________] 44,323,000 Aa3/AA- [AA-/AA- Class D Certificates] [_____]%(8) Certificates 5.8755%(4) $ [________] 14,775,000 A1/A+/A+ Class E Certificates 5.8755%(4) $ 39,399,000 A2/A/A [Class E Certificates] [_____]%(8) F Certificates 5.8755%(4) $ [________] 39,399,000 A3/A- [A-/A- Class F Certificates] [_____]%(8) G Certificates 5.8755%(4) $ [________] 49,248,000 Baa1/BBB+ [BBB+/BBB+ Class G Certificates] [_____]%(8) H Certificates 5.8755%(4) $ [________] 39,399,000 Baa2/BBB/BBB [Class H Certificates] [_____]%(8) J Certificates 5.8755%(4) $ [________] 44,324,000 Baa3/BBB- [BBB-/BBB- Class J Certificates] [_____]%(7K Certificates 5.7260%(8) $ [________] 14,775,000 Ba1/BB+ [BB+/BB+ Class K Certificates] [_____]%(7L Certificates 5.7260%(8) $ [________] 14,774,000 Ba2/BB/BB [Class L Certificates] [_____]%(7M Certificates 5.7260%(8) $ [________] 19,700,000 Ba3/BB- [BB-/BB- Class M Certificates] [_____]%(7N Certificates 5.7260%(8) $ [________] B1/B+ [4,925,000 B1/*/* Class N Certificates] [_____]%(7P Certificates 5.7260%(8) $ [________] B2/B [14,774,000 B2/*/* Class P Certificates] [_____]%(7Q Certificates 5.7260%(8) $ [________] B3/B- [14,775,000 B3/*/* Class NR Certificates] [_____]%(7Certificates 5.7260%(8) $ [________] 44,324,158 *//*/* [Class R Certificates] Certificates N/A(9) N/A(9) *//*/* [Class X-1 Certificates] [_____]%(10X Certificates 0.0088%(10) $ [________](11) Aaa/AAA [Class X-2 Certificates] [_____]%(10) $ [________](113,939,892,158(11) Aaa/AAA/AAA --------------------

Upper Tier REMIC. [The Class A-1, Class A-2, Class A-3, Class A-4, Class A-SB, Class A-1A, Class A-M, Class A-J, Class B, Class C, Clxxx X, Xxxxx X, Xxxss D, Class E, Class F, Class G, Class H, Class J, Class K, Class L, Class M, Class N, Class P, Class NR, Class X-1 and Class X-2 Certificates and the Class A-2FL A-JFL Regular Interest will evidence "regular interests" in the Upper-Tier REMIC created hereunder. The sole Class of "residual interests" in the Upper-Tier REMIC created hereunder will be evidenced by the Class R Certificates.] . The following table sets forth the designation, the pass-through rate (the "Pass-Through Rate"), the aggregate initial principal amount (the "Original Certificate Balance") or Notional Amount ("Original Notional Amount"), as applicable, and the initial ratings given each Class by the Rating Agencies for each Class of Certificates and the Class A-2FL A-JFL Regular Interest comprising the interests in the Upper-Tier REMIC created hereunder: Original Initial Original Certificate Pass-Through Balance or Notional Ratings(1) Rate Notional Amount (Moody'sS&P/S&PMoody's) ------------ -------------------- ---------------------------- ------------- [------------------ ---------------- Class A-1 Certificates](2Certificates(2) [_____]4.5200% $ [________] Aaa$74,490,000 AAA/AAA [Aaa Class A-2 Certificates](2Certificates(2) [_____]5.0160% $ [________] Aaa$171,978,000 AAA/AAA [Aaa Class A-2FL Regular Interest](2A-3 Certificates(2) [_____]%(35.1970% $146,634,000 AAA/Aaa Class A-4 Certificates(2) 5.3350%(3) $[________](4) Aaa727,260,000 AAA/AAA(5) [Class A-3 Certificates](2) [_____]%(6) $ [________] Aaa/AAA [Class A-4 Certificates](2) [_____]%(6) $ [________] Aaa/AAA [Aaa Class A-SB Certificates](2Certificates(2) [_____]%(75.2010%(3) $ [________] Aaa$108,204,000 AAA/AAA [Aaa Class A-1A Certificates](2Certificates(2) [_____]%(65.3558%(7) $ [________] Aaa$212,208,000 AAA/AAA [Class A-M Certificates] [_____]%(6) $ [________] Aaa/AAA [Aaa Class A-J Certificates] [_____]%(8) $ [________] AaaCertificates 5.4568%(7) $67,063,000 AAA/AAA [Aaa Class A-JFL Regular 5.3350%(3) $50,000,000 AA/Aa2 Interest(4) Class B Certificates] [_____]%(8) $ [________] Aa2/AA [Certificates 5.5068%(7) $45,025,000 AA-/Aa3 Class C Certificates] [_____]%(8) $ [________] Aa3/AA- [Certificates 5.5378%(7) $18,009,000 A+/A1 Class D Certificates] [_____]%(8) $ [________] A2Certificates 5.5438%(8) $27,015,000 A/A [A2 Class E Certificates] [_____]%(8) $ [________] A3/A- [Certificates 5.5438%(8) $22,512,000 A-/A3 Class F Certificates] [_____]%(8) $ [________] Baa1/BBB+ [Certificates 5.5438%(8) $24,763,000 BBB+/Baa1 Class G Certificates] [_____]%(8) $ [________] Baa2Certificates 5.5438%(8) $18,010,000 BBB/BBB [Baa2 Class H Certificates] [_____]%(8) $ [________] Baa3/BBB- [Certificates 5.5438%(8) $24,763,000 BBB-/Baa3 Class J Certificates] [_____]%(7Certificates 5.1310%(3) $ [________] Ba1/BB+ [$6,754,000 BB+/Ba1 Class K Certificates] [_____]%(7Certificates 5.1310%(3) $ [________] Ba2$9,005,000 BB/BB [Ba2 Class L Certificates] [_____]%(7Certificates 5.1310%(3) $ [________] Ba3/BB- [$6,753,000 BB-/Ba3 Class M Certificates] [_____]%(7Certificates 5.1310%(3) $ [________] B1/B+ [$4,503,000 B+/B1 Class N Certificates] [_____]%(7Certificates 5.1310%(3) $ [________] B2$4,502,000 B/B [B2 Class P Certificates] [_____]%(7Certificates 5.1310%(3) $ [________] B3/B- [$6,754,000 B-/B3 Class NR Certificates] [_____]%(7Certificates 5.1310%(3) $ [________] $24,763,663 */* [Class R Certificates] N/A(9Certificates None(9) N/A(9) A */* [Class X-1 Certificates] [_____]%(10Certificates 0.0390%(10) $ [________](11) Aaa$1,800,968,663(11 AAA/AAA [Aaa Class X-2 Certificates] [_____]%(10Certificates 0.2396%(10) $ [________](11$1,755,407,000(11) AAA/Aaa/AAA

Upper Tier REMIC. [The Class A-1, Class A-2, Class A-3, Class A-4, Class A-SB, Class A-1A, Class A-M, Class A-J, Class B, Xxxxx X, Xxxss Xxxxx D, Class E, Class F, Class G, Class H, Class J, Class K, Class L, Class M, Class N, Class P, Class Q, Class T, Class NR, Class X-1 and Class X-2 Certificates and the Class A-2FL A-MFL Regular Interest will evidence "regular interests" in the Upper-Tier REMIC created hereunder. The sole Class of "residual interests" in the Upper-Tier REMIC created hereunder will be evidenced by the Class R Certificates.] . The following table sets forth the designation, the pass-through rate (the "Pass-Through Rate"), the aggregate initial principal amount (the "Original Certificate Balance") or Notional Amount (the "Original Notional Amount"), as applicable, and the initial ratings given each Class by the Rating Agencies for each Class of Certificates and the Class A-2FL A-MFL Regular Interest comprising the interests in the Upper-Tier REMIC created hereunder: Original Initial Original Certificate Pass-Through Balance or Notional Ratings(1) Rate Notional Amount (Moody's/S&P/Fitch) ------------ -------------------- ------------- [--------------- ------------------- Class A-1 Certificates](2Certificates(2) [_____]5.2730% $ [________] 29,042,000 Aaa/AAA/AAA [Class A-2 Certificates](2) [_____]Certificates 5.6290% $ [________] 105,103,000 Aaa/AAA/AAA [Class A-2FL Regular Interest](2A-3 Certificates(2) [_____]%(3) $[________](4) 5.8190% $ 208,581,000 Aaa/AAA(5AAA/AAA Class A-4 Certificates(2) [Class A-3 Certificates](2) [_____]%(65.7940%(3) $ [________] 991,709,000 Aaa/AAA [Class A-4 Certificates](2) [_____]%(6) $ [________] AaaAAA/AAA [Class A-SB Certificates](2Certificates 5.6880% $ 84,435,000 Aaa/AAA/AAA Class A-1A Certificates(2) [_____]%(75.7460%(3) $ [________] 361,383,000 Aaa/AAA [Class A-1A Certificates](2) [_____]%(6) $ [________] AaaAAA/AAA [Class A-M Certificates] [_____]%(6Certificates 5.9016%(7) $ [________] 219,322,000 Aaa/AAA/AAA [Class A-MFL Regular Interest(4) 5.9300%(3) $ 35,000,000(5) Aaa/AAA/AAA(6) Class A-J Certificates] [_____]%(8) Certificates 6.0986%(7) $ [________] 152,593,000 Aaa/AAA/AAA [Class B Certificates] [_____]%(8) Certificates 6.1986%(8) $ [________] 31,790,000 Aa1/AA+/AA+ Class C Certificates 6.1986%(8) $ 25,433,000 Aa2/AA/AA [Class C Certificates] [_____]%(8) D Certificates 6.1986%(8) $ [________] 28,611,000 Aa3/AA- [AA-/AA- Class D Certificates] [_____]%(8) E Certificates 6.1986%(8) $ [________] 22,253,000 A1/A+/A+ Class F Certificates 6.1986%(8) $ 22,253,000 A2/A/A [Class E Certificates] [_____]%(8) G Certificates 6.1986%(8) $ [________] 25,432,000 A3/A- [A-/A- Class F Certificates] [_____]%(8) H Certificates 6.1986%(8) $ [________] 34,970,000 Baa1/BBB+ [BBB+/BBB+ Class G Certificates] [_____]%(8) J Certificates 6.1986%(8) $ [________] 31,790,000 Baa2/BBB/BBB [Class H Certificates] [_____]%(8) K Certificates 6.1986%(8) $ [________] 28,611,000 Baa3/BBB- [BBB-/BBB- Class J Certificates] [_____]%(7) L Certificates 5.0810% $ [________] Ba1/BB+ [31,790,000 */BB+/BB+ Class K Certificates] [_____]%(7) M Certificates 5.0810% $ [________] Ba29,537,000 */BB/BB [Class L Certificates] [_____]%(7) $ [________] Ba3/BB- [Class M Certificates] [_____]%(7) $ [________] B1/B+ [Class N Certificates] [_____]%(7) Certificates 5.0810% $ [________] B2/B [6,359,000 */BB-/BB- Class P Certificates] [_____]%(7) Certificates 5.0810% $ [________] B3/B- [19,074,000 */B+/* Class Q Certificates 5.0810% $ 3,179,000 */B/* Class T Certificates 5.0810% $ 9,537,000 */B-/* Class NR Certificates] [_____]%(7) Certificates 5.0810% $ [________] 25,432,456 *//*/* [Class R Certificates] Certificates N/A(9) N/A(9) *//*/* [Class X-1 Certificates] [_____]%(10Certificates 0.0493%(10) $ [________](11) Aaa/AAA [Class X-2 Certificates] [_____]%(10) $ [________](11$2,543,219,456(11) Aaa/AAA/AAA Class X-2 Certificates 0.3481%(10) $2,457,314,000(11) Aaa/AAA/AAA ---------