Common use of User Descriptor Clause in Contracts

User Descriptor. When Cardholders receive their monthly statement from their respective Card issuers, each transaction entry will state the merchant name, in addition to other relevant information. Accordingly, to ensure that Cardholders recognize authorized transactions, it is important that User’s name is clearly identifiable to the Cardholder. Therefore, on the User Application, User must list its preferred “doing business as” (DBA) name, in addition to the legal name of the User entity. The User DBA name may differ from the legal name (which can represent the corporate owner or parent company), and may differ from the owner’s name which, for sole proprietorships, may reflect the business owner. On an ongoing basis, User shall promptly update Autobooks as to the current addresses of all its locations, its DBA names, and descriptions of its goods and services. To verify that User is using the DBA name that is most recognizable to Cardholders, User should ensure that the chosen DBA name is displayed on User’s signage, telephone directory listings, and marketing material. Autobooks will determine how the merchant descriptor will be identified to the Cardholder and will consider User’s requested input into such decision. In general, the Rules require that the descriptor field for each transaction include the name of both Autobooks and User. However, Autobooks may elect in its sole discretion to abbreviate its name, to allow for more characters to be used for User’s name. To minimize chargebacks, Autobooks recommends including User’s phone number in the descriptor field. The merchant descriptor will likely be formatted as follows.

User Descriptor. When Cardholders receive their monthly statement from their respective Card issuers, each transaction entry will state the merchant name, in addition to other relevant information. Accordingly, to ensure that Cardholders recognize authorized transactions, it is important that User’s 's name is clearly identifiable to the Cardholder. Therefore, on the User Application, User must list its preferred “"doing business as” " (DBA) name, in addition to the legal name of the User entity. The User DBA name may differ from the legal name (which can represent the corporate owner or parent company), and may differ from the owner’s 's name which, for sole proprietorships, may reflect the business owner. On an ongoing basis, User shall promptly update Autobooks as to the current addresses of all its locations, its DBA names, and descriptions of its goods and services. To verify that User is using the DBA name that is most recognizable to Cardholders, User should ensure that the chosen DBA name is displayed on User’s 's signage, telephone directory listings, and marketing material. Autobooks will determine how the merchant descriptor will be identified to the Cardholder and will consider User’s 's requested input into such decision. In general, the Rules require that the descriptor field for each transaction include the name of both Autobooks and User. However, Autobooks may elect in its sole discretion to abbreviate its name, to allow for more characters to be used for User’s 's name. To minimize chargebacks, Autobooks recommends including User’s 's phone number in the descriptor field. The merchant descriptor will likely be formatted as follows.