User ID and Security Clause Samples
User ID and Security. Prior to your first use of Online Banking, you will be provided with an invitation answer to be used during the registration process. You will be allowed to select a user ID and password upon your first entry into the system. You may change your password at any time via the Online Banking service. We will assign you a new password upon your request; however, you must first answer a series of security questions. Any password we assign you will be usable only once, and you will be required to change it the first time you use it to enter the system. YOU ARE RESPONSIBLE FOR KEEPING YOUR USER ID, PASSWORD, AND ACCOUNT DATA CONFIDENTIAL. You will need your user ID and password ("login credentials") to gain access to Online Banking. Use of your login credentials is the agreed security procedure between you and the Financial Institution. You should keep your login credentials confidential in order to prevent unauthorized use of Online Banking and, if applicable, the ▇▇▇▇ Pay service. Anyone to whom you give or disclose your login credentials, either deliberately or inadvertently, will have access to your accounts. You are responsible for all transactions against your account(s) made using Online Banking or ▇▇▇▇ Pay, including any transactions that may be unintentionally or inadvertently authorized or made, and any losses, charges, or penalties incurred as a result. In addition, except as otherwise provided in this Agreement, you are responsible for transactions by unauthorized persons using your login credentials. We reserve the right to deactivate any user ID that has been "inactive" for a period of 6 months or more. If your user ID has been deactivated, you will be required to go through the registration process again in order to restore access to Online Banking. You may not receive advance notice of user ID deactivation.
User ID and Security. To gain access to Online Banking you will be required to register and the Credit Union will authenticate your information and email, call or text you a secure code to continue your registration login process. Once the secure access code is verified you will then set up the User ID and Password. Use of your login credentials is the agreed security procedure between you and the Credit Union. You should keep your login credentials confidential in order to prevent unauthorized use of Online Banking. Anyone to whom you give or disclose your login credentials, either deliberately or inadvertently, will have access to your accounts. You are responsible for all transactions against your account(s) made using Online Banking, including any transactions that may have unintentionally or inadvertently authorized or made, and any losses, charges, or penalties incurred as a result. In addition, except as otherwise provided in this Agreement, you are responsible for transactions by unauthorized persons using your login credentials. You are responsible for keeping your User ID, Password and account data confidential. To help us better protect your account information and transactions, you will be prompted to provide a secure access code at random when you make certain transactions using the Service. We reserve the right to prevent access to the Service and/or refuse to process any payment or transfer for security reasons or if we suspect fraud. You agree to cooperate with us in the investigation and prosecution of any person who has obtained and used your user ID and password without your authorization.
User ID and Security. You may change your user ID or password at any time via the Online Banking Service. Any password we assign to you will be usable only once, and you will be required to change it the first time you use it to enter Online Banking. YOU ARE RESPONSIBLE FOR KEEPING YOUR USER ID, PASSWORD, AND ACCOUNT DATA CONFIDENTIAL. If you do not login for a 120-day period, your Online Banking access may be disabled. You will need your user ID and password ("login credentials") to gain access to Online Banking. Use of your login credentials is the agreed security procedure between you and the Bank. You should keep your login credentials confidential in order to prevent unauthorized use of Online Banking. Anyone to whom you give or disclose your login credentials, either deliberately or inadvertently, will have access to your accounts. You are responsible for all transactions against your account(s) made using Online Banking, including any transactions that may be unintentionally or inadvertently authorized or made, and any losses, charges, or penalties incurred as a result. In addition, except as otherwise provided in this Agreement, you are responsible for transactions by unauthorized persons using your login credentials. We reserve the right to deactivate any user ID at our sole discretion without advanced notice. If your user ID has been deactivated, you will be required to go through the registration process again to restore access to Online Banking. Advanced User authentication is designed to reduce the risk of fraud. The security system takes into account factors such as the type of transactions you ordinarily perform, the Devices you typically use to access your account, and the typical security settings for your Devices. Hundreds of factors such as these create a profile that is unique to you and helps us identify whether the person conducting a given activity or transaction within your account appears to be you.