Common use of Users Must Have a Permissible Purpose Clause in Contracts

Users Must Have a Permissible Purpose. Congress has limited the use of consumer reports to protect consumers' privacy. All users must have a permissible purpose under the FCRA to obtain a consumer report. Section 604 of the FCRA contains a list of the permissible purposes under the law. These are: · As ordered by a court or a federal grand jury subpoena. Section 604(a)(1) · As instructed by the consumer in writing. Section 604(a)(2) (A) For employment purposes, including hiring and promotion decisions, where the consumer has given written permission. Sections 604(a)(3)(B) and 604(b)

Users Must Have a Permissible Purpose. Congress has limited the use of consumer reports to protect consumers' consumer’s privacy. All users must have a permissible purpose under the FCRA to obtain a consumer report. Section 604 of the FCRA contains a list of the permissible purposes under the law. These are: · • As ordered by a court or a federal grand jury subpoena. Section 604(a)(1) · • As instructed by the consumer in writing. Section 604(a)(2) • For the extension of credit as a result of an application from a consumer, or the review or collection of a consumer’s account. Section 604(a)(3)(A) (A) For employment purposes, including hiring and promotion decisions, where the consumer has given written permission. Sections 604(a)(3)(B) and 604(b)