Common use of Usury Laws and Other Consumer Compliance Laws Clause in Contracts

Usury Laws and Other Consumer Compliance Laws. All loans of the Bank have been made in accordance with all applicable statutes and regulatory requirements at the time of such loan or any renewal thereof, including without limitation, the Texas usury statutes as they are currently interpreted, Regulation Z issued by the Federal Reserve, the Federal Consumer Credit Protection Act and all statutes and regulations governing the operation of banks chartered under the Laws of the State of Texas. Each loan on the books of the Bank was made in the ordinary course of business.

Appears in 4 contracts

Samples: Agreement and Plan of Reorganization (Third Coast Bancshares, Inc.), Agreement and Plan of Reorganization (Third Coast Bancshares, Inc.), Agreement and Plan of Reorganization (First Financial Bankshares Inc)

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Usury Laws and Other Consumer Compliance Laws. All loans of the Bank have been made in accordance compliance with all applicable statutes and regulatory requirements at the time of such loan or any renewal thereof, including without limitation, the Texas usury statutes as they are currently interpreted, Regulation Z (12 C.F.R. § 226 et seq.) issued by the Federal ReserveReserve Board, the Federal Consumer Credit Protection Act and all statutes and regulations governing (15 U.S.C. § 1601 et seq.), the operation of banks chartered under the Laws of the State of TexasTexas Consumer Credit Code (Tex. Each loan on the books of the Bank was made in the ordinary course of businessRev. Civ.

Appears in 1 contract

Samples: Agreement and Plan of Merger (Franklin Bank Corp)

Usury Laws and Other Consumer Compliance Laws. All loans of the Bank have been made in accordance compliance in all material respects with all applicable statutes and regulatory requirements at the time of such loan or any renewal thereof, including without limitation, the Texas usury statutes as they are currently interpreted, Regulation Z (12 C.F.R. § 226 et seq.) issued by the Federal ReserveFRB, the Federal Consumer Credit Protection Act and all statutes and regulations governing (15 U.S.C. § 1601 et seq.), the operation of banks chartered under the Laws of the State of TexasTexas Consumer Credit Code (Tex. Each loan on the books of the Bank was made in the ordinary course of businessRev. Civ.

Appears in 1 contract

Samples: Agreement and Plan of Reorganization (Franklin Bank Corp)

Usury Laws and Other Consumer Compliance Laws. All Except as set forth on Confidential Schedule 3.34, all loans of the Bank have been made substantially in accordance with all applicable statutes and regulatory requirements at the time of such loan or any renewal thereof, including without limitation, the Texas usury statutes as they are currently interpreted, Regulation Z issued by the Federal Reserve, the Federal Consumer Credit Protection Act and all statutes and regulations governing the operation of banks chartered under the Laws laws of the State of Texas. Each loan on the books of the Bank was made in the ordinary course of business.

Appears in 1 contract

Samples: Agreement and Plan of Merger (First Financial Bankshares Inc)

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Usury Laws and Other Consumer Compliance Laws. All loans of the State Bank have been made substantially in accordance with all applicable statutes and regulatory requirements at the time of such loan or any renewal thereof, including without limitation, the Texas usury statutes as they are currently interpreted, Regulation Z (12 C.F.R. §226 et seq.) issued by the Federal ReserveReserve Board, the Federal Consumer Credit Protection Act and all statutes and regulations governing (15 X.X.X. §0000 et seq.), the operation of banks chartered under the Laws of the State of TexasTexas Consumer Credit Code (Tex. Each loan on the books of the Bank was made in the ordinary course of businessRev. Civ.

Appears in 1 contract

Samples: Agreement and Plan of Reorganization (Bryan College Station Financial Holding Co)

Usury Laws and Other Consumer Compliance Laws. All Except as set forth on Confidential Schedule 3.34, all loans of the Bank have been made in accordance with all applicable statutes and regulatory requirements at the time of such loan or any renewal thereof, including without limitation, the Texas usury statutes as they are currently interpreted, Regulation Z issued by the Federal Reserve, the Federal Consumer Credit Protection Act and all statutes and regulations governing the operation of banks chartered under the Laws laws of the State of Texas. Each loan on the books of the Bank was made in the ordinary course of business.

Appears in 1 contract

Samples: Agreement and Plan of Merger (First Financial Bankshares Inc)

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