Common use of VARIABLE INTEREST RATE Clause in Contracts

VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from time to time based on changes in an independent index which is the the Prime Rate as published in the Wall Street Journal on the first business day of the previous month (the "Index"). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notice to Borrower. Lender will tell Borrower the current Index rate upon Xxxxxxxx's request. The interest rate change will not occur more often than each month, beginning May 1, 2004. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 4.000% per annum. The interest rate to be applied to the unpaid principal balance of this Note will be at a rate equal to the Index, resulting in an initial rate of 4.000% per annum. NOTICE: Under no circumstances will the interest rate on this Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from time to time based on changes in an independent index which is the the Prime Rate as published in the Wall Street Journal on the first business day of the previous month (the "Index"). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notice to Borrower. Lender will tell Borrower the current Index rate upon Xxxxxxxx's request. The interest rate change will not occur more often than each month, beginning May 1, 20042002. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 4.0004.750% per annum. The interest rate to be applied to the unpaid principal balance of this Note will be at a rate equal to the Index, resulting in an initial rate of 4.0004.750% per annum. NOTICE: Under no circumstances will the interest rate on this Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this Note loan is subject to change from time to time based on changes in an independent index which is the the National Prime Rate as published in the Money Section of the Wall Street Journal on the first business day of the previous month (the "“Index"”). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notice to notifying Borrower. Lender will tell Borrower the current Index rate upon Xxxxxxxx's Borrower’s request. The interest rate change will not occur more often than each month, beginning May 1, 2004day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 4.0006.500% per annum. The interest rate to be applied to the unpaid principal balance of during this Note loan will be at a rate equal to of 2.000 percentage points over the Index, resulting in an initial rate of 4.0008.500% per annum. NOTICE: Under no circumstances will the interest rate on this Note loan be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from time to time based on changes in an independent index which is the the Prime Rate as published in the Wall Street Journal on the first business day of the previous month (Western Edition) (the "“Index"”). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notice to Borrower. Lender will tell Borrower the current Index rate upon Xxxxxxxx's Borrower’s request. The interest rate change will not occur more often than each month, beginning May 1, 2004day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 4.000% per annum4.00%. The interest rate to be applied to the unpaid principal balance of this Note will be at a rate equal to of 0.500 percentage points over the Index, resulting in an initial rate of 4.000% per annum4.50%. NOTICE: Under no circumstances will the interest rate on this Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from time to time based on changes in an independent index which is the the Prime Rate means the highest bank prime rate as published recorded in the The Wall Street Journal on the first business day of the previous month in its general guide to money rates (the "Index"). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notice to notifying Borrower. Lender will tell Borrower the current Index rate upon XxxxxxxxBxxxxxxx's request. The interest rate change will not occur more often than each month, beginning May 1, 2004day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 4.0003.250% per annum. The interest rate to be applied to Interest on the unpaid principal balance of this Note will be at a rate equal to of 0.125 percentage points over the Index, resulting in an initial rate of 4.0003.375% per annumannum based on a year of 360 days. NOTICE: Under no circumstances will the interest rate on this Note be more than the maximum rate allowed by applicable law.