Common use of Verification of Transactions and Our Right to Reverse or Adjust Transactions Clause in Contracts

Verification of Transactions and Our Right to Reverse or Adjust Transactions. We may verify and correct any transaction, including those for which a receipt was provided, though we reserve the right not to do so in every case. We may reverse or otherwise adjust any transaction to correct any errors, at any time without prior notice to you, even if the reversal will result in an overdraft of your Account (including any applicable fees). Credit adjustments to your Account will be processed for any dollar amount. For debit adjustments to your Account, however, we may elect not to debit your Account to correct an error which you or a third party (e.g., another financial institution) cause if the adjustment is $1 or less. If we provide final credit to your Account to resolve an error and a merchant or other third party later provides a credit to address the same error, we may adjust the merchant or other third party credit to offset or account for the final credit we provided.

Verification of Transactions and Our Right to Reverse or Adjust Transactions. We may verify and correct any transaction, including those for which a receipt was provided, though we reserve the right not to do so in every case. We may reverse or otherwise adjust any transaction to correct any errors, at any time without prior notice to you, even if the reversal will result in an overdraft of your Account (including any applicable fees). Credit adjustments to your Account will be processed for any dollar amount. For debit adjustments to your Account, however, we may elect not to debit your Account to correct an error which you or a third party (e.g., another financial institution) cause if the adjustment is $1 or less. If we provide final credit to your Account to resolve an error and a merchant or other third party later provides a credit to address the same error, we may adjust the merchant or other third party credit to offset or account Account for the final credit we provided.