Common use of Voya Asia Pacific High Dividend Equity Income Fund Clause in Contracts

Voya Asia Pacific High Dividend Equity Income Fund. Voya Emerging Markets High Dividend Equity Fund Voya Global Advantage and Premium Opportunity Fund Voya Global Equity Dividend and Premium Opportunity Fund Voya Infrastructure, Industrials and Materials Fund Voya International High Dividend Equity Income Fund Voya Natural Resources Equity Income Fund Voya Prime Rate Trust Voya Senior Income Fund OPEN-END FUNDS: Voya Balanced Portfolio, Inc. Voya Balanced Portfolio Voya Equity Trust Voya Growth Opportunities Fund Voya Large Cap Value Fund Voya MidCap Opportunities Fund Voya Multi-Manager Mid Cap Value Fund Voya Real Estate Fund Voya SmallCap Opportunities Fund Voya Funds Trust Voya Floating Rate Fund Voya GNMA Income Fund Voya High Yield Bond Fund Voya Intermediate Bond Fund Voya Short Term Bond Fund Voya Strategic Income Opportunities Fund Voya Intermediate Bond Portfolio Voya Intermediate Bond Portfolio Voya Investors Trust VY® BlackRock Inflation Protected Bond Portfolio VY® Clarion Global Real Estate Portfolio VY® Clarion Real Estate Portfolio VY® DFA World Equity Portfolio VY® FMRSM Diversified Mid Cap Portfolio VY® Franklin Income Portfolio VY® Franklin Mutual Shares Portfolio VY® Xxxxxxxx Xxxxxxxxx Founding Strategy Portfolio Voya Global Perspectives Portfolio Voya Global Resources Portfolio Voya High Yield Portfolio VY® Invesco Growth and Income Portfolio VY® JPMorgan Emerging Markets Equity Portfolio VY® JPMorgan Small Cap Core Equity Portfolio Voya Large Cap Growth Portfolio Voya Large Cap Value Portfolio Voya Limited Maturity Bond Portfolio Voya Liquid Assets Portfolio VY® Xxxxxx Xxxxxxx Global Franchise Portfolio Voya Multi-Manager Large Cap Core Portfolio Voya Retirement Conservative Portfolio Voya Retirement Growth Portfolio Voya Retirement Moderate Growth Portfolio Voya Retirement Moderate Portfolio VY® X. Xxxx Price Capital Appreciation Portfolio VY® X. Xxxx Price Equity Income Portfolio VY® X. Xxxx Price International Stock Portfolio VY® Xxxxxxxxx Global Growth Portfolio Voya U.S. Stock Index Portfolio Voya Money Market Portfolio Voya Money Market Portfolio Voya Mutual Funds Voya Diversified Emerging Markets Debt Fund Voya Diversified International Fund Voya Emerging Markets Equity Dividend Fund Voya Global Bond Fund Voya Global Equity Dividend Fund Voya Global Natural Resources Fund Voya Global Perspectives Fund Voya Global Real Estate Fund Voya Global Value Advantage Fund (formerly International Value Equity Fund) Voya International Core Fund Voya International Real Estate Fund Voya Multi-Manager Emerging Markets Equity Fund Voya Multi-Manager International Equity Fund Voya Multi-Manager International Small Cap Fund Voya Russia Fund Voya Partners, Inc. Voya Aggregate Bond Portfolio VY® American Century Small-Mid Cap Value Portfolio VY® Baron Growth Portfolio VY® Columbia Contrarian Core Portfolio VY® Columbia Small Cap Value II Portfolio VY® Fidelity® VIP Contrafund® Portfolio VY® Fidelity® VIP Equity-Income Portfolio VY® Fidelity® VIP Mid Cap Portfolio Voya Global Bond Portfolio Voya Index Solution 2015 Portfolio Voya Index Solution 2020 Portfolio Voya Index Solution 2025 Portfolio Voya Index Solution 2030 Portfolio Voya Index Solution 2035 Portfolio Voya Index Solution 2040 Portfolio Voya Index Solution 2045 Portfolio Voya Index Solution 2050 Portfolio Voya Index Solution 2055 Portfolio Voya Index Solution 2060 Portfolio Voya Index Solution Income Portfolio VY® Invesco Xxxxxxxx Portfolio VY® Invesco Equity and Income Portfolio VY® JPMorgan Mid Cap Value Portfolio VY® Xxxxxxxxxxx Global Portfolio VY® Pioneer High Yield Portfolio Voya Solution 2015 Portfolio Voya Solution 2020 Portfolio Voya Solution 2025 Portfolio Voya Solution 2030 Portfolio Voya Solution 2035 Portfolio Voya Solution 2040 Portfolio Voya Solution 2045 Portfolio Voya Solution 2050 Portfolio Voya Solution 2055 Portfolio Voya Solution 2060 Portfolio Voya Solution Aggressive Portfolio Voya Solution Balanced Portfolio Voya Solution Conservative Portfolio Voya Solution Income Portfolio Voya Solution Moderately Aggressive Portfolio Voya Solution Moderately Conservative Portfolio VY® X. Xxxx Price Diversified Mid Cap Growth Portfolio VY® X. Xxxx Price Growth Equity Portfolio VY® Xxxxxxxxx Foreign Equity Portfolio

Voya Asia Pacific High Dividend Equity Income Fund. Voya Emerging Markets High Dividend Equity Fund Voya Global Advantage and Premium Opportunity Fund Voya Global Equity Dividend and Premium Opportunity Fund Voya Infrastructure, Industrials and Materials Fund Voya International High Dividend Equity Income Fund Voya Natural Resources Equity Income Fund Voya Prime Rate Trust Voya Senior Income Fund OPEN-END FUNDS: Voya Balanced Portfolio, Inc. Voya Balanced Portfolio Voya Equity Trust Voya Growth Opportunities Fund Voya Large Cap Value Fund Voya MidCap Opportunities Fund Voya Multi-Manager Mid Cap Value Fund Voya Real Estate Fund Voya SmallCap Opportunities Fund Voya Funds Trust Voya Floating Rate Fund Voya GNMA Income Fund Voya High Yield Bond Fund Voya Intermediate Bond Fund Voya Short Term Bond Fund Voya Strategic Income Opportunities Fund Voya Intermediate Bond Portfolio Voya Intermediate Bond Portfolio Voya Investors Trust VY® BlackRock Inflation Protected Bond Portfolio VY® Clarion Global Real Estate Portfolio VY® Clarion Real Estate Portfolio VY® DFA World Equity Portfolio VY® FMRSM Diversified Mid Cap Portfolio VY® Franklin Income Portfolio VY® Franklin Mutual Shares Portfolio VY® Xxxxxxxx Franklin Xxxxxxxxx Founding Strategy Portfolio Voya Global Perspectives Portfolio Voya Global Resources Portfolio Voya High Yield Portfolio VY® Invesco Growth and Income Portfolio VY® JPMorgan Emerging Markets Equity Portfolio VY® JPMorgan Small Cap Core Equity Portfolio Voya Large Cap Growth Portfolio Voya Large Cap Value Portfolio Voya Limited Maturity Bond Portfolio Voya Liquid Assets Portfolio VY® Xxxxxx Xxxxxxx Global Franchise Portfolio Voya Multi-Manager Large Cap Core Portfolio Voya Retirement Conservative Portfolio Voya Retirement Growth Portfolio Voya Retirement Moderate Growth Portfolio Voya Retirement Moderate Portfolio VY® X. Xxxx Price Capital Appreciation Portfolio VY® X. Xxxx Price Equity Income Portfolio VY® X. Xxxx Price International Stock Portfolio VY® Xxxxxxxxx Global Growth Portfolio Voya U.S. Stock Index Portfolio Voya Money Market Portfolio Voya Money Market Portfolio Voya Mutual Funds Voya Diversified Emerging Markets Debt Fund Voya Diversified International Fund Voya Emerging Markets Equity Dividend Fund Voya Global Bond Fund Voya Global Equity Dividend Fund Voya Global Natural Resources Fund Voya Global Perspectives Fund Voya Global Real Estate Fund Voya Global Value Advantage Fund (formerly International Value Equity Fund) Voya International Core Fund Voya International Real Estate Fund Voya Multi-Manager Emerging Markets Equity Fund Voya Multi-Manager International Equity Fund Voya Multi-Manager International Small Cap Fund Voya Russia Fund Voya Partners, Inc. Voya Aggregate Bond Portfolio VY® American Century Small-Mid Cap Value Portfolio VY® Baron Growth Portfolio VY® Columbia Contrarian Core Portfolio VY® Columbia Small Cap Value II Portfolio VY® Fidelity® VIP Contrafund® Portfolio VY® Fidelity® VIP Equity-Income Portfolio VY® Fidelity® VIP Mid Cap Portfolio Voya Global Bond Portfolio Voya Index Solution 2015 Portfolio Voya Index Solution 2020 Portfolio Voya Index Solution 2025 Portfolio Voya Index Solution 2030 Portfolio Voya Index Solution 2035 Portfolio Voya Index Solution 2040 Portfolio Voya Index Solution 2045 Portfolio Voya Index Solution 2050 Portfolio Voya Index Solution 2055 Portfolio Voya Index Solution 2060 Portfolio Voya Index Solution Income Portfolio VY® Invesco Xxxxxxxx Portfolio VY® Invesco Equity and Income Portfolio VY® JPMorgan Mid Cap Value Portfolio VY® Xxxxxxxxxxx Oppenheimer Global Portfolio VY® Pioneer High Yield Portfolio Voya Solution 2015 Portfolio Voya Solution 2020 Portfolio Voya Solution 2025 Portfolio Voya Solution 2030 Portfolio Voya Solution 2035 Portfolio Voya Solution 2040 Portfolio Voya Solution 2045 Portfolio Voya Solution 2050 Portfolio Voya Solution 2055 Portfolio Voya Solution 2060 Portfolio Voya Solution Aggressive Portfolio Voya Solution Balanced Portfolio Voya Solution Conservative Portfolio Voya Solution Income Portfolio Voya Solution Moderately Aggressive Portfolio Voya Solution Moderately Conservative Portfolio VY® X. Xxxx Price Diversified Mid Cap Growth Portfolio VY® X. Xxxx Price Growth Equity Portfolio VY® Xxxxxxxxx Foreign Equity Portfolio

Voya Asia Pacific High Dividend Equity Income Fund. Voya Emerging Markets High Dividend Equity Fund Voya Global Advantage and Premium Opportunity Fund Voya Global Equity Dividend and Premium Opportunity Fund Voya Infrastructure, Industrials and Materials Fund Voya International High Dividend Equity Income Fund Voya Natural Resources Equity Income Fund Voya Prime Rate Trust Voya Senior Income Fund OPEN-END FUNDS: Voya Balanced Portfolio, Inc. Voya Balanced Portfolio Voya Equity Trust Voya Growth Opportunities Fund Voya Large Cap Value Fund Voya MidCap Opportunities Fund Voya Multi-Manager Mid Cap Value Fund Voya Real Estate Fund Voya SmallCap Opportunities Fund Voya Funds Trust Voya Floating Rate Fund Voya GNMA Income Fund Voya High Yield Bond Fund Voya Intermediate Bond Fund Voya Short Term Bond Fund Voya Strategic Income Opportunities Fund Voya Intermediate Bond Portfolio Voya Intermediate Bond Portfolio Voya Investors Trust VY® BlackRock Inflation Protected Bond Portfolio VY® Clarion Global Real Estate Portfolio VY® Clarion Real Estate Portfolio VY® DFA World Equity Portfolio VY® FMRSM Diversified Mid Cap Portfolio VY® Franklin Income Portfolio VY® Franklin Mutual Shares Portfolio VY® Xxxxxxxx Xxxxxxxxx Founding Strategy Portfolio Voya Global Perspectives Portfolio Voya Global Resources Portfolio Voya High Yield Portfolio VY® Invesco Growth and Income Portfolio VY® JPMorgan Emerging Markets Equity Portfolio VY® JPMorgan Small Cap Core Equity Portfolio Voya Large Cap Growth Portfolio Voya Large Cap Value Portfolio Voya Limited Maturity Bond Portfolio Voya Liquid Assets Portfolio VY® Xxxxxx Xxxxxxx Global Franchise Portfolio Voya Multi-Manager Large Cap Core Portfolio Voya Retirement Conservative Portfolio Voya Retirement Growth Portfolio Voya Retirement Moderate Growth Portfolio Voya Retirement Moderate Portfolio VY® X. Xxxx Price Capital Appreciation Portfolio VY® X. Xxxx Price Equity Income Portfolio VY® X. Xxxx Price International Stock Portfolio VY® Xxxxxxxxx Global Growth Portfolio Voya U.S. Stock Index Portfolio Voya Money Market Portfolio Voya Money Market Portfolio Voya Mutual Funds Voya Diversified Emerging Markets Debt Fund Voya Diversified International Fund Voya Emerging Markets Equity Dividend Fund Voya Global Bond Fund Voya Global Equity Dividend Fund Voya Global Natural Resources Fund Voya Global Perspectives Fund Voya Global Real Estate Fund Voya Global Value Advantage Fund (formerly International Value Equity Fund) Voya International Core Fund Voya International Real Estate Fund Voya Multi-Manager Emerging Markets Equity Fund Voya Multi-Manager International Equity Fund Voya Multi-Manager International Small Cap Fund Voya Russia Fund Voya Partners, Inc. Voya Aggregate Bond Portfolio VY® American Century Small-Mid Cap Value Portfolio VY® Baron Growth Portfolio VY® Columbia Contrarian Core Portfolio VY® Columbia Small Cap Value II Portfolio VY® Fidelity® VIP Contrafund® Portfolio VY® Fidelity® VIP Equity-Income Portfolio VY® Fidelity® VIP Mid Cap Portfolio Voya Global Bond Portfolio Voya Index Solution 2015 Portfolio Voya Index Solution 2020 Portfolio Voya Index Solution 2025 Portfolio Voya Index Solution 2030 Portfolio Voya Index Solution 2035 Portfolio Voya Index Solution 2040 Portfolio Voya Index Solution 2045 Portfolio Voya Index Solution 2050 Portfolio Voya Index Solution 2055 Portfolio Voya Index Solution 2060 Portfolio Voya Index Solution Income Portfolio VY® Invesco Xxxxxxxx Portfolio VY® Invesco Equity and Income Portfolio VY® JPMorgan Mid Cap Value Portfolio VY® Xxxxxxxxxxx Global Portfolio VY® Pioneer High Yield Portfolio Voya Solution 2015 Portfolio Voya Solution 2020 Portfolio Voya Solution 2025 Portfolio Voya Solution 2030 Portfolio Voya Solution 2035 Portfolio Voya Solution 2040 Portfolio Voya Solution 2045 Portfolio Voya Solution 2050 Portfolio Voya Solution 2055 Portfolio Voya Solution 2060 Portfolio Voya Solution Aggressive Portfolio Voya Solution Balanced Portfolio Voya Solution Conservative Portfolio Voya Solution Income Portfolio Voya Solution Moderately Aggressive Portfolio Voya Solution Moderately Conservative Portfolio VY® X. Xxxx Price Diversified Mid Cap Growth Portfolio VY® X. Xxxx Price Growth Equity Portfolio VY® Xxxxxxxxx Foreign Equity Portfolio

Voya Asia Pacific High Dividend Equity Income Fund. 470269 Voya Balanced Portfolio, Inc. Voya Balanced Portfolio 464428 Voya Emerging Markets High Dividend Equity Fund 471840 Voya Equity Trust Voya Large-Cap Growth Fund 464733 Voya Large Cap Value Fund 471164 Voya MidCap Opportunities Fund 464741 Voya Multi-Manager Mid Cap Value Fund Composite – 472138 Hxxx Sleeve – 472391 LSV Sleeve – 473941 Wellington Sleeve – 472393 VIL Sleeve – 941479 Voya Real Estate Fund 464746 Voya SmallCap Opportunities Fund 464743 Vxxx XXXX Cap Growth Fund 473002 Voya U.S. High Dividend Low Volatility Fund 473010 Voya Funds Trust Voya GNMA Income Fund 464012 Voya High Yield Bond Fund 464010 Voya Intermediate Bond Fund 464006 Voya Short Term Bond Fund 473565 Voya Strategic Income Opportunities Fund 473423 Voya Global Advantage and Premium Opportunity Fund Domestic – 464792 Global – 464790 Composite – 464791 Voya Global Equity Dividend and Premium Opportunity Fund 464767 Voya Government Money Market Portfolio 464412 Voya Infrastructure, Industrials and Materials Fund Equity – 471149 Composite – 471153 Derivative – 471155 Voya Intermediate Bond Portfolio 464400 Fund BNY Account Number (domestic/global) Voya International High Dividend Equity Income Fund Voya Natural Resources Equity Income Fund Voya Prime Rate Trust Voya Senior Income Fund OPEN-END FUNDS: Voya Balanced Portfolio, Inc. Voya Balanced Portfolio Voya Equity Trust Voya Growth Opportunities Fund Voya Large Cap Value Fund Voya MidCap Opportunities Fund Voya Multi-Manager Mid Cap Value Fund Voya Real Estate Fund Voya SmallCap Opportunities Fund Voya Funds Trust Voya Floating Rate Fund Voya GNMA Income Fund Voya High Yield Bond Fund Voya Intermediate Bond Fund Voya Short Term Bond Fund Voya Strategic Income Opportunities Fund Voya Intermediate Bond Portfolio Voya Intermediate Bond Portfolio VIM – 471086 NNIP Europe – 471088 Voya Investors Trust VY® BlackRock Inflation Protected Bond Portfolio 470551 VY® Clarion Global Real Estate Portfolio 464280 VY® Clarion Real Estate Portfolio 058086 VY® DFA World Equity Portfolio VYFMR® FMRSM Diversified Mid Cap Portfolio 058404 VY® Franklin Income Portfolio VY® Franklin Mutual Shares Portfolio VY® Xxxxxxxx Xxxxxxxxx Founding Strategy Portfolio 464703 Voya Global Perspectives Perspectives® Portfolio 473354 Voya Global Resources Government Liquid Assets Portfolio 058081 Voya High Yield Portfolio 464018 VY® Invesco Growth and Income Portfolio 058090 VY® JPMorgan Emerging Markets Equity Portfolio 058096 VY® JPMorgan Small Cap Core Equity Portfolio 279610 Voya Large Cap Growth Portfolio 464706 Voya Large Cap Value Portfolio 470567 Voya Limited Maturity Bond Portfolio Voya Liquid Assets Portfolio 058082 VY® Xxxxxx Xxxxxxx Mxxxxx Sxxxxxx Global Franchise Portfolio 279605 Voya Multi-Manager Large Cap Core Portfolio Composite – 473408 Columbia Sleeve – 464578 London Sleeve – 473406 VIL Sleeve – 941481 Voya Retirement Conservative Portfolio 471092 Voya Retirement Growth Portfolio 464996 Voya Retirement Moderate Growth Portfolio 464994 Voya Retirement Moderate Portfolio 464992 VY® X. T. Xxxx Price Capital Appreciation Portfolio 058084 VY® X. T. Xxxx Price Equity Income Portfolio 058087 VY® X. T. Xxxx Price International Stock Portfolio 464576 VY® Xxxxxxxxx Txxxxxxxx Global Growth Portfolio 058095 Voya U.S. Stock Index Portfolio Voya Money Market Portfolio Voya Money Market Portfolio 464701 Voya Mutual Funds Voya CBRE Global Infrastructure Fund 939952 Voya CBRE Long/Short Fund 939953 Voya Diversified Emerging Markets Debt Fund 473424 Voya Diversified International Fund Voya Emerging Markets Equity Dividend Fund 464292 Voya Global Bond Fund 464773 Voya Global Corporate Leaders® 100 Fund 473004 Voya Global Equity Dividend Fund 464751 Voya Global Natural Resources Equity Fund 464218 Voya Global Perspectives High Dividend Low Volatility Fund 473009 Voya Global Perspectives® Fund 473352 Voya Global Real Estate Fund Voya Global Value Advantage Fund (formerly International Value Equity Fund) Voya International Core Fund 464220 Voya International Real Estate Fund Voya Multi-Manager Emerging Markets Equity 464298 Fund Voya Multi-Manager International Equity Fund Voya Multi-Manager International Small Cap Fund Voya Russia Fund Voya Partners, Inc. Voya Aggregate Bond Portfolio VY® American Century Small-Mid Cap Value Portfolio VY® Baron Growth Portfolio VY® Columbia Contrarian Core Portfolio VY® Columbia Small Cap Value II Portfolio VY® Fidelity® VIP Contrafund® Portfolio VY® Fidelity® VIP Equity-Income Portfolio VY® Fidelity® VIP Mid Cap Portfolio Voya Global Bond Portfolio Voya Index Solution 2015 Portfolio Voya Index Solution 2020 Portfolio Voya Index Solution 2025 Portfolio Voya Index Solution 2030 Portfolio Voya Index Solution 2035 Portfolio Voya Index Solution 2040 Portfolio Voya Index Solution 2045 Portfolio Voya Index Solution 2050 Portfolio Voya Index Solution 2055 Portfolio Voya Index Solution 2060 Portfolio Voya Index Solution Income Portfolio VY® Invesco Xxxxxxxx Portfolio VY® Invesco Equity and Income Portfolio VY® JPMorgan Mid Cap Value Portfolio VY® Xxxxxxxxxxx Global Portfolio VY® Pioneer High Yield Portfolio Voya Solution 2015 Portfolio Voya Solution 2020 Portfolio Voya Solution 2025 Portfolio Voya Solution 2030 Portfolio Voya Solution 2035 Portfolio Voya Solution 2040 Portfolio Voya Solution 2045 Portfolio Voya Solution 2050 Portfolio Voya Solution 2055 Portfolio Voya Solution 2060 Portfolio Voya Solution Aggressive Portfolio Voya Solution Balanced Portfolio Voya Solution Conservative Portfolio Voya Solution Income Portfolio Voya Solution Moderately Aggressive Portfolio Voya Solution Moderately Conservative Portfolio VY® X. Xxxx Price Diversified Mid Cap Growth Portfolio VY® X. Xxxx Price Growth Equity Portfolio VY® Xxxxxxxxx Foreign Equity PortfolioBNY Account Number (domestic/global)