We do not cover. (1) Use of a credit card, electronic fund transfer card or access device:
(a) By a resident of your household;
(b) By a person who has been entrusted with either type of card or access device; or
(c) If an "insured" has not complied with all terms and conditions under which the cards are issued or the devices accessed; or
(2) Loss arising out of "business" use or dishonesty of an "insured".
We do not cover. (1) The loss in value to any covered building or other structure due to the requirements of any ordinance or law; or
(2) The costs to comply with any ordinance or law which requires any "insured" or others to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, pollutants in or on any covered building or other structure.
We do not cover. (1) The loss in value to any property covered under Coverage A due to the requirements of any ordinance or law; or
(2) The costs to comply with any ordinance or law which requires any "insured" or others to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, pollutants in or on any property covered under Coverage A. Pollutants means any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed. This coverage is additional insurance.
We do not cover. (1) The loss in value to any property cov- ered under Coverage A due to the re- quirements of any ordinance or law; or
(2) The costs to comply with any ordinance or law which requires any "insured" or others, to test for, monitor, clean up, remove, contain, treat, detoxify or neu- tralize, or in any way respond to, or as- sess the effects of, pollutants in or on any property covered under Coverage A. Pollutants means any solid, liquid, gaseous or thermal irritant or contami- nant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed. This coverage is additional insurance.
We do not cover a. General service and maintenance including but not limited to the build-up of leaves, fat or oil blockages within the drainage system and clearance of any debris.
b. Any drainage system which is not of clay pot, plastic, P.V.C or concrete construction.
c. Cesspits, septic tanks, vacuum drainage systems and electric pumps.
d. Plumbing and filtration system for swimming pools or spa bath.
e. Detached outbuildings.
f. Guttering or fall pipes of the home.
g. Damage to drains caused by structures not conforming to local building regulations or caused as a result of negligence or neglect.
h. Drain clearance where you have been previously advised of the need to install access points (e.g. rodding eye, manhole, etc.).
i. Soil vent pipes.
j. Roofs and rooflines.
k. Any repair to a drain which requires excavation.
l. Any drain which is not in the sole use of the agreement holder but is shared.
We do not cover a) General maintenance including, but not limited to, descaling of central heating pipes, adeustment to the timing and temperature controls of the domestic gas central heating system and/or venting sbleeding) of radiators
b) Maintenance or replacement of fan convector heaters, heated towel rails or underfoor heating
c) Corrosion or any work arising from hard water scale deposits
d) Removal of sludge or hard water scale from the protected system.
e) The repair or replacement of any part which has ceased to function due to a blockage caused by sludge or ground air and water source pumps.
We do not cover o. Pest infestation in your garden.
p. Pests in any outbuildings.
q. Other animal control issues.
r. Any claim where the pest infestation is not readily visible (Tracing and investigation of infestation is excluded from cover).
We do not cover bodily injury or property damage arising out of the business pursuits of an insured person when the business is owned or financially controlled by the insured person. This also means a partnership or joint venture of which an insured person is a partner or member;
We do not cover. (1) The loss in value to any property cov- ered under Coverage A due to the re- quirements of any ordinance or law; or
(2) The costs to comply with any ordinance or law which requires any "insured" or others, to test for, monitor, clean up, remove, contain, treat, detoxify or neu- tralize, or in any way respond to, or as- sess the effects of, pollutants or “con- taminants" in or on any property covered under Coverage A. Pollutants means any solid, liquid, gaseous or thermal irritant or contami- nant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed. This coverage is additional insurance.
We do not cover a) General maintenance including, but not limited to, descaling of central heating pipes, adjustment to the timing and temperature controls of the domestic gas central heating system and/or venting (bleeding) of radiators
b) Maintenance or replacement of fan convector heaters, heated towel rails or underfloor heating
c) Corrosion or any work arising from hard water scale deposits
d) Removal of sludge or hard water scale from the protected system
e) Solar powered panels, associated systems or ground air and water source pumps
