When We Cancel. If you fail to pay your premium, we may cancel your coverage at any time. A notice will be sent to you providing at least 10 days’ notice of our intent to cancel or such other time as required by the state of your primary address. We may also cancel your coverage by giving you at least 30 days notice for any of the following reasons.
When We Cancel. When cancellation is for nonpayment of premium, at least 10 days’ written notice of cancellation accompanied by the reason therefor shall be given to the insured. When such cancellation or termination occurs during the first 90 days during which the insurance is in force and the insurance is canceled or terminated for reasons other than nonpayment of premium, at least 20 days’ written notice of cancellation or termination accompanied by the reason therefor shall be given except where there has been a material misstatement or misrepresentation or failure to comply with the underwriting requirements established by the insurer After the policy has been in effect for 90 days, no such policy shall be canceled by the insurer except when there has been a material misstatement, a nonpayment of premium, a failure to comply with underwriting requirements established by the insurer within 90 days of the date of effectuation of coverage, or a substantial change in the risk covered by the policy or when the cancellation is for all insureds under such policies for a given class of insureds. This subsection does not apply to individually rated risks having a policy term of less than 90 days.
When We Cancel. We may cancel this policy at any time by mailing or delivering written notice of cancellation to you at least:
When We Cancel. Written notice of policy cancellation will be sent to you at least 10 days before canceling the policy if it is due to non-payment of premium or if the policy has not been in effect for 60 days. If policy has been in effect for more than 60 days, or has renewed, we will send you written notice 20 days before the cancellation date. The cancellation must be based on certain conditions, including non-payment of premium, fraud, or change in risk.
