Common use of WITHDRAWALS AT TERMINATION OF CONTRACT Clause in Contracts

WITHDRAWALS AT TERMINATION OF CONTRACT. You may, in conjunction with a termination of the Contract, make a Withdrawal of the balance from the entire Contractholder Fixed Account over a five-year period. During the five-year payout period, interest will be added to the Contractholder Fixed Account at the end of each day on the amount of the Contractholder Fixed Account at the end of the preceding day at an Effective Annual Rate determined on the Withdrawal Date. This rate is equal to the interest rate then applicable to the Contractholder Fixed Account less 0.50%. In no event will the interest paid under this provision be less than the Minimum Rate. We will pay one-sixth of the balance of the Contractholder Fixed Account within 90 days of the Withdrawal Date; we will pay one-fifth of the Contractholder Fixed Account as of the first anniversary of the Withdrawal Date on the first Business Day following the first anniversary of the Withdrawal Date; we will pay one-fourth of the Contractholder Fixed Account as of the second anniversary of the Withdrawal Date on the first Business Day following the second anniversary of the Withdrawal Date; we will pay one-third of the Contractholder Fixed Account as of the third anniversary of the Withdrawal Date on the first Business Day following the third anniversary of the Withdrawal Date; we will pay one-half of the Contractholder Fixed Account as of the fourth anniversary of the Withdrawal Date on the first Business Day following the fourth anniversary of the Withdrawal Date and we will pay the remaining balance of the Contractholder DC-401457-2015CT 10 Fixed Account on the first Business Day following the fifth anniversary of the Withdrawal Date. We will make all payments to You or to any institution or account You designate. We will make all payments from the Contractholder Variable Account to You or to an institution or account You designate. We will usually pay the entire balance of the Contractholder Variable Account within seven Business Days after receipt of a Good Order request for a Withdrawal at termination of the Contract. However, We can postpone such payments if:

WITHDRAWALS AT TERMINATION OF CONTRACT. You may, in conjunction with a termination of the Contract, make a Withdrawal of the balance from the entire Contractholder Fixed Account over a fivefour-year period, less applicable Deferred Sales Charges described in Section 11. During the fivefour-year payout period, interest will be added to the Contractholder Fixed Account at the end of each day on the amount of the Contractholder Fixed Account at the end of the preceding day at an Effective Annual Rate determined on the Withdrawal Date. This rate is equal to determined by multiplying each Rate Segment by the interest rate then applicable that applies to that segment, adding the Contractholder Fixed Account less products, dividing the sum by the total dollar amount of all segments and subtracting 0.50%. In no event will the interest paid under this provision be less than the Minimum Rate3.0%. We will pay one-sixth fifth of the balance of the Contractholder Fixed Account within 90 days of the Withdrawal Date; we . We will pay one-fifth fourth of the Contractholder Fixed Account as of the first anniversary of the Withdrawal Date on the first Business Day following the first anniversary of the Withdrawal Date; we . If payments are over a period of greater than two years, subsequent payments will pay one-fourth of the Contractholder Fixed Account as of the second anniversary of the Withdrawal Date be made on the first Business Day following the second anniversary of the Withdrawal Date; we , with each such payment substantially equal in amount to the previous payment. We will pay one-third the entire balance of the Contractholder Fixed Account as of the third anniversary of the Withdrawal Date on the first Business Day following the third anniversary of the Withdrawal Date; we will pay one-half of the Contractholder Fixed Account as of the fourth anniversary of the Withdrawal Date on the first Business Day following the fourth anniversary of the Withdrawal Date and we will pay the remaining balance of the Contractholder DC-401457-2015CT 10 Fixed Account on the first Business Day following the fifth anniversary of the Withdrawal Date. We will make all payments to You you or to any institution or account You you designate. We will make all payments from the Contractholder Variable Account to You you or to an institution or account You you designate. We will usually pay the entire balance of the Contractholder Variable Account within seven Business Days after receipt of a Good Order request for a Withdrawal at termination of the Contract. However, We we can postpone such payments if:

WITHDRAWALS AT TERMINATION OF CONTRACT. You may, in conjunction with a termination of the Contract, make a Withdrawal of the balance from the entire Contractholder Fixed Account over a five[two-year year] period, less applicable Deferred Sales Charges described in Section 11. During the five[two-year year] payout period, interest will be added to the Contractholder Fixed Account at the end of each day on the amount of the Contractholder Fixed Account at the end of the preceding day at an Effective Annual Rate determined on the Withdrawal Date. This rate is equal to determined by multiplying each Rate Segment by the interest rate then applicable that applies to that segment, adding the Contractholder Fixed Account less products, dividing the sum by the total dollar amount of all segments and subtracting 0.50%. In no event will the interest paid under this provision be less than the Minimum Rate3.0%. We will pay [one-sixth third] of the balance of the Contractholder Fixed Account within 90 days of the Withdrawal Date; we . We will pay [one-fifth half] of the Contractholder Fixed Account as of the first anniversary of the Withdrawal Date on the first Business Day following the first anniversary of the Withdrawal Date; we . [If payments are over a period of greater than two years, subsequent payments will pay one-fourth of the Contractholder Fixed Account as of the second anniversary of the Withdrawal Date be made on the first Business Day following the second anniversary of the Withdrawal Date; we will pay one-third of , with each such payment substantially equal in amount to the Contractholder Fixed Account as of the third anniversary of the Withdrawal Date on the first Business Day following the third anniversary of the Withdrawal Date; we will pay one-half of the Contractholder Fixed Account as of the fourth anniversary of the Withdrawal Date on the first Business Day following the fourth anniversary of the Withdrawal Date and we previous payment.] We will pay the remaining entire balance of the Contractholder DC-401457-2015CT 10 Fixed Account on the first Business Day following the fifth [second] anniversary of the Withdrawal Date. We will make all payments to You you or to any institution or account You you designate. We will make all payments from the Contractholder Variable Account to You you or to an institution or account You you designate. We will usually pay the entire balance of the Contractholder Variable Account within seven Business Days after receipt of a Good Order request for a Withdrawal at termination of the Contract. However, We we can postpone such payments if:

WITHDRAWALS AT TERMINATION OF CONTRACT. You may, in conjunction with a termination of the Contract, make a Withdrawal of the balance from the entire Contractholder Fixed Account over a five-year period. During the five-year payout period, interest will be added to the Contractholder Fixed Account at the end of each day on the amount of the Contractholder Fixed Account at the end of the preceding day at an Effective Annual Rate determined on the Withdrawal Date. This rate is equal to the interest rate then applicable to the Contractholder Fixed Account less 0.50%. In no event will the interest paid under this provision be less than the Minimum Rate. We will pay one-sixth of the balance of the Contractholder Fixed Account within 90 days of the Withdrawal Date; we will pay one-fifth of the Contractholder Fixed Account as of the first anniversary of the Withdrawal Date on the first Business Day following the first anniversary of the Withdrawal Date; we will pay one-fourth of the Contractholder Fixed Account as of the second anniversary of the Withdrawal Date on the first Business Day following the second anniversary of the Withdrawal Date; we will pay one-third of the Contractholder Fixed Account as of the third anniversary of the Withdrawal Date on the first Business Day following the third anniversary of the Withdrawal Date; we will pay one-half of the Contractholder Fixed Account as of the fourth anniversary of the Withdrawal Date on the first Business Day following the fourth anniversary of the Withdrawal Date and we will pay the remaining balance of the Contractholder DC-401457DC-403-2015CT 10 Fixed Account on the first Business Day following the fifth anniversary of the Withdrawal Date. We will make all payments to You or to any institution or account You designate. We will make all payments from the Contractholder Variable Account to You or to an institution or account You designate. We will usually pay the entire balance of the Contractholder Variable Account within seven Business Days after receipt of a Good Order request for a Withdrawal at termination of the Contract. However, We can postpone such payments if:

WITHDRAWALS AT TERMINATION OF CONTRACT. You may, in conjunction with a termination of the ContractContract as described in Section 8, make a Withdrawal of the entire balance from of the entire Contractholder Fixed Account after the deduction of any applicable Deferred Sales Charges over a five-year period. During the five-year payout period, interest will be added to the Contractholder Fixed Account at the end of each day on the amount of the Contractholder Fixed Account at the end of the preceding day at an Effective Annual Rate determined on the Withdrawal Date. This rate is equal to determined by multiplying the dollar amount of each Rate Segment by the interest rate then applicable that applies to that segment, adding the Contractholder Fixed Account less products, dividing the sum by the total dollar amount of all segments and subtracting 0.50%. Alternatively, at your election, Prudential can reset the interest rate annually throughout the payout period as provided under Section 3.3 with no 0.50% reduction. In no event will the interest paid under this provision Section be less than the Minimum Rate3.0% per annum. We will pay one-sixth of the balance of the Contractholder Fixed Account within 90 days of the Withdrawal Date; we will pay one-fifth of the balance of the then-current Contractholder Fixed Account as of the first anniversary of the Withdrawal Date on the first Business Day following the first anniversary of the Withdrawal Date; we . We will pay one-fourth of the then-current Contractholder Fixed Account as of the second anniversary of the Withdrawal Date on the first Business Day following the second anniversary of the Withdrawal Date; we . We will pay one-third of the then-current Contractholder Fixed Account as of the third anniversary of the Withdrawal Date on the first Business Day following the third anniversary of the Withdrawal Date; we . We will pay one-half of the then-current Contractholder Fixed Account as of the fourth anniversary of the Withdrawal Date on the first Business Day following the fourth anniversary of the Withdrawal Date and we Date. We will pay the remaining balance remainder of the then-current Contractholder DC-401457-2015CT 10 Fixed Account on the first Business Day following as of the fifth anniversary of the Withdrawal Date. We will make all payments to You you or to any institution or account You designate. We will make all payments from the Contractholder Variable Account to You or to an institution or account You designate. We will usually pay the entire balance of the Contractholder Variable Account within seven Business Days after receipt of a Good Order request for a Withdrawal at termination of the Contract. However, We can postpone such payments if:you