Common use of XXXXXXXX AND W Clause in Contracts

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13, 1998 By: /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. Xxxxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13February 15, 1998 2000 By: /s/ XXXXXXX Xxxxxxx X. XXXXXXXX Xxxxxxxx --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13February 15, 1998 By: 2000 /s/ XXXX Xxxx X. XXXXXXXX Xxxxxxxx ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. Xxxxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13February 14, 1998 2000 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13February 14, 1998 By: 2000 /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13February 14, 1998 By: 2000 /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxXxxxxxxx Dated: February 14, 2000 /s/ W. XXXXXXX XXXXXX ---------------------------------- W. Xxxxxxx Xxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13August 23, 1998 By: /s/ 2000 By:/s/ XXXXXXX X. XXXXXXXX --------------------------------- ------------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13August 23, 1998 By: 2000 /s/ XXXX X. XXXXXXXX ---------------------------------- ------------------------------------- Xxxx X. Xxxxxxxx Dated: October 13August 23, 1998 By: 2000 /s/ XXXXXXX X. XXXXXXXX ---------------------------------- ------------------------------------- Xxxxxxx X. XxxxxxxxXxxxxxxx Dated: August 23, 2000 /s/ W. XXXXXXX XXXXXX ------------------------------------- W. XXXXXXX XXXXXX

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13April 17, 1998 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13April 17, 1998 FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. VOTING TRUST By: /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxTrustee

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13February 18, 1998 2000 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13February 18, 1998 By: 2000 /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13February 18, 1998 By: 2000 /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. Xxxxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13July 16, 1998 2001 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13July 16, 1998 By: 2001 /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13July 16, 1998 By: 2001 /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxXxxxxxxx Dated: July 16, 2001 /s/ W. XXXXXXX XXXXXX ---------------------------------- W. Xxxxxxx Xxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXXXX XXXXXXXX XXXXXX GROUP, INC. Dated: October 13June 11, 1998 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13June 11, 1998 XXXXXXXX XXXXXXXX XXXXXX GROUP, INC. VOTING TRUST By: /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxTrustee

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXXXX XXXXXXXX XXXXXX GROUP, INC. Dated: October 13September 11, 1998 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13September 11, 1998 XXXXXXXX XXXXXXXX XXXXXX GROUP, INC. VOTING TRUST By: /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxTrustee

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXXXX XXXXXXXX XXXXXX GROUP, INC. Dated: October 13May 11, 1998 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13May 11, 1998 XXXXXXXX XXXXXXXX XXXXXX GROUP, INC. VOTING TRUST By: /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxTrustee

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXXXX XXXXXXXX XXXXXX GROUP, INC. Dated: October 13December 9, 1998 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13December 9, 1998 By: /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13December 9, 1998 By: /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxXxxxxxxx Dated: December 9, 1998 By: /s/ W. XXXXXXX XXXXXX ---------------------------------- W. Xxxxxxx Xxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13February 16, 1998 2001 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13February 16, 1998 By: 2001 /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13February 16, 1998 By: 2001 /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxXxxxxxxx Dated: February 16, 2001 /s/ W. XXXXXXX XXXXXX ---------------------------------- W. Xxxxxxx Xxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13March 15, 1998 2001 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13March 15, 1998 By: 2001 /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX Dated: March 15, 2001 ---------------------------------- Xxxxxxx X. XxxxxxxxXxxxxxxx /s/ W. XXXXXXX XXXXXX Dated: March 15, 2001 ---------------------------------- W. Xxxxxxx Xxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13July 14, 1998 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13July 14, 1998 FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. VOTING TRUST By: /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxTrustee

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance inaccordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13March 15, 1998 2001 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13March 15, 1998 By: 2001 /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13March 15, 1998 By: 2001 /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxXxxxxxxx Dated: March 15, 2001 /s/ W. XXXXXXX XXXXXX ---------------------------------- W. Xxxxxxx Xxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXXXX XXXXXXXX XXXXXX GROUP, INC. Dated: October 13July 14, 1998 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13July 14, 1998 XXXXXXXX XXXXXXXX XXXXXX GROUP, INC. VOTING TRUST By: /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxTrustee

XXXXXXXX AND W. XXXXXXX RXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX RXXXXX GROUP, INC. Dated: October 13May 14, 1998 2001 By: /s/ XXXXXXX EXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx Exxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13May 14, 1998 By: 2001 /s/ XXXX EXXX X. XXXXXXXX ---------------------------------- Xxxx Exxx X. Xxxxxxxx Dated: October 13May 14, 1998 By: 2001 /s/ XXXXXXX EXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx Exxxxxx X. XxxxxxxxXxxxxxxx Dated: May 14, 2001 /s/ W. RXXXXXX XXXXXX ---------------------------------- W. Rxxxxxx Xxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October March 13, 1998 2000 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October March 13, 1998 By: 2000 /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October March 13, 1998 By: 2000 /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxXxxxxxxx Dated: March 13, 2000 /s/ W. XXXXXXX XXXXXX ---------------------------------- W. Xxxxxxx Xxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13April 12, 1998 2001 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13April 12, 1998 By: 2001 /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13April 12, 1998 By: 2001 /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxXxxxxxxx Dated: April 12, 2001 /s/ W. XXXXXXX XXXXXX ---------------------------------- W. Xxxxxxx Xxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXXXX XXXXXXXX XXXXXX GROUP, INC. Dated: October 13August 10, 1998 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13August 10, 1998 XXXXXXXX XXXXXXXX XXXXXX GROUP, INC. VOTING TRUST By: /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxTrustee

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13July 26, 1998 1999 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13July 26, 1998 By: 1999 /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13July 26, 1998 By: 1999 /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxXxxxxxxx Dated: July 26, 1999 /s/ W. XXXXXXX XXXXXX ---------------------------------- W. Xxxxxxx Xxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13February 14, 1998 2001 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13February 14, 1998 By: 2001 /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13February 14, 1998 By: 2001 /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxXxxxxxxx Dated: February 14, 2001 /s/ W. XXXXXXX XXXXXX ---------------------------------- W. Xxxxxxx Xxxxxx

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13May 28, 1998 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13May 28, 1998 FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. VOTING TRUST By: /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxTrustee

XXXXXXXX AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a statement on Schedule 13G relating to their ownership of Common Stock of the Issuer and do hereby further agree that said statement shall be filed on behalf of each of them. FRIEDMAN, BILLINGS, XXXXXX GROUP, INC. Dated: October 13June 12, 1998 2000 By: /s/ XXXXXXX X. XXXXXXXX --------------------------------- Name: Xxxxxxx X. Xxxxxxxx Title: Chairman Dated: October 13June 12, 1998 By: 2000 /s/ XXXX X. XXXXXXXX ---------------------------------- Xxxx X. Xxxxxxxx Dated: October 13June 12, 1998 By: 2000 /s/ XXXXXXX X. XXXXXXXX ---------------------------------- Xxxxxxx X. XxxxxxxxXxxxxxxx Dated: June 12, 2000 /s/ W. XXXXXXX XXXXXX ---------------------------------- W. Xxxxxxx Xxxxxx