Xxxxxxxx Title President 0000 Xxxxxxx Xx. Xxxxxx, Xxxxx 00000 Optionee represents that he/he is familiar with the terms and provisions thereof, and hereby accepts this Option subject to all the terms and provisions of this Option Agreement. Optionee hereby agrees to accept as binding, conclusive and final all decisions or interpretations of the Company upon any questions arising under this Option Agreement. By: /s/ Xxxxx Xxxx ------------------------------- Xxxxx Xxxx, Optionee Address: 000 Xxxxx Xxx Xxxxx Xxxxxx Xxxxxx Xxxxx. 00000 NONQUALIFIED STOCK OPTION AGREEMENT FIRSTPLUS FINANCIAL GROUP, INC. A Nonqualified Stock Option (the "Option") for a total of NINE HUNDRED SEVENTY-FOUR (974) shares (the "Shares") of common stock, par value $0.01 per share (the "Common Stock"), of FIRSTPLUS Financial Group, Inc. (the "Company"), is hereby granted to XXXXX XXXX (the "Optionee") pursuant to the terms of this Option Agreement (the "Option Agreement").