Common use of Your Password Clause in Contracts

Your Password. For security purposes, you are required to change your Password upon your initial login to Internet Banking. You determine what Password you will use. The identity of your Password is not known to us. You agree that we are authorized to act on instructions received under your Password. You accept responsibility for the confidentiality and security of your Password and agree to change your Password regularly. Upon three unsuccessful attempts to use your Password, your access to Internet Banking will be revoked. To re‐establish your authorization to access Internet Banking, you must contact us to have your Password reset or to obtain a new temporary Password. If the confidentiality of your user name or Password is, or you believe may be, compromised, you agree to notify us immediately. In the event your user name or Password is compromised you may be required to establish a new one. You must take every precaution to ensure the safety, security and integrity of your Accounts and transactions with the Services. Your user name and Password allow access to your Accounts and the Services provided for herein; providing these to another person shall constitute a grant of authority to access your Accounts for all purposes, including, without limitation, access under the Electronic Fund Transfer Act and Regulation E, as applicable. Such authorization shall continue until you have notified us that such person is not authorized to act with regard to your Accounts and the Services. We recommend that you create a Password that utilizes numeric and alphanumeric characters for purposes of security. Your Password should not be associated with any commonly known personal identification, such as social security numbers, address, date of birth, names of children, and should be memorized rather than written down.

Your Password. For security purposes, you are required to change your Password upon your initial login to Internet Banking. You determine what Password you will use. The identity of your Password is not known to us. You agree that we are authorized to act on instructions received under your Password. You accept responsibility for the confidentiality and security of your Password and agree to change your Password regularly. Upon three unsuccessful attempts to use your Password, your access to Internet Banking will be revoked. To re‐establish re-establish your authorization to access Internet Banking, you must contact us to have your Password reset or to obtain a new temporary Password. If the confidentiality of your user name or Password is, or you believe may be, compromised, you agree to notify us immediately. In the event your user name or Password is compromised you may be required to establish a new one. You must take every precaution to ensure the safety, security and integrity of your Accounts and transactions with the Services. Your user name and Password allow access to your Accounts and the Services provided for herein; providing these to another person shall constitute a grant of authority to access your Accounts for all purposes, including, without limitation, access under the Electronic Fund Transfer Act and Regulation E, as applicable. Such authorization shall continue until you have notified us that such person is not authorized to act with regard to your Accounts and the Services. We recommend that you create a Password that utilizes numeric and alphanumeric characters for purposes of security. Your Password should not be associated with any commonly known personal identification, such as social security numbers, address, date of birth, names of children, and should be memorized rather than written down.

Your Password. For security purposes, you are required to change your Password upon your initial login to Internet Banking. You determine what Password you will use. The identity of your Password is not known to us. You agree that we are authorized to act on instructions received under your Password. You accept responsibility for the confidentiality and security of your Password and agree to change your Password regularly. Upon three unsuccessful attempts to use your Password, your access to Internet Banking will be revoked. To re‐establish re- establish your authorization to access Internet Banking, you must contact us to have your Password reset or to obtain a new temporary Password. If the confidentiality of your user name or Password is, or you believe may be, compromised, you agree to notify us immediately. In the event your user name or Password is compromised you may be required to establish a new one. You must take every precaution to ensure the safety, security and integrity of your Accounts and transactions with the Services. Your user name and Password allow access to your Accounts and the Services provided for herein; providing these to another person shall constitute a grant of authority to access your Accounts for all purposes, including, without limitation, access under the Electronic Fund Transfer Act and Regulation E, as applicable. Such authorization shall continue until you have notified us that such person is not authorized to act with regard to your Accounts and the Services. We recommend that you create a Password that utilizes numeric and alphanumeric characters for purposes of security. Your Password should not be associated with any commonly known personal identification, such as social security numbers, address, date of birth, names of children, and should be memorized rather than written down.

Your Password. For security purposes, you are required to change your the temporary Password upon your initial login to Internet we issue you the first time you access Online Banking. You determine what Password you will use. The identity of , and your Password is not known communicated to us. You agree that we are authorized to act on any instructions received under your Password. You accept responsibility are responsible for the confidentiality and security of your Password and agree to change your Password regularly. Upon three unsuccessful attempts You agree that you are responsible to use your Password, your access to Internet Banking will be revoked. To re‐establish your authorization to access Internet Banking, you must contact us to have your Password reset or to obtain a new temporary Password. If the confidentiality of make certain that your user name or Password is, or you believe may be, compromised, you agree ID and password are maintained in a secure manner and not disclosed to notify us immediately. In the event your user name or Password is compromised you may be required to establish a new one. You must take every precaution to ensure the safety, security and integrity of your Accounts and transactions with the Services. Your user name and Password allow access to your Accounts and the Services provided for herein; providing these to another any person shall constitute a grant of authority to access your Accounts for all purposes, including, without limitation, access under the Electronic Fund Transfer Act and Regulation E, as applicable. Such authorization shall continue until you have notified us that such person who is not authorized to act with regard to obtain account information or conduct transactions on your Accounts and the Servicesaccount. We Your Password must contain no fewer than six characters. For purposes of security, we recommend that you create a Password that utilizes numeric numbers, uppercase letters, lowercase letters, and alphanumeric characters for purposes of securityspecial characters. Your Password should be complex and not be well-known or predictable phases or be associated with any commonly known personal identification, such as social security numbersSocial Security number, address, date of birth, birth or names of children, and any children or spouse. Your Password should be memorized rather than written down. If you use any method of storing user ID's or passwords on your computer and/or electronic device, you agree that you are solely responsible for any access obtained to account information or any transactions conducted on any account as a result of the computer and/or electronic device being lost/stolen and/or compromised. After five unsuccessful attempts to use your Password, your access to Online Banking will be revoked. To reestablish your authorization to use Online Banking, you must be provided a new temporary Password. While this may be inconvenient, it is done as a security precaution. Notify us AT ONCE if you have lost your Password or if you think someone else may have it, so we can take appropriate action.

Your Password. For security purposes, you are required to change your Password upon your initial login to Internet Online Banking. You determine what Password you will use. The identity of your Password is not known to us. You agree that we are authorized to act on instructions received under your Password. You accept responsibility for the confidentiality and security of your Password and agree to change your Password regularly. Upon three unsuccessful attempts to use your Password, your access to Internet Online Banking will be revoked. To re‐establish your authorization to access Internet Online Banking, you must contact us to have your Password reset or to obtain a new temporary Password. If the confidentiality of your user name or Password is, or you believe may be, compromised, you agree to notify us immediately. In the event your user name or Password is compromised you may be required to establish a new one. You must take every precaution to ensure the safety, security and integrity of your Accounts and transactions with the Services. Your user name and Password allow access to your Accounts and the Services provided for herein; providing these to another person shall constitute a grant of authority to access your Accounts for all purposes, including, without limitation, access under the Electronic Fund Transfer Act and Regulation E, as applicable. Such authorization shall continue until you have notified us that such person is not authorized to act with regard to your Accounts and the Services. We recommend that you create a Password that utilizes numeric and alphanumeric characters for purposes of security. Your Password should not be associated with any commonly known personal identification, such as social security numbers, address, date of birth, names of children, and should be memorized rather than written down.