Common use of Your Responsibility to Promptly Review Your Statements Clause in Contracts

Your Responsibility to Promptly Review Your Statements. You are responsible for promptly examining your account statements and for reporting any irregularities, errors, and disputes to us. If you receive your statements through the U.S. mail, you will be considered to have received your account statement within five (5) calendar days after the statement ending date. This is the case even if you have requested that we hold your statements. If you receive your statement electronically, you will be deemed to have received the statement upon receipt of the electronic notice we send to you via e-mail advising you of the availability of your statement or once the Bank has made your statement available through an electronic service, as further outlined above in the “Electronic Account Statements” subsection. You must notify us in writing within thirty (30) calendar days of your receipt of a statement if you believe the statement contains an error, including but not limited to, any forged or altered check, any unauthorized transaction, any item with a missing signature, or any other disputed matter, including any fees or charges that we assessed. We have extended the time period to sixty (60) calendar days from your receipt of a statement for “preauthorized drafts” or “remotely created checks” as described in the subsection of the Agreement entitled “Authorizing Others to Create Checks or Drafts Drawn on your Account.” For all other checks or drafts, the time period is thirty (30) calendar days from your receipt of a statement showing the item. Your notice must identify the particular item(s) that you consider erroneous, forged, altered or otherwise unauthorized. If you do not notify us in writing within the required time period, you are precluded from recovering any amount that you later claim was unauthorized, in error, or disputed with respect to an item reflected on that statement. If an item is unauthorized and the same individual commits a series of forged or altered checks involving your account, you must notify us in writing within thirty (30) calendar days of your receipt of the first statement containing a description of any such irregularity. Otherwise, your account statement will be deemed to be correct, and you will not be able to recover from the Bank payments that you later claim were unauthorized. Different rules apply to electronic funds transfers from personal accounts; for more information regarding these rules, please see the “Electronic Fund Transfer Act Disclosures” section of this Agreement.

Your Responsibility to Promptly Review Your Statements. You are responsible for promptly examining your account statements and for reporting any irregularities, errors, and disputes irregularities to us. If you receive your statements through the U.S. mail, you will be considered to have received your account statement within five (5) calendar days after the statement ending date. This is the case even if you have requested that we hold your statements. If you receive your statement electronically, you will be deemed to have received the statement upon receipt of the electronic notice we send to you via e-mail advising you of the availability of your statement or once the Bank has made your statement available through an electronic service, as further outlined above in the “Electronic Account Statements” subsection. You must notify us in writing within thirty (30) calendar days of your receipt of a statement (or within thirty (30) calendar days of receiving a notice from us of the availability of your statement, if you are a consumer and have consented to receive your statements only in electronic format), if you believe the statement contains an error, including but not limited to, any error or that a forged or altered check, any check or other unauthorized transaction, any item with a missing signature, or any other disputed matter, including any fees or charges that we assessedtransaction was made from your account. (We have extended the time period to sixty (60) calendar days from your receipt of a statement for “preauthorized drafts” or “remotely created checks” as described in the subsection of the Agreement Part IV, Section C. 8. above, entitled “Authorizing Others to Create Checks or Drafts Drawn on your Account.” For ”), but for all other checks or drafts, the time period is thirty (30) calendar days from your receipt of a statement showing the item. Your notice must identify the particular item(s) items that you consider erroneous, forged, altered or otherwise unauthorized. If you do not notify us in writing within the required time period, you are precluded from recovering any amount that you later claim was unauthorized, in error, or disputed unauthorized with respect to an item reflected on that statement. If an item is unauthorized and the same individual commits a series of forged or altered checks involving your account, you must notify us in writing within thirty (30) calendar days of your receipt of the first statement containing a description of any such irregularity. Otherwise, your account statement will be deemed to be correct, and you will not be able to recover from the Bank payments that you later claim were unauthorized. Different rules apply to electronic funds transfers from personal accounts; for more information regarding these rulesaccounts (see Part V, please see the “Regulatory Disclosure”, Section C entitled “Electronic Fund Transfer Act Disclosures” section of this Agreement”). If you receive your statements through the U.S. mail, you will be considered to have received your account statement within five (5) calendar days after its ending date. This is the case even if you have requested that we hold your statements.

Your Responsibility to Promptly Review Your Statements. You are responsible for promptly examining your account statements and for reporting any irregularities, errors, and disputes irregularities to us. If you receive your statements through the U.S. mail, you will be considered to have received your account statement within five (5) calendar days after the statement ending date. This is the case even if you have requested that we hold your statements. If you receive your statement electronically, you will be deemed to have received the statement upon receipt of the electronic notice we send to you via e-mail advising you of the availability of your statement or once the Bank has made your statement available through an electronic service, as further outlined above in the “Electronic Account Statements” subsection. You must notify us in writing within thirty (30) calendar days of your receipt of a statement (or within thirty (30) calendar days of receiving a notice from us of the availability of your statement, if you are a consumer and have consented to receive your statements only in electronic format), if you believe the statement contains an error, including but not limited to, any error or that a forged or altered check, any check or other unauthorized transaction, any item with a missing signature, or any other disputed matter, including any fees or charges that we assessedtransaction was made from your account. (We have extended the time period to sixty (60) calendar days from your receipt of a statement for “preauthorized drafts” or “remotely created checks” as described in the subsection of the Agreement Part IV, Section C. 8. above, entitled “Authorizing Others to Create Checks or Drafts Drawn on your Account.” For ”), but for all other checks or drafts, the time period is thirty (30) calendar days from your receipt of a statement showing the item. Your notice must identify the particular item(s) items that you consider erroneous, forged, altered or otherwise unauthorized. If you do not notify us in writing within the required time period, you are precluded from recovering any amount that you later claim was unauthorized, in error, or disputed unauthorized with respect to an item reflected reflected on that statement. If an item is unauthorized and the same individual commits a series of forged or altered checks involving your account, you must notify us in writing within thirty (30) calendar days of your receipt of the first first statement containing a description of any such irregularity. Otherwise, your account statement will be deemed to be correct, and you will not be able to recover from the Bank payments that you later claim were unauthorized. Different rules apply to electronic funds transfers from personal accounts; for more information regarding these rulesaccounts (see Part V, please see the “Regulatory Disclosure”, Section C entitled “Electronic Fund Transfer Act Disclosures” section of this Agreement”). If you receive your statements through the U.S. mail, you will be considered to have received your account statement within five (5) calendar days after its ending date. This is the case even if you have requested that we hold your statements.