Common use of Your Rights If You Are Dissatisfied With Your Credit Card Purchases Clause in Contracts

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: •The purchase must have been made in your home State or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) •You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. •You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: HSBC Bank USA, N.A. XX Xxx 0, Xxxxxxx, XX 00000 While we investigate, the same rules apply to the disputed amount as decision. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit cardCard, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: •The : 1. The purchase must have been made in your home State state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) •You ) 2. You must have used your credit card Card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card Card account do not qualify. 3. •You You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: HSBC Bank USANorthwest Federal Credit Union ATTN: Card Services Department P.O. Box 1229 Herndon, N.A. XX Xxx 0, Xxxxxxx, XX 00000 VA 20172-1229 While we investigate, the same rules apply to the disputed amount as decisiondiscussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, pay we may report you as delinquent.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: •The • The purchase must have been made in your home State state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) •You • You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. •You • You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: HSBC Bank USA, N.A. XX Xxx 0, Xxxxxxx, XX 00000 at the address for billing inquiries and correspondence shown on the front of your billing statement. While we investigate, the same rules apply to the disputed amount as decisiondiscussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: •The 1) the purchase must have been made in your home State state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.); 2) •You you must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. •You ; and 3) you must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: HSBC Bank USAFirst Electronic Bank, N.A. XX Xxx 0PO Box 760, XxxxxxxDraper, XX 00000 Utah 84020. While we investigate, the same rules apply to the disputed amount as decisiondiscussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, pay we may report you as delinquent.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit cardCard, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: •The : 1. The purchase must have been made in your home State state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) •You ) 2. You must have used your credit card Card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account Card Account do not qualify. 3. •You You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: HSBC Bank USANorthwest Federal Credit Union ATTN: Card Services Department P.O. Box 1229 Herndon, N.A. XX Xxx 0, Xxxxxxx, XX 00000 VA 20172-1229 While we investigate, the same rules apply to the disputed amount as decisiondiscussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, pay we may report you as delinquent.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: •The purchase must have been made in your home State or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) •You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. •You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: HSBC Bank USA, N.A. XX Xxx 0PO Box 9, XxxxxxxBuffalo, XX 00000 NY 14240 While we investigate, the same rules apply to the disputed amount as decision. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit cardCard, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: •The : 1. The purchase must have been made in your home State state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) •You ) 2. You must have used your credit card Card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card Card account do not qualify. 3. •You You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: HSBC Bank USAX.X. Xxxxx Bank, N.A. XX X.X. Xxx 00000, XxxxxxxXxxxxx, XX 00000 ID 83318. While we investigate, the same rules apply to the disputed amount as decisiondiscussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent.. VISA is a registered trademark of VISA International Service Association, and is used by X. X. Xxxxx Bank pursuant to a license from VISA U.S.A. Inc. X. X. Xxxxx Bank – Business Credit Card Agreement | 01/2023 |PRIN0050

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: •The ⦁ The purchase must have been made in your home State state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) •You ⦁ You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. •You ⦁ You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: HSBC Bank USA, N.A. XX Xxx 0, Xxxxxxx, XX 00000 at the address for billing inquiries and correspondence shown on the front of your billing statement. While we investigate, the same rules apply to the disputed amount as decisiondiscussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit card, card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: •The The purchase must have been made in your home State state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase pur- chase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) •You You must have used your credit card for the purchasepur- chase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. •You You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied dis- satisfied with the purchase, contact us in writing or electronically at: HSBC Bank USAEmpower Federal Credit Union 1 Member Way Syracuse, N.A. XX Xxx 0, Xxxxxxx, XX 00000 NY 13212 xxx.xxxxxxxxxx.xxx While we investigate, the same rules apply to the disputed amount as decision. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquentdiscussed above.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: •The • The purchase must have been made in your home State state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) •You • You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. •You • You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: HSBC Bank USACustomer Service TA-24, N.A. XX Xxx 0PO Box 4521, XxxxxxxCarol Stream, XX 00000 IL 60197 While we investigate, the same rules apply to the disputed amount as decisiondiscussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent.