Common use of Your Rights May Be Affected Clause in Contracts

Your Rights May Be Affected. If you do not want to be legally bound by the Settlement, you must exclude yourself by , 2013. If you stay in the Settlement Class, you may object by _ , 2013. The Court has scheduled a hearing on , 2014 to consider whether to approve the Settlement, a request for attorneys’ fees up to 33 1/3 percent of the Settlement Fund, plus expenses, and a service award to the named plaintiff. You may appear at the hearing, but you are not required to attend. You may hire your own attorney, at your own expense, to appear or speak for you at the hearing. For detailed information how to exclude yourself from or object to the Settlement, or where to send your current address if you no longer maintain have an Amegy account, call or visit the website. xxx.XxxxxXxxxxxxxxXxxxxxxxxx.xxx 1-800- - Exhibit 0 XXXXXX XXXXXX XXXXX XXX XXX XXXXXXXX XX XXXX CENTRAL DIVISION If You Paid Overdraft Fees to Amegy Bank, N.A., You May Be Eligible for a Payment from a Class Action Settlement. A federal court authorized this notice. This is not a solicitation from a lawyer. • A $2,620,959.37 Settlement has been reached in a class action lawsuit claiming that Amegy Bank N.A. (“Amegy”) and Zions Bancorporation (“Bancorp”) improperly posted debit card transactions from highest to lowest dollar amount to increase the number of overdraft fees charged to account holders. Amegy and Bancorp maintain there was nothing wrong with the posting process used. The Court has not decided which side is right. • Current and former holders of Amegy deposit accounts may be eligible for a payment or account credit from the Settlement Fund. • Your legal rights are affected whether you act or do not act. Read this notice carefully. Summary of Your Legal Rights and Options in This Settlement Receive a Payment or Account Credit You do not have to do anything to get a payment or account credit from the Settlement. If the Court approves the Settlement and it becomes final and effective, all identifiable Settlement Class Members who remain in the Settlement Class will automatically receive a payment or account credit. Exclude Yourself from the Settlement Get no benefits from the Settlement. This is the only option that allows you to retain your right to bring any other lawsuit against Amegy about the claims in this case. Object Write to the Court and the lawyers for both sides if you do not like the Settlement. The Court will consider your objection in determining whether to approve the Settlement. Go to a Hearing Ask to speak in Court about the fairness of the Settlement. Do Nothing You will receive any payment or account credit to which you are entitled, and give up your rights to participate in further litigation against Amegy about the claims in this case. • This notice explains these rights and options and the deadlines to exercise them. • The Court in charge of this case still has to decide whether to approve the Settlement. If it does, and any appeals are resolved, benefits will be distributed to those who qualify. Please be patient.

Your Rights May Be Affected. If you do not want to be legally bound by the Settlement, you must exclude yourself by [Date, 20132021]. If you do not exclude yourself, you will release claims you may have against UPS as more fully described in the Settlement Agreement and full Notice available at the website listed below. If you stay in the Settlement Class, Class you may object to the Settlement by _ [Date, 20132021]. The full Notice explains how to exclude yourself from the Class or object to the Settlement. The Court has scheduled will hold a hearing on [Date, 2014 2021] (subject to change) to consider whether to approve the Settlement, a Settlement and request for attorneys’ fees of up to 33 1/3 percent one-third of the total Settlement Common Fund, plus expenses, and a Class Representative service award of up to the named plaintiff$5,000. You may appear at the hearing, either yourself or through an attorney hired by you, but you are not required to attend. You may hire your own attorney, at your own expense, to appear or speak for you at the hearingdon’t have to. For detailed information how to exclude yourself from or object to the Settlement, or where to send your current address if you no longer maintain have an Amegy accountmore information, call 1-888-xxx-xxxx or visit the websitexxx.XXXxxxxxxxxxxxxxxxxxxxxxxx.xxx. xxx.XxxxxXxxxxxxxxXxxxxxxxxx.xxx 1-800- - Exhibit 0 XXXXXX XXXXXX XXXXX XXX XXX XXXXXXXX XX XXXX CENTRAL DIVISION If You Paid Overdraft Fees to Amegy BankUPS Declared Value Settlement Administrator PO Box [City], N.A., You May Be Eligible for a Payment from [State] [Zip] Important Notice About a Class Action Settlement. A federal court authorized this notice. This is not Settlement If, from January 1, 2011, through December 29, 2013, you shipped directly with UPS a solicitation U.S. origin package with a declared value in excess of $300 pursuant to UPS’s published non-Retail rates or in excess of $200 pursuant to UPS’s published Retail rates, you might be eligible for a payment from a lawyerclass action settlement. • <<MAIL ID>> <<NAME LINE 1>> <<NAME LINE 2>> <<ADDRESS LINE 1>> <<ADDRESS LINE 2>> <<CITY, STATE ZIP>> <<COUNTRY>> A $2,620,959.37 Settlement has been reached in a class action lawsuit claiming that Amegy Bank N.A. (“Amegy”) and Zions Bancorporation (“Bancorp”) improperly posted debit card transactions from highest involving UPS’s charges for its declared value service, which covers liability for loss or damage over $100 for parcels shipped pursuant to lowest dollar amount UPS’s published shipping rates. UPS’s shipping contract allows shippers to increase UPS’s liability limit by declaring a higher value and paying an additional charge “for each $100.00 (or portion of $100.00) of the number total value declared.” Plaintiff alleges that from January 1, 2011, through December 29, 2013, UPS breached its shipping contract with Plaintiff and Class Members by applying the incremental charge to the total value that shippers declared instead of overdraft fees charged only to account holdersthat portion of declared value over $100. Amegy and Bancorp maintain there was nothing wrong with the posting process usedUPS denies all allegations of wrongdoing. The Court has not decided which side is rightdetermined whether the allegations are correct. • Current and former holders Who’s Included? The Class includes all persons or entities who, from January 1, 2011, through December 29, 2013 (the “Class Period”), tendered to UPS (or paying party if the package was billed to a different account than the shipper) one or more U.S. origin packages under contract with UPS with a declared value in excess of Amegy deposit accounts may be eligible for a payment $300 charged pursuant to UPS’s published non-Retail rates or account credit in excess of $200 charged pursuant to UPS’s published Retail rates. Excluded from the Settlement Fund. • Your legal rights class are affected whether you act customers who shipped packages through The UPS Store franchises or do not act. Read this notice carefully. Summary of Your Legal Rights and Options in This Settlement Receive a Payment or Account Credit You do not have to do anything to get a payment or account credit from the Settlement. If the Court approves the Settlement and it becomes final and effective, all identifiable Settlement Class Members who remain other Third-Party Retailers as more fully described in the Settlement Agreement and full Notice available at the website below. What Are the Settlement Terms? UPS has agreed to pay $4,850,000 into a Settlement Common Fund and to pay one-half of the settlement administration expenses, including notice costs. The Settlement Common Fund will be used to pay costs, expenses, any service award to the Class Representative, and attorneys’ fees. UPS has also agreed to language changes to its Rate and Service Guides. How Can I Get a Payment? Payments owed to Class Members with an active UPS account will automatically receive a payment or an account credit. Exclude Yourself from If a Class Member no longer has an active UPS account, the Settlement Get no benefits from the Settlementpayment will be paid by check. This is the only option that allows you to retain your right to bring any other lawsuit against Amegy about the claims in this case. Object Write to the Court and the lawyers for both sides if you Class Members do not like the Settlement. The Court will consider your objection in determining whether need to approve the Settlement. Go to file a Hearing Ask to speak in Court about the fairness of the Settlement. Do Nothing You will receive any payment or account credit to which you are entitled, and give up your rights to participate in further litigation against Amegy about the claims in this case. • This notice explains these rights and options and the deadlines to exercise them. • The Court in charge of this case still has to decide whether to approve the Settlement. If it does, and any appeals are resolved, benefits will be distributed to those who qualify. Please be patientclaim.

Your Rights May Be Affected. If you do not want to be legally bound by the Settlement, you must exclude yourself by , 2013. If you stay in the Settlement Class, you may object by _ , 2013. The Court has scheduled a hearing on , 2014 to consider whether to approve the Settlement, a request for attorneys’ fees up to 33 1/3 percent of the Settlement Fund, plus expenses, and a service award awards to the named plaintiffplaintiffs. You may appear at the hearing, but you are not required to attend. You may hire your own attorney, at your own expense, to appear or speak for you at the hearing. For detailed information how to exclude yourself from or object to the Settlement, or where to send your current address if you no longer maintain have an Amegy a NBAZ account, call or visit the website. xxx.XxxxxXxxxxxxxxXxxxxxxxxx.xxx xxx.XXXXXxxxxxxxxXxxxxxxxxx.xxx 1-800- - Exhibit 0 XXXXXX XXXXXX XXXXX XXX XXX XXXXXXXX XX XXXX CENTRAL DIVISION If You Paid Overdraft Fees to Amegy Bank, N.A.National Bank of Arizona, You May Be Eligible for a Payment from a Class Action Settlement. A federal court authorized this notice. This is not a solicitation from a lawyer. • A $2,620,959.37 1,219,345.22 Settlement has been reached in a class action lawsuit claiming that Amegy National Bank N.A. of Arizona (“AmegyNBAZ”) and Zions Bancorporation (“Bancorp”) improperly posted debit card transactions from highest to lowest dollar amount to increase the number of overdraft fees charged to account holders. Amegy NBAZ and Bancorp maintain there was nothing wrong with the posting process used. The Court has not decided which side is right. • Current and former holders of Amegy NBAZ deposit accounts may be eligible for a payment or account credit from the Settlement Fund. • Your legal rights are affected whether you act or do not act. Read this notice carefully. Summary of Your Legal Rights and Options in This Settlement Receive a Payment or Account Credit You do not have to do anything to get a payment or account credit from the Settlement. If the Court approves the Settlement and it becomes final and effective, all identifiable Settlement Class Members who remain in the Settlement Class will automatically receive a payment or account credit. Exclude Yourself from the Settlement Get no benefits from the Settlement. This is the only option that allows you to retain your right to bring any other lawsuit against Amegy NBAZ about the claims in this case. Object Write to the Court and the lawyers for both sides if you do not like the Settlement. The Court will consider your objection in determining whether to approve the Settlement. Go to a Hearing Ask to speak in Court about the fairness of the Settlement. Do Nothing You will receive any payment or account credit to which you are entitled, and give up your rights to participate in further litigation against Amegy NBAZ about the claims in this case. • This notice explains these rights and options and the deadlines to exercise them. • The Court in charge of this case still has to decide whether to approve the Settlement. If it does, and any appeals are resolved, benefits will be distributed to those who qualify. Please be patient.

Your Rights May Be Affected. If you do not want to be legally bound by the Settlement, you must exclude yourself by , 2013. If you stay in the Settlement Class, you may object by _ , 2013. The Court has scheduled a hearing on , 2014 to consider whether to approve the Settlement, a request for attorneys’ fees up to 33 1/3 percent of the Settlement Fund, plus expenses, and a service award to the named plaintiff. You may appear at the hearing, but you are not required to attend. You may hire your own attorney, at your own expense, to appear or speak for you at the hearing. For detailed information how to exclude yourself from or object to the Settlement, or where to send your current address if you no longer maintain have an Amegy a Vectra account, call or visit the website. xxx.XxxxxXxxxxxxxxXxxxxxxxxx.xxx xxx.XxxxxxXxxxxxxxxXxxxxxxxxx.xxx 1-800- - Exhibit 0 XXXXXX XXXXXX XXXXX XXX XXX XXXXXXXX XX XXXX CENTRAL DIVISION If You Paid Overdraft Fees to Amegy BankVectra Bank Colorado, N.A., You May Be Eligible for a Payment from a Class Action Settlement. A federal court authorized this notice. This is not a solicitation from a lawyer. • A $2,620,959.37 662,021.90 Settlement has been reached in a class action lawsuit claiming that Amegy Vectra Bank Colorado, N.A. (“AmegyVectra”) and Zions Bancorporation (“Bancorp”) improperly posted debit card transactions from highest to lowest dollar amount to increase the number of overdraft fees charged to account holders. Amegy Vectra and Bancorp maintain there was nothing wrong with the posting process used. The Court has not decided which side is right. • Current and former holders of Amegy Vectra deposit accounts may be eligible for a payment or account credit from the Settlement Fund. • Your legal rights are affected whether you act or do not act. Read this notice carefully. Summary of Your Legal Rights and Options in This Settlement Receive a Payment or Account Credit You do not have to do anything to get a payment or account credit from the Settlement. If the Court approves the Settlement and it becomes final and effective, all identifiable Settlement Class Members who remain in the Settlement Class will automatically receive a payment or account credit. Exclude Yourself from the Settlement Get no benefits from the Settlement. This is the only option that allows you to retain your right to bring any other lawsuit against Amegy Vectra about the claims in this case. Object Write to the Court and the lawyers for both sides if you do not like the Settlement. The Court will consider your objection in determining whether to approve the Settlement. Go to a Hearing Ask to speak in Court about the fairness of the Settlement. Do Nothing You will receive any payment or account credit to which you are entitled, and give up your rights to participate in further litigation against Amegy Vectra about the claims in this case. • This notice explains these rights and options and the deadlines to exercise them. • The Court in charge of this case still has to decide whether to approve the Settlement. If it does, and any appeals are resolved, benefits will be distributed to those who qualify. Please be patient.

Your Rights May Be Affected. If you do not want to be legally bound by the Settlement, you must exclude yourself from the Settlement Class by Month Day, 20132019. If you do not timely exclude yourself, you will not be able to sue Target in a future lawsuit about the claims covered by the Settlement. If you stay in the Settlement Class, you may object to the Settlement in writing by _ Month Day, 20132019. The Detailed Notice available at the website below explains how to exclude yourself from or object to the Settlement. The Court has scheduled will hold a hearing on Month Day, 2014 2019, Time, to consider whether to approve the Settlement, a Settlement and Class Counsel’s request for attorneys’ fees of up to 33 1/3 percent 30% of the Settlement Fund, plus expenses, expenses and a service award to the named plaintiffClass Representative Service Awards. You may appear at the hearing, but you are not required to attend. To appear and speak at the hearing, you must object to the Settlement in writing pursuant to the instructions in the Settlement Agreement. You may also hire your own attorney, at your own expense, to appear or speak for you at the hearing. For detailed information how Visit the website below for a copy of the full Detailed Notice or call to exclude yourself from or object request a paper copy be mailed to the Settlement, or where to send your current address if you no longer maintain have an Amegy account, call or visit the websiteyou. xxx.XxxxxXxxxxxxxxXxxxxxxxxx.xxx xxx.XXXXXXXXXXXXXX.xxx 1-800- - Exhibit 0 XXXXXX XXXXXX XXXXX XXX XXX XXXXXXXX XX XXX-XXX-XXXX CENTRAL DIVISION EXHIBIT C UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF CALIFORNIA If You Had a Target Debit Card and Paid Overdraft Fees to Amegy Bank, N.A.a Return Payment Fee, You May Be Eligible for a Payment or Debt Reduction from a Class Action Settlement. A federal court authorized this notice. You are not being sued. This is not a solicitation from a lawyer. • A $2,620,959.37 Settlement has been reached in a class action lawsuit claiming alleging that Amegy Bank N.A. Target deceptively marketed its Target Debit Card (“AmegyTDC”) ), and Zions Bancorporation breached consumer agreements in the way it processed TDC Transactions and assessed Returned Payment Fees (“BancorpRPFs”) improperly posted debit card transactions from highest ). The RPFs were assessed when the bank account the consumer chose to lowest dollar amount link to increase his or her TDC did not have sufficient funds to cover a TDC Transaction and the number of overdraft fees charged bank returned the transaction to account holdersTarget unpaid. Amegy and Bancorp maintain Target maintains that there was nothing wrong with its marketing of the posting process used. The Court has not decided which side is rightTDC and that it complied, at all times, with applicable laws and regulations and the terms of its agreements with its customers. • Current and former holders of Amegy deposit accounts Class Members may be eligible for a entitled to either an automatic payment or account credit from an automatic reduction of any outstanding balance on their TDC account. As part of the Settlement, Target has also agreed to several business practice changes related to TDC Transactions. • The Settlement FundClass includes all TDC holders in the United States who, between June 29, 2012 and Month Day, 2019, incurred at least one RPF in connection with their TDC that was not refunded or waived. • Your legal rights are affected whether you act or do not don’t act. Read this notice carefully. Summary of Your Legal Rights and Options in This this Settlement Receive Participate in the Settlement (Do Nothing) You are entitled under the Settlement to a Settlement Class Member Cash Payment or Account Credit Debt Reduction Payment. You do not have to do anything to get a payment receive your Settlement Class Member Cash Payment or account credit from the SettlementDebt Reduction Payment. If the Court approves the Settlement and it becomes final and effective, all identifiable Settlement Class Members who and you remain in the Settlement Class and are entitled to receive a payment or debt reduction, you will automatically receive a payment Settlement Class Member Cash Payment by check or account creditDebt Reduction Payment. All Settlement Class Members will benefit from the business practice changes to which Target has agreed. Exclude Yourself from the Settlement Get Receive no benefits benefit from the Settlement. This is the only option that allows you to retain your right to bring any other lawsuit against Amegy Target about the claims in this case. Object Write to the Court and the lawyers for both sides if you do not like the Settlement. The Court will consider your objection in determining whether to approve terms of the Settlement. Go to a Hearing Ask to speak in Court about the fairness of the Settlement. Do Nothing You will receive any payment or account credit reduction of debt to which you are entitled, and will give up your rights right to participate in further litigation bring your own lawsuit against Amegy Target about the claims in this case. • This notice explains these These rights and options — and the deadlines to exercise themthem — are explained in this notice. • The Court in charge of this case still has to decide whether to approve the Settlement. If it does, Settlement Class Member Cash Payments and Debt Reduction Payments will be provided if the Court approves the Settlement and after any appeals are resolved, benefits will be distributed to those who qualify. Please be patient.. What This Notice Contains BASIC INFORMATION PAGE 3

Your Rights May Be Affected. If you Settlement Class Members who do not want to be legally bound by the Settlement, you Settlement must exclude yourself themselves by INSERT DATE. Settlement Class Members who do not exclude themselves will release their claims against NNA, 2013. If you stay as more fully described in the Settlement ClassSettlement. The detailed notice (also known as the “Long Form Notice”) available at xxx.XXXXXX.xxx provides further details, you may object by _ , 2013including an explanation of how to exclude yourself or object. The Court has is scheduled to hold a hearing on INSERT DATE, 2014 2019 to consider whether to approve the Settlement, a Class Counsel’s request for attorneys’ fees of up to 33 1/3 percent of the Settlement Fund, plus $1,780,000 including costs and expenses, and a service award to Incentive Awards for the named plaintiffClass Representatives of $10,000 each. You may can appear at the hearing, but you are do not required to attendhave to. You may can hire your own attorney, at your own expense, to appear or speak for you at the hearing. For detailed information how to exclude yourself from How Can You Get More Information? Please do not contact the Court or object to the Settlement, or where to send your current address if you no longer maintain have an Amegy account, call or visit the website. xxx.XxxxxXxxxxxxxxXxxxxxxxxx.xxx 1-800- - Exhibit 0 XXXXXX XXXXXX XXXXX XXX XXX XXXXXXXX XX XXXX CENTRAL DIVISION If You Paid Overdraft Fees to Amegy Bank, N.A., You May Be Eligible for a Payment from a Class Action NNA’s counsel regarding this Settlement. A federal court If you have questions or want a detailed notice or other documents about this lawsuit and your rights, visit xxx.XXXXXX.xxx. You may also contact the Settlement Administrator by calling INSERT NUMBER. Visit xxx.XXXXXX.xxx or call INSERT NUMBER for more information. EXHIBIT 4 LEGAL NOTICE BY ORDER OF COURT (LONG FORM NOTICE) This Notice describes rights you may have in connection with the settlement of a lawsuit. The United States District Court for the Middle District of Tennessee has authorized this noticeNotice. This is not a solicitation from a lawyer. • A $2,620,959.37 Settlement has been reached This is not a legal action against you. This Notice describes a proposed settlement in a class action lawsuit claiming that Amegy Bank N.A. brought against Nissan North America, Inc. (“AmegyNNA”) regarding paint-peeling occurring on White-painted Nissan Rogues and Zions Bancorporation (“Bancorp”) improperly posted debit card transactions from highest to lowest dollar amount to increase Infiniti QX56s. Please read this Notice carefully. It summarizes your rights and options under the number of overdraft fees charged to account holders. Amegy and Bancorp maintain there was nothing wrong with the posting process usedSettlement, which are affected whether or not you act. The Court has not decided which side is rightfull Settlement Agreement can be accessed at xxx.XXXXXX.xxx. If you bought a new or used White-painted Nissan Rogue and/or Infiniti QX56, and if you fit the description of a member of the Settlement Class, then you have the following options: • Current and former holders You can claim one of Amegy deposit accounts the benefits provided by the Settlement. Under the Settlement, you may be eligible for a payment or account credit from the Settlement Fundsubsidized repaint of your vehicle and rental car coverage, as well as eligibility in Nissan’s Vehicle Purchase Program. If you have already repainted your vehicle at your own expense, you may be eligible for compensation. • Your legal rights are affected whether you act or do not act. Read this notice carefully. Summary of Your Legal Rights and Options in This Settlement Receive a Payment or Account Credit You do not have to do anything to get a payment or account credit can exclude yourself from the Settlement. If you pursue this option, you will not receive any of the Court approves settlement benefits described above, but you retain the right to bring your own lawsuit. Your request to exclude yourself must be submitted no later than INSERT DATE. You must follow the process described in part 8 below. If the Settlement is approved and you do not exclude yourself, you will be bound by the Settlement and it becomes final and effective, all identifiable Settlement Class Members who remain in the Settlement Class will automatically receive a payment or account creditrelease certain claims described below. Exclude Yourself from the Settlement Get no benefits from the Settlement. This is the only option that allows you • You can object to retain your right to bring any other lawsuit against Amegy about the claims in this case. Object Write to the Court and the lawyers for both sides if you do not like the Settlement. The Court will consider your objection in determining whether deadline for objecting to approve the SettlementSettlement is INSERT DATE. Go All objections must be mailed to a Hearing Ask to speak in Court about the fairness of the Settlement. Do Nothing You will receive any payment or account credit to which you are entitledSettlement Administrator, Class Counsel, and give up your rights to participate in further litigation against Amegy about the claims in this caseNNA’s counsel. • This notice explains these rights and options and the deadlines to exercise themSee part 7 below for details. • The Court in charge of this case still has to decide whether to approve the SettlementNOTE: PLEASE DO NOT CALL OR WRITE THE COURT, THE COURT CLERK’S OFFICE, OR NNA’S COUNSEL FOR MORE INFORMATION. THEY WILL NOT BE ABLE TO ASSIST YOU. If it doesyou have questions, and any appeals are resolved, benefits will be distributed to those who qualify. Please be patient.please call INSERT NUMBER or visit xxx.XXXXXX.xxx

Your Rights May Be Affected. If you do not want to be legally bound by the Settlement, you must exclude yourself from the Settlement Class by Month Day, 20132019. If you do not timely exclude yourself, you will not be able to xxx Target in a future lawsuit about the claims covered by the Settlement. If you stay in the Settlement Class, you may object to the Settlement in writing by _ Month Day, 20132019. The Detailed Notice available at the website below explains how to exclude yourself from or object to the Settlement. The Court has scheduled will hold a hearing on Month Day, 2014 2019, Time, to consider whether to approve the Settlement, a Settlement and Class Counsel’s request for attorneys’ fees of up to 33 1/3 percent 30% of the Settlement Fund, plus expenses, expenses and a service award to the named plaintiffClass Representative Service Awards. You may appear at the hearing, but you are not required to attend. To appear and speak at the hearing, you must object to the Settlement in writing pursuant to the instructions in the Settlement Agreement. You may also hire your own attorney, at your own expense, to appear or speak for you at the hearing. For detailed information how Visit the website below for a copy of the full Detailed Notice or call to exclude yourself from or object request a paper copy be mailed to the Settlement, or where to send your current address if you no longer maintain have an Amegy account, call or visit the websiteyou. xxx.XxxxxXxxxxxxxxXxxxxxxxxx.xxx xxx.XXXXXXXXXXXXXX.xxx 1-800- - Exhibit 0 XXXXXX XXXXXX XXXXX XXX XXX XXXXXXXX XX XXX-XXX-XXXX CENTRAL DIVISION EXHIBIT C UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF CALIFORNIA If You Had a Target Debit Card and Paid Overdraft Fees to Amegy Bank, N.A.a Return Payment Fee, You May Be Eligible for a Payment or Debt Reduction from a Class Action Settlement. A federal court authorized this notice. You are not being sued. This is not a solicitation from a lawyer. • A $2,620,959.37 Settlement has been reached in a class action lawsuit claiming alleging that Amegy Bank N.A. Target deceptively marketed its Target Debit Card (“AmegyTDC”) ), and Zions Bancorporation breached consumer agreements in the way it processed TDC Transactions and assessed Returned Payment Fees (“BancorpRPFs”) improperly posted debit card transactions from highest ). The RPFs were assessed when the bank account the consumer chose to lowest dollar amount link to increase his or her TDC did not have sufficient funds to cover a TDC Transaction and the number of overdraft fees charged bank returned the transaction to account holdersTarget unpaid. Amegy and Bancorp maintain Target maintains that there was nothing wrong with its marketing of the posting process used. The Court has not decided which side is rightTDC and that it complied, at all times, with applicable laws and regulations and the terms of its agreements with its customers. • Current and former holders of Amegy deposit accounts Class Members may be eligible for a entitled to either an automatic payment or account credit from an automatic reduction of any outstanding balance on their TDC account. As part of the Settlement, Target has also agreed to several business practice changes related to TDC Transactions. • The Settlement FundClass includes all TDC holders in the United States who, between June 29, 2012 and Month Day, 2019, incurred at least one RPF in connection with their TDC that was not refunded or waived. • Your legal rights are affected whether you act or do not don’t act. Read this notice carefully. Summary of Your Legal Rights and Options in This this Settlement Receive Participate in the Settlement (Do Nothing) You are entitled under the Settlement to a Settlement Class Member Cash Payment or Account Credit Debt Reduction Payment. You do not have to do anything to get a payment receive your Settlement Class Member Cash Payment or account credit from the SettlementDebt Reduction Payment. If the Court approves the Settlement and it becomes final and effective, all identifiable Settlement Class Members who and you remain in the Settlement Class and are entitled to receive a payment or debt reduction, you will automatically receive a payment Settlement Class Member Cash Payment by check or account creditDebt Reduction Payment. All Settlement Class Members will benefit from the business practice changes to which Target has agreed. Exclude Yourself from the Settlement Get Receive no benefits benefit from the Settlement. This is the only option that allows you to retain your right to bring any other lawsuit against Amegy Target about the claims in this case. Object Write to the Court and the lawyers for both sides if you do not like the Settlement. The Court will consider your objection in determining whether to approve terms of the Settlement. Go to a Hearing Ask to speak in Court about the fairness of the Settlement. Do Nothing You will receive any payment or account credit reduction of debt to which you are entitled, and will give up your rights right to participate in further litigation bring your own lawsuit against Amegy Target about the claims in this case. • This notice explains these These rights and options — and the deadlines to exercise themthem — are explained in this notice. • The Court in charge of this case still has to decide whether to approve the Settlement. If it does, Settlement Class Member Cash Payments and Debt Reduction Payments will be provided if the Court approves the Settlement and after any appeals are resolved, benefits will be distributed to those who qualify. Please be patient.. What This Notice Contains BASIC INFORMATION PAGE 3

Your Rights May Be Affected. If you do not want to be legally bound by the Settlement, you must exclude yourself from the Settlement Class by Month Day, 20132019. If you do not timely exclude yourself, you will not be able to xxx Target in a future lawsuit about the claims covered by the Settlement. If you stay in the Settlement Class, you may object to the Settlement in writing by _ Month Day, 20132019. The Detailed Notice available at the website below explains how to exclude yourself from or object to the Settlement. The Court has scheduled will hold a hearing on Month Day, 2014 2019, Time, to consider whether to approve the Settlement, a Settlement and Class Counsel’s request for attorneys’ fees of up to 33 1/3 percent 30% of the Settlement Fund, plus expenses, expenses and a service award to the named plaintiffClass Representative Service Awards. You may appear at the hearing, but you are not required to attend. To appear and speak at the hearing, you must object to the Settlement in writing pursuant to the instructions in the Settlement Agreement. You may also hire your own attorney, at your own expense, to appear or speak for you at the hearing. For detailed information how Visit the website below for a copy of the full Detailed Notice or call to exclude yourself from or object request a paper copy be mailed to the Settlement, or where to send your current address if you no longer maintain have an Amegy account, call or visit the websiteyou. xxx.XxxxxXxxxxxxxxXxxxxxxxxx.xxx xxx.XXXXXXXXXXXXXX.xxx 1-800- - Exhibit 0 XXXXXX XXXXXX XXXXX XXX XXX XXXXXXXX XX XXX-XXX-XXXX CENTRAL DIVISION EXHIBIT C UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF CALIFORNIA If You Had a Target Debit Card and Paid Overdraft Fees to Amegy Bank, N.A.a Return Payment Fee, You May Be Eligible for a Payment or Debt Reduction from a Class Action Settlement. A federal court authorized this notice. You are not being sued. This is not a solicitation from a lawyer. • A $2,620,959.37 Settlement has been reached in a class action lawsuit claiming alleging that Amegy Bank N.A. Target deceptively marketed its Target Debit Card (“AmegyTDC”) ), and Zions Bancorporation breached consumer agreements in the way it processed TDC Transactions and assessed Returned Payment Fees (“BancorpRPFs”) improperly posted debit card transactions from highest ). The RPFs were assessed when the bank account the consumer chose to lowest dollar amount link to increase his or her TDC did not have sufficient funds to cover a TDC Transaction and the number of overdraft fees charged bank returned the transaction to account holdersTarget unpaid. Amegy and Bancorp maintain Target maintains that there was nothing wrong with its marketing of the posting process used. The Court has not decided which side is rightTDC and that it complied, at all times, with applicable laws and regulations and the terms of its agreements with its customers. • Current and former holders of Amegy deposit accounts Class Members may be eligible for a entitled to either an automatic payment or account credit from an automatic reduction of any outstanding balance on their TDC account. As part of the Settlement, Target has also agreed to several business practice changes related to TDC Transactions. • The Settlement FundClass includes all TDC holders in the United States who, between June 29, 2012 and Month Day, 2019, incurred at least one RPF in connection with their TDC that was not refunded or waived. • Your legal rights are affected whether you act or do not don’t act. Read this notice carefully. Summary of Your Legal Rights and Options SUMMARY OF YOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT Participate in This the Settlement Receive (Do Nothing) You are entitled under the Settlement to a Settlement Class Member Cash Payment or Account Credit Debt Reduction Payment. You do not have to do anything to get a payment receive your Settlement Class Member Cash Payment or account credit from the SettlementDebt Reduction Payment. If the Court approves the Settlement and it becomes final and effective, all identifiable Settlement Class Members who and you remain in the Settlement Class and are entitled to receive a payment or debt reduction, you will automatically receive a payment Settlement Class Member Cash Payment by check or account creditDebt Reduction Payment. All Settlement Class Members will benefit from the business practice changes to which Target has agreed. Exclude Yourself from the Settlement Get Receive no benefits benefit from the Settlement. This is the only option that allows you to retain your right to bring any other lawsuit against Amegy Target about the claims in this case. Object Write to the Court and the lawyers for both sides if you do not like the Settlement. The Court will consider your objection in determining whether to approve terms of the Settlement. Go to a Hearing Ask to speak in Court about the fairness of the Settlement. Do Nothing You will receive any payment or account credit reduction of debt to which you are entitled, and will give up your rights right to participate in further litigation bring your own lawsuit against Amegy Target about the claims in this case. • This notice explains these These rights and options — and the deadlines to exercise themthem — are explained in this notice. • The Court in charge of this case still has to decide whether to approve the Settlement. If it does, Settlement Class Member Cash Payments and Debt Reduction Payments will be provided if the Court approves the Settlement and after any appeals are resolved, benefits will be distributed to those who qualify. Please be patient.. WHAT THIS NOTICE CONTAINS BASIC INFORMATION PAGE 3

Your Rights May Be Affected. If you do not want to be legally bound by the Settlement, you must exclude yourself by , 2013. If you stay in the Settlement Class, you may object by _ , 2013. The Court has scheduled a hearing on , 2014 to consider whether to approve the Settlement, a request for attorneys’ fees up to 33 1/3 percent of the Settlement Fund, plus expenses, and a service award awards to the named plaintiffplaintiffs. You may appear at the hearing, but you are not required to attend. You may hire your own attorney, at your own expense, to appear or speak for you at the hearing. For detailed information how to exclude yourself from or object to the Settlement, or where to send your current address if you no longer maintain have an Amegy a ZFNB account, call or visit the website. xxx.XxxxxXxxxxxxxxXxxxxxxxxx.xxx xxx.XxxxxXxxxXxxxxxxxxXxxxxxxxxx.xxx 1-800- - Exhibit 0 XXXXXX XXXXXX XXXXX XXX XXX XXXXXXXX XX XXXX CENTRAL DIVISION If You Paid Overdraft Fees to Amegy Zions First National Bank, N.A., You May Be Eligible for a Payment from a Class Action Settlement. A federal court authorized this notice. This is not a solicitation from a lawyer. • A $2,620,959.37 5,497,673.51 Settlement has been reached in a class action lawsuit claiming that Amegy Zions First National Bank N.A. (“AmegyZFNB”) and Zions Bancorporation (“Bancorp”) improperly posted debit card transactions from highest to lowest dollar amount to increase the number of overdraft fees charged to account holders. Amegy ZFNB and Bancorp maintain there was nothing wrong with the posting process used. The Court has not decided which side is right. • Current and former holders of Amegy ZFNB deposit accounts may be eligible for a payment or account credit from the Settlement Fund. • Your legal rights are affected whether you act or do not act. Read this notice carefully. Summary of Your Legal Rights and Options in This Settlement Receive a Payment or Account Credit You do not have to do anything to get a payment or account credit from the Settlement. If the Court approves the Settlement and it becomes final and effective, all identifiable Settlement Class Members who remain in the Settlement Class will automatically receive a payment or account credit. Exclude Yourself from the Settlement Get no benefits from the Settlement. This is the only option that allows you to retain your right to bring any other lawsuit against Amegy ZFNB about the claims in this case. Object Write to the Court and the lawyers for both sides if you do not like the Settlement. The Court will consider your objection in determining whether to approve the Settlement. Go to a Hearing Ask to speak in Court about the fairness of the Settlement. Do Nothing You will receive any payment or account credit to which you are entitled, and give up your rights to participate in further litigation against Amegy ZFNB about the claims in this case. • This notice explains these rights and options and the deadlines to exercise them. • The Court in charge of this case still has to decide whether to approve the Settlement. If it does, and any appeals are resolved, benefits will be distributed to those who qualify. Please be patient.