1 EXHIBIT 10.3 ADMINISTRATION AGREEMENT THIS ADMINISTRATION AGREEMENT (this "Agreement") is made and entered into as of the 1st day of July, 1997, by and between SUN COMMUNITIES, INC., a Maryland corporation ("Sun"), and BINGHAM FINANCIAL SERVICES...Administration Agreement • October 15th, 1997 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
RECITALSParticipation Agreement • August 14th, 2002 • Bingham Financial Services Corp • Personal credit institutions
1,000,000 SHARES* COMMON STOCKUnderwriting Agreement • October 15th, 1997 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
1 EXHIBIT 10.2 BINGHAM FINANCIAL SERVICES CORPORATION PARTICIPANTS OPTIONS STOCK OPTION AGREEMENT Bingham Financial Services Corporation, a Michigan corporation (the "Company"), upon the recommendation of the Company's Board of Directors (the "Board")...Stock Option Agreement • October 15th, 1997 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
BY AND AMONGPurchase Agreement • December 30th, 1999 • Bingham Financial Services Corp • Real estate investment trusts
RECITALS:Indemnification Agreement • October 15th, 1997 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
RECITALSShareholder Agreement • March 13th, 1998 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
RECITALSMerger Agreement • April 1st, 2002 • Bingham Financial Services Corp • Personal credit institutions • Michigan
RECITALSShareholders Agreement • July 14th, 1999 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
1 EXHIBIT 10.11 BINGHAM FINANCIAL SERVICES CORPORATION 1997 STOCK OPTION PLAN STOCK OPTION AGREEMENT Bingham Financial Services Corporation, a Michigan corporation (the "Company"), upon the recommendation of the Company's Board of Directors (the...Stock Option Agreement • October 15th, 1997 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
1 EXHIBIT 2.4 AMENDED AND RESTATED AGREEMENT AND PLAN OF MERGERAgreement and Plan of Merger • September 1st, 2000 • Bingham Financial Services Corp • Personal credit institutions
1 EXHIBIT 10.5 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT ("Agreement") is effective as of June 1, 1997 by and between WILLIAM L. MULVANEY ("Employee") and BINGHAM FINANCIAL SERVICES CORPORATION, a Michigan corporation (the "Company"). W I T N E S...Employment Agreement • October 15th, 1997 • Bingham Financial Services Corp • Real estate investment trusts
EXHIBIT 10.5 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this "Agreement") is entered into as of January 1, 2000, by and between Bingham Financial Services Corporation, a Michigan corporation ("Bingham"), and Ronald A. Klein (the "Executive"). W I...Employment Agreement • August 14th, 2000 • Bingham Financial Services Corp • Personal credit institutions • Michigan
1 EXHIBIT 10.8 CREDIT AGREEMENT THIS CREDIT AGREEMENT dated as of March 31, 2000 (this "Agreement") is entered into among BINGHAM FINANCIAL SERVICES CORPORATION, a Michigan corporation ("Bingham Financial"), DYNEX FINANCIAL, INC., a Virginia...Credit Agreement • August 14th, 2000 • Bingham Financial Services Corp • Personal credit institutions • Michigan
EXHIBIT 10.4 CREDIT AGREEMENT This Credit Agreement (as it may be amended or modified and in effect from time to time, the "Agreement"), dated as of July 25, 2002, is between Origen Financial L.L.C., a Delaware limited liability company (together with...Credit Agreement • August 14th, 2002 • Bingham Financial Services Corp • Personal credit institutions • Michigan
RECITALS:Loan Agreement • December 29th, 1999 • Bingham Financial Services Corp • Real estate investment trusts
BY AND AMONGReorganization Agreement • July 14th, 1999 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
EXHIBIT 2.2 STOCK PURCHASE AGREEMENTStock Purchase Agreement • March 23rd, 2000 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
AGREEMENTPurchase Agreement • May 25th, 2001 • Bingham Financial Services Corp • Personal credit institutions • Michigan
1 EXHIBIT 2.1 AGREEMENT AND PLAN OF MERGERMerger Agreement • March 23rd, 2000 • Bingham Financial Services Corp • Real estate investment trusts
ANNEX I ADDITIONAL SUPPLEMENTAL TERMS TO MASTER REPURCHASE AGREEMENT, DATED AS OF DECEMBER 18, 2001, BETWEEN CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC ( "Buyer") AND ORIGEN SPECIAL PURPOSE, L.L.C. ( "Seller")Master Repurchase Agreement • April 1st, 2002 • Bingham Financial Services Corp • Personal credit institutions
10,000,000.00 Note No. Farmington Hills, MichiganSecured Promissory Note • August 14th, 2000 • Bingham Financial Services Corp • Personal credit institutions
WITNESSETH:Employment Agreement • March 13th, 1998 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
signature page attached] 2 IN WITNESS WHEREOF, the parties have executed this First Amendment to Loan Agreement as of the date first written above.Loan Agreement • August 14th, 2001 • Bingham Financial Services Corp • Personal credit institutions
1- 2 5. Section 7.7(c) of the Agreement requires the Company to maintain a minimum Book Net Worth of Bloomfield Acceptance of $1,000,000. The Company's financial statements dated March 31, 2000, show an actual minimum Book Net Worth of $825,000,...Warehousing Credit and Security Agreement • August 14th, 2000 • Bingham Financial Services Corp • Personal credit institutions • Minnesota
LOAN AGREEMENTLoan Agreement • December 29th, 1999 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
RECITALS:Subordinated Loan Agreement • August 14th, 2002 • Bingham Financial Services Corp • Personal credit institutions
1 Exhibit 2.2Lockup Agreement • July 14th, 1999 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
RECITALS:Registration Rights Agreement • August 14th, 2000 • Bingham Financial Services Corp • Personal credit institutions • Michigan
GUARANTYGuaranty • April 1st, 2002 • Bingham Financial Services Corp • Personal credit institutions • New York
1 EXHIBIT 2.4 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this "Agreement") is entered into as of March 4, 1998, by and among BLOOMFIELD ACCEPTANCE COMPANY, L.L.C., a Michigan limited liability company ("BAC"), BLOOMFIELD SERVICING COMPANY,...Employment Agreement • March 13th, 1998 • Bingham Financial Services Corp • Real estate investment trusts • Michigan
EXHIBIT 10.3 SECURITY AGREEMENT THIS SECURITY AGREEMENT (the "Agreement") is made and entered into as of December 13, 1999 by and between SUN COMMUNITIES OPERATING LIMITED PARTNERSHIP, a Michigan limited partnership ("Lender"), whose address is 31700...Security Agreement • August 14th, 2000 • Bingham Financial Services Corp • Personal credit institutions • Michigan
RECITALSParticipation Agreement • May 15th, 2002 • Bingham Financial Services Corp • Personal credit institutions • Michigan
ARTICLE 2. AMENDMENT OF THE ORIGINAL AGREEMENTAmendment No. 1 to Agreement • June 26th, 2001 • Bingham Financial Services Corp • Personal credit institutions • Michigan
1 EXHIBIT 10.10 SECURITY AGREEMENT (Contract Rights and Accounts Receivable) FOR VALUABLE CONSIDERATION, the receipt and sufficiency of which are hereby acknowledged, DYNEX FINANCIAL, INC., a Virginia corporation (the "Debtor"), hereby grants to...Security Agreement • August 14th, 2000 • Bingham Financial Services Corp • Personal credit institutions • Michigan
