SUBSCRIPTION AGREEMENT OF ELECTRIC AQUAGENICS UNLIMITED, INC.Subscription Agreement • July 29th, 2002 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations
Contract Type FiledJuly 29th, 2002 Company Industry
TERMINATION AGREEMENT This TERMINATION AGREEMENT (this "Agreement") is made and entered into this 15th day of June, 2006, by and between Coating Systems Laboratories, Inc., an Arizona corporation with offices at 211 East Chilton Drive, Chandler,...Termination Agreement • August 11th, 2006 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations
Contract Type FiledAugust 11th, 2006 Company Industry
EXHIBIT 10.1 AMENDED AND RESTATED LICENSE AGREEMENT --------------------------- ----------------------------------------------------- This Amended and Restated License Agreement (this "AGREEMENT") is entered into effective as of January 1, 2007 by and...License Agreement • January 17th, 2007 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • Georgia
Contract Type FiledJanuary 17th, 2007 Company Industry Jurisdiction
EXHIBIT 10.2 STOCK PURCHASE AGREEMENT This STOCK PURCHASE AGREEMENT ("Agreement") is made effective as of the 13 day of September, 2006, by and between Electric Aquagenics Unlimited, a Delaware corporation whose principal office is located at 1464 W....Stock Purchase Agreement • November 3rd, 2006 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • Utah
Contract Type FiledNovember 3rd, 2006 Company Industry Jurisdiction
REGISTRATION RIGHTS AGREEMENTRegistration Rights Agreement • November 17th, 2004 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • New Jersey
Contract Type FiledNovember 17th, 2004 Company Industry JurisdictionREGISTRATION RIGHTS AGREEMENT (this "Agreement"), dated as of October ___, 2004 by and between ELECTRIC AQUAGENICS UNLIMITED, INC., a Delaware corporation, with its principal office located at 1464 West 40 South, Suite 200, Lindon, UT 84042 (the "Company"), and CORNELL CAPITAL PARTNERS, LP, a Delaware limited partnership (the "Investor").
AGREEMENTLicense and Distribution Agreement • August 11th, 2006 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations
Contract Type FiledAugust 11th, 2006 Company Industry
TERMINATION AGREEMENT This "TERMINATION AGREEMENT" (this "Agreement") is made and entered into this 31st day of July, 2006, and is by and between KES Science & Technology, Inc., a Georgia corporation with offices at 3625 Kennesaw North Industrial...Termination Agreement • August 11th, 2006 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • Utah
Contract Type FiledAugust 11th, 2006 Company Industry Jurisdiction
STANDBY EQUITY DISTRIBUTION AGREEMENTStandby Equity Distribution Agreement • November 15th, 2004 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • New Jersey
Contract Type FiledNovember 15th, 2004 Company Industry JurisdictionTHIS AGREEMENT dated as of the ___ day of October 2004 (the "Agreement") between CORNELL CAPITAL PARTNERS, LP, a Delaware limited partnership (the "Investor"), and ELECTRIC AQUAGENICS UNLIMITED, INC., a corporation organized and existing under the laws of the State of Delaware (the "Company").
Water Science, LLC 1800 NW 89th Place Miami, Florida 33172Limited Waiver • January 17th, 2007 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations
Contract Type FiledJanuary 17th, 2007 Company IndustryReference is made to (a) the Warrant Agreement, dated as of September 16, 2005 by and between Water Science, LLC (the "Investor") and Electric Aquagenics Unlimited, Inc. (the "Company") (the "September 16, 2005 Warrant"), (b) the Warrant Agreement, dated as of May 1, 2006 by and between the Investor and the Company (the "May 1, 2006 Warrant"), and (c) the Senior Secured Convertible Promissory Note, dated as of September 16, 2005 by and between the Investor and the Company (the "Senior Secured Convertible Note").
Exhibit 10.2 EXCLUSIVITY AGREEMENT This agreement is made and entered into this 7th day of March, 2001, by and between Electric Aquagenics Unlimited, Inc. (EAU) whose address is 1464 W. 40 S., Suite 200, Lindon, Utah 84042 and H20 Aqua Care...Exclusivity Agreement • July 29th, 2002 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • Utah
Contract Type FiledJuly 29th, 2002 Company Industry Jurisdiction
ELECTRIC AQUAGENICS UNLIMITED, INC. PLACEMENT AGENT AGREEMENTPlacement Agent Agreement • November 15th, 2004 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • New York
Contract Type FiledNovember 15th, 2004 Company Industry JurisdictionThe undersigned, Electric Aquagenics Unlimited, Inc., a Delaware corporation (the "Company"), hereby agrees with Spencer Clarke LLC (the "Placement Agent") and Cornell Capital Partners, LP, a Delaware Limited Partnership (the "Investor"), as follows:
On or prior to the date of this Agreement the Escrow Agent shall establish an account for the D.W.A.C. of the shares of Common Stock. The Company will D.W.A.C. shares of the Company's Common Stock to the account of the Escrow Agent as follows:...Escrow Agreement • November 15th, 2004 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • New Jersey
Contract Type FiledNovember 15th, 2004 Company Industry Jurisdiction
ELECTRIC AQUAGENICS UNLIMITED, INC. (a Delaware corporation) UNDERWRITING AGREEMENT 200,000 Minimum/1,000,000 Maximum Shares of Common Stock, Par Value [$0.001] $400,000 Minimum/$2,000,000 Maximum Nexcore Capital, Inc. San Diego, California San Diego,...Underwriting Agreement • February 12th, 2003 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • California
Contract Type FiledFebruary 12th, 2003 Company Industry JurisdictionElectric Aquagenics Unlimited, Inc. (the "Company"), a Delaware corporation, desires to offer for sale to the public a minimum of 200,000 and a maximum of 1,000,000 shares of common stock, par value $0.001, at an offering price of $2.00 per share, for an aggregate of $400,000 minimum and $2,000,000 maximum (the "Shares"). The Company desires to offer such Shares for sale through Nexcore Capital, Inc., (the "Underwriter"). The offering will be undertaken by the Underwriter as agent for the Company on a "best-efforts" basis, so that in the event $400,000 for the purchase of Shares is not received within the agreed period, no Shares will be sold, and the Underwriter will not be entitled to any compensation. On these premises, we set forth the terms of our proposed agreement as follows:
EMPLOYMENT AGREEMENTEmployment Agreement • April 17th, 2006 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • Utah
Contract Type FiledApril 17th, 2006 Company Industry JurisdictionThis Employment Agreement (this “Agreement”) is entered into as of the 1 day of June, 2005, by and between Electric Aquagenics Unlimited, Inc., a Delaware corporation (the “Company”) and John Hopkins (the “Employee”).
ContractWarrant Agreement • May 4th, 2006 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • Delaware
Contract Type FiledMay 4th, 2006 Company Industry JurisdictionTHIS SECURITY HAS NOT BEEN REGISTERED OR QUALIFIED UNDER THE SECURITIES ACT OF 1933 (THE “ACT”) OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE OFFERED OR SOLD UNLESS REGISTERED AND QUALIFIED PURSUANT TO THE APPLICABLE PROVISIONS OF FEDERAL AND STATE SECURITIES LAWS OR UNLESS AN EXEMPTION FROM SUCH REGISTRATION OR QUALIFICATION APPLIES. THEREFORE, NO SALE OR TRANSFER OF THIS SECURITY SHALL BE MADE, NO ATTEMPTED SALE OR TRANSFER SHALL BE VALID, AND THE ISSUER SHALL NOT BE REQUIRED TO GIVE ANY EFFECT TO ANY SUCH TRANSACTION UNLESS (A) SUCH TRANSACTION HAS BEEN DULY REGISTERED UNDER THE ACT AND QUALIFIED OR APPROVED UNDER APPROPRIATE STATE SECURITIES LAWS, OR (B) THE ISSUER HAS FIRST RECEIVED
ContractLoan Agreement • November 15th, 2010 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations • Delaware
Contract Type FiledNovember 15th, 2010 Company Industry JurisdictionTHIS $1.2 MILLION LOAN AGREEMENT AND THE SECURITIES ISSUABLE HEREUNDER HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR ANY STATE SECURITIES LAWS AND MAY NOT BE TRANSFERRED OR OTHERWISE DISPOSED OF UNLESS THE SECURITIES HAVE BEEN REGISTERED UNDER SUCH ACT AND ALL SUCH OTHER APPLICABLE LAWS OR AN EXEMPTION FROM REGISTRATION IS AVAILABLE.
ContractWarrant • April 8th, 2015 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations • Delaware
Contract Type FiledApril 8th, 2015 Company Industry JurisdictionTHIS SECURITY HAS NOT BEEN REGISTERED OR QUALIFIED UNDER THE SECURITIES ACT OF 1933 (THE “ACT”) OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE OFFERED OR SOLD UNLESS REGISTERED AND QUALIFIED PURSUANT TO THE APPLICABLE PROVISIONS OF FEDERAL AND STATE SECURITIES LAWS OR UNLESS AN EXEMPTION FROM SUCH REGISTRATION OR QUALIFICATION APPLIES. THEREFORE, NO SALE OR TRANSFER OF THIS SECURITY SHALL BE MADE, NO ATTEMPTED SALE OR TRANSFER SHALL BE VALID, AND THE ISSUER SHALL NOT BE REQUIRED TO GIVE ANY EFFECT TO ANY SUCH TRANSACTION UNLESS (A) SUCH TRANSACTION HAS BEEN DULY REGISTERED UNDER THE ACT AND QUALIFIED OR APPROVED UNDER APPROPRIATE STATE SECURITIES LAWS, OR (B) THE ISSUER HAS FIRST RECEIVED AN OPINION OF COUNSEL REASONABLY SATISFACTORY TO IT THAT SUCH REGISTRATION, QUALIFICATION OR APPROVAL IS NOT REQUIRED.
ContractAdvances Loan Agreement • April 8th, 2015 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations • Delaware
Contract Type FiledApril 8th, 2015 Company Industry JurisdictionTHIS 2014 ADVANCES LOAN AGREEMENT AND THE SECURITIES ISSUABLE HEREUNDER HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR ANY STATE SECURITIES LAWS AND MAY NOT BE TRANSFERRED OR OTHERWISE DISPOSED OF UNLESS THE SECURITIES HAVE BEEN REGISTERED UNDER SUCH ACT AND ALL SUCH OTHER APPLICABLE LAWS OR AN EXEMPTION FROM REGISTRATION IS AVAILABLE.
AMENDED AND RESTATED EXCLUSIVE LICENSE AND DISTRIBUTION AGREEMENTExclusive License and Distribution Agreement • May 4th, 2006 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • Florida
Contract Type FiledMay 4th, 2006 Company Industry JurisdictionTHIS AMENDED AND RESTATED EXCLUSIVE LICENSE AND DISTRIBUTION AGREEMENT (the “Agreement”) is entered into as of the 1st day of May, 2006 (the “Effective Date”) by and between Electric Aquagenics Unlimited, Inc., a Delaware corporation having its principal offices located at 1464 West 40 South, Lindon, UT 84042 (“Licensor”), and Water Science, LLC, a limited liability company having its principal offices located at 1800 N.W. 89th Place, Miami, Florida 33172 (the “Licensee”).
SUBSCRIPTION AGREEMENT BETWEEN ELECTRIC AQUAGENICS UNLIMITED INC. AND THE INVESTOR NAMED HEREIN MAY 1, 2006Subscription Agreement • May 4th, 2006 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • Delaware
Contract Type FiledMay 4th, 2006 Company Industry JurisdictionThis Subscription Agreement (this “Agreement”) is made as of May 1, 2006, by and among Electric Aquagenics Unlimited Inc., a Delaware corporation (the “Company”), Water Science, LLC, a Florida limited liability company (the “Investor”).
STOCK PURCHASE AGREEMENTStock Purchase Agreement • March 10th, 2010 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations • Georgia
Contract Type FiledMarch 10th, 2010 Company Industry JurisdictionTHIS STOCK PURCHASE AGREEMENT (the “Agreement”) is made and entered into as of this 5th day of March, 2010 (the “Effective Date”), by and between Theodore C. Jacoby, Jr. and EAU Technologies, Inc., a Delaware corporation (the “Corporation”).
ContractWarrant Agreement • March 5th, 2012 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations • Delaware
Contract Type FiledMarch 5th, 2012 Company Industry JurisdictionTHIS SECURITY HAS NOT BEEN REGISTERED OR QUALIFIED UNDER THE SECURITIES ACT OF 1933 (THE “ACT”) OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE OFFERED OR SOLD UNLESS REGISTERED AND QUALIFIED PURSUANT TO THE APPLICABLE PROVISIONS OF FEDERAL AND STATE SECURITIES LAWS OR UNLESS AN EXEMPTION FROM SUCH REGISTRATION OR QUALIFICATION APPLIES. THEREFORE, NO SALE OR TRANSFER OF THIS SECURITY SHALL BE MADE, NO ATTEMPTED SALE OR TRANSFER SHALL BE VALID, AND THE ISSUER SHALL NOT BE REQUIRED TO GIVE ANY EFFECT TO ANY SUCH TRANSACTION UNLESS (A) SUCH TRANSACTION HAS BEEN DULY REGISTERED UNDER THE ACT AND QUALIFIED OR APPROVED UNDER APPROPRIATE STATE SECURITIES LAWS, OR (B) THE ISSUER HAS FIRST RECEIVED AN OPINION OF COUNSEL REASONABLY SATISFACTORY TO IT THAT SUCH REGISTRATION, QUALIFICATION OR APPROVAL IS NOT REQUIRED.
STOCK PURCHASE AGREEMENTStock Purchase Agreement • March 5th, 2012 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations • Georgia
Contract Type FiledMarch 5th, 2012 Company Industry JurisdictionTHIS STOCK PURCHASE AGREEMENT (the “Agreement”) is made and entered into as of this _27_ day of December, 2011 (the “Effective Date”), by and between Theodore C. Jacoby, Jr. and EAU Technologies, Inc., a Delaware corporation (the “Corporation”).
PROCEEDS ESCROW AGREEMENTProceeds Escrow Agreement • January 8th, 2003 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations
Contract Type FiledJanuary 8th, 2003 Company IndustryTHIS PROCEEDS ESCROW AGREEMENT (this "Agreement") is made and entered into this 14th day of November, 2002, by and between Electric Aquagenics Unlimited, Inc., a Delaware corporation (the "Company"), and AM Bank, a banking corporation (the "Escrow Agent")
ContractLoan Agreement • May 20th, 2013 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations • Delaware
Contract Type FiledMay 20th, 2013 Company Industry JurisdictionTHIS $1,325,000 LOAN AGREEMENT AND THE SECURITIES ISSUABLE HEREUNDER HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR ANY STATE SECURITIES LAWS AND MAY NOT BE TRANSFERRED OR OTHERWISE DISPOSED OF UNLESS THE SECURITIES HAVE BEEN REGISTERED UNDER SUCH ACT AND ALL SUCH OTHER APPLICABLE LAWS OR AN EXEMPTION FROM REGISTRATION IS AVAILABLE.
AMENDED AND RESTATED REGISTRATION RIGHTS AGREEMENTRegistration Rights Agreement • May 15th, 2007 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations • Delaware
Contract Type FiledMay 15th, 2007 Company Industry JurisdictionTHIS REGISTRATION RIGHTS AGREEMENT (this “Agreement”) is entered into as of May 9, 2007, by and between EAU Technologies, Inc., a Delaware corporation (the “Company”), and Water Science, LLC, a Florida limited liability company (the “Investor”).
FIRST AMENDMENT TO STOCK PURCHASE AGREEMENTStock Purchase Agreement • March 30th, 2009 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations
Contract Type FiledMarch 30th, 2009 Company IndustryTHIS FIRST AMENDMENT TO STOCK PURCHASE AGREEMENT (the “First Amendment”) is made and entered into this 25th day of March, 2009 (the “Effective Date”), by and between Water Science, LLC, a Delaware limited liability company (“Water Science”) and EAU Technologies, Inc., a Delaware corporation (the “Corporation”).
NONQUALIFIED STOCK OPTION AGREEMENTNonqualified Stock Option Agreement • October 30th, 2006 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • Delaware
Contract Type FiledOctober 30th, 2006 Company Industry JurisdictionTHIS NONQUALIFIED STOCK OPTION AGREEMENT (the “Agreement”), made this _____ day of October, 2006, evidences the award of 500,000 nonqualified stock options (each an “Option” or collectively the “Options”) that have been granted to you, WADE R. BRADLEY (“Optionee”), effective as of November 6, 2006 (the “Grant Date”), in fulfillment of the obligations of Electric Aquagenics Unlimited, Inc., a Delaware corporation (“Company”), under Section 3(a)(iii) of that certain employment agreement entered into between the Optionee and the Company on October _____, 2006 (the “Employment Agreement”) and subject to and conditioned upon the Optionee’s agreement to the terms described below. Each Option entitles the Optionee to purchase one share of common stock, par value $.0001 per share, of the Company (“Common Stock”) at $1.30 per share, the closing price reported on the NASDAQ OTC Bulletin Board Service on the date hereof. An executed copy of this Agreement must be returned to the Company within 10
ContractLoan Agreement • September 2nd, 2009 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations • Delaware
Contract Type FiledSeptember 2nd, 2009 Company Industry JurisdictionTHIS LOAN AGREEMENT AND THE SECURITIES ISSUABLE HEREUNDER HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR ANY STATE SECURITIES LAWS AND MAY NOT BE TRANSFERRED OR OTHERWISE DISPOSED OF UNLESS THE SECURITIES HAVE BEEN REGISTERED UNDER SUCH ACT AND ALL SUCH OTHER APPLICABLE LAWS OR AN EXEMPTION FROM REGISTRATION IS AVAILABLE.
EXHIBIT 10.2 STOCK PURCHASE AGREEMENT THIS STOCK PURCHASE AGREEMENT ("Agreement") is entered into as of January 10, 2007, by and among Electric Aquagenics Unlimited, Inc., a Delaware corporation whose address is 1464 West 40 South, Suite 200, Linden,...Stock Purchase Agreement • January 17th, 2007 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • Georgia
Contract Type FiledJanuary 17th, 2007 Company Industry Jurisdiction
AGREEMENT TERMINATING WARRANTS AND REGISTRATION RIGHTSAgreement Terminating Warrants and Registration Rights • May 15th, 2007 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations • Georgia
Contract Type FiledMay 15th, 2007 Company Industry JurisdictionTHIS AGREEMENT TERMINATING WARRANTS AND REGISTRATION RIGHTS (the “Agreement”) is entered into this 9th day of May, 2007, by and between EAU TECHNOLOGIES, INC., a Delaware corporation (“Company”), WATER SCIENCE, LLC, a Florida limited liability company (“Water Science”) and PETER ULLRICH, a resident of Florida and the sole member of Water Science (“Ullrich”).
EAU TECHNOLOGIES, INC. NON-EMPLOYEE DIRECTOR RESTRICTED STOCK AWARD AGREEMENTRestricted Stock Award Agreement • March 4th, 2008 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations
Contract Type FiledMarch 4th, 2008 Company IndustryThis Restricted Stock Award Agreement (“Agreement”) was made and entered into as of February 27, 2008 (“Date of Grant”), by and between EAU Technologies, Inc., a Delaware corporation (hereinafter “EAU” or the “Company”), and ________________, a director of EAU (hereinafter “Director”).
EMPLOYMENT AGREEMENTEmployment Agreement • October 30th, 2006 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • Georgia
Contract Type FiledOctober 30th, 2006 Company Industry JurisdictionThis Employment Agreement (this “Agreement”) is made on the 24th day of October, 2006 by and between Electric Aquagenics Unlimited, Inc., a Delaware corporation (the “Company”), and Wade R. Bradley, an individual resident of the State of Georgia (the “Employee”).
SELLING AGREEMENT January 13, 2005 Gaylord Karren, President Electric Aquagenics Unlimited, Inc. 1464 West 40 South, Suite #200 Lindon, Utah 84042Selling Agreement • February 15th, 2005 • Electric Aquagenics Unlimited Inc • Specialty cleaning, polishing and sanitation preparations • California
Contract Type FiledFebruary 15th, 2005 Company Industry JurisdictionRe: Private Placement of Common Stock of Electric Aquagenics Unlimited, Inc. Gentlemen: Electric Aquagenics Unlimited, Inc., a Delaware corporation (the "Company") develops, manufactures and markets equipment that uses water electrolysis to create fluids that sanitize and clean surfaces without toxicity and at lower costs than for traditional chemically based toxic products. The Company desires to raise capital by the sale of common stock (the "Common Stock") at a price of $3.50 per share (the "Shares"). Each Share has a purchase price of $3.50 payable in cash in full upon subscription. The Company hereby confirms as follows its agreement with Nexcore Capital, Inc. ("Nexcore"), a registered member in good standing of the National Association of Securities Dealers, Inc. ("NASD"), under which Nexcore will act as a non-exclusive agent for the Company in connection with the offering of the Shares. 1. Memorandum. The Company has caused the preparation of a private placement
SECOND AMENDED AND RESTATED PROMISSORY NOTEPromissory Note • August 14th, 2014 • Eau Technologies, Inc. • Specialty cleaning, polishing and sanitation preparations
Contract Type FiledAugust 14th, 2014 Company IndustryThis Second Amended and Restated Promissory Note (this “Amendment”) is made this 7th day of August, 2014, by and between EAU Technologies, Inc., a Delaware corporation (the “Company”), and Theodore C. Jacoby, Jr., a resident of Missouri (“Lender”).