PSM Holdings Inc Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • January 10th, 2014 • PSM Holdings Inc • Mortgage bankers & loan correspondents • Oklahoma

This EMPLOYMENT AGREEMENT (the “Agreement”) entered into effective the 1st day of January 2014 (the “Effective Date”), is by, between, and among PSM Holdings, Inc., a corporation formed under the laws of the State of Nevada (the “Employer”), and Jeffrey R. Smith (the “Employee”).

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Stock PURCHASE AGREEMENT
Stock Purchase Agreement • April 12th, 2016 • PSM Holdings Inc • Mortgage bankers & loan correspondents • New York

This Stock Purchase Agreement (this “Agreement”) is dated as of April 6, 2016 (the “Effective Date”) by and among PSM Holdings, Inc., a Delaware corporation (the “Company”), and each purchaser listed on the Schedule of Purchasers attached hereto (each, a “Purchaser” and collectively, the “Purchasers”).

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Bridge LOAN AGREEMENT
Bridge Loan Agreement • February 12th, 2016 • PSM Holdings Inc • Mortgage bankers & loan correspondents • Oklahoma

This Bridge Loan Agreement (the “Agreement”) dated February 8, 2016, is by, between, and among PSM Holdings, Inc., a Delaware corporation (the “Borrower”), on the one hand, and James Miller (the “Lender”), on the other hand.

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PSM Holdings, Inc. (A DELAWARE CORPORATION) COMMON STOCK PURCHASE WARRANT
PSM Holdings Inc • February 12th, 2016 • Mortgage bankers & loan correspondents

This certifies that for value received, JAMES MILLER or registered assigns (the “Registered Owner”), is the owner of Fifty Thousand (50,000) common stock purchase warrants (the “Warrants”), each of which Warrants entitles the Registered Owner to purchase at any time during the period expiring at 5:00 P.M. Eastern Time on February 8, 2021, (the “Exercise Period”) one fully paid and non-assessable share of common stock, par value $0.001 per share (the “Common Stock”), of PSM Holdings, Inc., a Delaware corporation (the “Company”), upon payment of the exercise price of $0.011 per share (the “Exercise Price”); provided, however, that the number of shares of the Common Stock purchasable upon exercise of each Warrant may be increased or reduced and the Exercise Price adjusted in the event of certain contingencies described below.

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WARRANT TO PURCHASE COMMON STOCK OF PSM HOLDINGS, INC. $0.011 per share
PSM Holdings Inc • February 22nd, 2016 • Mortgage bankers & loan correspondents • Delaware

PSM HOLDINGS, INC., a Delaware corporation (the “Company”), for value received, hereby certifies that __________ (“Warrant Holder”), has the right at any time, and from time to time, prior to the time set forth in Section 2.1 hereof, to purchase __________ (__________) fully paid and non-assessable shares of Common Stock, $.001 par value per share, of the Company (the “Common Stock”) at the price set forth herein, all as provided herein and upon compliance with and subject to the conditions set forth herein.

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Contract
PSM Holdings Inc • February 12th, 2016 • Mortgage bankers & loan correspondents • Oklahoma

THIS NOTE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR REGISTERED OR QUALIFIED UNDER ANY APPLICABLE STATE SECURITIES LAWS. IT MAY NOT BE SOLD, OFFERED FOR SALE, PLEDGED OR HYPOTHECATED IN THE ABSENCE OF (A) AN EFFECTIVE REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933, AS AMENDED, AND REGISTRATION OR QUALIFICATION UNDER ANY APPLICABLE STATE SECURITIES LAWS OR (B) AN OPINION OF COUNSEL IN FORM AND SUBSTANCE SATISFACTORY TO THE BORROWER THAT SUCH REGISTRATION AND QUALIFICATION ARE NOT REQUIRED PURSUANT TO AN EXEMPTION UNDER SUCH ACT AND SECURITIES LAWS.

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New Mexico Commercial Lease Agreement
Mexico Commercial Lease Agreement • June 20th, 2008 • PSM Holdings Inc • New Mexico

This Commercial Lease Agreement ("Lease") is made and effective March 1, 2008, by and between Spectrum Development Co., LLC ("Landlord") and PrimeSource Mortgage, Inc. ("Tenant").

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Executive EMPLOYMENT AGREEMENT
Executive Employment Agreement • August 2nd, 2016 • PSM Holdings Inc • Mortgage bankers & loan correspondents • Oklahoma

This EXECUTIVE EMPLOYMENT AGREEMENT (the “Agreement”) entered into effective the 1st day of July 2016 (the “Effective Date”), is by and between PSM Holdings, Inc., a Delaware corporation with principal offices in Edmond, Oklahoma (the “Company”), and Kevin J. Gadawski, an individual residing in Dana Point, California (the “Executive”).

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GUARANTY AGREEMENT
Guaranty Agreement • February 24th, 2015 • PSM Holdings Inc • Mortgage bankers & loan correspondents • New York

As an inducement to QUINTIUM PRIVATE OPPORTUNITIES FUND, LP (“Lender”) to extend credit to and to otherwise deal with PSM HOLDINGS, INC., a Delaware corporation (“Borrower”), and in consideration thereof, the undersigned hereby absolutely and unconditionally guarantees to Lender and its successors and assigns the due and punctual payment of any and all notes, drafts, debts, obligations and liabilities, primary or secondary (whether by way of endorsement or otherwise), of Borrower, at any time, now or hereafter, incurred with or held by Lender, together with interest, as and when the same become due and payable, whether by acceleration or otherwise, in accordance with the terms of any such notes, drafts, debts, obligations or liabilities or agreements evidencing any such indebtedness, obligation or liability including all renewals, extensions and modifications thereof (the “Guaranty” or Guaranty Agreement”). The obligation of the undersigned is a guarantee of payment and not of collecti

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Agreement and Plan of Merger
Agreement and Plan of Merger • October 19th, 2011 • PSM Holdings Inc • Mortgage bankers & loan correspondents • New Mexico

THIS AGREEMENT AND PLAN OF MERGER (the “Agreement”) dated as of October 13, 2011, is by, between, and among United Community Mortgage Corporation, a New Jersey corporation (“UCMC”), a wholly owned subsidiary of Prime Source Mortgage, Inc., a Texas corporation (“PSMI”), PSMI’s parent, PSM Holdings, Inc., a Nevada corporation (“PSMH”), Iowa Mortgage Professionals, Inc., an Iowa corporation (“IMP”), and its shareholder, Randall C. Stevens, an individual residing in the State of Iowa (the “Shareholder”). Certain capitalized terms used in this Agreement are defined in ARTICLE XII of this Agreement.

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Agreement and Plan of Merger
Employment Agreement • August 12th, 2011 • PSM Holdings Inc • Mortgage bankers & loan correspondents • New Mexico

THIS AGREEMENT AND PLAN OF MERGER (the “Agreement”) dated as of August 8, 2011, is by, between, and among United Community Mortgage Corporation, a New Jersey corporation (“UCMC”), a wholly owned subsidiary of Prime Source Mortgage, Inc., a Texas corporation (“PSMI”), PSMI’s parent, PSM Holdings, Inc., a Nevada corporation (“PSMH”), Fidelity Mortgage Company, a Colorado corporation (“Fidelity”), and its shareholders, James Pulsipher, an individual residing in the State of Colorado, and Jared Peterson, an individual residing in the State of Colorado (collectively the “ Shareholders”). Certain capitalized terms used in this Agreement are defined in ARTICLE XII of this Agreement.

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Contract
Note • September 18th, 2014 • PSM Holdings Inc • Mortgage bankers & loan correspondents • Oklahoma

THIS NOTE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR REGISTERED OR QUALIFIED UNDER ANY APPLICABLE STATE SECURITIES LAWS. IT MAY NOT BE SOLD, OFFERED FOR SALE, PLEDGED OR HYPOTHECATED IN THE ABSENCE OF (A) AN EFFECTIVE REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933, AS AMENDED, AND REGISTRATION OR QUALIFICATION UNDER ANY APPLICABLE STATE SECURITIES LAWS OR (B) AN OPINION OF COUNSEL IN FORM AND SUBSTANCE SATISFACTORY TO THE BORROWER THAT SUCH REGISTRATION AND QUALIFICATION ARE NOT REQUIRED PURSUANT TO AN EXEMPTION UNDER SUCH ACT AND SECURITIES LAWS.

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Contract
PSM Holdings Inc • November 18th, 2014 • Mortgage bankers & loan correspondents • Oklahoma

THIS NOTE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR REGISTERED OR QUALIFIED UNDER ANY APPLICABLE STATE SECURITIES LAWS. IT MAY NOT BE SOLD, OFFERED FOR SALE, PLEDGED OR HYPOTHECATED IN THE ABSENCE OF (A) AN EFFECTIVE REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933, AS AMENDED, AND REGISTRATION OR QUALIFICATION UNDER ANY APPLICABLE STATE SECURITIES LAWS OR (B) AN OPINION OF COUNSEL IN FORM AND SUBSTANCE SATISFACTORY TO THE BORROWER THAT SUCH REGISTRATION AND QUALIFICATION ARE NOT REQUIRED PURSUANT TO AN EXEMPTION UNDER SUCH ACT AND SECURITIES LAWS.

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Agreement and Plan of Merger
Agreement and Plan of Merger • July 7th, 2011 • PSM Holdings Inc • Mortgage bankers & loan correspondents • New Mexico

THIS AGREEMENT AND PLAN OF MERGER (the “Agreement”) dated as of June 30, 2011, is by, between, and among United Community Mortgage Corporation, a New Jersey corporation (“UCMC”) and a wholly owned subsidiary of Prime Source Mortgage, Inc., a Texas corporation (“PSMI”), PSMI’s parent, PSM Holdings, Inc., a Nevada corporation (“PSMH”), Founders Mortgage LLC, a Missouri limited liability company (“Founders”), and its sole member, Peter Gubany, an individual residing in the State of Missouri (the “Member”). Certain capitalized terms used in this Agreement are defined in ARTICLE XII of this Agreement.

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nwbo corporation & bob duane & cary hise, primesource mortgage, inc.
PSM Holdings Inc • May 14th, 2009 • Mortgage bankers & loan correspondents
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Amendment to the Stock PURCHASE AGREEMENT
The Stock Purchase Agreement • December 18th, 2014 • PSM Holdings Inc • Mortgage bankers & loan correspondents

This Amendment to the Stock Purchase Agreement (the “Amendment”) is dated December 15, 2014, and entered into by and between PSM Holdings, Inc., a Delaware corporation (the “Company”), and LB MERCHANT PSMH-3, LLC, a Florida limited liability company (the “Purchaser”).

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AMENDMENT and WAIVER TO THE STOCK PURCHASE AGREEMENT
Stock Purchase Agreement • April 3rd, 2014 • PSM Holdings Inc • Mortgage bankers & loan correspondents

This Amendment and Waiver to the Stock Purchase Agreement (this “Amendment”) effective as of April 1, 2014, to the Stock Purchase Agreement referred to below is entered into by and among PSM Holdings, Inc., a Delaware corporation (the “Company”), LB Merchant PSMH-1 LLC, a Florida limited liability company (“PSMH-1”), and Riverview Group LLC (“Riverview” and collectively with PSMH-1, the “Purchasers”).

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FIRST AMENDMENT TO STOCK PURCHASE AGREEMENT
Stock Purchase Agreement • December 2nd, 2014 • PSM Holdings Inc • Mortgage bankers & loan correspondents

This First Amendment to Stock Purchase Agreement (the “Amendment”), dated as of November 24, 2014, is entered into by and among PSM Holdings, Inc., a Delaware corporation (the “Company”), LB Merchant PSMH-2, LLC (“PSMH-2”), Riverview Group LLC (“Riverview”), Palm Global Small Cap Fund, L.P. (“Palm”), and Johannes Boot (“Boot” and collectively with PSMH-2, Riverview and Palm, the “Purchasers”).

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FMC Properties Lease Agreement
Lease Agreement • September 30th, 2013 • PSM Holdings Inc • Mortgage bankers & loan correspondents • Colorado

This Lease Agreement (“Lease”) is entered into by Landlord and Tenant as described in the following basic lease information, effective as of the 1st day of September, 2010. Landlord and Tenant hereby agree:

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FIRST AMENDMENT TO LOAN AGREEMENT
Loan Agreement • October 7th, 2015 • PSM Holdings Inc • Mortgage bankers & loan correspondents • New York

This First Amendment to Loan Agreement (this “Amendment”) is entered into as of October 1, 2015 (the “Effective Date”) by and between QUINTIUM PRIVATE OPPORTUNITIES FUND, LP, a Delaware limited partnership (“Lender”), PSM HOLDINGS, INC., a Delaware corporation (“Borrower”), PRIME SOURCE MORTGAGE, INC. (formerly PrimeSource Mortgage, Inc.), a Delaware corporation (“PrimeSource”), WWYH, Inc., a Texas corporation (“WWYH” and, together with PrimeSource, the “Grantors”), and Kevin Gadawski (“Gadawski” and, together with the Grantors, the “Guarantors”)

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AMENDMENT NO. 1 TO COMMON STOCK PURCHASE WARRANT
Common Stock Purchase Warrant • April 3rd, 2014 • PSM Holdings Inc • Mortgage bankers & loan correspondents

THIS AMENDMENT (this “Amendment”), dated as of April 1, 2014, to the Common Stock Purchase Warrant referred to below is entered into by and between PSM Holdings, Inc., a Delaware corporation (the “Company”), and ___________ (the “Warrant Holder”).

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SECOND AMENDMENT TO LOAN AGREEMENT
Loan Agreement • February 3rd, 2016 • PSM Holdings Inc • Mortgage bankers & loan correspondents • New York

This Second Amendment to Loan Agreement (this “Amendment”) is entered into as of January 28, 2016 (the “Effective Date”) by and between QUINTIUM PRIVATE OPPORTUNITIES FUND, LP, a Delaware limited partnership (“Lender”), PSM HOLDINGS, INC., a Delaware corporation (“Borrower”), PRIME SOURCE MORTGAGE, INC. (formerly PrimeSource Mortgage, Inc.), a Delaware corporation (“PrimeSource”), WWYH, Inc., a Texas corporation (“WWYH” and, together with PrimeSource, the “Grantors”), and Kevin Gadawski (“Gadawski” and, together with the Grantors, the “Guarantors”).

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OFFICE BUILDING LEASE
Office Building Lease • September 30th, 2013 • PSM Holdings Inc • Mortgage bankers & loan correspondents • Oklahoma

THIS LEASE is entered into by and between Landlord and Tenant and upon approval by both Landlord and Tenant, as evidenced by their signatures hereto, a valid and binding Lease shall exist, the terms and conditions of which are as follows:

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NOTE MODIFICATION AGREEMENT
Note Modification Agreement • October 7th, 2015 • PSM Holdings Inc • Mortgage bankers & loan correspondents

THIS NOTE MODIFICATION AGREEMENT (“Agreement”) is being made and entered into this October 1, 2015 (the “Effective Date”), by and between Quintium Private Opportunities Fund, LP, a Delaware limited partnership (“Lender”), and PSM Holdings, Inc., a Delaware corporation (“Borrower”).

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PSM Holdings, Inc. SUBSCRIPTION AGREEMENT
Subscription Agreement • January 20th, 2012 • PSM Holdings Inc • Mortgage bankers & loan correspondents • New Mexico

This Subscription Agreement (the “Agreement”) is entered into by and between PSM Holdings, Inc., a Nevada corporation (the “Company”), and the individual or entity whose name appears on the last page of this Agreement (the “Investor”).

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REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • June 20th, 2008 • PSM Holdings Inc • New Mexico

This Registration Rights Agreement (the “Agreement”) made effective as of the 4th day of March, 2008, (the “Effective Date”) is entered into by and between PSM Holdings, Inc., a Nevada corporation (the “Company”), and certain persons and entities holding shares of the Common Stock who sign the signature page to this Agreement in one or more counterparts (individually, a “Shareholder” and collectively the“Shareholders”).

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PRIMESOURCE MORTGAGE, INC. PRODUCING SALES MANAGEMENT AND SUPERVISION AGREEMENT
Sales Management and Supervision Agreement • May 15th, 2013 • PSM Holdings Inc • Mortgage bankers & loan correspondents • New Mexico

day of January, 2013 (the “Effective Date”) by and among PRIMESOURCE MORTGAGE, INC., a Delaware Corporation, with its Main Office located at 1112 North Main Street, Roswell, NM 88201 (the “Corporate Office”), hereinafter referred to as “PSMI,” and James D. Pulsipher, hereinafter referred to as “Manager,” with his/her principal office located at 700 Belford Avenue, Grand Junction, CO, 81501, hereinafter referred to as the “Branch Office.”

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PRIMESOURCE MORTGAGE, INC. NON-PRODUCING REGIONAL VICE PRESIDENT MANAGEMENT AND SUPERVISION AGREEMENT
Management and Supervision Agreement • May 15th, 2013 • PSM Holdings Inc • Mortgage bankers & loan correspondents • New Mexico

This Agreement hereinafter referred to as “Agreement” made and entered into on this 1st day of January, 2013 (the “Effective Date”) by and among PrimeSource Mortgage, Inc., with its principal office located at 1112 North Main Street, Roswell, NM 88201 (the “Corporate Office”), hereinafter referred to as “PrimeSource,” and Jared Peterson, hereinafter referred to as “Manager,” with his/her principal office located at 700 Belford Avenue, Grand Junction, CO 81501, hereinafter referred to as the “Branch Office.”

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Agreement with Deb Erickson And PrimeSource Mortgage
PSM Holdings Inc • July 28th, 2009 • Mortgage bankers & loan correspondents

Effective April 1, 2008, we moved to a $60,000 compensation plan continuing the same payment of $2,500 semi-monthly, but with no more share compensation.

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COMMERCIAL SECURITY AGREEMENT
Security Agreement • May 14th, 2009 • PSM Holdings Inc • Mortgage bankers & loan correspondents • Oklahoma

SECURED DEBTS: This Agreement will secure all sums advanced by Secured Party under the terms of this Agreement and the payment and performance of the following described Secured Debts and Debtor/Borrower owes to Secured Party:

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AMENDMENT TO PROMISSORY NOTE
Promissory Note • October 15th, 2012 • PSM Holdings Inc • Mortgage bankers & loan correspondents

THIS AMENDMENT, dated as of September 12, 2012 (this “Amendment”) to the Promissory Note referred to below is entered into by and between PSM Holdings, Inc., a Delaware corporation, (the “Company”) and Nationwide By Owner, Inc., a Texas corporation, Cary Hise, an individual, and Bob Duane, an individual (collectively, the “Debtors”).

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SECURITY AGREEMENT MODIFICATION
Security Agreement Modification • October 7th, 2015 • PSM Holdings Inc • Mortgage bankers & loan correspondents

This Security Agreement Modification (this “Modification”) is entered into as of October 1, 2015 (the “Effective Date”) by and between QUINTIUM PRIVATE OPPORTUNITIES FUND, LP, a Delaware limited partnership (“Lender”), PSM HOLDINGS, INC., a Delaware corporation (“Borrower”), PRIME SOURCE MORTGAGE, INC. (formerly PrimeSource Mortgage, Inc.), a Delaware corporation (“PrimeSource”), WWYH, Inc., a Texas corporation (“WWYH” and, together with PrimeSource, the “Grantors”).

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SECOND AMENDMENT TO STOCK PURCHASE AGREEMENT
Stock Purchase Agreement • December 2nd, 2014 • PSM Holdings Inc • Mortgage bankers & loan correspondents

This Second Amendment to Stock Purchase Agreement (the “Amendment”), dated as of November 24, 2014, is entered into by and among PSM Holdings, Inc., a Delaware corporation (the “Company”), LB Merchant PSMH-1 LLC, a Florida limited liability company (“PSMH-1”), and Riverview Group LLC (“Riverview” and, collectively with PSMH-1, the “Purchasers”).

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SECOND NOTE MODIFICATION AGREEMENT
Second Note Modification Agreement • February 3rd, 2016 • PSM Holdings Inc • Mortgage bankers & loan correspondents

THIS SECOND NOTE MODIFICATION AGREEMENT (“Agreement”) is being made and entered into this January 28, 2016 (the “Effective Date”), by and between Quintium Private Opportunities Fund, LP, a Delaware limited partnership (“Lender”), and PSM Holdings, Inc., a Delaware corporation (“Borrower”).

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SECURITY AGREEMENT
Security Agreement • February 24th, 2015 • PSM Holdings Inc • Mortgage bankers & loan correspondents • New York

THIS SECURITY AGREEMENT (this “Agreement”), dated February 17, 2015, is made and entered into on the terms and conditions hereinafter set forth by and between PSM HOLDINGS, INC., a Delaware corporation (“Debtor”), WWYH, Inc., a Texas corporation (“WWYH”), PrimeSource Mortgage, Inc., a Delaware corporation (“PSMI” and, together with WWYH and Debtor, the “Grantors” or, individually, a “Grantor”), and QUINTIUM PRIVATE OPPORTUNITIES FUND, LP, a Delaware limited partnership (“Secured Party”).

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