JANUS ASPEN SERIES FUND PARTICIPATION AGREEMENT (Service Shares)Fund Participation Agreement • April 21st, 2022 • Equitable America Variable Account K • Colorado
THIS AGREEMENT is made this 12th day of July, 2000, between JANUS ASPEN SERIES, an open-end management investment company organized as a Delaware business trust (the “Trust”), and MONY LIFE INSURANCE COMPANY OF AMERICA, a life insurance company organized under the laws of the State of Arizona (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as may be amended from time to time (the “Accounts”).
ELEVENTH AMENDMENT TO GENERAL AGENT SALES AGREEMENTGeneral Agent Sales Agreement • April 21st, 2022 • Equitable America Variable Account K
This ELEVENTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT, dated as of November 1,2021, is by and between EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA (f/k/a MONY Life Insurance Company of America), an Arizona life insurance company (“Equitable America”), and EQUITABLE NETWORK, LLC (f/k/a AXA Network, LLC), a Delaware limited liability company (“General Agent”).
SEVENTH AMENDMENT TO PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALSParticipation Agreement • April 21st, 2022 • Equitable America Variable Account K
Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America (the “Company”), an Arizona stock life insurance company, PIMCO Variable Insurance Trust (the “Fund”), a Delaware business trust and PIMCO Investments LLC (the “Underwriter”), a Delaware limited liability company, entered into a certain participation agreement dated December 1, 2001 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of May 1, 2021, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund and the Underwriter (collectively, the “Parties”). All capitalized terms used herein and not otherwise defined shall have the meaning ascribed to such terms in the Agreement (defined above).
AMENDMENT TO PARTICIPATION AGREEMENTParticipation Agreement • April 21st, 2021 • Equitable America Variable Account K
THIS AMENDMENT (“Amendment”) amends the Participation Agreement dated January 1, 1997 (together with any prior amendments thereto, the “Agreement”) which is hereby incorporated by reference, and is made as of the Amendment Effective Date of September 28, 2020 by and between EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA (formerly known as MONY Life Insurance Company of America) (the “Company”); VANECK VIP TRUST (formerly known as Van Eck Worldwide Insurance Trust) (the “Fund”); VAN ECK SECURITIES CORPORATION (the “Underwriter”); and VAN ECK ASSOCIATES CORPORATION (the “Adviser”).
SEVENTH AMENDMENT TO FUND PARTICIPATION AGREEMENTFund Participation Agreement • April 21st, 2021 • Equitable America Variable Account K
Equitable Financial Life Insurance Company, formerly known as AXA Equitable Life Insurance Company, a New York life insurance company, and Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America, an Arizona stock life insurance company (collectively “Company”), BlackRock Variable Series Funds, Inc. and BlackRock Variable Series Funds II, Inc. (each the “Fund”), , each an open-end management investment company organized as a Maryland corporation, BlackRock Advisors, LLC (the “Advisor”) and BlackRock Investments, LLC (the “Distributor”), entered into a certain fund participation agreement dated October 19, 2009 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of December 15, 2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individua
FOURTH AMENDMENT TO FUND PARTICIPATION AGREEMENT (Service Shares) Regarding TRUST SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALSFund Participation Agreement • April 21st, 2022 • Equitable America Variable Account K
Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America (the “Company”), an Arizona stock life insurance company and Janus Aspen Series (the “Trust”), an open-end management investment company organized as a Delaware business trust, entered into a certain fund participation agreement dated July 12, 2000 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of February 10, 2021, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Trust (collectively, the “Parties”).
PARTICIPATION AGREEMENT Among MONY LIFE INSURANCE COMPANY OF AMERICA LEGG MASON PARTNERS VARIABLE EQUITY TRUST AND LEGG MASON PARTNERS VARIABLE INCOME TRUST LEGG MASON PARTNERS FUND ADVISOR, LLC and LEGG MASON INVESTOR SERVICES, LLCParticipation Agreement • April 21st, 2021 • Equitable America Variable Account K • New York
THIS AGREEMENT, made and entered into as of this 1ST day of December 2010, by and among MONY LIFE INSURANCE COMPANY OF AMERICA (the “Company”), an Arizona life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); Legg Mason Partners Variable Equity Trust and Legg Mason Partners Variable Income Trust, each an open-end management investment company organized under the laws of Maryland (the “Fund”); Legg Mason Partners Fund Advisor, LLC (the “Adviser”), a Maryland limited liability company; and Legg Mason Investor Services, LLC (the “Distributor”), a Maryland limited liability company.
COMPANY AMENDMENT TO PARTICIPATION AGREEMENTParticipation Agreement • April 21st, 2021 • Equitable America Variable Account K
THIS AMENDMENT (“Amendment”) amends the Amended and Restated Participation Agreement dated March 15, 2010 (together with any prior amendments thereto, the “Agreement”) which is hereby incorporated by reference, and is made as of the Amendment Effective Date of October 23, 2020 by and between MFS VARIABLE INSURANCE TRUST (the “Trust I”); MFS VARIABLE INSURANCE TRUST II (the “Trust II”); EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA f/k/a MONY LIFE INSURANCE COMPANY OF AMERICA (the “Company”); and MFS FUND DISTRIBUTORS, INC. (“MFD”). Each separately being a “Party” and collectively referred to as, the “Parties”)
FIFTH AMENDMENT TO PARTICIPATION AGREEMENTParticipation Agreement • July 27th, 2022 • Equitable America Variable Account K
This Amendment (the “Amendment”) to the Participation Agreement dated October 21, 1998, as amended (the “Agreement”) among T. Rowe Price Equity Series, Inc., T. Rowe Price Fixed Income Series, Inc. and T. Rowe Price International Series, Inc. (the “Fund(s)”), T. Rowe Price Investment Services, Inc. (the “Underwriter”), and Equitable Financial Life Insurance Company of America (the “Company”), is effective as of June 6, 2022.
EIGHTH AMENDMENT TO PARTICIPATION AGREEMENTParticipation Agreement • April 21st, 2022 • Equitable America Variable Account K
THIS EIGHTH AMENDMENT (“Amendment”) is made as of October 7, 2021 (“Amendment Effective Date”) by and between Equitable Financial Life Insurance Company of America (formerly known as MONY Life Insurance Company of America) (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time; PIMCO Variable Insurance Trust (the “Fund”), and PIMCO Investments LLC (the “Underwater”). The Company, Fund and Underwriter are collectively referred to as “Parties” and individually as a “Party”.
AMENDMENT NO. 3 TO PARTICIPATION AGREEMENTParticipation Agreement • April 21st, 2021 • Equitable America Variable Account K
Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America (the “Company”), an Arizona stock life insurance company; Legg Mason Global Asset Management Variable Trust, Legg Mason Partners Variable Equity Trust and Legg Mason Partners Variable Income Trust (collectively, the “Fund”), each an open-end management investment company organized under the laws of Maryland; Legg Mason Partners Fund Advisor, LLC (the “Adviser”), a Maryland limited liability company; and Legg Mason Investor Services, LLC (the “Distributor”), a Maryland limited liability company, entered into a certain Participation Agreement dated December 1, 2010 (together with any prior amendments thereto, the “Agreement”). This Amendment No. 3 (the “Amendment”) to the Agreement is entered into as of December 4, 2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Agreement, as may be amended from time to
AMENDMENT NO. 3 TO FUND PARTICIPATION AGREEMENTFund Participation Agreement • December 10th, 2013 • MONY America Variable Account K of MONY Life Insurance Co of America
WHEREAS, upon the closing (the “Closing”) of the transactions contemplated by that certain Master Agreement, dated as of April 10, 2013, by and among AXA Equitable Financial Services, LLC, a Delaware limited liability company (“Seller”), AXA Financial, Inc., a Delaware corporation, and Protective Life Insurance Company, an insurance company organized under the laws of the State of Tennessee (“Purchaser”), Seller will sell to Purchaser, and Purchaser will purchase, all of the issued and outstanding shares of common stock of MONY (the “Transaction”);
Ivy Distributors, Inc.Consent to Assignment of Participation Agreement • August 17th, 2021 • Equitable America Variable Account K
As you may know, Waddell & Reed Financial, Inc. (“Waddell & Reed”) and its subsidiaries (including the Distributor) are in the process of being acquired by Macquarie Management Holdings, Inc. (“Macquarie”), pursuant to that certain Agreement and Plan of Merger dated as of December 2, 2020, by and among Waddell & Reed, Macquarie, Merry Merger Sub, Inc. and Macquarie Financial Holdings Pty Ltd (such agreement the “Merger Agreement,” and the transactions contemplated therein, the “Merger”).
FIFTH AMENDMENT TO FUND PARTICIPATION AGREEMENT (Service Shares)Fifth Amendment to Fund Participation Agreement • April 21st, 2022 • Equitable America Variable Account K
Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America (the “Company”), an Arizona stock life insurance company and Janus Aspen Series (the “Trust”), an open-end management investment company organized as a Delaware business trust, entered into a certain fund participation agreement dated July 12, 2000, as amended (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of May 25, 2021, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Trust (collectively, the “Parties”).
ContractLimited Temporary Insurance Agreement • October 6th, 2023 • Equitable America Variable Account K
Equitable Financial Life Insurance Company Equitable Financial Life Insurance Company of America Mailing Address: PO Box 1047, Charlotte, NC 28201-1047 Section C - Limited Temporary Insurance Agreement and Questionnaire Forming a Part of the Application for Individual Life Insurance Name of Proposed Insured Date of Birth (mm/dd/yyyy) Name of Proposed 2nd Insured Date of Birth (mm/dd/yyyy) If any of the questions below are answered “Yes” or left blank with respect to any Proposed Insured(s), no representative of the Company is authorized to accept money, and NO COVERAGE will take effect under this Agreement with respect to such Proposed Insured(s). 1. The questions below apply to all Proposed Insured(s). a) Is any Proposed Insured less than 15 days or over 70 years of age? Yes No b) Within the past 24 months has any Proposed Insured been attended by a care provider or been seen at a medical facility for heart condition or disease, stroke or cancer? Yes No c) Within the past 10 years has
Amendment No. 4 to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. MONY Life Insurance Company MONY Life Insurance Company of America AXA Advisors LLC AXA Distributors LLCParticipation Agreement • December 10th, 2013 • MONY America Variable Account K of MONY Life Insurance Co of America
Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we” or “us”), MONY Life Insurance Company, MONY Life Insurance Company of America (together the “Company” or “you”), AXA Advisors LLC and AXA Distributors LLC, your distributors, on your behalf and on behalf of certain Accounts, have previously entered into a Participation Agreement dated May 1, 2003 and subsequently amended May 3, 2004, June 5, 2007, and May 1, 2010 (the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”).
FIFTH AMENDMENT TO PARTICIPATION AGREEMENTParticipation Agreement • December 10th, 2013 • MONY America Variable Account K of MONY Life Insurance Co of America
Fifth Amendment, effective October 17, 2013 to that certain Participation Agreement, (the “Agreement”), dated December 1, 2001, as amended, by and among MONY Life Insurance Company of America (the “Company”), PIMCO Variable Insurance Trust and PIMCO Investments LLC (pursuant to the Novation of and Amendment to Participation Agreement dated March 28, 2011) (collectively, the “Parties”).
AMENDMENT TO PARTICIPATION AGREEMENTParticipation Agreement • December 10th, 2013 • MONY America Variable Account K of MONY Life Insurance Co of America
THIS AMENDMENT TO PARTICIPATION AGREEMENT (the “Amendment”), is made and entered into as of October 16, 2013, by and among MONY Life Insurance Company of America (the “Company”), The Universal Institutional Funds, Inc. (the “Fund”) and Morgan Stanley Investment Management Inc. (the “Adviser”) (collectively, the “Parties”).
FOURTH AMENDMENT TO PARTICIPATION AGREEMENTParticipation Agreement • December 10th, 2013 • MONY America Variable Account K of MONY Life Insurance Co of America
Fourth Amendment, effective October 14, 2013 to the Participation Agreement, (the “Agreement”), dated October 23, 2009, as amended, by and among AXA Equitable Life Insurance Company, MONY Life Insurance Company of America (the “Company”), Waddell & Reed, Inc., and Ivy Funds Variable Insurance Portfolios (collectively, the “Parties”).
THIRD AMENDMENT TO AMENDED AND RESTATED PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALSParticipation Agreement • April 21st, 2021 • Equitable America Variable Account K
Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America (the Company”), an Arizona stock life insurance company, MFS Variable Insurance Trust and MFS Variable Insurance Trust II (individually, the “Trust” and collectively, the “Trusts”), each a Massachusetts business trust and MFS Fund Distributors, Inc. (the “Distributor), a Delaware corporation, entered into a certain amended and restated participation agreement dated March 15, 2010 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of January 8, 2021, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Trusts and the Distributor (collectively, the “Parties”). Capitalized terms not otherwise defined herein shall have the definitions ascrib
AMENDMENT NO. 2 AMENDED AND RESTATED PARTICIPATION AGREEMENTParticipation Agreement • December 10th, 2013 • MONY America Variable Account K of MONY Life Insurance Co of America
Amendment No. 2, dated as of November 1, 2013 (“Amendment No.2”), to the Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement”), by and among AXA Premier VIP Trust (“Trust”), MONY Life Insurance Company of America and AXA Distributors, LLC (collectively, the “Parties”).
AMENDMENT #1 TO PARTICIPATION AGREEMENTParticipation Agreement • April 21st, 2021 • Equitable America Variable Account K
This Amendment, effective November 29, 2018, by and among MONY Life Insurance Company of America, Lord Abbett Series Fund, Inc. and Lord Abbett Distributor LLC (collectively, the “Parties”) is made to the Participation Agreement dated August 27, 2010 (the “Agreement”).
AMENDMENT NO. 3 TO PARTICIPATION AGREEMENTParticipation Agreement • December 10th, 2013 • MONY America Variable Account K of MONY Life Insurance Co of America
AMENDMENT No. 3, dated as of August 31, 2013 to the Participation Agreement, (the “Agreement”), dated October 20, 2009 and as amended by Amendment No. 1 dated February 16, 2010 and Amendment No. 2 dated May 1, 2012, by and among AXA Equitable Life Insurance Company, MONY Life Insurance Company (“MONY”), MONY Life Insurance Company of America (“MLOA”), Goldman Sachs Variable Insurance Trust, Goldman Sachs Asset Management, L.P. and Goldman Sachs & Co. (collectively, the “Parties”).
SECOND AMENDMENT TO FUND PARTICIPATION AGREEMENTFund Participation Agreement • December 10th, 2013 • MONY America Variable Account K of MONY Life Insurance Co of America
Second Amendment, effective as of November 27, 2013 to the Fund Participation Agreement (the “Agreement”), dated January 1, 1997, as amended, by and among MONY Life Insurance Company of America (the “Company”), MONY Life Insurance Company (“MONY”), and each of Dreyfus Variable Investment Fund, The Dreyfus Socially Responsible Growth Fund, Inc., Dreyfus Stock Index Fund, Inc. (formerly, “Dreyfus Life and Annuity Index Fund, Inc. [d/b/a Dreyfus Stock Index Fund]”), and Dreyfus Investment Portfolios (collectively, the “Funds”).
AMENDMENT TO FUND PARTICIPATION AGREEMENT (Service Shares)Fund Participation Agreement • April 21st, 2021 • Equitable America Variable Account K
This Amendment to the Fund Participation Agreement (“Agreement”) dated July 12, 2000, as amended, between Janus Aspen Series, an open-end management investment company organized as a Delaware business trust (the “Trust”), and MONY Life Insurance Company, a New York life insurance company (the “Company”) is effective as of May 1, 2003.
THIRD AMENDMENT TO PARTICIPATION AGREEMENTParticipation Agreement • December 10th, 2013 • MONY America Variable Account K of MONY Life Insurance Co of America
Third Amendment, effective October , 2013 to the Participation Agreement (the “Agreement”), dated October 21, 1998, as amended, by and among MONY Life Insurance Company of America (the “Company”), T. Rowe Price Equity Series, Inc., T. Rowe Price Fixed Income Series, Inc., T. Rowe Price International Series, Inc., and T. Rowe Price Investment Services, Inc. (collectively, the “Parties”).
ContractLimited Temporary Insurance Agreement • May 18th, 2021 • Equitable America Variable Account K
Equitable Financial Life Insurance Company Equitable Financial Life Insurance Company of America Mailing Address: PO Box 1047, Charlotte, NC 28201-1047 Section C—Limited Temporary Insurance Agreement and Questionnaire forming a Part of the Application for Life Insurance Name of Proposed Insured Date of Birth (mm/dd/yyyy) Name of Proposed 2nd Insured Date of Birth (mm/dd/yyyy) If any of the questions below are answered “Yes” or left blank with respect to any Proposed Insured(s), no representative of the Company is authorized to accept money, and NO COVERAGE will take effect under this Agreement with respect to such Proposed Insured(s). 1. The questions below apply to all Proposed Insured(s). a) Is any Proposed Insured less than 15 days or over 70 years of age? ☐ Yes ☐ No b) Within the past 24 months has any Proposed Insured been attended by a care provider or been seen at a medical facility for heart condition or disease, stroke or cancer? ☐ Yes ☐ No c) Within the past 10 years
SIXTH AMENDMENT TO GENERAL AGENT SALES AGREEMENTGeneral Agent Sales Agreement • April 19th, 2019 • MONY America Variable Account K of MONY Life Insurance Co of America
This SIXTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT, dated as of August 1, 2015, is by and between MONY LIFE INSURANCE COMPANY OF AMERICA (“MONY America”), an Arizona life insurance company, and AXA NETWORK, LLC, a Delaware limited liability company (“General Agent”).
AMENDMENT NO.2 TO PARTICIPATION AGREEMENTParticipation Agreement • April 21st, 2021 • Equitable America Variable Account K
Amendment No.2, effective October 1, 2014, to the Participation Agreement dated December 1, 2010, as amended March 28,2014 (the “Agreement”) by and among MONY Life Insurance Company of America (the “Company”); Legg Mason Global Asset Management Variable Trust, Legg Mason Partners Variable Equity Trust and Legg Mason Partners Variable Income Trust (the “Fund”); Legg Mason Partners Fund Advisor, LLC; and Legg Mason Investor Services, LLC (the “Distributor”) (collectively, the “Pmties”). All terms re-defined in this Amendment supersede and replace those definitions assigned in the Agreement. Capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.
EIGHTH AMENDMENT TO GENERAL AGENT SALES AGREEMENTGeneral Agent Sales Agreement • April 21st, 2021 • Equitable America Variable Account K
This EIGHTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT, dated as of November 1, 2019 is by and between MONY LIFE INSURANCE COMPANY OF AMERICA, an Arizona life insurance company (“MONY America”), and AXA NETWORK, LLC, a Delaware limited liability company (“General Agent”).
SECOND AMENDMENT TO PARTICIPATION AGREEMENTParticipation Agreement • December 10th, 2013 • MONY America Variable Account K of MONY Life Insurance Co of America
Second Amendment, effective October 8, 2013 to the Participation Agreement, (the “Agreement”), dated January 2, 2013, as amended, by and among AXA Equitable Life Insurance Company, MONY Life Insurance Company of America (the “Company”), American Funds Distributors, Inc., American Funds Service Company, Capital Research and Management Company, and the American Funds Insurance Series (collectively, the “Parties”).
SECOND AMENDMENT TO PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALSParticipation Agreement • April 21st, 2021 • Equitable America Variable Account K
Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America (the “Company”), an Arizona stock life insurance company, Lord Abbett Series Fund, Inc. (the “Fund”), a Maryland corporation and Lord Abbett Distributor LLC (the “Distributor”), a New York limited liability company, entered into a certain Participation Agreement dated August 27, 2010 (the “Participation Agreement”). This Second Amendment (the “Amendment”) to the Participation Agreement is entered into as of December 17, 2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund, and the Distributor (collectively, the “Parties”).
SEVENTH AMENDMENT TO GENERAL AGENT SALES AGREEMENTGeneral Agent Sales Agreement • April 19th, 2019 • MONY America Variable Account K of MONY Life Insurance Co of America
This SEVENTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT, dated as of April 1, 2016, is by and between MONY LIFE INSURANCE COMPANY OF AMERICA (“MONY America”), an Arizona life insurance company, and AXA NETWORK, LLC, a Delaware limited liability company (“General Agent”).
AMENDMENT TO FUND PARTICIPATION AGREEMENT (Service Shares)Fund Participation Agreement • April 21st, 2022 • Equitable America Variable Account K
This Amendment to the Fund Participation Agreement (“Agreement”) dated July 12, 2000, between Janus Aspen Series, an open-end management investment company organized as a Delaware business trust (the “Trust”), and MONY Life Insurance Company of America, an Arizona life insurance company (the “Company”) is effective as of October 1, 2002.
FIFTH AMENDMENT TO GENERAL AGENT SALES AGREEMENTGeneral Agent Sales Agreement • December 23rd, 2015 • MONY America Variable Account K of MONY Life Insurance Co of America
FIFTH AMENDMENT TO GENERAL AGENT SALES AGREEMENT, dated as of June 1st, 2015 by and between MONY LIFE INSURANCE COMPANY OF AMERICA (“MONY America”), an Arizona life insurance company, and AXA NETWORK, LLC and the additional affiliated entities of AXA Network, LLC executing this Agreement below (collectively, the “General Agent”).
