INDEMNIFICATION AGREEMENTIndemnification Agreement • October 29th, 2015 • loanDepot, Inc. • Finance services • Delaware
This Indemnification Agreement (this “Agreement”) is made as of [ ], 2015, by and between loanDepot, Inc., a Delaware corporation (the “Corporation”), in its own name and on behalf of its direct and indirect subsidiaries, and [ ], an individual (“Indemnitee”).
RESTRICTED STOCK UNIT AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2015 OMNIBUS INCENTIVE PLANRestricted Stock Unit Agreement • October 29th, 2015 • loanDepot, Inc. • Finance services • Delaware
THIS RESTRICTED STOCK UNIT AWARD AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (the “Company”), and the Participant specified above, pursuant to the loanDepot, Inc. 2015 Omnibus Incentive Plan, as in effect and as amended from time to time (the “Plan”), which is administered by the Committee; and
RESTRICTED STOCK AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2015 OMNIBUS INCENTIVE PLANRestricted Stock Agreement • October 29th, 2015 • loanDepot, Inc. • Finance services • Delaware
THIS RESTRICTED STOCK AWARD AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (the “Company”), and the Participant specified above, pursuant to the loanDepot, Inc. 2015 Omnibus Incentive Plan, as in effect and as amended from time to time (the “Plan”), which is administered by the Committee; and
NONQUALIFIED STOCK OPTION AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2015 OMNIBUS INCENTIVE PLANNonqualified Stock Option Agreement • October 29th, 2015 • loanDepot, Inc. • Finance services • Delaware
THIS NON-QUALIFIED STOCK OPTION AWARD AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (the “Company”), and the Participant specified above, pursuant to the loanDepot, Inc. 2015 Omnibus Incentive Plan, as in effect and as amended from time to time (the “Plan”), which is administered by the Committee; and
MASTER REPURCHASE AGREEMENT Between: EVERBANK, as Buyer and LOANDEPOT.COM, LLC, as Seller Dated as of March 20, 2014Master Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This is a MASTER REPURCHASE AGREEMENT (this “Agreement”), dated as of March 20, 2014, by and between LOANDEPOT.COM, LLC, a Delaware limited liability company (“Seller”), and EVERBANK, a federal savings association (“Buyer”).
INCENTIVE STOCK OPTION AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2015 OMNIBUS INCENTIVE PLANIncentive Stock Option Agreement • October 29th, 2015 • loanDepot, Inc. • Finance services • Delaware
THIS INCENTIVE STOCK OPTION AWARD AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (the “Company”), and the Participant specified above, pursuant to the loanDepot, Inc. 2015 Omnibus Incentive Plan, as in effect and as amended from time to time (the “Plan”), which is administered by the Committee; and
STOCK APPRECIATION RIGHTS AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2015 OMNIBUS INCENTIVE PLANStock Appreciation Rights Agreement • October 29th, 2015 • loanDepot, Inc. • Finance services • Delaware
THIS STOCK APPRECIATION RIGHTS AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (the “Company”), and the Participant specified above, pursuant to the loanDepot, Inc. 2015 Omnibus Incentive Plan, as in effect and as amended from time to time (the “Plan”), which is administered by the Committee; and
MASTER REPURCHASE AGREEMENT Dated as of July 26, 2011 Between: CITIBANK, N.A., as Buyer, and LOANDEPOT.COM, LLC, as SellerMaster Repurchase Agreement • November 3rd, 2015 • loanDepot, Inc. • Finance services • New York
MASTER REPURCHASE AGREEMENT, dated as of July 26, 2011, between loanDepot.com, LLC, a Delaware limited liability company as seller (“Seller”) and CITIBANK, N.A., a national banking association as buyer (“Buyer”, which term shall include any “Principal” as defined and provided for in Annex I), or as agent pursuant hereto (“Agent”).
AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT (the “Agreement”) between BANK OF AMERICA, N.A. (“Buyer”) and LOANDEPOT.COM, LLC (“Seller”) dated as of July 17, 2015Master Repurchase Agreement • November 3rd, 2015 • loanDepot, Inc. • Finance services • New York
THIS AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT (the “Agreement”) is made and entered into as of July 17, 2015 by and between Bank of America, N.A., a national banking association (“Buyer”), and loanDepot.com, LLC, a Delaware limited liability company (“Seller”).
LOAN AND SECURITY AGREEMENT Dated as of May 22, 2015 Between EVERBANK, as Bank and LOANDEPOT.COM, LLC, as BorrowerLoan and Security Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
Confidential portions of this document have been redacted and filed separately with the Commission. AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT BETWEEN Wells Fargo Bank, N.A., as buyer (“Buyer”) The Sellers identified on...Master Repurchase Agreement • November 3rd, 2015 • loanDepot, Inc. • Finance services • New York
This Amended and Restated Master Repurchase Agreement and Securities Contract amends and restates in its entirety that certain Master Repurchase Agreement, dated as of the Effective Date, by and among Buyer, the Seller identified on the Addendum and the Guarantor identified on the Addendum (as amended, supplemented or otherwise modified through the date hereof, the “Original Agreement”).
LOANDEPOT, INC. REGISTRATION RIGHTS AGREEMENTRegistration Rights Agreement • November 3rd, 2015 • loanDepot, Inc. • Finance services • Delaware
THIS REGISTRATION RIGHTS AGREEMENT (this “Agreement”) is made as of , 2015, among loanDepot, Inc., a Delaware corporation (the “Company”), loanDepot Holdings, LLC, a Delaware limited liability company (“LD Holdings”), and (i) each of the investors listed on the Schedule of Parthenon Investors attached hereto (the “Parthenon Investors”), (ii) each of the investors listed on the Schedule of Hsieh Investors attached hereto (the “Hsieh Investors”), (iii) each of the executives listed on the Schedule of Executives attached hereto (the “Executives”)1 and (iv) each Person listed on the Schedule of Other Investors attached hereto and each other Person that acquires Class A Shares from the Company (including, without limitation, Class A Shares that are issuable by means of an exchange of Holdco Units and Class B Shares by such Person pursuant to the terms of the Holdings LLC Agreement) after the date hereof and becomes a party to this Agreement by the execution and delivery of a Joinder (collec
EMPLOYMENT AGREEMENTEmployment Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • California
This Employment Agreement (this “Agreement”) is entered into this 30th day of December, 2009, (the “Effective Date”), by and between loanDepot.com, LLC, a Delaware limited liability company (the “Employer”), and Anthony Hsieh (“Executive”) (together, the “Parties” and each a “Party”). Except as otherwise indicated herein, capitalized terms used herein are defined in Section 9.14.
- Confidential portions of this document have been redacted and filed separately with the Commission.Master Repurchase Agreement • October 29th, 2015 • loanDepot, Inc. • Finance services • New York
FORM OF TAX RECEIVABLE AGREEMENT by and among loanDepot, Inc., loanDepot Holdings, LLC, and the Recipients that are parties hereto dated as of [ ], 2015Tax Receivable Agreement • October 29th, 2015 • loanDepot, Inc. • Finance services • Delaware
This TAX RECEIVABLE AGREEMENT (as amended from time to time, this “Agreement”), dated as of [ ], 2015, is hereby entered into by and among loanDepot, Inc., a Delaware corporation (the “Corporation”), loanDepot Holdings, LLC a Delaware limited liability company (“loanDepot”), and the initial Recipients identified below . Capitalized terms used and not otherwise defined herein have the meanings set forth in Article I.
MASTER REPURCHASE AGREEMENT Between: UBS BANK USA, as Buyer and LOANDEPOT.COM, LLC, as Seller Dated as of June 1, 2015Master Repurchase Agreement • October 29th, 2015 • loanDepot, Inc. • Finance services • New York
This is a MASTER REPURCHASE AGREEMENT (the “Agreement”), dated as of June 1, 2015, between LOANDEPOT.COM, LLC, a Delaware limited liability company (the “Seller”) and UBS BANK USA, a Utah corporation (the “Buyer”).
MORTGAGE LOAN PARTICIPATION PURCHASE AND SALE AGREEMENT between LOANDEPOT.COM, LLC Seller and JEFFERIES MORTGAGE FUNDING, LLC Purchaser Dated as of February 28, 2013 Participation Certificates backed by Mortgage LoansMortgage Loan Participation Purchase and Sale Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This is a MORTGAGE LOAN PARTICIPATION PURCHASE AND SALE AGREEMENT (“Agreement”), dated as of February 28, 2013, between JEFFERIES MORTGAGE FUNDING, LLC (“Purchaser”) and LOANDEPOT.COM, LLC (“Seller”).
ASSET PURCHASE AGREEMENT by and among loanDepot.com, LLC Mortgage Master, Inc., and the shareholders of Mortgage Master, Inc. Dated November 12, 2014Asset Purchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This Asset Purchase Agreement is dated as of November 12, 2014, by and among (a) loanDepot.com, LLC, a Delaware limited liability company (“Buyer”), (b) Mortgage Master, Inc., a Massachusetts corporation (“Seller”), (c) Leif Thomsen, Ann Thomsen, and CALM Associates Trust (the “Trust” and, collectively with the other Persons in clause (c), the “Shareholders”), and (d) solely for the purposes set forth in Section 12.16, the Seller Party Representative (as defined below). The parties hereto are referred to herein as the “Parties”, and each a “Party”.
SECOND AMENDMENT TO CREDIT AND SECURITY AGREEMENTCredit and Security Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • Texas
THIS SECOND AMENDMENT TO CREDIT AND SECURITY AGREEMENT (this “Amendment”) is entered into as of June 26, 2015 (the “Second Amendment Date”), between LOANDEPOT.COM, LLC, a Delaware limited liability company (“Borrower”), and NEXBANK SSB (“Lender”).
– Confidential portions of this document have been redacted and filed separately with the Commission. STANDARD OFFICE LEASE BY AND BETWEEN ARDEN REALTY LIMITED PARTNERSHIP, a Maryland limited partnership, AS LANDLORD, AND LOANDEPOT.COM LENDING LLC, a...Standard Office Lease • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • California
This Standard Office Lease (“Lease”) is made and entered into as of the 10th day of March, 2011, by and between ARDEN REALTY LIMITED PARTNERSHIP, a Maryland limited partnership (“Landlord”), and LOANDEPOT.COM LENDING, LLC, a Delaware limited liability company (“Tenant”).
AMENDMENT NO. 6 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT NO. 6 TO MASTER REPURCHASE AGREEMENT (this “Amendment”) is made and entered into as of January 26, 2015 by and between Bank of America, N.A. (“Buyer”) and loanDepot.com, LLC (“Seller”). This Amendment amends that certain Master Repurchase Agreement by and between Buyer and Seller, dated as of December 23, 2009 (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”).
FIFTH AMENDMENT TO LEASE (Towne Centre Plaza)Lease • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents
THIS FIFTH AMENDMENT TO LEASE (“Fifth Amendment”) is made and entered into as of the 14th day of October, 2014, by and between ARDEN REALTY LIMITED PARTNERSHIP, a Maryland limited partnership (“Landlord”), and LOAN DEPOT.COM, LLC, a Delaware limited liability company (“Tenant”).
FIRST AMENDMENT TO CREDIT AND SECURITY AGREEMENTCredit and Security Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • Texas
THIS FIRST AMENDMENT TO CREDIT AND SECURITY AGREEMENT (this “Amendment”) is entered into as of May 29, 2015 (the “First Amendment Date”), between LOANDEPOT.COM, LLC, a Delaware limited liability company (“Borrower”), and NEXBANK SSB (“Lender”).
Confidential portions of this document have been redacted and filed separately with the Commission. SIXTH AMENDMENT TO LEASE (Towne Centre Plaza)Lease • November 3rd, 2015 • loanDepot, Inc. • Finance services
THIS SIXTH AMENDMENT TO LEASE (“Sixth Amendment”) is made and entered into as of the 1st day of May, 2015, by and between ARDEN REALTY LIMITED PARTNERSHIP, a Maryland limited partnership (“Landlord”) and LOANDEPOT.COM, LLC, a Delaware limited liability company, formerly known as loanDepot.com Lending, LLC (“Tenant”).
EVERBANK Warehouse FinanceMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This Third Amendment is made this 6th day of March, 2015 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of March 20, 2014 (the “Repurchase Agreement”), as amended and the Pricing Letter, dated as of March 20, 2014 (the “Pricing Letter”), as amended, in each case by and between loanDepot.com, LLC (“Seller”), and EverBank (“Buyer”). The Repurchase Agreement, the Pricing Letter and the First Amendment are sometimes hereinafter collectively referred to as the “Agreement.”
EVERBANK Warehouse FinanceMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This Second Amendment is made this 23rd day of December, 2014 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of March 20, 2014 (the “Repurchase Agreement”) and the Pricing Letter, dated as of March 20, 2014 (the “Pricing Letter”), as amended by that certain First Amendment to Master Repurchase Agreement and Pricing Letter dated as of April 23, 2014 (the “First Amendment”), in each case by and between loanDepot.com, LLC (“Seller”), and EverBank (“Buyer”). The Repurchase Agreement, the Pricing Letter and the First Amendment are sometimes hereinafter collectively referred to as the “Agreement.”
THIRD AMENDMENT TO LEASE (Towne Centre Plaza)Lease • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents
THIS THIRD AMENDMENT TO LEASE (“Third Amendment”) is made and entered into as of the 27th day of March, 2014, by and between ARDEN REALTY LIMITED PARTNERSHIP, a Maryland limited partnership (“Landlord”), and LOANDEPOT.COM, LLC, a Delaware limited liability company, formerly known as loanDepot.com Lending, LLC (“Tenant”).
EVERBANK Warehouse FinanceMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This First Amendment is made this 6th day of May, 2014 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of March 20, 2014 (the “Repurchase Agreement”) and the Pricing Letter, dated as of March 20, 2014 (the “Pricing Letter”), in each case by and between loanDepot.com, LLC (“Seller”), and EverBank (“Buyer”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.”
loanDepot.com, LLC SEVENTH AMENDED AND RESTATED LIMITED LIABILITY COMPANY AGREEMENT Dated as of , 2015Limited Liability Company Agreement • October 29th, 2015 • loanDepot, Inc. • Finance services • Delaware
THIS SEVENTH AMENDED AND RESTATED LIMITED LIABILITY COMPANY AGREEMENT, dated as of , 2015, is adopted, executed and agreed to, for good and valuable consideration, by and among the Company and the Members.
EVERBANK Warehouse FinanceMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This Fifth Amendment is made this 22nd day of May, 2015 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of March 20, 2014 (the “Repurchase Agreement”), as amended, and the Pricing Letter, dated as of March 20, 2014 (the “Pricing Letter”), as amended, in each case by and between loanDepot.com, LLC (“Seller”), and EverBank (“Buyer”). The Repurchase Agreement, the Pricing Letter and all amendments thereto are sometimes hereinafter collectively referred to as the “Agreement.”
SETTLEMENT AGREEMENT AND RELEASESettlement Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • California
THIS SETTLEMENT AGREEMENT AND RELEASE (this “Agreement”) is entered into as of August 25, 2015 (the “Effective Date”), by and between LD Investment Holdings, Inc., a Delaware corporation (“LD Investment”), Trilogy Mortgage Holdings, Inc., a California corporation (“Trilogy”), and loanDepot.com, LLC, a Delaware limited liability company (“loanDepot” or the “Company”, and collectively with LD Investment and Trilogy, the “LD Entities”), on the one hand, and (a) Dean Bloxom (“Bloxom”), (b) Jay Johnson (“Johnson”), (c) Dena Yocom, John S. Christiansen, Ralph Mozilo, Kathy Wade, Garth Wieger, Parker Living Trust Dated April 23, 2002, and Habanero Ventures and Investment Company, LLC (the persons in this clause (c) together with Bloxom and Johnson, the “Original iMortgage Stockholders”), (d) 4 GUYS, LLC, JACO INVESTMENTS LLC and CABOOSE4112, LLC (the persons in this clause (d) collectively, the “Controlled Affiliates” and together with the Original iMortgage Stockholders, collectively, the “i
FIRST AMENDMENT TO LEASE (Towne Centre Plaza)Lease • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • Newport
THIS FIRST AMENDMENT TO LEASE (“First Amendment”) is made and entered into as of the 7th day of September, 2012, by and between ARDEN REALTY LIMITED PARTNERSHIP, a Maryland limited partnership (“Landlord”) and LOAN DEPOT.COM LENDING LLC, a Delaware limited liability company (“Tenant”).
EMPLOYMENT AGREEMENTEmployment Agreement • November 3rd, 2015 • loanDepot, Inc. • Finance services • California
This Employment Agreement (the “Agreement”) dated this 1st day of Sept, 2009, (“Effective Date”) by and between LoanDepot.com (the “Company”) having its principal office located at 2601 Main Street, Suite 450, Irvine, CA 92614 and (the “Employee”) identified above and residing at the address listed above.
CREDIT AGREEMENT by and among LOANDEPOT.COM, LLC, as the Company, U.S. BANK NATIONAL ASSOCIATION, as the Paying Agent and Securities Intermediary and the Lenders from time to time party hereto Dated October 18, 2013Credit Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
THIS CREDIT AGREEMENT (as the same may be amended, restated, supplemented or otherwise modified from time to time, this “Agreement”) is made as of October 18, 2013, by and among loanDepot.com, LLC, a Delaware limited liability company (the “Company”), U.S. Bank National Association, as the paying agent (the “Paying Agent”) and the securities intermediary, and the persons and entities named on the Schedule of Lenders attached hereto as Schedule A, as such Schedule of Lenders may be updated from time to time in accordance with the terms hereof (individually, a “Lender” and collectively, the “Lenders”). Certain capitalized and other terms used in this Agreement are defined in Schedule B; and references to a “Schedule” or an “Exhibit” are, unless otherwise specified, to a Schedule or an Exhibit attached to this Agreement.
FIXED-RATE MORTGAGE POOL PURCHASE CONTRACT MASTER AGREEMENT MC07178Fixed-Rate Mortgage Pool Purchase Contract • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • District of Columbia
• The base guaranty fee and other pricing terms applicable to Mortgages delivered under this Contract are subject to change in accordance with the “Master Agreement-General Terms” provisions in the “Variances” section of this Master Agreement.
