PLAIC Variable Annuity Account S Sample Contracts

PARTICIPATION AGREEMENT Among
Participation Agreement • November 24th, 2020 • PLAIC Variable Annuity Account S • Massachusetts

THIS AGREEMENT, made and entered into as of the 1st day of May, 2008 by and among PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY, (hereinafter the “Company”), an Alabama corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”); and FIDELITY DISTRIBUTORS CORPORATION (hereinafter the “Underwriter”), a Massachusetts corporation; and each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II, VARIABLE INSURANCE PRODUCTS FUND III and VARIABLE INSURANCE PRODUCTS FUND IV, each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the “Fund”).

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FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 15th, 2024 • PLAIC Variable Annuity Account S

THIS AGREEMENT, made as of May 1, 2023, by and between LINCOLN VARIABLE INSURANCE PRODUCTS TRUST, a Delaware statutory trust (“Trust”), on its behalf and on behalf of its investment series set forth in Exhibit A (each, a “Fund”), LINCOLN FINANCIAL DISTRIBUTORS, INC., a Connecticut corporation (“Distributor”), LINCOLN FINANCIAL INVESTMENTS CORPORATION, a Tennessee corporation (“Adviser”), and PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY (“Company”), an Alabama corporation.

Participation Agreement
Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S • California
FUND PARTICIPATION AGREEMENT Protective Life and Annuity Insurance Company Columbia Funds Variable Insurance Trust Columbia Management Investment Advisers, LLC and Columbia Management Investment Distributors, Inc. April 12, 2021
Fund Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S • Massachusetts

THIS AGREEMENT, made and entered into as of this 12 day of April, 2021, by and among PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY (the “Company”), an Alabama life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); COLUMBIA FUNDS VARIABLE INSURANCE TRUST, an open-end management investment company organized under the laws of Massachusetts (the “Fund”); COLUMBIA MANAGEMENT INVESTMENT ADVISERS, LLC (the “Adviser”), a Minnesota limited liability company; and COLUMBIA MANAGEMENT INVESTMENT DISTRIBUTORS, INC. (the “Distributor”), a Delaware corporation.

FUND PARTICIPATION AND SERVICE AGREEMENT
Fund Participation and Service Agreement • November 24th, 2020 • PLAIC Variable Annuity Account S • New York

Protective Life and Annuity Company (“Insurance Company”), for itself and on behalf of one or more separate accounts of the Insurance Company (“Separate Accounts”), American Funds Distributors, Inc. (“AFD”), American Funds Service Company (“Transfer Agent”), Capital Research and Management Company (“CRMC”), and the American Funds Insurance Series (the “Series”), an open-end investment company for which AFD, CRMC and Transfer Agent provide services and which is divided into funds (hereinafter collectively called the “Funds” and, individually, a “Fund”), for good and valuable consideration, hereby agree on this 18th day of June 2015, that Class 2 shares of the Funds and Class 4 shares of the Funds (“Class 2 or 4 Shares” together , the “shares”) shall be made available to serve as underlying investment media for certain variable annuity contracts (hereinafter called “Contract(s)”; holders of such Contracts hereinafter called “Contractholder(s)”) to be offered by the Insurance Company subj

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S • New York

THIS AGREEMENT is effective as of December 1, 2020 (the “Effective Date”), by and among each of BLACKROCK VARIABLE SERIES FUNDS, INC. AND BLACKROCK VARIABLE SERIES FUNDS II, Inc., each an open-end management investment company (each, the “Fund”), BLACKROCK INVESTMENTS, LLC (“BRIL” or the “Underwriter”), a broker-dealer registered as such under the Securities Exchange Act of 1934, as amended (the “1934 Act”), Protective Life and Annuity Insurance Company, a life insurance company organized under the laws of the state of Tennessee (the “Company”), on its own behalf and on behalf of each separate account of the Company set forth on Schedule A, as may be amended from time to time (each separate account hereinafter referred to individually as an “Account” and collectively as the “Accounts”).

AMENDMENT TO FUND PARTICIPATION AGREEMENT Regarding RULE 498A And FUND DISCLOSURE DOCUMENTS
Participation Agreement • April 13th, 2023 • PLAIC Variable Annuity Account S

Protective Life and Annuity Insurance Company (the “Company”), BlackRock Variable Series Funds, Inc. and BlackRock Variable Series Funds II, Inc. (each, the “Fund”), each an open-end management investment company organized as a Maryland corporation, and BlackRock Investments, LLC (the “Underwriter”), entered into a certain participation agreement dated December 1, 2020 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of April 1, 2022, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund and the Underwriter (collectively, the “Parties”).

PARTICIPATION AGREEMENT BY AND AMONG
Participation Agreement • November 24th, 2020 • PLAIC Variable Annuity Account S • Delaware

THIS AGREEMENT, made and entered into as of the 1st day of June, 2010 (“Agreement”), by and among AIM Variable Insurance Funds (lnvesco Variable Insurance Funds), a Delaware Trust (“AVIF (IVIF)”), Invesco Distributors, Inc., a Delaware corporation (“INVESCO”), Protective Life and Annuity Insurance Company, a New York life insurance company (“LIFE COMPANY”), on behalf of itself and each of its segregated asset accounts listed in Schedule A hereto, as the parties hereto may amend from time to time (each, an “Account,” and collectively, the “Accounts”); and Investment Distributors, Inc., an affiliate of LIFE COMPANY and the principal underwriter of the Contracts (“UNDERWRITER”) (collectively, the “Parties”).

PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY Birmingham, Alabama (A Stock Insurance Company) INDIVIDUAL FLEXIBLE PREMIUM DEFERRED VARIABLE ANNUITY CONTRACT (Non-Participating)
Individual Flexible Premium Deferred Variable Annuity Contract • July 30th, 2020 • PLAIC Variable Annuity Account S • Alabama

Protective Life and Annuity Insurance Company agrees to provide the benefits described in this Contract. The Contract alone governs the rights of the parties.

Amendment to FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 15th, 2024 • PLAIC Variable Annuity Account S

THIS AMENDMENT, by and between LINCOLN VARIABLE INSURANCE PRODUCTS TRUST, a Delaware statutory trust (“Trust”), on its behalf and on behalf of its investment series set forth in Exhibit A (each, a “Fund”), LINCOLN FINANCIAL DISTRIBUTORS, INC., a Connecticut corporation (“Distributor”), LINCOLN FINANCIAL INVESTMENTS CORPORATION, a Tennessee corporation (“Adviser”), and PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY (“Company”), a Alabama corporation, is effective as of April 29, 2024 (the “Effective Date”).

AMENDMENT TO PROTECTIVE LIFE INSURANCE COMPANY PARTICIPATION AGREEMENT
Participation Agreement • April 15th, 2024 • PLAIC Variable Annuity Account S

Protective Life and Annuity Insurance Company, (on behalf of itself and each segregated asset account of the Company set forth in Schedule B, as may be amended from time to time (the “Separate Accounts”)), Investment Distributors, Inc., AllianceBernstein L.P., and AllianceBernstein Investments, Inc., hereby amend the Participation Agreement (“Agreement”) dated December 16th, 2020, as amended, by doing the following:

Broker-Dealer Selling Agreement For Sales of Protective Life and Annuity Insurance Company Life Insurance and Annuity Contracts FINRA Firm
Broker-Dealer Selling Agreement • November 24th, 2020 • PLAIC Variable Annuity Account S • New York

Protective Life and Annuity Insurance Company (“Protective”) has appointed Investment Distributors, Inc. (“IDI,” and together with Protective, the “Company”), a registered broker-dealer under the Securities and Exchange Act of 1934, as amended, and member of the Financial Industry Regulatory Authority, Inc. (“FINRA”), as the principal underwriter of the variable life insurance and annuity contracts that are issued by Protective. This Broker-Dealer Selling Agreement (the “Agreement”) allows IDI to compensate Selling Firm for the sale by Selling Firm and Licensed Personnel (defined below) of certain Protective life insurance policies and annuity contracts (individually, a “Contract” and collectively, the “Contracts”) set forth on the Product and Compensation Schedule(s), Schedule A, of this Agreement. The Product and Compensation Schedule is subject to change at any time upon notice to Selling Firm.

FUND PARTICIPATION AGREEMENT Schwab Annuity Portfolios
Fund Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S • California

THIS AGREEMENT, made and entered into as of this 9th day of November, 2020 by and among Protective Life and Annuity Insurance Company (“Company”), on its own behalf and on behalf of each of its segregated asset accounts named on Schedule A (the "Account"); SCHWAB ANNUITY PORTFOLIOS, a business trust organized under the laws of Massachusetts ("Fund"); and CHARLES SCHWAB & CO., INC., a California corporation ("Schwab” or the ”Distributor") (each a “Party,” and collectively, the “Parties”).

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 13th, 2023 • PLAIC Variable Annuity Account S

THIS AMENDMENT TO PARTICIPATION AGREEMENT (this “Amendment”) is made as of the 11th day of August, 2022, by and among PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY, an Alabama corporation (the “Company”), acting herein for and on behalf of itself and on behalf of each segregated asset account set forth in Schedule A to the Participation Agreement between the parties (the “Separate Accounts”); MFS VARIABLE INSURANCE TRUST, a Massachusetts business trust, MFS VARIABLE INSURANCE TRUST II, a Massachusetts business trust, and MFS VARIABLE INSURANCE TRUST III, a Delaware statutory trust (collectively, the “Trusts”); and MFS FUND DISTRIBUTORS, INC., a Delaware corporation (“MFD”, and together with the Trusts, “MFS”).

PARTICIPATION AGREEMENT
Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S • New York

THIS AGREEMENT, made and entered into as of the 16TH day of December, 2020 (“Agreement”), by and among Protective Life and Annuity Insurance Company, an Alabama life insurance company (“Insurer”) (on behalf of itself and each segregated asset account of the Company set forth in Schedule B, as may be amended from time to time (the “Separate Accounts”),); Investment Distributors, Inc., a Tennessee corporation (“Contracts Distributor”), the principal underwriter with respect to the Contracts referred to below; AllianceBernstein L.P., a Delaware limited partnership (“Adviser”), the investment adviser of the Fund referred to below; and AllianceBernstein Investments, Inc., a Delaware corporation (“Distributor”), the Fund’s principal underwriter (collectively, the “Parties”),

FUND PARTICIPATION AGREEMENT Clayton Street Trust
Fund Participation Agreement • November 24th, 2020 • PLAIC Variable Annuity Account S • New York

THIS AGREEMENT is made this 1st day of May 2016. between Janus Distributors LLC (the “Distributor”) and Janus Services LLC (“Janus Services”), each a Delaware limited liability company, and Protective Life and Annuity Insurance Company, a life insurance company organized under the laws of the State of Alabama (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as may be amended from time to time (the “Accounts”).

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • November 24th, 2020 • PLAIC Variable Annuity Account S • Colorado

THIS FUND PARTICIPATION AGREEMENT (the “Agreement”) is made and entered into as of this ____ day of _______________, 2020 (the “Effective Date”) by and among Protective Life and Annuity Insurance Company (hereinafter “PLAIC”), an Alabama life insurance company, on its own behalf and on behalf of its separate account(s) listed on Schedule B attached hereto (the “Accounts”);; Great-West Funds, Inc., a Maryland corporation consisting of the separate series described in Schedule A (hereinafter the “Fund”); Great-West Capital Management, LLC, a Colorado limited liability company and registered investment adviser under the Investment Advisers Act of 1940 (hereinafter the “Adviser”), and GWFS Equities, Inc., a Delaware corporation (hereinafter the “Distributor”) (each a “Party” and collectively the “Parties”).

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 15th, 2024 • PLAIC Variable Annuity Account S

Protective Life and Annuity Insurance Company (the “Company”), an Alabama life insurance company, Schwab Annuity Portfolios (the “Fund”), a Massachusetts business trust, and Charles Schwab & Co., Inc. (the “Distributor”), a California corporation, entered into a certain participation agreement dated November 9, 2020 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of March 22, 2022, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund and the Distributor (collectively, the “Parties”).

Participation Agreement Addendum Effective as of November 30, 2020
Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we,” “our,” or “us”), Protective Life Insurance Company, and Investment Distributors, Inc., your distributor (collectively, the “Company” “you” or “your”), on your behalf and on behalf of certain Accounts, (individually a “Party”, collectively, the “Parties”) have previously entered into a Participation Agreement dated November 30, 2020, as amended (the “Agreement”).

Selling Agreement for RIA Platform For Protective Life and Annuity Insurance Company Life Insurance and Annuity Contracts
Selling Agreement for Ria Platform • November 24th, 2020 • PLAIC Variable Annuity Account S • New York

This Selling Agreement for RIA Platform (the “Agreement”) proposes to have Licensed Personnel (defined below) solicit and sell certain Protective life insurance policies and annuity contracts (individually, a “Contract” and collectively, the “Contracts”). The Contracts are set forth on the Product Schedule(s), Schedule A, of this Agreement. Company, in its sole discretion and without advanced notice, may amend the Product Schedule at any time or suspend issuance of any Contracts.

THIRD AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S

THIS THIRD AMENDMENT TO PARTICIPATION AGREEMENT (the “Amendment”) is made as of the 30th day of November, 2020, by and among PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY, a life insurance company organized under the laws of the State of Tennessee (the ”Company”), acting herein for and on behalf of the Company and on behalf of each separate account set forth on attached Schedule A, as the same may be amended from time to time (the “Separate Accounts”); LEGG MASON PARTNERS VARIABLE EQUITY TRUST and LEGG MASON PARTNERS VARIABLE INCOME TRUST (each a “Fund”, collectively the “Funds”); LEGG MASON PARTNERS FUND ADVISOR, LLC (the “Advisor”); and LEGG MASON INVESTOR SERVICES, LLC (the “Distributor”), collectively (the “Parties”).

NOVATION OF AND AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • November 24th, 2020 • PLAIC Variable Annuity Account S

THIS NOVATION OF AND AMENDMENT TO PARTICIPATION AGREEMENT made this 25th day of April, 2011 (the “Effective Date”), by and among Allianz Global Investors Distributors LLC (“AGID”), PIMCO Investments LLC (“PI”), PIMCO Variable Insurance Trust (the “Fund”) and Protective Life and Annuity Insurance Company (the “Company”).

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PARTICIPATION AGREEMENT Among and PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY
Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S • Maryland

THIS AGREEMENT, made and entered into as of this 8th day of December, 2020 by and among Protective Life and Annuity Insurance Company (hereinafter, the "Company"), an Alabama insurance company, on its own behalf and on behalf of each segregated asset account of the Company (each account hereinafter referred to as the "Account"), and the undersigned funds, each, a corporation organized under the laws of Maryland (each hereinafter referred to as the "Fund") and T. Rowe Price Investment Services, Inc. (hereinafter the "Underwriter"), a Maryland corporation.

AMENDMENT TO THE PARTICIPATION AGREEMENT AMONG PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY, GOLDMAN SACHS VARIABLE INSURNACE TRUST AND GOLDMAN SACHS & CO. LLC
Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S

THIS THIRD AMENDMENT TO THE PARTICIPATION AGREEMENT (the “Amendment”) is made as of this 12th day of April, 2021 by and between GOLDMAN SACHS VARIABLE INSURANCE TRUST, a statutory trust formed under the laws of Delaware (the “Trust”), Goldman Sachs & Co. LLC, a New York limited liability company (the “Distributor”), and PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY, an Alabama life insurance company (the “Company”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

AMENDMENT TO THE PARTICIPATION AGREEMENT AMONG PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY, AMERICAN CENTURY INVESTMENT SERVICES, INC. AND AMERICAN CENTURY SERVICES, LLC
Participation Agreement • April 18th, 2022 • PLAIC Variable Annuity Account S

THIS AMENDMENT TO THE PARTICIPATION AGREEMENT (the “Amendment”) is made as of this 1st day of April 2022 by and between AMERICAN CENTURY INVESTMENT SERVICES, INC., AMERICAN CENTURY SERVICES, LLC, and PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY, an Alabama life insurance company (the “Company”) (and together, the “Parties”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

PARTICIPATION AGREEMENT
Participation Agreement • November 24th, 2020 • PLAIC Variable Annuity Account S

This Third Amendment to Participation Agreement (“Amendment”) is entered into by and among Legg Mason Investor Services, LLC, (the “Distributor”), Legg Mason Partners Variable Equity Trust (the “Fund”), Legg Mason Partners Fund Advisor, LLC (the “Advisor”) and Protective Life and Annuity Insurance Company (the “Company”), collectively (the “Parties”).

Form of ADDENDUM TO SCHEDULE OF PARTICIPATON AGREEMENT
Participation Agreement • November 24th, 2020 • PLAIC Variable Annuity Account S

This Addendum (“Addendum”) to the original Schedule of the Participation Agreement executed on November 1, 2009 is entered into by and among Legg Mason Investor Services, LLC, Legg Mason Partners Variable Equity Trust, Legg Mason Partners Fund Advisor, LLC and Protective Life and Annuity Insurance Company, collectively (the “Parties”).

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S • Colorado

THIS FUND PARTICIPATION AGREEMENT (the “Agreement”) is made and entered into as of this 7th day of December, 2020 (the “Effective Date”) by and among Protective Life and Annuity Insurance Company (hereinafter “PLAIC”), an Alabama life insurance company, on its own behalf and on behalf of its separate account(s) listed on Schedule B attached hereto (the “Accounts”);; Great-West Funds, Inc., a Maryland corporation consisting of the separate series described in Schedule A (hereinafter the “Fund”); Great-West Capital Management, LLC, a Colorado limited liability company and registered investment adviser under the Investment Advisers Act of 1940 (hereinafter the “Adviser”), and GWFS Equities, Inc., a Delaware corporation (hereinafter the “Distributor”) (each a “Party” and collectively the “Parties”).

PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY Birmingham, Alabama (A Stock Insurance Company) INDIVIDUAL FLEXIBLE PREMIUM DEFERRED VARIABLE ANNUITY CONTRACT (Non-Participating)
Individual Flexible Premium Deferred Variable Annuity Contract • July 27th, 2020 • PLAIC Variable Annuity Account S • Alabama

Protective Life and Annuity Insurance Company agrees to provide the benefits described in this Contract. The Contract alone governs the rights of the parties.

Amendment to Fund Participation and Service Agreement between Protective Life and Annuity Company American Funds Distributors, Inc. American Funds Service Company Capital Research and Management Company And American Funds Insurance Series
Fund Participation and Service Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S

Protective Life and Annuity Company (“Insurance Company”) for itself and on behalf of one or more separate accounts of the Insurance Company (“Separate Accounts”), American Funds Distributors, Inc.(“AFD”), American Funds Service Company (“Transfer Agent”), Capital Research and Management Company (“CRMC”) and American Funds Insurance Series (the “Series”), have previously entered into a Fund Participation and Service Agreement dated June 18, 2015 (as amended to date, the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”).

SECOND AMENDMENT TO THE PARTICIPATION AGREEMENT AMONG PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY, GOLDMAN SACHS VARIABLE INSURNACE TRUST AND GOLDMAN SACHS & CO. LLC
Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S

THIS SECOND AMENDMENT TO THE PARTICIPATION AGREEMENT (the “Amendment”) is made as of this 22nd day of August, 2020 by and between GOLDMAN SACHS VARIABLE INSURANCE TRUST, a statutory trust formed under the laws of Delaware (the “Trust”), Goldman Sachs & Co. LLC, a New York limited liability company (the “Distributor”), and PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY, a Alabama life insurance company (the “Company”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

AMENDMENT TO THE PARTICIPATION AGREEMENT AMONG PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY, MORGAN STANLEY VARIABLE INSURANCE FUND, INC., MORGAN STANLEY DISTRIBUTION, INC., MORGAN STANLEY INVESTMENT MANAGEMENT INC.
Participation Agreement • April 18th, 2022 • PLAIC Variable Annuity Account S

THIS AMENDMENT TO THE PARTICIPATION AGREEMENT (the “Amendment”) is made as of this 11th day of March, 2022 by and between MORGAN STANLEY VARIABLE INSURANCE FUND, INC. (the “Fund”), MORGAN STANLEY DISTRIBUTION, INC. (the “Underwriter”), MORGAN STANLEY INVESTMENT MANAGEMENT INC. (the “Adviser”), and PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY, (the “Company”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

Amendment No. 3 to Participation Agreement Among Protective Life and Annuity Insurance Company PIMCO Variable Insurance Trust, and PIMCO Investments LLC
Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S

Protective Life and Annuity Insurance Company (the “Company”), on its behalf and on behalf of certain Accounts of the Company, PIMCO Variable Insurance Trust (the “Fund”), and PIMCO Investments LLC (the “Underwriter”), have previously entered into a Participation Agreement dated November 1, 2009, as amended (the “Agreement”). The parties now desire to further amend the Agreement by this amendment (the “Amendment”).

Form of ADDENDUM TO SCHEDULE OF PARTICIPATON AGREEMENT
Participation Agreement • November 24th, 2020 • PLAIC Variable Annuity Account S

This Addendum (“Addendum”) to the original Schedule of the Participation Agreement executed on December 19, 2003 is entered into by and among Goldman, Sachs & Co., (the “Distributor”), Goldman Sachs Variable Insurance Trust (the “Trust”), and Protective Life Insurance Company (the “Company”), collectively (the “Parties”).

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT
Participation Agreement • April 16th, 2021 • PLAIC Variable Annuity Account S

THIS AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT (this “Amendment”) is made as of the 30th day of November, 2020, by and among PROTECTIVE LIFE AND ANNUITY INSURANCE COMPANY, a life insurance company organized under the laws of the State of Alabama (the “Company”), acting herein for and on behalf of itself and on behalf of each separate account set forth in Schedule B to the Participation Agreement between the parties (the “Separate Accounts”); ROYCE CAPITAL FUND (the “Fund”); and ROYCE FUND SERVICES, LLC (formerly Royce Fund Services, Inc.) (the “Distributor” and collectively with the Fund, “Royce”).

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