AGREEMENT AND PLAN OF MERGER Among HOUSEHOLD INTERNATIONAL, INC., HOUSEHOLD ACQUISITION CORPORATION II and BENEFICIAL CORPORATION Dated as of April 7, 1998Merger Agreement • April 21st, 1998 • Household International Inc • Personal credit institutions • Delaware
HOUSEHOLD INTERNATIONAL, INC. 16,000,000 DEPOSITARY SHARES EACH REPRESENTING ONE-FORTIETH OF A SHARE OF 7.60% CUMULATIVE PREFERRED STOCK, SERIES 2002-A Underwriting Agreement March 18, 2002 Salomon Smith Barney Inc. UBS Warburg LLC A.G. Edwards &...Underwriting Agreement • March 21st, 2002 • Household International Inc • Personal credit institutions • New York
EXHIBIT B 9,100,000 Shares HOUSEHOLD INTERNATIONAL, INC. Common Stock (Par Value $1.00 Per Share) UNDERWRITING AGREEMENTUnderwriting Agreement • June 20th, 1997 • Household International Inc • Personal credit institutions • New York
ANDPledge Agreement • October 30th, 2002 • Household International Inc • Personal credit institutions • New York
EXHIBIT 10.11 STOCKHOLDER AGREEMENT --------------------- STOCKHOLDER AGREEMENT dated as of November 30, 1999 (this "Agreement"), among HOUSEHOLD INTERNATIONAL, INC., a Delaware corporation ("Household"), RENAISSANCE HOLDINGS, INC., an Oregon...Stockholder Agreement • December 28th, 1999 • Household International Inc • Personal credit institutions • Oregon
CONFORMED COPY AMENDMENT NO. 1 TO RIGHTS AGREEMENT AMENDMENT No. 1 (this "Amendment"), dated as of November 13, 2002, to the Rights Agreement (the "Rights Agreement"), dated as of July 9, 1996, between HOUSEHOLD INTERNATIONAL, INC., a Delaware...Rights Agreement • November 14th, 2002 • Household International Inc • Personal credit institutions
EXHIBIT 1 HOUSEHOLD INTERNATIONAL, INC. HOUSEHOLD FINANCE CORPORATION 8.875% ADJUSTABLE CONVERSION-RATE EQUITY SECURITY UNITS Underwriting Agreement October 24, 2002 Goldman, Sachs & Co., 85 Broad Street, New York, New York 10004 Dear Sirs: Household...Underwriting Agreement • October 30th, 2002 • Household International Inc • Personal credit institutions • New York
SUBJECT: Amendment and Restatement of Employment Agreement Dated July 11, 1994 ----------------------------------------------------------- We wish you to remain in the employ of Household International, Inc. ("Household" or the "Corporation") and to...Employment Agreement • May 14th, 1997 • Household International Inc • Personal credit institutions
1 Exhibit 4.7 PREFERRED SECURITIES GUARANTEE AGREEMENT Household International, Inc. Dated as of __________, 2000 CROSS-REFERENCE TABLE*Preferred Securities Guarantee Agreement • May 26th, 2000 • Household International Inc • Personal credit institutions • Illinois
1 EXHIBIT 4.3 DECLARATION OF TRUST, dated as of March 21, 2000, between Household International, Inc., a Delaware corporation, as Sponsor, and Benjamin B. Moss, Jr., Dennis J. Mickey, and Wilmington Trust Company, a Delaware banking corporation, not...Declaration of Trust • March 22nd, 2000 • Household International Inc • Personal credit institutions
Exhibit 10.16 ------------- NON-COMPETITION AGREEMENT ------------------------- It is contemplated that Renaissance Holdings, Inc. ("RHI") will be merged into Renaissance Credit Services, Inc., a subsidiary of Household International, Inc....Non-Competition Agreement • December 28th, 1999 • Household International Inc • Personal credit institutions • Illinois
1 EXHIBIT 10.4 August 23, 1997 Rocco J. Fabiano 1646 Lugano Lane Del Mar, CA 92014 Dear Mr. Fabiano: SUBJECT: EMPLOYMENT AGREEMENT We wish you to accept employment with ACC Consumer Finance Corporation (the "Corporation"), a subsidiary of Household...Employment Agreement • September 15th, 1997 • Household International Inc • Personal credit institutions
EXHIBIT 10.14 July 9, 1996 Mr. Gary D. Gilmer 2700 Sanders Road Prospect Heights, IL 60070 Dear Gary: SUBJECT: AMENDMENT AND RESTATEMENT OF EMPLOYMENT AGREEMENT DATED JULY 11, 1994 We wish you to remain in the employ of Household International, Inc....Employment Agreement • March 30th, 1998 • Household International Inc • Personal credit institutions
EXHIBIT 10.12(b) EMPLOYMENT AGREEMENT AGREEMENT by and between Household International, Inc., a company incorporated under the laws of Delaware (the "Company") and William F. Aldinger (the "Executive") dated as of the 14th day of November, 2002. The...Employment Agreement • March 25th, 2003 • Household International Inc • Personal credit institutions • Delaware
EXHIBIT 4.5 HOUSEHOLD INTERNATIONAL, INC. AND THE BANK OF NEW YORK, AS PURCHASE CONTRACT AGENT PURCHASE CONTRACT AGREEMENT DATED AS OF OCTOBER 30, 2002 TABLE OF CONTENTSPurchase Contract Agreement • October 30th, 2002 • Household International Inc • Personal credit institutions • New York
1 Exhibit 4.7 CAPITAL SECURITIES GUARANTEE AGREEMENT Household International, Inc. Dated as of __________, 2000 CROSS-REFERENCE TABLE*Capital Securities Guarantee Agreement • April 4th, 2000 • Household International Inc • Personal credit institutions • Illinois
ARTICLE IWarrant Agreement • December 16th, 2004 • HSBC Finance CORP • Personal credit institutions
UNDERWRITING AGREEMENTUnderwriting Agreement • April 4th, 2000 • Household International Inc • Personal credit institutions • New York
DEBT SECURITIESFirst Supplemental Indenture • October 30th, 2002 • Household International Inc • Personal credit institutions • Illinois
1 AMENDMENT TO STOCK PURCHASE AGREEMENT ------------------------Stock Purchase Agreement • July 16th, 1997 • Household International Inc • Personal credit institutions • New York
Exhibit 10.15 ------------- November , 1999 Irving J. Levin 9400 S.W. Beaverton-Hillsdale Highway Beaverton, OR 97005-3363 Dear Mr. Levin: SUBJECT: Employment Agreement ----------------------------- We wish you to accept employment with Renaissance...Employment Agreement • December 28th, 1999 • Household International Inc • Personal credit institutions • Illinois
Exhibit 1 HSBC FINANCE CORPORATION UNDERWRITING AGREEMENT [Names of Representatives] [Address]Underwriting Agreement • December 16th, 2004 • HSBC Finance CORP • Personal credit institutions • Illinois
EXHIBIT 10.16(b) EMPLOYMENT AGREEMENT This Agreement, made and entered into as of November 14th, 2002 by and between Household International, Inc. (the "Company") and Sandra A. Derickson (the "Executive" and, together with the Company, the "Parties")....Employment Agreement • March 25th, 2003 • Household International Inc • Personal credit institutions • Illinois
SUBJECT: AMENDMENT AND RESTATEMENT OF EMPLOYMENT AGREEMENT DATED JUNE 9, 1995 We wish you to remain in the employ of Household International, Inc. ("Household" or the "Corporation") and to provide you with fair and equitable treatment along with a...Employment Agreement • March 20th, 1997 • Household International Inc • Personal credit institutions
EXHIBIT 10.15(b) EMPLOYMENT AGREEMENT This Agreement, made and entered into as of November 14th, 2002 by and between Household International, Inc. (the "Company") and Kenneth M. Harvey (the "Executive" and, together with the Company, the "Parties")....Employment Agreement • March 25th, 2003 • Household International Inc • Personal credit institutions • Illinois
Exhibit 4.5 AMENDED AND RESTATED INDENTURE FOR SENIOR DEBT SECURITIES DATED AS OF DECEMBER 15, 2004Indenture • December 16th, 2004 • HSBC Finance CORP • Personal credit institutions
Exhibit 1 HOUSEHOLD INTERNATIONAL, INC. 18,700,000 SHARES OF COMMON STOCK Underwriting Agreement October 24, 2002 Goldman, Sachs & Co. 85 Broad Street New York, NY 10004 Dear Sirs: Household International, Inc., a Delaware corporation (the "Company"),...Underwriting Agreement • October 29th, 2002 • Household International Inc • Personal credit institutions • New York
EXHIBIT 10.12(a) EMPLOYMENT AGREEMENT THIS AGREEMENT, made and entered into as of March 1, 2002 by and between Household International, Inc., a Delaware corporation, (hereinafter called the "Corporation") and William F. Aldinger (hereinafter called...Employment Agreement • March 25th, 2003 • Household International Inc • Personal credit institutions • Illinois
EXHIBIT 10.15(a) EMPLOYMENT AGREEMENT THIS AGREEMENT, made and entered into as of March 1, 2002 by and between Household International, Inc., a Delaware corporation, (hereinafter called the "Corporation") and Kenneth M. Harvey (hereinafter called the...Employment Agreement • March 25th, 2003 • Household International Inc • Personal credit institutions • Illinois
EXHIBIT 10.7 STOCKHOLDER AGREEMENT --------------------- STOCKHOLDER AGREEMENT dated as of November 30, 1999 (this "Agreement"), among HOUSEHOLD INTERNATIONAL, INC., a Delaware corporation ("Household"), RENAISSANCE HOLDINGS, INC., an Oregon...Stockholder Agreement • December 20th, 1999 • Household International Inc • Personal credit institutions • Oregon
AND BNY MIDWEST TRUST COMPANY AS TRUSTEE. INDENTUREIndenture • December 16th, 2004 • HSBC Finance CORP • Personal credit institutions
SELLING AGENT AGREEMENT by and among HSBC Finance Corporation, Incapital LLC (as Purchasing Agent) and the Agents named herein December 17, 2008Selling Agent Agreement • December 23rd, 2008 • HSBC Finance Corp • Personal credit institutions • Illinois
This Agreement may be executed by each of the parties hereto in any number of counterparts, and by each of the parties hereto on separate counterparts, each of which counterparts, when so executed and delivered, shall be deemed to be an original, but all such counterparts shall together constitute but one and the same instrument. Facsimile signatures shall be deemed original signatures.
HSBC FINANCE CORPORATION UNDERWRITING AGREEMENTUnderwriting Agreement • January 11th, 2006 • HSBC Finance CORP • Personal credit institutions • Illinois
* A description of particular tax, accounting or other unusual features of the Securities should be set forth, or referenced to an attached and accompanying description, if necessary to the issuer’s understanding of the transaction contemplated. Such a description might appropriately be in the form in which such features will be described in the Prospectus Supplement for the offering.
Exhibit 10.13 EMPLOYMENT AGREEMENT -------------------- THIS AGREEMENT, made and entered into as of January 1, 1999 by and between Household International, Inc., a Delaware corporation, (hereinafter called the "Corporation") and David A. Schoenholz...Employment Agreement • March 30th, 1999 • Household International Inc • Personal credit institutions • Illinois
HSBC FINANCE CORPORATION HSBC BANK USA, N.A., As Depositary AND THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Deposit AgreementDeposit Agreement • June 22nd, 2005 • HSBC Finance CORP • Personal credit institutions • New York
