John Hancock Life Insurance Co (Usa) Separate Account H Sample Contracts

MERGER AGREEMENT
Merger Agreement • April 1st, 2009 • John Hancock Life Insurance Co (Usa) Separate Account H • Michigan
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NORTH AMERICAN SECURITY LIFE INSURANCE COMPANY (BOSTON, MA)
Reinsurance Agreement • April 30th, 2009 • John Hancock Life Insurance Co (Usa) Separate Account H
BY AND BETWEEN
Customer Agreement • April 1st, 2009 • John Hancock Life Insurance Co (Usa) Separate Account H • Delaware
COINSURANCE AND MODIFIED COINSURANCE AGREEMENT Between JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (referred to as the Ceding Company) and CORPORATE SOLUTIONS LIFE REINSURANCE COMPANY (referred to as the Reinsurer)
Coinsurance and Modified Coinsurance Agreement • April 22nd, 2022 • John Hancock Life Insurance Co (Usa) Separate Account H • Michigan

THIS COINSURANCE AND MODIFIED COINSURANCE AGREEMENT (this “Agreement”) is made and entered into on February 1, 2022 (the “Closing Date”) and effective as of the Effective Time by and between John Hancock Life Insurance Company (U.S.A.), a Michigan-domiciled stock life insurance company (the “Ceding Company”), and Corporate Solutions Life Reinsurance Company, a Delaware-domiciled insurance company (the “Reinsurer”). For purposes of this Agreement, the Ceding Company and the Reinsurer shall each be deemed a “Party” and together the “Parties.”

John Hancock Life Insurance Company (U.S.A.) Home Office: Bloomfield Hills, MI
Annuity Contract • August 22nd, 2011 • John Hancock Life Insurance Co (Usa) Separate Account H

This Contract is issued in consideration of the Payments. John Hancock Life Insurance Company (U.S.A.), a stock company, agrees to pay the benefits of this Contract in accordance with its terms.

WITNESSETH:
Underwriting Agreement • February 25th, 1998 • Manufacturers Life Insurance Co of North America Sep Acc A
FEES AND CHARGES CONTRACT ASSET FEE [1.65% years 1-4] [1.15% years 5+]
Annuity Contract • March 30th, 2011 • John Hancock Life Insurance Co (Usa) Separate Account H

[THE PURPOSE OF THE GUARANTEED MINIMUM WITHDRAWAL BENEFIT PROVIDED UNDER THIS ANNUITY CONTRACT IS TO PROVIDE SECURITY THROUGH A STREAM OF INCOME PAYMENTS TO THE OWNER. THE GUARANTEED MINIMUM WITHDRAWAL BENEFIT WILL TERMINATE UPON ASSIGNMENT OR A CHANGE OF OWNERSHIP OF THE CONTRACT UNLESS THE NEW ASSIGNEE OR OWNER MEETS THE QUALIFICATIONS SPECIFIED IN THE TERMINATION PROVISION OF THE GUARANTEED MINIMUM WITHDRAWAL BENEFIT RIDER.]

I. INTRODUCTION
Selling Agreement • February 25th, 1998 • Manufacturers Life Insurance Co of North America Sep Acc A • New York
WITNESSETH:
Underwriting Agreement • March 1st, 1999 • Manufacturers Life Insurance Co of North America Sep Acc A
Name* ------------------------------------------------- First Middle Last
Flexible Payment Deferred Combination Fixed and Variable Annuity Application • February 28th, 2000 • Manufacturers Life Insurance Co of North America Sep Acc A
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BY AND BETWEEN
CSC Customer Agreement • April 27th, 2000 • Manufacturers Life Insurance Co of North America Sep Acc A
HOME OFFICE: International Corporate Center at Rye 555 Theodore Fremd Avenue Rye, N.Y. 10580
Flexible Purchase Payment Deferred Combination Fixed and Variable Annuity • February 25th, 1998 • Manufacturers Life Insurance Co of North America Sep Acc A • New York
AGREEMENT FOR PARTIAL RECAPTURE OF THE AMENDED AND RESTATED INDEMNITY VARIABLE ANNUITY REINSURANCE AGREEMENT Reference #8003 between JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) LANSING, MICHIGAN referred to as the “Ceding Company” and MANULIFE...
Indemnity Variable Annuity Reinsurance Agreement • April 22nd, 2022 • John Hancock Life Insurance Co (Usa) Separate Account H • Michigan

WHEREAS, the Ceding Company and Corporate Solutions Life Reinsurance Company (“Corporate Solutions”) have entered into that certain Principal Transaction Agreement, dated as of November 15, 2021 (the “Principal Transaction Agreement”) whereby Corporate Solutions has agreed to assume and reinsure effective as of the Effective Time, as defined thereunder, the Reinsured Contracts as defined under the Principal Transaction Agreement, including such policies that are reinsured under the Reinsurance Agreement and as further described on Exhibit 1 – Recaptured Policy Forms attached to this Agreement (the “Venerable Policies”); and

2. ADDRESS 3. TAX ID #: Street
Flexible Purchase Payment Deferred Combination Fixed and Variable Annuity Contract • February 26th, 1998 • Manufacturers Life Insurance Co of North America Sep Acc A
AGREEMENT TO AMEND AND SUPPLEMENT THE COINSURANCE AND MODIFIED COINSURANCE AGREEMENT AND PRINCIPAL TRANSACTION AGREEMENT
Coinsurance and Modified Coinsurance Agreement • April 24th, 2023 • John Hancock Life Insurance Co (Usa) Separate Account H

This AGREEMENT TO AMEND AND SUPPLEMENT THE COINSURANCE AND MODIFIED COINSURANCE AGREEMENT AND PRINCIPAL TRANSACTION AGREEMENT, dated as of October 3, 2022 (this “Amendment Agreement”), amends and supplements (i) the Coinsurance and Modified Coinsurance Agreement dated as of February 1, 2022 (as may be amended, modified or supplemented from time to time, the “Reinsurance Agreement”), by and between John Hancock Life Insurance Company (U.S.A.), a Michigan-domiciled stock life insurance company (the “Ceding Company”), and Corporate Solutions Life Reinsurance Company, a Delaware-domiciled insurance company (the “Reinsurer”), and (ii) the Principal Transaction Agreement dated as of November 15, 2021 (as may be amended, modified or supplemented from time to time, the “PTA”), by and among the Ceding Company, the Reinsurer and Venerable Holdings, Inc. (“Venerable”). Capitalized terms used but not defined herein shall have the meanings ascribed to them in the Reinsurance Agreement or the PTA, a

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