Riversource of New York Account 8 Sample Contracts

AMONG
Participation Agreement • January 3rd, 2007 • Riversource of New York Account 8 • New York
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CONTENTS
Participation Agreement • April 27th, 2006 • Ids Life of New York Account 8 • California
ARTICLE I. DEFINITIONS
Fund Participation Agreement • April 27th, 2007 • Riversource of New York Account 8 • New York
AMENDED AND RESTATED PARTICIPATION AGREEMENT
Participation Agreement • January 3rd, 2007 • Riversource of New York Account 8 • Minnesota
Exhibit (g)(8) AUTOMATIC REINSURANCE AGREEMENT
Automatic Reinsurance Agreement • April 27th, 2006 • Ids Life of New York Account 8
AMONG
Fund Participation Agreement • January 3rd, 2007 • Riversource of New York Account 8 • Massachusetts
BY AND AMONG
Participation Agreement • January 3rd, 2007 • Riversource of New York Account 8 • Delaware
AMENDMENT NO. 1
Automatic Yrt Reinsurance Agreement • April 27th, 2006 • Ids Life of New York Account 8
AMENDMENT TO AUTOMATIC AND FACULTATIVE REINSURANCE AGREEMENT ("AMENDMENT")
Automatic and Facultative Reinsurance Agreement • April 27th, 2006 • Ids Life of New York Account 8
Reinsurance Agreement
Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8 • New York
ADDENDUM TO THE AUTOMATIC AGREEMENT Dated April 1, 1990
Automatic Agreement • April 27th, 2006 • Ids Life of New York Account 8
Fifth Amendment to Automatic YRT Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, and the Fourth Amendment to Automatic YRT Agreement and the amendment increasing Ceding Company retention as of [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

Eighteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, the Fourteenth Amendment, the Fifteenth Amendment, the Sixteenth Amendment, and the Seventeenth Amendment to the Agreement, the global Amendment effective [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

Sixteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, the Fourteenth Amendment, and the Fifteenth Amendment to the Agreement, and the Fourth Amendment to the Agreement, labeled General Amendment, increasing Ceding Company retention as of [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

EXHIBIT INDEX
Participation Agreement • January 3rd, 2007 • Riversource of New York Account 8
Eighteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Revised Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, the Fourteenth Amendment, the Fifteenth Amendment, the Sixteenth Amendment, and the Seventeenth Amendment to the Agreement, the General Amendment increasing Ceding Company retention as of [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

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General Amendment—TAI conversion and layering
General Amendment • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the following agreements by and between RiverSource Life Insurance Co. of New York ("RiverSourceNY"), (formerly IDS Life Insurance Company of New York ("IDSLNY") ("Ceding Company") and [*] ("Reinsurer" or [*]):

Fifteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, and the Fourteenth Amendment to the Agreement, the General Amendment increasing Ceding Company retention as of [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

To Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, and the General Amendment effective [*]6 to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

Seventh Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, and the Sixth Amendment to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

Fifteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, and the Fourteenth Amendment to the Agreement, the global Amendment effective [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

General Amendment—TAI Conversion and layering
Yrt Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the following agreements by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"):

Fifteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, and the Fourteenth Amendment to the Agreement and the Fourth Amendment, labeled General Amendment, increasing Ceding Company retention as of [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

First Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"). The undersigned parties hereby agree that the Agreement shall be and is hereby amended and incorporated as follows:

General Amendment—TAI conversion and layering
General Amendment • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the following Agreements by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"):

Fourteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, the global Amendment effective [*], and the General Amendment effective [*] to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

Seventeenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Revised Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, the Fourteenth Amendment, the Fifteenth Amendment, and the Sixteenth Amendment to the Agreement, the General Amendment increasing Ceding Company retention as of [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

First Amendment to Automatic YRT Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

This Amendment to that certain Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York (formerly IDS Life Insurance Company of New York) ("Ceding Company") and [*] ("Reinsurer") shall be effective as of the day the last required signature is affixed to this Amendment (the "Amendment Effective Date").

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